Current chuma, umunthu wawo ndi kusanthula

Kuti mulinso ndi maganizo oti "chuma panopa"? Zimatanthauza misa lonse patsogolo ndalama polenga makope ndalama ndi zotsimikizira Kukhazikika mukukonzeratu ndalama zofunika dera lawo mosalekeza. Kuti timvetsetsetse chikhalidwe cha zinthu zimenezi ayenera bwinobwino kumvetsa zolinga zawo ndi kayendedwe ku kampaniyo. Pa nkhani dera chuma panopa ali 3 magawo: ndalama, katundu, chofunika.

Sitepe yoyamba ndi kufalitsa ndalama, limene kusintha mu nkhokwe ya ndalama ukunenedwa kubala. Ziri kulankhula, mudzagwiritse amapeza zinthu za ntchito (ndi zipangizo) ndi njira ntchito (moyo utumiki mpaka 1 chaka).

siteji zipatso kumafuna patsogolo kufunika analengedwa ndi kupanga, koma osati wonse, ndi kuchuluka kwa katundu kudyedwa. Pa nthawi imeneyi, iwo anapanga ndi ntchito ikuyendera ndipo pali katapila ndalama ntchito (malipiro) ndi gawo la chuma lokhazikika.

Pa sitepe chofunika akupitiriza patsogolo ntchito chomaliza mankhwala (chotsirizidwa). Poyamba, ntchito likulu patsogolo ndi wowirikiza ku chimaposa yekha pa nthawi imene mawonekedwe chofunika cha mtengo analenga n'kukhala ndalama, koma mfundo ndi yakuti, panthawi ya malonda. The osachepera pafupifupi kuchuluka wofunikila uyende amakampani, anakhazikitsa ponseponse wa kufalitsidwa chuma.

Popeza kuti ntchito iliyonse zipatso zimadalira ntchito imayenera likulu ntchito ndi makulidwe, kusanthula mwatsatanetsatane za kampaniyo chuma panopa n'chofunikira yaikulu mu ulamuliro wa utsogoleri wa dzuwa malonda.

Onse chuma zikusinthira (m'manja panopa) wa kampani amaoneka mu pepala bwino, ndicho mu gawo wake wachiwiri. Analysis zambiri akuyamba ndi grouping wa chuma malinga ndi mlingo wa liquidity. Mu ndondomeko ya grouping chuma panopa ali malinga ndi magawo:

- mosavuta akuyendera, amene ali ndi digiri wotsikitsitsa chiopsezo ku mawu a liquidity awo. zinthu zimenezi ndi monga ndalama, m'matangadza, zolemba promissory;

- malonda katundu amene amakhala otsika chiopsezo. Zikuphatikizapo: nkhani olandila counterparties, ndi udindo khola chuma, onse inventories (kupatula stale), yomalizidwa katundu wa kufunika mkulu;

- katundu amene ali ndi digiri yapamwamba ya liquidity. Zikuphatikizapo yosatha ndi kuimaliza mankhwala ndi zolinga mafakitale;

- madzi pang'ono (illiquid) panopa katundu ndi digiri yapamwamba ya kukwaniritsidwa chiopsezo. Zikuphatikizapo: chuma stale chuma, nkhani counterparties olandila ndi chikhalidwe choipa chuma, katundu yomalizidwa ndi kufunika otsika.

Pa kuwunika amaweruza mphamvu ubale chuma illiquid ndi katundu onse panopa. Kuwonjezeka kwa chiŵerengero amasonyeza kuchepa liquidity. Pakuti mozama kusanthula zikuchokera ndi ntchito ikuyendera, kufufuza, yomalizidwa katundu wa mitundu ndi sukulu.

Analysis a zolowa za kufalitsidwa chuma ayenera ikuchitika pafupipafupi. zizindikiro General wa zolowa ndi:

- zolowa chiŵerengero, amene masamu ngati chiŵerengero cha ndalama kwa pafupifupi chuma okwana kwa nthawi yeniyeni;

- nthawi zolowa kuchita masamu kuti chiŵerengero Muwerenge pafupifupi bwino chuma ndi tsiku ndalama kwa nyengo.

A chizindikiro chabwino ndi kuwonjezeka mu liwiro poyerekeza nthawi yapita, umboni ndi kukula kwa ntchito zomveka za zinthu zimenezi.