Kodi kutsirizitsa pangano ndi lolondola zochita zofunika

Pokana Pangano adzakhala kuganizira mchikhalidwe ndi malamulo a zolowa boma. Monga ulamuliro, ngati kuchotsa udindo zikuchitika pa pempho la mbali imodzi, ena amatsutsa izo. Motero, funso n'lakuti ngati kutsirizitsa mgwirizano ndi kupereka zonse zotheka sabweretsa chisoni njira yotulukira maubwenzi amenewa.

Kuchotsa mgwirizano mwa chifuniro cha mbali zonse

Kukachitika kuti onsewo anaganiza kutsirizitsa ubale contractual, kuthetsedwa kwa ndondomeko kumachitika mgwirizano pakati pawo. Ndi mawonekedwe a mgwirizanowo choyambirira zimadalira maonekedwe a chikalatacho, ndiye, ngati lonjezolo, ndipo anagwirizana ndi magulu, mwano wa pangano tidzakwatulidwa anaphedwa zomwezi. Ufulu kusaina mapepala ngati atsogoleri a mabungwe kapena proxies awo.

Musanayambe kuletsa mgwirizanowo, mu chida cha ukali ayenera kuperekedwa kuchotsa m'munsi (ngati ndi ndondomeko zaufulu m'munsi adzakhala chifuniro cha zipani), komanso nthawi ya kuchotsa udindo contractual. Pamaso pa udindo zosakwanira kapena Akuyembekeza m'pofunika kupereka nthawi kutsekedwa.

Pokana unilaterally

Zapansi zothandiza kuchotsa mgwirizanowo unilaterally, zingakhalepo mu Civil Code, komanso chikalata yokha. Choyamba, ndi overdue udindo, kulephera kulipira pansi mgwirizano, kuwamana Executive wa zilolezo pa zochitika akhudzidwa ndi ziphatso, komanso kuyan'anila mobwerezabwereza chipani (kapena onse) kayendesedwe ka mgwirizano. Chofunika - kwa kulepheretsa wa pangano ayenera kukhala chifukwa chabwino. Monga likathetsedwa si m'thumba, izo ikuchitika mwa mungachitepo malamulo kukachitika kuti si kuthetsa nkhaniyi mu dongosolo pretrial.

Kuchotsa pangano ngongole

wobwereka Normal, monga ulamuliro, si bwino odziwa peculiarities cha ubale malamulo pakati pa ngongole ndi ngongole. N'chifukwa chake ambiri mwa nzika za kamangidwe ka mgwirizano kugwirizana pa zinthu oletsedwa a mabanki. Pankhaniyi, funso n'lakuti mmene kutsirizitsa pangano ngongole.

Pakuti ichi kukhala m'munsi. Mwachitsanzo, ngati banki alibe chilolezo cha Bank ku Central chifukwa kukhazikitsa zina, kapena zonse zochita zimene chikalata ichi ndi n'kosaloleka ndipo alibe mphamvu malamulo.

Komanso akhoza kutha mgwirizanowo, zomwe si kwathunthu kusonyeza zokhudza kotunga ngongole mankhwala pamene pangano sali chilembedwe mwatsatanetsatane zinthu constituent ngongole, monga chiwongola dzanja, mitengo, mawu, ndi ena.

Amalakatika umayenda ake ndi pangano limene zinthu zasintha unilaterally popanda chilolezo cha wokongolayo.

Komanso, mgwirizano kungakhale yosagwira chifukwa cha kusowa yosindikiza banki kapena wobwereka ndi siginecha munthu. No zofunika zochepa ndi kuonetsetsa chiyembekezo chakuti ya mgwirizano. Pakuti kulepheretsa wa pangano ayenera kutsatira ku khoti.

Kodi kutsirizitsa pangano ngongole? Ziyenera adzanyamula kukumbukira kuti mwamtheradi pangano lililonse ayenera kutha atalembedwa yekha, monga mwinamwake n'zovuta kuti atsimikizire zimene oletsedwa wa banki.

Kulipira pangano

Musanayambe kutsirizitsa pangano, muyenera mutidziwe bwino ndondomeko pamaso kusainira mapepala onse. Izi zingathandize kupewa zodabwitsa zosiyanasiyana ina.

Basi yapachiweniweni papepala, pangano pangano pakati pa zipani pa mkwiyo. Terms mu zingakhale chilichonse.

Grounds kwa kuchotsa pa pempho la zipani anauyamba Civil Code. The mwininyumba akhoza kutsirizitsa mgwirizanowo asanakalambe ngati lendi amagwiritsa chuma ndi kuyan'anila mobwerezabwereza, potero kwambiri chatsika chikhalidwe chake, kapena amalephera kutsatira mawu a pangano. Pamene pangano akonzedwa mawu a malipirowo mbali ina kuposa kawiri mu mzere sizikupanga nyumba, vuto zikhoza kuthetsedwa ndi mwininyumba monga kutsirizitsa mgwirizano asanakalambe. Koma iye angakhoze kuchitira izo chifukwa amapangidwa kukonzanso wa m'kati mwa tsiku lomalizira anapereka mgwirizano.

The lessee komanso ali ndi ufulu kutsirizitsa mgwirizanowo asanakalambe. M'munsi kungakhale khalidwe la eni malo a, kuteteza kapena kupereka katundu ntchito malinga ndi pangano. Komanso, chifukwa cha ukali ndi zambiri osati anavomera katundu lessor zolakwa amene amachepetsa ntchito zake zonse.

Kodi kutsirizitsa mgwirizano panobe? Pakuti lendi chifukwa Kulipira mabacteria ndi angathe kutumikira monga kusowa kukonzedwa yaikulu ndi udindo wa mwini chuma.

