Yowerengera mkulu. Chiwerengero ochuluka mkulu

Utali wa utumiki, monga mukudziwa - ndi guarantor wa penshioni wabwino. Bwino kuwerengera ndalama za kwa penshoni kapena ndalama zochokera kuchipatala, si zokwanira chabe kusamalira mbiri ya buku ntchito. Onani kuti kuwerenga nyengo, adzamvetsa matabwa ake ndi kupereka zitsanzo konkire.

mkulu Kodi

malamulo a m'dziko lathu Mzimuyo kutalika ntchito ngati njira ambiri ntchito ndi / kapena ntchito chikhalidwe zothandiza kwa nzika payekha. zinthu zonse za izo zalembedwa mu zolemba munthu ntchito. Ndi mkulu mu dziko lathu maziko potipatsa:

• malipiro;
• kusiya;
• penshoni;
• zosakhalitsa chilema ubwino.

Total kuntchito latsopano la Russia lagawidwa ntchito (tsopano inshuwalansi) ndi wapadera. Tiyeni tione mfundo zimenezi mwatsatanetsatane.

Wa ntchito kwathunthu mu inshuwalansi mkulu

Total kuntchito - ndi nthawi yonse ya ntchito, maphunziro zofunika zochita za anthu, komanso nthawi zina kuti ali m'gulu monga mwa malamulo. Popeza kulowa mu mphamvu ya FZ-173 "Pa penshoni pobereka" 1.01.2002 maganizo amenewa ali m'malo ndi zinachitikira inshuwalansi. Iye ankachitira motere: nthawi okwana ntchito za nzika, imene zopereka linalipiridwa kwa Fund penshioni Russian, komanso nthawi zina zafotokozeredwa malamulo.

Ndi Mtetezi wa inshuwalansi n'komwe mu mawerengedwe a penshoni - kukhala kulandira izo, muyenera amalipira ndalama kwa Tikaphatikiza zaka zisanu. Russian dongosolo penshioni lero zachokera pa mfundo za inshuwalansi - kukula kwa ndalama tsogolo penshioni sizikukhudzana ndi kukula kwa zasungidwa, osati kutalika kwa mkulu, koma premiums deducted nzika ya Fund Ndalama za penshoni.

Kuwerengetsa nthawi inshuwalansi, tiyenera kudziwa choyamba lamulo zikutanthauza izo.

Kodi m'gulu ntchito (inshuwalansi) zinachitikira

P. 1 tbsp. 10 Chilamulo Federal "Pa penshoni ntchito" makamaka zikuphatikizapo nthawi inshuwalansi:

• Ntchito kapena zinthu zina pa gawo la Chitaganya cha Russia, opangidwa ndi nzika amene inshuwaransi pansi pa malamulo okhudza mokakamizidwa inshuwalansi penshioni.
• Ntchito kapena zinthu zina nzika kunja m'dera la Chitaganya cha Russia, ngati, monga mwa chilamulo Russian kapena mapangano lonse, ndi chovomerezeka kuti okwana kutalika za utumiki nzika ya. Apo ayi, kuti monga nthawi ya ntchito mu moyo wake, nzika ayenera mu nthawi yake kulipira zofunika kuchuluka kwa premiums inshuwalansi kuti Fund Ndalama za penshoni.

Amene m'gulu mkulu wa

Kuwerengetsa zaka za m'Chilamulo Federal "Pa penshoni pobereka" komanso zimathandiza kuti ntchito nthawi zotsatirazi:

