Kubwereketsa. Tanthauzo ndi Ubwino

A mawu achilendo "kubwereketsa" alowe miyoyo yathu. Lero ndi utumiki m'malo otchuka. Komabe, si aliyense wa ife amadziwa tanthauzo la mawu akuti "kubwereketsa" palokha. The tanthauzo la mawu kali kuseri wonse chuma. Komabe, ngakhale zovuta akuoneka, phindu la mawu ndi mwachilungamo wophweka, ndipo linalembedwa mu Chilamulo RF №164. Kuwatsatira kubwereketsa (kutsimikiza kutsimikizira izo) ndi mtundu wa ntchito ndalama pa ogulidwa ndi kulanda chuma, zochokera mgwirizano wapadera. Malinga ndi iye, masoka kapena malamulo munthu ndi lendi ya chuma kwa akonzedwa amalipiritsa kwa yake nthawi ndi ufulu kuwombola.

Ndithudi, palibe zovuta za iwo, kupatula cholinga chapadera mawu. Pali ambiri mitundu ina ya mawu "kubwereketsa" malongosoledwe. Tanthauzo tanthauzo la Komabe, nthawi zonse amabwera pansi kuti chinthu chimodzi - yopeza ena likulu la kupeza chuma, chimene chidzaloledwa anausiya. Kubwereketsa nthawi zonse limodzi ndi ngongole yobwereka zida ndipo zosiyanasiyana ndalama. njira yake kwambiri kumafuna maphwando atatu: Investor, ndi lessor ndi lessee. Kubwereketsa, kutanthauzira imene ife tikudziwa tsopano ali ubwino wake, ndipo iwo akhoza kuloledwa. Akatswiri amanena kuti chifukwa utumiki uwu:

1. Chinachepa vuto liquidity.
2. The lessee ali mwayi osati pokuza zokolola zawo, komanso kusunga monga ndalama ndi nthawi.
3. Osada kuchita ulimi wa likulu yobwereka.

Onse ophunzira kubwereketsa asapita zavuta intersect ndi mzake: ndi Investor, ndi ukoma wa awo ntchito, umafuna ngongole kwa lessor. Yotsirizira si wobwereka. Iye akadali mwini anagula ndi katundu kufufuzidwa amene anasamutsidwa kuti lessee mu mawonekedwe a mgwirizano.

ntchito kubwereketsa pafupifupi ubwino:

• chiwerengero cha ogula ku opanga makina ndi zipangizo chinawonjezeka ndi kangapo;
• kudzera kubwereketsa ndi zotheka ndalama pa kugula zida zodula kuchokera Mlengi;
• adzalandire madalitso ena mwa kubwereketsa;
• ndi mwininyumba anataya kufunika kulipira pomwepo ndalama zonsezo zida, choncho tikhoza kutumiza ndalama yatsalayi mafakitale ena.

Pali mitundu ingapo ya utumiki uwu:

1. Financial kubwereketsa - ndi nkhani imene imakhudza kubwerera kwa ndalama zonse zimene zimagwiritsidwa ntchito lessor, pa nthawi ya mgwirizano. Komanso, pa nthawi iyi iwo kawirikawiri ankasintha ndalama amortization, ndi mapeto a nthawi mgwirizanowo Uwerenge iwo angafikire 100%.
2. Leaseback - losatheka pansi limene mwini amagulitsa zida zake kampani kenako akatunge pangano kuti yobwereka zida zake chomwecho.
3. Popezera mpata. Makamaka ntchito kukhazikitsa ntchito kwambiri mtengo, monga amasonyeza ndalama kupyolera mu njira zosiyanasiyana.
4. Subleasing. Yankho utumiki, yomwe ikuchitika mwa intermediaries angapo.
5. Sikuyenda kubwereketsa. Yodziwika ndi chakuti pali amortization chosakwanira zida chiongo chake lessee ndi ayenera kuwunika kukhulupirika kwa zipangizo.

Malinga ndi tanthauzo la kubwereketsa, izo zikusonyeza kuti ena ndalama ndalama. Iwo ndi dzina la malipiro pangano - izi ndi kuchuluka kuti lessee ayenera kusamalira ntchito analandira. Tiyeni tikambirane makhalidwe a ndalama pangano. Mu zikuchokera awo, monga ulamuliro, ndi:

1. Depreciation katundu kwa nyengo yonse imene mgwirizano chomveka.
2. Kulipira malipiro kwa lessor mu mawerengedwe a njira ntchito.
3. Commission.
4. Malipiro kwa ntchito zina.
5. Mtengo wa malowo, koma vuto ngati mgwirizanowo mayina item la chiwombolo wake.

Choncho, kubwereketsa - n'kwabwino ndi zophweka ndipo aliyense.