The zaka zopuma pantchito m'mayiko osiyanasiyana (onani gome). Penshoni m'mayiko osiyanasiyana: fanizo

The zaka zopuma pantchito m'mayiko osiyanasiyana ndi osiyana. Komanso, aliyense boma lili yake mwayi payekha malamulo a choyenera zina. Musaiwale kuti ndalama lolipiridwa ndi munthu mlandu ndi mfundo zosiyana. Dziko lililonse lili ndi malamulo ake pa nkhaniyi. Kumasiyanitsa machitidwe penshioni mu dziko la ndalama Russian accrual atakalamba? Kodi zimaonetsa kuyang'ana kwa? Pa zaka kodi tipite pa holide m'dera anapatsidwa? Yankho ndi kovuta, chifukwa chaka chilichonse dziko poyerekezera pensioners kusintha zosiyanasiyana. Pezani osachepera pafupifupi mayankho mmene ndi chiyerekezo pantchito zaka m'mayiko osiyanasiyana, tebulo kudzakuthandizani. Kodi okalamba kupereka thandizo bwino?

zigawo zitatu

Panopa m'dzikoli pali machitidwe ochepa kuti amakulolani kudziwa kukula kwa ndalama kuti anaika pantchito popanda vuto. zinthu zonsezi 3 ali peculiarities ake ndi mokoma aliyense dongosolo. Ali kwenikweni kuganizira.

The zaka zopuma pantchito m'mayiko osiyanasiyana, ndipo kukula kwake ndi nthawi zosiyana. Koma ndalama ambiri akhoza mlandu mwa njira zotsatirazi:

• Aliyense payekha ndalama zolipirira chiwembu;
• dongosolo yogawa zochokera msonkho (penshioni);
• yogawa pamaziko a revenues okwana msonkho.

Koma pa msinkhu womwe analola kupuma monga ulamuliro zimasiyanasiyana. Zikudalira zinthu pa dziko anapatsidwa, komanso pafupifupi kutalika kwa moyo wa munthu.

Amuna ndi akazi

Ndi zaka zonsezi pantchito m'mayiko osiyanasiyana padziko lonse kwa amuna ndi akazi osiyana. Monga mmene kumapeto, mayiko kumene "ofooka" theka la anthu, ndi "wamphamvu" apeze n'zotheka kulowa bwino waweruzidwa zina pa nthawi yomweyo, kwenikweni.

Zonse izi zalumikizana ndi chakuti akazi ndi zolemba ankaona kuti wofooka zochepa Hardy. Ndipo zimenezi ngakhale kuti theka wokongola wa anthu amakhala pafupifupi yaitali kuposa amuna. Plus kuntchito ochuluka nthawi neonatal chisamaliro.

Amuna pafupifupi nthawi zonse ndi ufulu choyenera zina ina. Iwo amaonedwa breadwinners chachikulu cha ndalama ali wamphamvu ndi sturdier. Koma pa nthawi yomweyo, Kafukufuku amasonyeza kuti nthawi zambiri theka wamwamuna wa anthu ali m'munsi moyo zaka zambiri.

zikuchitika masiku ano

Aliyense boma amayesa kusunga dongosolo penshioni mu khazikika. Koma mu nthawi yathu kuchita ichi ndi mabvuto kwambiri. Mu zaka 2015-2016 wa zaka zopuma pantchito m'mayiko osiyanasiyana padziko lonse panauka. Kapena m'mayiko anayamba mwachangu kukambirana kusintha. Mavuto padziko lonse zimapangitsa lokha anamva - ntchito, kupatulapo pensioners, pafupifupi aliyense. Mukhozanso ndalama moponya lililonse dziko sikokwanira ndalama zonse. Choncho, chifukwa cha kubwezeretsa yake kukakamiza anthu kuntchito.

Choncho pantchito m'mayiko osiyanasiyana (tebulo adzakhala anapereka) - vacillates. deta makamaka akulimbikitsidwa kuphunzira zonse. Mwina, mu chikhalidwe ichi kapena icho chinachitika kusintha penshioni!

Komanso, m'mayiko ena, iwo amati, osati za kuwonjezeka zaka zopuma pantchito, komanso kusintha kwa mitengo pakati pa amuna ndi akazi. Mulimonsemo, tsopano kusintha mwadzidzidzi sadzakhala kwina kulikonse - ngati kusuntha kungabweretse kupanduka konsekonse. Anthu si okonzeka kwambiri sachedwa tchuthi ake yovomerezeka. Choncho, pafupifupi m'mayiko onse anayamba pang'ono ndi pang'ono kuukitsa zaka zopuma pantchito. Kuti kuwononga osachepera kwa anthu.

