Leaseback

Leaseback, monga kuyenera pangano tingachipeze powerenga ndalama kumatanthauza nawo mu ndikupeleka osati atatu maphwando (wogulitsa, lessor ndi lessee), koma awiri. Ndi mtundu uwu kubwereketsa, imene wogulitsa chabe ndi lessee ndi munthu yemweyo. Ndi chida champhamvu kubwezeretsa ntchito likulu kapena refinancing wa ndalama likulu. Iwo n'kopindulitsa kuposa ntchito kwa ngongole ku banki kapena kugula chifukwa ndalama mwini wa katundu watsopano.

ndi limagwirira ntchito zonsezi? Kodi leaseback? kampaniyo amagulitsa katundu yake ya kampani kubwereketsa ndipo pomwepo wobwezera lessee (zitenga mundondomekoyo). Ndiko kuti, kasitomala amalandira 100% ya katundu, ndipo pamene amakhalabe ntchito zake ( "anabwerera"). Motere mukhoza kupeza ntchito likulu popanda ndalama zina.

Pa nthawi yomweyo ndi mapangano awiri (kugula ndi kugulitsa ndi kutumidwa wa kubwereketsa). Chotero zambiri amatikumbutsa ngongole belo, kokha ndalama adzakhala m'munsi amalipira chidwi. Komanso, pangano-kumbuyo amalola kampani kuchepetsa ndalama za misonkho kuchokera malipiro pangano aphatikizidwa mokwanira mitengo ya zinthu. Ndalama pa Tax n'zothekanso ntchito inapita depreciation kuti amaloledwa mu nkhani iyi. Kumapeto kwa mgwirizano chuma pa mtengo depreciated (pafupifupi wofanana ndi ziro) chimatsatira bwino kumalo a ntchito. Choncho, ntchito n'zosiyana kubwereketsa, zikhoza kuchepetsedwa ndi msonkho wa katundu miyeso wophiphiritsa.

Chuma cha gulu (ogwira) , mu nkhani iyi kwenikweni sasintha malo ndipo akhoza kugwiritsidwa ntchito mu ndondomeko kupanga.

Komabe, pali anthu ena mokoma wotuluka amenewa. Choncho, kuwunika kuopsa kwa lessee angathe asanalowe mu mgwirizano aziwerenga zotsatira msonkho kwa ndikupeleka sanali wopanda pake. Izi ndi zoona makamaka ngati muyenera zida, makina kapena magalimoto kuti kubwereketsa, zomwe zikugwirizananso pa muyezo pepala la wolandira pa mtengo wotsika, chifukwa misonkho mopitirira zochokera mitengo enieni.

Akuluakulu a zamisonkho kuwunika mosamalitsa zokwanira zambiri leaseback (osadziŵa kuthekera chinyengo ndi malipiro), kuika mtima kwambiri pa malonda amene ali ndi mavuto ndi kusunga mbiri ndi mlandu msonkho. Leaseback ntchito bwino ntchito bwino pepala kudzera kugulitsa katundu osati depreciated, koma ndi phindu msika, amene nthawi zambiri kwambiri kuposa iye. Koma lamulo saletsa ndi kubwereketsa lessor kugula katundu kuchokera mwini. Choncho, mgwirizano leaseback kwathunthu complies ndi zofunika mosavomerezeka.

Komabe, osavomerezeka kulowa ndikupeleka amenewa ndi malonda kwambiri achinyamata kuti sizinathe kukhwima chuma. Kubwereketsa yilungamitsidwa mu nthawi ya Mokweza lalikulu mabizinesi khola kuti panopa mulibe ndalama kapena amene alibe mphamvu (nthawi) kukafufuza options abwino ndalama.