Kodi chiŵerengero ndalama limasonyeza mlingo wa solvency

Mu kusanthula ntchito chuma kumalo a ntchito zambiri chidwi linaperekedwa kwa zizindikiro liquidity. Ichi ndi chifukwa chakuti liquidity amasonyeza mlingo wa solvency ndi kupezeka kwa wina kuchuluka kwa ndalama zomwe zingagwiritsidwe ntchito ndalama panopa kuti sapulaya ndi kampani. Pali zizindikiro zingapo imene pafupifupi liquidity, zikuphatikizapo alionse m'dzikoli pali mtheradi. Khalidwe chizindikiro ichi ntchito malipoti mawunikidwe analemba pamaziko a ziyenera pachaka deta bwino.

Zosiyanasiyana liquidity magawanidwe masamu chiŵerengero ndi digiri chachikulu cha chuma liquidity kuti ngongole ya kampani zochitika opaleshoni. Izi chizindikiro zachuma ikuonetsa ka pangidwe ka ngongole yochepa wa kumalo a ntchito, amene angathe kulipira ngongole m'tsogolo. Pamene chiŵerengero ndalama limasonyeza chifukwa mu osiyanasiyana kuchokera 0.2 kuti 0,25, mtengo ankaona kuti zili bwino.

Analysis wa solvency ndi liquidity bwino kawirikawiri amagwiritsidwa ntchito kufufuza kuthekera womaliza mapangano ndi makampani oyembekezera naye kwa kanthawi kochepa. Ngati ife ngoziyo chonse liquidity bwino kwa kanthawi kochepa, mwachitsanzo, panthawi imeneyi mu zaka zitatu zapitazi, tikuona mmene khola kampani umagwira bwanji kusintha kukula zake chuma madzi. Pamaziko a deta awa zambiri kusankha ntchito ndi katundu wa.

Makampani akuluakulu tsopano ali mbali yaikulu ya chuma kwambiri madzi, amene anazindikira mu pepala bwino. Kuyambira wina amazionera, Mtheradi liquidity chiŵerengero ndi chiŵerengero cha ndalama ndalama ndi zofanana ndi ndalama ku gulu ngongole kwa nthawi yeniyeni imene tikukambirana. Pofuna kumvetsa ndi liquidity la kumalo a ntchito, m'pofunika kulimbana ndi chakuti akusonyeza mfundo "liquidity" m'lingaliro ambiri.

Choncho, liquidity mabuku chuma kutha kampani kulipira udindo wake pa nthawi yochepa. Pamene mudzagwiritse amatha msanga kugwiritsa alipo chuma panopa komanso kuti abwezere ngongole ake, tinganene kuti madzi. Kuti tikhale ndi liquidity chiŵerengero cha mtheradi mlingo woyenera, m'pofunika kukhala mu dzanja yotsala ya chuma ufulu chuma, omwe, ngati n'koyenera, mukhoza kutumiza kwa cholinga amafunira. Ichi ndi chifukwa chakuti, monga ulamuliro, katundu atathana anagula, osati akagulitse, sakhoza kukhala gwero la alipire ngongole. Wa gulu lonse la chuma ankaona mtundu kwambiri madzi a likulu ntchito, makamaka kusowa ndalama, ngongole ndalama yochepa kapena receivables kuti simunayambe overdue, koma mawu a alipire kale anafika. Ngongole, imene malipiro watha ntchito, komanso nkhokwe ena akhoza kukhala chuma kwambiri madzi pa zonse chokhumba. Mtheradi liquidity chiŵerengero zikusonyeza mmene kampani kungakhale zosungunulira mu nthawi yochepa. Tikutsata ndondomeko za kuwerengetsa ili chizindikiro cha liquidity mtheradi zowonetseredwa ndi Uwerenge ndalama ndi sheya mwamsanga malonda kugawidwa ndi ngongole panopa.

Ndi mlandu mtheradi malo alionse m'dzikoli pali limasonyeza yachigawo kukula olandila mu nthawi panopa, zomwe zidzatheke kuzimitsa pa nthawi ya pepala bwino. Pamene ankatha kuwerengetsera koyefishienti deta akutengedwa ngati maziko ndi 4 2 Kusamala zigawo.