Ndalama RMB - ndalama Chinese anthu

Mosiyana ndi mayiko ambiri m'dzina la Republic of ndalama ndi ndalama ndi osiyana. N'chokwana - muyeso wa renminbi pa nthawi zambiri amamasuliridwa kuti "ndalama za anthu." Chifukwa cha ichi, pali kusiyana mu kuchepetsa kuti: m'mayiko classifier ndalama Chinese ali anasankha CNY, ndi Chinese okha ntchito kuchepetsa RMB ku mawu «renminbi».

ndalama m'zigawozigawo

Mofanana zosokoneza chifukwa zizindikiro ntchito n'chokwana Chinese. RMB ndalama ikhale Ұ, koma nthawi zambiri anagwiritsa ntchito chizindikiro cha Yen Japanese ¥. Komanso RMB kuyamikira ali ndi khalidwe yake 元. zizindikiro zonsezi ntchito kusunga malo okwezeka: kuchepetsa CNY ndi RMB, komanso ma ndi CN ¥ CN 元. zosiyanasiyana Zonsezi zikutanthauza chinthu chimodzi - kuchuluka kutchulidwa Renminbi, china chilichonse kulipira China n'zosatheka. Kuchotserapo ndi madera odzilamulira okha: Taiwan, Hong Kong ndi Macau, dera limene m'kupita kwa ndalama zawo.

Titafika ku China, taphunzira kale, zingatanthauze, mitundu yonse ya maina ndi zolemba za ndalama m'deralo, alendo zambiri kumva latsopano "Qui" ndi "Mao." mfundo izi chitachitika, m'malo n'chokwana ndi ndalama yaing'ono Jiao. Qui likumasuliridwa kuti "chidutswa", dzina m'malo angayerekezedwe ndi aku America.

ndalama zamakono banknotes

n'chokwana Chinese zigwirizana magawo angapo. Ngakhale ndiye RMB ndalama chionekera: mwa mmodzi 10 n'chokwana Jiao, aliyense Jiao fen 10. Mao ndi feni timbewu ndalama chipembedzo 1 Jian Jian 5, 1 fen, 2 fen, 5 fen. Feni zimachitika chaka chilichonse kuchepa zambiri mitengo ndi adzakhale kuti Jiao lapansi. Kuwonjezera ntchito kuchita popanda iwo, ndalama zing'onozing'ono za n'chokwana sakhalitsa. Chifukwa cha mtengo wotsika iwo amapangidwa kuchokera zitsulo lililonse limatisokoneza, chifukwa 5 fen akhoza kukhotetsa zala.

Ndithu otchuka ndalama 1 n'chokwana Ngakhale kuti amasindikizidwa lofanana pepala. zipembedzo zikuluzikulu pokhapokha inakhazikitsa mu mawonekedwe a banknotes: 5, 10, 20, 50 100. ambiri amaona mfundo omangika kuti mazana a chipembedzo waukulu monga anthu Chinese ndalama (RMB) ndalama kusinthitsa ndalama zomwe ndi wolimba kwambiri, amatenga malo pang'ono likafunika wotuluka ndi ndalama zambiri.

Mtendere wa RMB ndi

ndalama Chinese ndi chimodzi cha otetezeka mu dziko, ndipotu umboni wake kuti chimatengedwa ngati malo mu 2012. A ambiri a mabanki ndi mabungwe m'madera onse a dziko kusuntha chuma chawo ndi ndalama Chinese. Mabizinezi chinkhoswe pa ntchito padziko lonse, pamodzi umathandiza kumasulira pa n'chokwana chifukwa cha mlingo wake otsika.