Kuchotsa mgwirizanowo anaigulitsa

Kodi kutsirizitsa mgwirizano wa kugulitsa? Kuti athetse vutoli m'pofunika kukumbukira kuti nkhani ya ukali wa zipani sakuyenerera kudzatenga kumbuyo zimene kukakamizidwa ndi udindo pamaso pa kuchotsa pangano, kupatulapo ngati tasonyeza operekedwa ndi mgwirizano kapena malamulo.

Kulipira mgwirizanowo inshuwalansi

Chophweka njira yothetsera vutoli ndi kutsirizitsa mgwirizano ndi mgwirizano wa mbali zonse. Koma mmene kutsirizitsa mgwirizano inshuwalansi chotero kukana mgwirizano zina? Apa pali yachiwiriyo: kampani inshuwalansi akukana lokha chifukwa si ntchito ndi mfundo zina gulu la mgwirizano kapena makasitomala amagwiritsa ntchito inshuwalansi kuti akhoza kudzudzula mgwirizanowo pokhapokha ngati inshuwalansi anali optional ndi kwawo. Tiyenera kukumbukira kuti chiwerengero cha zopereka analipira pamaso pa kuchotsa pangano, nzika sadzakhala mudzabwezedwa. Koma mukhoza kulemba fomu yoti obwezeredwa kukachitika kuti mwaganiza kutsirizitsa mgwirizanowo asanayambe kupereka premiums onse.

Kuchotsa pangano ndi banki

processing Loan si vuto, koma mmene kutsirizitsa pangano ndi banki? Ngakhale zovuta ndi nthawi yambiri zokwanira, izo zikhoza kuchitidwa, ndi njira ziwiri.

Njira ndi chidzudzulo ndi mgwirizano wa zipani. Pano, monga ulamuliro, palibe zoletsa makamaka, koma likathetsedwa mwina zikuphatikizapo ena obwera (chipukuta misozi cha imfa ya phindu kapena zomvetsa). Pankhaniyi, maphwando lowani pangano olembedwa ndi kuchuluka anasonyeza ndi mawu a malipiro.

Pofuna kutsirizitsa mgwirizanowo unilaterally, m'pofunika ntchito kukhoti a boma, chifukwa njira yokha kutsirizitsa pangano ndi banki. Koma izi zimachitika pokha pokha wapadera (mwachitsanzo, kubanki ndi pakati udindo wake).

Komanso, mgwirizanowo ukhoza kuletsedwa pa njira imene banki. Zimenezi zikachitika pamene kasitomala amabisa nkhani za quality, imfa kapena kuchepetsa ina, amaswa lamulo la alipire ngongole, kapena anamwaza ndalama ntchito zina. More chidzudzulo angagwe ngati zinthu chuma kasitomala wakhala poipa. Mogwirizana ndi gulu chifukwa kuchotsa ndi ziŵalo, bankirapuse ndi liquidation wa kumalo a ntchito.

Kodi kutsirizitsa mgwirizano pa ntchito

M'munsi kungakhale mgwilizano wamba pakati pamagulu (chipani ena mwa masiku 3 ayenera kudziŵitsa mu kulemba maganizo ake). Ndi akudza chifukwa chakuti mgwirizano ndi lotha wa n'loonadi ake. Kuchotsa kumachitika pa njira imene abwana ake (kuti ayenera awadziwitse wantchitoyo kulemba, osachepera mwezi) kapena wantchito (kukuletsa amapatsidwa mawu omwewo).

Pokana kumachitika ndi zimadalira pa chifuniro cha zipani zinthu. Kungakhale Mwachitsanzo, imfa ya wantchito, pempho lake la asilikali kapena kulowa mu mphamvu ya bwalo chigamulochi, kudwala cha boma kapena mphamvu tsankho ndi ena.

Ngati munthu anapita kwa ofesi voti kapena mmodzi wa zipani mawu mgwirizano zisakuyenda, zikhoza kumachitika mapangano Kulipira. Koma Mulimonsemo, bwana ayenera apereke kalata ya kuchotsa mgwirizano, kusonyeza chifukwa ndi wantchito kubwerera zikalata zonse kusungidwa, kuphatikizapo ntchito buku.

Kuchotsa mgwirizanowo CTP

Zifukwa angakhale ambiri, koma ndondomeko ya Kulipira ambiri zikuoneka zovuta ndi zosokoneza. Popeza kutsirizitsa mgwirizanowo CTP?

Choyamba, muyenera kulemba mawu osonyeza kuti ukali ndi chokhumba chanu ndi kumupanga iye pasipoti ndi mfundo MTPL. Pasanathe sabata ziwiri, kampani inshuwalansi ayenera kupereka dipo ya inshuwalansi umafunika molingana ndi chiwerengero cha masiku makuponi. Kuchokera tsiku la mawu olembedwa a mgwirizano ndi kutsazikana.

Pokana mgwirizano ndi kampani "Rostelecom"

Kodi kutsirizitsa mgwirizano? Ndi "Rostelecom" kutero mosavuta ngati milandu m'mbuyomu.

Chinthu choyamba kuchita ndicho kulemba mawu bungwe mwachindunji. Mmenemo kupeza chifukwa cha kuchotsa (pofikira kapena ntchito zabwino udindo awo), umene inu zoona, pangano denonsiruete unilaterally (mutchule mgwirizano mzera), komanso amafuna obwezeredwa ndalama iliyonse otsala chifukwa.

ntchito ziyenera kulembedwa mu mabuku awiri, ndi atawalamula kuti pa chikalata, amene amakhalabe akhala stamped ndi chizindikiro yopemphera. Kuyankha olembedwa, kampani laperekedwa mkati mwa milungu iwiri. Apa mmene adzafafaniza pangano ndi "Rostelecom" pa kuyamba kwa kasitomala.