Luso kusakhulupirika - ichi ndi mapeto kapena okha kukondoweza kusintha mfundo zachuma?

Mu ndalama, kusakhulupirika ndi kulephera kwa nkhaniyi kuti akwaniritse udindo wake. Chifukwa icho chili choipa kwa onse wobwereka ndi wokongoza, amayesetsa m'zonse kupewa. Luso kusakhulupirika - ndi Mwachitsanzo, chinachitika m'chilimwe mu Greece. kusiyana Aika ku mwachizolowezi - ndi chiyembekezo cha zinthu zosangalatsa m'tsogolo. Ngati inu kuti ndi kusakhulupirika luso, m'njira yosavuta, ndi zinthu komwe wobwereka ngakhale sangathe kuyankha m'njira yake chifukwa ntchito zawo, koma zikusonyeza kuti achite izo mu maganizo ena. Koma pali mfundo zina zabwino ambiri, m'nkhani ino tikambirana.

zambiri

Pofikira - ndi kulephera kulipira pa nthawi anakongola ndalama wokongoza kapena kupitiriza kupereka chidwi nthawi zonse. Mwachitsanzo, munthu anakatenga ndi kubweza nyumba, ndipo anali ndi lolemetsa. Tiyerekeze kuti iye akulengeza luso ofikira. Kuti ali mawu osavuta? Pamene munthuyo anadziwa katundu wake kumbuyo loswa pa mfundo iyi mu nthawi, akupempha amodzi a banki kuti anapereka ngongole nyumba. Nkhani yofanana angayambe ndi bungwe lirilonse malonda kapena boma. Pofikira zikutanthauza kuti sangathenso akwaniritse udindo wake. Mwachitsanzo, iwo sangathe kulipira operekedwa nthawi kuwonjezereka likulu la ogwirizana. Luso kusakhulupirika - izi ndi zinthu zosakhalitsa kuti yekha likuoneka moto mu ngozi. Nthawi zambiri amapezeka ndi chifuniro cha wobwereka lapansi. Koma mbali awiri akuyembekeza chikalata yabwino mwa iye.

mitundu kusakhulupirika

Kwambiri zokopa nkhani ya bankirapuse posachedwapa - ndi tsoka amene anachitika ku banki Lehman Brothers. Private kusakhulupirika a kampani anali chifukwa cholephela ake kulipira US $ 600 biliyoni ndalamawo ake. Mlandu wina wotchuka unali wa Greece. Wamkulu Koposa kusakhulupirika mu dziko zinachitika mu March 2012. Kuchuluka kwa ngongole panthawiyo anali biliyoni 138 madola US. M'chaka cha 2015 kuti anatchedwa kusakhulupirika luso. Izi zikutanthauza kuti Greece walephera kulimbana ndi mavuto a zachuma m'dziko acimuuza kuti IMF utalembedwa-kuchoka mbali ya ngongole ya ndalama.

kusiyana insolvency

Pamaso kudutsa kuti nkhani yomwe ndi kusakhulupirika luso, m'njira yosavuta, m'pofunika kumvetsa terminology lapansi. Nkofunika kudziwa kusiyana zikhalidwe ziwiri - insolvency ndi bankirapuse. Sanapezeke kwenikweni amatanthauza kuti mukupatsidwa wobwereka si ngongoleyo pamene iye ayenera kuchita izo. Iye ali mitundu ikuluikulu iwiri: luso ndi chikhalidwe. About zosiyanasiyana kuti zimatenga tikambirana zina. Insolvency ndi bankirapuse - mwalamulo yaitali. Woyamba zikutanthauza kuti wobwereka ndi zinthu kumene iye sangakhoze kuyankha udindo wake.

bankirapuse Features

Insolvency lisanayambe padzakhala zotsatira. Zinthu adadziwa, koma asakhumudwe siinafike. Luso kusakhulupirika - ndi zambiri mokondwera Baibulo, pamene kuthekera kwa malipiro a ngongole akadali wokhala, koma mtsogolo tsogolo. Pankhaniyi wobwereka ndi wokongoza ndi prerequisites aliyense kukhulupirira kuti boma chuma woyamba ali ndi mwayi kusintha. Ndipo potsiriza, bankirapuse. Ndi malamulo yaitali. Iye akutanthauza kuti pali chifukwa chomveka pokhazikitsa kuyang'aniridwa milandu ya zochitika ndalama za gulu insolvent.

A kusakhulupirika luso: chomwe izo ziri mu mawu osavuta?

Takambirana kale anachita nawo terminology zofunika, tsopano ndi nthawi ya nkhani yeniyeni ya m'nkhaniyi. Pali mitundu iwiri ya kusakhulupirika: utumiki ngongole ndi luso. Choyamba, monga mmene taonera, izo zifika pa nthawi imene wobwereka sangakhoze kupanga malipiro inakonzedwa chifukwa mavuto ena ndalama. Luso kusakhulupirika oznachat kuti wathyoka mfundo za mgwirizano. Inde udindo amafuna kampani kukhalabe enaake likulu kapena ntchito ndalama. Ambiri ndi kuswa chiwerengero cha zolowa zomwe zasungidwa, yochepa liquidity ndi utumiki ngongole. udindo zoipa - izi ndi zinthu zimenezi, zimene kuchepetsa kapena kuletsa zochita zina la kampani (mwachitsanzo, kugulitsa katundu malipiro a benefiti). mapangano ambiri mfundoyo, malinga ndi zimene insolvency ngongole ina basi kumabweretsa kusakhulupirika pa china chirichonse.

Chifukwa cha mavuto a kusakhulupirika luso

Monga momwe taonera, insolvency ndi bankirapuse - ndi mfundo za unyolo wina. Koma nkhope luso kusakhulupirika? Ndipotu zikuoneka kuti dziko lili ndi mwayi weniweni kutuluka momwe zinthu zikusinthira zachuma. Koma mphekesera za kusakhulupirika mwina zinayamba kupweteka zizindikiro zonse. Choyamba chatsika ndalama nyengo. Ndipo zimenezi zimapangitsa kuti ndi kuchepetsa mlingo osiyanasiyana amene amakopeka ndi chidwi cha anthu amalonda ndi chuma ndalama ufulu. Izi pamakhala kugwa mu misika chuma ndi ndalama. Ndipo amene kukhulupirira boma, lomwe ndi pafupifupi zinatha? Choncho, nthawi zambiri akufotokozera kusakhulupirika luso mu mwayekha yachibadwa. Koma mosiyana ndi yamasika, apa pali chiyembekezo ayambe chuma. Ngati angongole kunja kugwirizana thanani mbali ya kukonzanso ngongole ndi deferral wa Mavesi ngongole, zikhoza kuthandiza dziko kamodzinso kuyamba kudalira boma. Koma m'tsogolo pokhapokha Yehova atamu- ndondomeko woyenera chuma cha boma la dziko.