• Asilikali utumiki, chifukwa ntchito mkati zokhudza matupi, kapangidwe chilango, moto utumiki.
• Nthawi kulandira phindu pa nthawi ya olumala zosakhalitsa.
• Kuphunzitsa wanthawi zonse ku wachiwiri kapena apamwamba kusukulu ntchito.
• Ntchito loya, ofufuza payekha, asilikali olondera mfumu, odziwitsa.
• nthawi ya umembala mu mukupanga kupanga famu kapena mlimi kapena wamba wina mabanja-ve.
• Ngakhale kuti kusamalira mwana kwa zaka 1.5 lomaliza. Ndi chenjezo - zaka zosaposa 6 kuchuluka, mwachitsanzo, pamene akusamalira yekha ana ake anayi ...
• Nthawi kulandira phindu ulova.
• Ngakhale nawo ntchito analipira anthu.
• Kutalika kwa kusuntha kwa cholinga cha ntchito kudera lina ku mbali ya utumiki anthu.
• Analipira ntchito Wolakwayo.
• Kulera, m'ndende, kupeza ulalo mu nkhani ya milandu olakwika.
• Akuphedwa mphamvu State Duma Wachiwiri, omwe Board membala la Chitaganya cha.
• anthawi ya kuchoka kwa nzika wamphamvu wa gulu loyamba la wolumala, olumala mwana kapena munthu wachikulire 80.
• kusamalira ana, HIV ndi odwala Edzi, mpaka kufika zaka 18 zakubadwa.
• Nthawi yolowera m'madera onsewo wa anthu ameneŵa ya Far North.
• Pamene ntchito m'madera amene poyamba suona mu lolembamo za - SP, mgwirizano ntchito "kunyumba" ndodo - nannies, adzakazi, ndi mlembi.

Tikumbukenso kuti nthawi awa n'komwe pamene kuwerengetsa nthawi ngati ali mperekezi kapena akutsatiridwa ndi ntchito zawo kapena zochita zina phunziro kwa malipiro a premiums inshuwalansi kuti Fund Ndalama za penshoni. Ngati awiri kapena kuposa nthaŵi lifanane nthawi ndi mzake (kwa ubwino ulova ndi kwa chisamaliro munthu wamkulu, mwachitsanzo), nthawi inshuwalansi lidzawotchedwa anayesedwa mmodzi cabe pa kusankha nzika ya.

Documents wofunikila kuwerengetsera

Pachikhalidwe, nthawi ochuluka amachitika lolembamo lapansi. Ngati chikalata ichi atayika, muli nkhani chosakwanira kapena wolakwika, chilamulo ndi chovomerezeka ntchito:

• Mapangano ntchito, anaikira malamulo a pano pa nthawi malamulo;
• nkhani za anthu;
• zikalata kukopedwa dzanja abwana;
• opereka mawu kwa s / N;
• akupanga ku malamulo.

Kwa zikalata kutchulidwa amafuna ambiri - okhutira mfundo zotsatirazi:

• chiwerengero ndi tsiku nkhani;
• Dzina, tsiku lobadwa la wantchito;
• malo, nthawi, malo a ntchito;
• waukulu m'munsi nkhani.

nthawi Insurance ndi wotheka pofuna kutsimikizira mfundo zotsimikizira kutengerapo inu kapena bwana wanu inshuwalansi premiums kuti Fund ndi penshioni pa nthawi yoyenera.

Malamulo mawerengedwe a nthawi

Mkulu kuchita masamu pa chiwembu losavuta:

1. Malinga ndi Chilamulo Federal nambala 255, Art. 16, p. 1 kudziwa nthawi za ntchito yake, zomwe zina mwa nthawi inshuwalansi lapansi.
2. Kusamutsa kutalika kwa nthawi iliyonse mu masiku kalendala.
3. Mwachidule nthawi zonse, kulandira chifukwa chiwerengero cha masiku kalendala.
4. Kuyambira nambala chifukwa kuonetsetsa miyezi zonse (= 30 masiku).
5. Kuyambira miyezi kuonetsetsa zaka zonse nthawi (= miyezi 12).
6. Pezani kutalika yomaliza ya nthawi mu zaka, miyezi ndi masiku.

Palinso lina lomwe malamulo a mawerengedwe a inshuwalansi. Nthawi ntchito amaona kuchokera tsiku chiyambi chake pa mapeto a tsiku, kuphatikiza (ie. E. Komanso anawonjezera tsiku lina). Mwachitsanzo, kuyambira chiyambi cha ntchito mpaka tsiku la kuchotsedwa ntchito. Choyamba, muyenera anagona zaka, ndiye miyezi, ndiye masiku. Ndiye, ngati n'koyenera kumasulira masiku mu miyezi ndi miyezi zaka, anapatsidwa kuti 1 mwezi = masiku 30 ndi 1 chaka = miyezi 12.

Chitsanzo cha kuwerengetsa nthawi

Pano pali chitsanzo mawerengedwe mkulu. Nzika ili chizindikiro lolembamo za:

• Ntchito pa mbewu "Orion": 02.05.1980 - zaka 07.06.1995.
• Ntchito pa mbewu "Altair": 10.07.1995 - zaka 22.07.2012.
• Ntchito Co-uthenga ulalikidwa "Sunny": 15.09.2012 - zaka 20.12.2016.