Umboni wa bata ndi mtendere wa RMB kusinthitsa ndalama pa mlingo wa kusinthasintha kwa ndalama za maiko ena. Mpaka 2005, panali chithunzithunzi: China (RMB) ndalama kwa dola anali pa chiŵerengero zonse 8,28: 1. Boma la waganiza akamupatsa ndalama malonda, mosiyana ndi malingaliro ambiri, n'chokwana ananyamuka yekha. Ambiri a boma amene amadza RMB kuyamikira ndalama European Union, America, Japan ndi South Korea, mmene ena pang'ono.

ndi n'chokwana

Popeza RMB ndalama tsopano zimadalira malonda, mlingo wake wotsikitsitsa, koma zimasiyanasiyana tsiku lililonse. M'katikati mwa April 2016 nduna kuwombola mlingo wa n'chokwana ndi motere:

• 1 dola US amapereka n'chokwana 6,48, kapena 1 CNY = 0,15 USD.
• Pakuti 1 yuro amapereka 7,30 n'chokwana, kapena 1 CNY = 0,14 EUR.
• Pa £ 1 amapereka 9,20 n'chokwana, kapena 1 CNY = 0,11 GBP.
• 1 Japanese Yen patukani n'chokwana 0,06, kapena 1 CNY = 16,79 JPY.
• 1 Russian ruble zokolola za n'chokwana 0,10, kapena 1 CNY = 10,26 opaka.
• 1 Chiyukireniya Hryvnia kupereka 0,26 n'chokwana, kapena 1 CNY = 3,93 UAH.

Kodi kusintha ndalama: kusinthitsa ndalama kusiyana

The Bank of China kugula ndi kugulitsa kuwombola mlingo wa n'chokwana ziri mosiyana ndi nduna kuwombola mlingo wa renminbi amatanthauza pa 1-1.5%. Mu mahotela kumene zingasiyane malingana ndi% 3-4 m'maofesi nzeru% 2-3. Njira koipa mu ndege, kungakhale poyerekeza nduna 5-6%. Kumbali ya ubwino motsimikizika ayenera kupita ku banki ndi kusintha anabweretsa ndalama mu izo. Mwa njira, akulangizidwa kubweretsa madola kapena yuro, monga kosi monga ndalama RMB ndi ruble, mu China pafupifupi zimachokeradi. Ife ntchito padziko dazeni mabanki kupeza amene amatenga rubles, ndi Maphunzirowa zochepa poyera. Choncho, ndi bwino kugula American kapena European ndalama, kenako kusinthana kwa n'chokwana lapansi.

Kuvuta kwa ndalama posinthana pa gombe, ndipo maofesi kuwombola ndi ndodo kulankhula Chinese. Bank Umapeza kuli mitundu ya mitengo kuwombola yomasulira m'Chingelezi. Usachite mantha kuti zikalata, mukufunika ndi anasintha kuchokera pasipoti ndi (mtundu, mndandanda ndi nambala, dzina, dzina loyamba), kuonjezapo kufunika dzina hotelo ndi kuchuluka mukufuna kusintha.

The ndondomeko ya mutayankha mawonekedwe, kudikira mu mzere ndi kuwombola yokha zambiri kutenga kuchokera Mphindi 30 ola limodzi. Ngati mukuopa chodzaza maonekedwe ndi chakuti basi sindingathe kufotokoza, kusintha ndalama ku Hotelayi. Inde, ndithudi chidzakhala choipa, koma ndodo zambiri zabwino lamulo la English, ndipo muyenera pasipoti.

Malangizo

Kuti panalibe kusintha ndalama zambiri pa ndege, zokwanira ndi ndalama zoyendera ku hotelo kapena mzinda komwe kudzakhala kotheka kusintha kuchuluka koyenera pa mtengo yabwino. Kodi kusintha mayendedwe a? Ku Shanghai ndege kufika sitima mkulu-liwiro, pafupi 50 n'chokwana, kapena yapansi panthaka, mtengo wa tikiti zimadalira mtunda, munthu pazipita n'chokwana 10. Ku ndege Beijing kumzinda kwambiri zaphindu kuti atenge sitima lofotokoza kwa n'chokwana 25 okwerera sitima tikiti adzatuluka zodula. The ndalama zoyendera zikuchulukirachulukira nthawi, kotero kuti kusintha mu njira pang'ono.

Pamene ndalama ku banki, pamodzi ndi ndalama Chinese inu adzapatsidwa chiphaso, ndiwo ayenera kutetezedwa. Ngati mudzakhala ndi muyeso ndalama RMB, kuwombola n'zosiyana kokha kukhala zotheka ngati pali chitsimikizo cha choyambirira kugula n'chokwana.