Makamaka machitidwe penshioni

Pa nthawi yomweyo sitiyenera kuiwala za mapangidwe ndalama penshioni. Zanenedwa kuti mayiko ntchito mfundo zosiyana nawuza ndarama zina "za ukalamba." Wotchuka kwambiri njira - osakaniza mitundu yambiri. Kodi maonekedwe ndi mfundo za penshioni ndi zinadzala ndi aliyense wa 3 machitidwe alipo penshioni?

Aliyense payekha ndalama zolipirira - ndi pamene nzika akugwira ntchito, gawo la zasungidwa awo operekedwa thumba la ndalama za penshoni. Mwina kukhala ndi bwana wamng'ono. Komanso, ndalama zimenezi kupangidwa mu m'badwo penshioni.

Kufalitsa ndi patsinde pa misonkho penshioni - panopa ogwira ntchito osandimva ndalama zawo. Iwo akatembenuka gawo la zasungidwa kwa malipiro penshioni anapuma panopa. Choncho wake "pantchito ndalama" antchito amenewa adzalandira likuvutika ntchito anthu akapuma.

Kufalitsa zochokera misonkho onse - ndalama zolipira kwa ndalama zimene analandira maziko msonkho.

akulonjeza m'mayiko

The zaka zopuma pantchito m'mayiko osiyanasiyana zosiyanasiyana anapereka. Kwinakwake ndi, penapake zochepa. Kodi ndi malonjezo ena States pankhaniyi? Mwa ntchito yaikulu ndi:

1. Ukraine, amene akulonjeza kulera zaka zopuma pantchito kuti akazi zaka 60. kusintha ayenera kutenga malo ndi 2021.
2. Kazakhstan akufuna mu 2018 mwakufuna kwa zaka zopuma pantchito amuna ndi akazi. Tsopano iye akufuna kuchita mu zaka 63.
3. Mu Britain ndi Poland waweruzidwa mpumulo kuikidwa zaka 67 zokha.
4. Mu United States anakonza zikuchepa kuukitsa pantchito zaka - kuchokera zaka 65 69.
5. France ati kubweretsa mwayi pantchito msinkhu wa zaka 62.

Izi ndi kusintha yaikulu, amene akufuna kubweretsa moyo mu dziko. Ndipotu, akatswiri amanena, bola ngati palibe dongosolo langwiro penshioni ndi zaka mulingo woyenera pantchito.

The ntchito motalikitsa

Kodi pantchito padziko lonse n'zotheka? Amene amagwira ntchito kwambiri? Kukhala yokwanira bwino, wautali kuposa wina aliyense? Chinthu kuti ngati mulibe kuganizira zolinga za dziko kuukitsa zaka zopuma pantchito, pa mphindi pambuyo onse choyenera zina akuyembekezera okhala Albania.

Apa, amuna adzipuma pa zaka 69,5 ndi akazi - 64,5. Komanso ntchito yaitali kuposa anthu ena ali nawo mu Denmark. Pali malire onse kulowa choyenera zina. Amuna ndi akazi onse okhala Denmark, kupita "kupumula" mu zaka 67.

mndandanda pazikhalanso Germany. The zaka zopuma pantchito m'mayiko osiyanasiyana amakhala osiyana mwamuna ndi theka wamkazi wa anthu. Koma dziko la Germany ndi malamulo, monga mu Denmark - aliyense ali ofanana nkhaniyi kulowa choyenera zina. Komanso, ali ololedwa kutero pokhapokha 67.

pansipa onse

Ndipo amene dziko ndi ntchito wamng'ono? Zanenedwa kuti dongosolo penshioni nthawi zonse zowawa kusintha aliyense boma. Koma nthawi yomweyo kwinakwake mu m'badwo wa kulowa choyenera lopuma otsika.

Mwa mayiko amenewa panopa pa Belarus. Mmenemo, anthu amalandira ndalama za penshoni, ndi 60, ndipo akazi - zaka 55. Apa anayikidwa Russia ndi Ukraine. Mu Turkey, amuna kupita pa holide, monga mwa mayiko kale uja, koma akazi kugwira ntchito kwa zaka 56. Mu France, onse kulandira penshioni ndi 60.

m'mayikowa - ndi atsogoleri zosafanana ndi kulowa choyenera zina. Only sizitanthauza kuti kakhalidwe ka moyo wa pensioners anthu amene sangagwire ntchito, kunena wabwino kwambiri kapena woipa. Izi zidalira pa malamulo kuti ntchito kwa ndalama penshioni.