Timakhulupilira mkulu wake kwa nthawi:

• "Orion": zaka 15 4 months masiku 3 (.. Choncho tsiku la kuchotsedwa kudzaonedwa ngati gawo la chondichitikira).
• "Altair": zaka 17 masiku 13.
• "Sunny": 4 zaka miyezi 3 masiku 6.

Zotsatira: zaka 36 7 miyezi masiku 22.

Malangizo pa mkulu wapadera

Chilamulo Federal "Pa State penshoni" wa 1990 anafotokozera za ntchito ya zimene zinachitikira wapadera monga nthawi okwana ntchito kumabungwe ena a zachuma kapena malo a ntchito pagulu. Ankaganiza kuti analandira malipiro penshioni utumiki yaitali ndi kuti ŵakwenera wa mawerengedwe nthawi. The malamulo panopa komanso musawachitire phindu zinachitikira yapadera, kusiya Koma ubwino wake kiyi.

mkulu Special tsopano n'komwe pamene kupereka ndalama za penshoni,:

• Kwa zaka za utumiki: ntchito zinthu zapadera ntchito, ntchito mankhwala, ndege boma, maphunziro, ntchito kulenga mu usilikali ndipo boma.
• Ntchito mobisa masitolo otentha, ogwira ntchito mu ntchito ndi zinthu woopsawo ntchito.
• ukalamba chifukwa zinthu zapadera ntchito - anakhala wolumala Ine, II gulu chifukwa cha matenda kuntchito.

Kulolerana izi kapena kuti ntchito chochitika chapadera malamulo ndi machitidwe zotsatirazi (ndi kusinthidwa zogwirizana ndi kuwonjezapo):

• Chilamulo Federal №76.
• Chilamulo Federal №10.
• №3061-I ya Act wa 18.06.1992
• Masentimita Maonekedwe № 384 wa RSFSR lapansi.
• Maonekedwe kwa Utumiki wa Labor la Chitaganya cha Russia № 29.

Kuwerengera nthawi kuchipatala

Kuti deta anapezazo, muyenera kudziwa pa nthawi inshuwalansi - imene wantchito anali inshuwaransi nkhani ya olumala zosakhalitsa. Kumbukirani kuti chochitika ichi, malinga ndi malamulo monga:

• ntchito boma pansi mgwirizano ndi ntchito;
• boma kapena utumiki oyang'anira tauni;
• munthu entrepreneurial ntchito, umembala mu yolima ntchito mu ROC, nthawi ya MP mu State Duma;
• usilikali, ntchito yake yazamalamulo, ndi zina zotero.

Choncho, muyenera kulonga n'cigwagwa kuti kalendala nthawi zonse pamwamba - otsiriza akuti ndi tsiku la imfa ya olumala zosakhalitsa. Pamene kuwerengetsa nthawi kuchipatala n'kofunika kulabadira chakuti amaphatikizapo zaka zonse ndi miyezi zonse za zochita zanu. "Amakhalabe" (yosatha mpaka patatha miyezi kapena zaka) ayenera n'kukhala masiku kenako kupanga iwo mu miyezi (= masiku 30) ndi zaka (= miyezi 12), ndipo ife kuwonjezera zinachitikira "zonse" - komanso mu mawerengedwe ambiri .

Pambuyo ochuluka inshuwalansi akhoza adzaweruzidwa kuchuluka kwa ubwino kwa chilema zosakhalitsa:

• Pasanathe miyezi 6 - 1 osachepera malipiro / pamwezi.
• Mpaka zaka 5 - 60% ya m anu pafupifupi / N.
• zaka 5-8 - 80% ya m pafupifupi / N.
• Kuposa zaka 8 - chipatala adzakhala wofanana ndi malipiro anu pafupifupi.

Mkulu, ndicho - anapangidwa kwa zopereka zake nthawi kuti Fund ndi penshioni ndi chitsimikizo cha ndalama za penshoni, sukhalitsa malipiro chilema. Momwe mwaonera, nthawi ndi nthawi mwachilungamo mosavuta kuwerengera, komanso chimatanthauza nyengo amafunika m'gulu kapangidwe kake.