The chuma ambiri madzi - ndalama

Madzi amtengo ndi thandizo la ogwira ntchito ndi, amene mwamsanga ndi mtengo kochepa akhoza kuzigwiritsa ntchito ndalama. The koposa madzi chuma anazindikira zosiyanasiyana ndalama operekedwa ndi ndalama pa dzanja, miyeso banki madipoziti ndi nthawi yochepa. Other chuma madzi amapanga katundu panopa mu mawonekedwe a ndalama yochepa (zitsanzo masheya amene pali kuthekera nthawi iliyonse kugulitsa iwo, chifukwa cha ogwidwawo okwera pa katundu kuwombola). Koma yochepa receivables wa chuma kwambiri madzi sangapatsidwe dzina, koma chomasuka kukhazikitsa ndi apamwamba kuposa kuti m'matangadza ndi zina chuma panopa.

Ndipotu, monga chuma madzi monga receivables, akhoza ayesedwa pa kaonedwe ka liwiro kuchira kapena kugulitsa. Zikusonyezanso pankhaniyi pamaso pa msika free, kumene kwako amenewa akhoza kugwiritsa ntchito. Zochepa madzi amtengo - kupezeka kwa katundu mu mawonekedwe a zipangizo ndi mitengo ya zinthu patsogolo.

M'banja bwino pepala aumbike motere: adzawonekera sanali pankhani, ndi pamenepo pokha - chuma panopa. Motero, kwa chuma ambiri madzi monga yochepa ndalama ya chuma chuma ndi ndalama.

Pakuti aziona chuma ena koefishienti mtheradi ntchito, asale kudya ndipo panopa chiŵerengero. Ambiri mwa iwo amaonedwa kukhala wachiwiri ndi wachitatu koefishienti amatsogoza zawo akhale awiri ndi chimodzi motero.

Kudziwa kuti amatanthauza chuma madzi, m'pofunika kuti tiganizire za zinthu, ndi kuzindikira kuti ogwira ali mwayi kulipira arrears wawo mwachilungamo nthawi yochepa. M'mawu ena, n'zosavuta kukhazikitsa kampaniyo, ndi chizindikiro cha bata ake mu dongosolo la zachuma.

Pamene kusanthula ntchito ndalama chilli bizinesi kungakhale ziyenera a creditworthiness ake. Kuti tichite zimenezi, tiyenera kuwerengera bwino malonda, zotsatira zake zidzakhala kuona ngati pali kuthekera kwa ogwira ntchito mu uthunthu wake ndi kulipira ngongole iliyonse udindo wake m'njira yake. M'mawu ena, liquidity limafotokoza luso la phunziro kulipira ngongole panopa, chifukwa kukhazikitsa ake chuma panopa.

Kumvetsa mlingo wa creditworthiness wa kampani ndi kofunika kudziwa luso kwathunthu ndi m'njira yake kulipira udindo wake onse. Njira kupenda bwino kukhazikitsa lightness kumaphatikizapo kuyerekezera njira kuwonetsedwa kalembera wa, m'magulumagulu malinga ndi msinkhu wawo liquidity, ndi zitsimikizo anakonza ndi chabe, m'magulumagulu monga achikulire. kusanthula angagwiritsidwe ntchito pa koefishienti lolingana, ndi mawerengedwe a chomwe chili mu mabuku aliyense thematic. The kusanthula pa chiyambi ndi mapeto, ndipo zotsatira analandira akuyerekezedwa ndi malire zawo. Ndipo potsiriza tinkapeza tanthauzo lake.