Atsogoleri pa penshoni

Tsopano muchotse zaka zopuma pantchito m'mayiko osiyanasiyana (tebulo adzapatsidwa kenako). Koma zimenezi zimakhudza motani mwanjira ina kuti ndalama zimene zinasonkhedwa analandira? Kwenikweni, si kwenikweni. Kwenikweni, izo zonse zimadalira moyo wa m'dzikolo. Onse magulu a penshoni. Ambiri pofuna kupulumutsa ndalama ukalamba, osati kudalira boma.

Tsopano ubwino ndithu mkulu penshioni analandira mwa nzika France. Ngati ikumasuliridwa rubles penshioni, mu chikhalidwe ichi mwamuna kuika 42-43 zikwi rubles. Komanso n'zotheka monga mu mndandanda wa ambiri "wolemera" okalamba Germany - 32-33 zikwi. Mu Japan, mu rubles pensioners kulandira avareji 27 500 mu United States pang'ono zochepa - 24-25 zikwi.

The penshioni wotsikitsitsa

The zaka zopuma pantchito m'mayiko osiyanasiyana (onani gome mapulogalamu), monga kale anali kuoneka ziribe mphamvu kwambiri pa malipiro. Mayiko ndi thandizo wamng'ono wa anthu amene anapita holide?

Pa mphindi, ndi penshoni wotsikitsitsa akupezeka China. Apa munthu kuika 9500 rubles pamwezi. Mu Latvia - 9 300. Ndi mwa maiko amene ali ndi ndalama chaching'ono ndi kunditumiza ku nzika mu mawonekedwe a penshoni, kuphatikizapo Russia. Malinga ndi zimene mabuku ena amanena anthu ambiri kulandira 8-9 zikwi rubles mwezi. Si onse zopelekazi otsika, koma pafupifupi mitengo akadali pa mlingo wochepa.

Features a dongosolo penshioni Akuluakulu a ku Russia

Pantchito padziko lonse, monga chikuonekera, nthawi zonse kusintha. Ndipo ambiri amafuna kuti kwambiri kusintha posachedwapa. mwapadera amafuna dongosolo penshioni ya la Russia. Nthawi zambiri iye akuvutika ena zaluso. Choncho, anthu sadziwa kuchita zinthu. Ambiri sayembekezera boma ndipo amayesa kusiya kaye ndalama zawo pantchito zawo.

Chinthu ndi ku Russia wakhala kumene akuchita kusanja mfundo dongosolo la kuwerengetsa penshoni. Kulandira wokalamba zaka ndalama kufunika ndi kuntchito ya zaka 7 ndi 30 otchedwa mfundo penshioni. Malinga angati a yemweyo "mfundo" awa chifukwa cha nzika, adzakhala kupangidwa penshioni.

Komanso, zaka kulowa choyenera mpumulo mu Russia mukufuna kusintha, ndipo kwambiri. Iwo anakonza pa miyezi 6 miyezi isanu ndi umodzi kuonjezera malire zilipo. Ndipo kubweretsa zaka zopuma pantchito kuti akazi zaka 60, ndipo amuna - mpaka 63. Tsatirani mfundo ndikufuna zaka 2020-2021. Ambiri anayamikira oipa pa kusintha deta. Ndipotu, ena anapuma kuganizira pafupifupi moyo amayembekezeka dziko ndipo sadzaona ndalama zawo. Kapena adzalandira iwo osati kale kwambiri. Ndicho chifukwa chake Russia wakhala zoperekedwa kwa pang'onopang'ono kuonjezera zaka zopuma pantchito.

Komanso mu Russia accumulative dongosolo penshioni mapangidwe. Mu 2017, malipiro chokhala wa "amaundana" mpaka 2019. Izi muyeso amakakamizidwa - kutuluka mavutowo.

tebulo

Tsopano zikuonekeratu mmene amavalidwa pantchito m'mayiko osiyanasiyana. Gome m'munsimu limasonyeza bwino kusiyana limati zina.

mndandanda akhoza anapitiriza kalekale. Chinthu chachikulu ndi kuti zaka zopuma pantchito mukukonzekera kutero. Palibe amene amadziwa mmene iye adzakhala mu zaka zingapo m'madera ena. The zaka zopuma pantchito m'mayiko osiyanasiyana - vacillates. Muyenera nthawi zonse kuwunika kusintha zimene zimabwera m mphamvu.