Ndalama chithandizo

Kampani amagwiritsa zikuluzikulu ndi likulu ntchito. Last cholinga chake zinchito lagawidwa mankhwala ndi kufalitsidwa chuma zipatso. Ndi wolunjika ndalama komanso zinthu zotsatirazi:

- mankhwala chofunika kusungidwa mu nyumba yosungiramo katundu;

- ndalama ;

- kutumizidwa mankhwala chofunika (katundu kungodutsa);

- chuma ndi m'midzi ndi ogula katundu malonda.

Nthawi zambiri mankhwala ndalama, omwe ndi a ndalama, kutenga zosiyanasiyana:

- zida chuma (mu nkhani iyi, akhale mu nkhani mabanki kapena mabungwe ena azachuma, mu kalata ya ngongole kapena sheya);

- Ndalama unachitikira mwachindunji mu ndalama kapena m'midzi ndi kampani.

Pakuti pazipita ntchito kasamalidwe ndalama anatsimikiza ndi nthawi ya mankhwala ndi kukula mulingo woyenera kwambiri voliyumu, anapanga otaya ndalama kusanthula ndi kulosera.

katundu wolunjika mu ndalama njira anawagawa m'magulu:

- mankhwala omwe mawu a malipiro sizinathe zinachitika;

- mankhwala omwe nthawi malipiro watha ntchito;

- katundu amene ali m'ndende za acquirer lapansi.

wolunjika ndalama operekedwa mu mawonekedwe a receivables tichipeza ngongole:

- sapulaya, amene namwalira mawu a malipiro;

- zonse mabungwe malipoti ;

- akuluakulu msonkho (pamene panali overpayment misonkho, malipiro mokakamizidwa imene ipangidwa ndi bajeti mu mawonekedwe a malipiro pasadakhale);

- olandila pa ngongole adatsutsana ndi zonena.

Aliyense receivables amatipeza diverts ndalama kufalitsidwa, motero kuchepetsa dzuwa la ntchito zawo, kungachititse kampani ku mavuto a zachuma. mlingo wake mwachindunji zokhudzana ndi dongosolo zolipiritsa anatengedwa ndi kampani, osiyanasiyana mankhwala ndi mkhalidwe wofananawo wa machulukitsidwe wa mankhwala msika. cholowa mu dongosolo lonse la kufalitsa ndalama zambiri ndithu lalikulu, kotero kumafuna khama, kudziletsa okhazikika. kasamalidwe Izi ngongole amapereka ulamuliro wa ntchito ndalama udindo gulu liwiro la zolowa ndalama choterechi anapezazo ndi zogwirizana.

Popeza ndalama mankhwala - ndi ndalama padera m'matangadza wa mankhwala Kwatha malonda; kale kutumizidwa koma osati analipira; ndalama m'midzi ndi amangawa, iwo umafananirako kuti ndondomeko makope katundu. ndalama izi zimathandiza kuti mtengo wa katundu, ndipo mwachindunji onyamula ake. magulu onse a ntchito likulu ndi yothandizira umodzi ndondomeko. Kumapeto kwa kayendedwe ka kupanga pambuyo kupanga mankhwala malonda, komanso kukhazikitsa phindu lonse la zinthu zimenezi adzakhala kulipidwa mu mawonekedwe a ndalama ku kugulitsa mankhwala (misonkhano, ntchito).

chithandizo ndalama ndi zoyenda zonse Choncho, kupereka dera njira. Zikatero zikusintha mitundu ya mtengo: monga ndalama mawonekedwe amakhala chofunika, ndiye yopanga ndi kukonzanso chofunika ndi ndalama.

Monetary siteji chithandizo cha ndalama amakhala mawonekedwe kufufuza, etc. mu siteji kupanga nkhokwe mtima mu mankhwala Kwatha, pambuyo malonda (siteji chofunika) mankhwala izo amapeza mawonekedwe a ndalama. Onse patsogolo mu mawonekedwe a inventories ziyenera kubwezedwa, ndi gawo la ndalama choposa mtengo wa malonda ndi phindu la kumalo a ntchito.

Mphamvu ya ntchito ndalama zimadalira chithandizo cha ndalama zawo zolowa. Magawo zikuluzikulu monga nthawi ya kukhota, mlingo zolowa ndi potsegula.