The liquidity ndi solvency la kumalo a ntchito: njira kusanthula.

The liquidity ndi solvency wa kampani lingathe mwina mbali yofunika kwambiri kuti kusanthula mu kuphunzira chikhalidwe ndalama. Pa nkhani imeneyi, tikambirana njira zina za mmene kuwerengera liquidity wa kampani ndi kupanga nkhani zinthu m'gulu pa mfundo imeneyi.

Monga mukudziwira, liquidity ndi ambiri a zachuma gulu limaimira luso katundu makamaka ngati njira ndalama kutali zedi popanda imfa ya mtengo posachedwapa kuti. Komabe, nkhani za mkhalidwe liquidity wathu wa kampani amatanthauza mogwirizana ndi mawu ndi mabuku pakati pa ngongole yake ndi katundu amene angagwiritsidwe ntchito kwa alipire udindo izi. The liquidity ndi solvency wa kampani anatsimikiza chokhazikika pa pepala bwino. Izi, komanso chomasuka mawerengedwe ndi tanthauzo yokulirapo zachuma kuchita kusanthula liquidity mmodzi wa njira zofunika kwambiri kuphunzira chikhalidwe ndalama.

Tinganene, kuti aone liquidity a kampani, Choyamba, kuyembekezera angapo magawanidwe liquidity. mfundozi amaimira chiŵerengero mu njira imodzi kapena katundu wina zamadzimadzi ngongole yochepa wa kumalo a ntchito. Mu katundu madzi kukutanthauza kuti kwathunthu kapena pang'ono panopa katundu olimba malingana koyefishienti makamaka. Ngati tikunena ngongole yochepa kuchuluka lonse la chuma masiku ano n'zotheka kudziwa okwana chivundikiro china. Iye amadziwika ndi zokwanira okwana chuma panopa kuphimba mangawa onena. chuma Current ayenera kukhala zokwanira zimenezi, koma iwo ayenera musalumphe kudzipereka imeneyi kuposa kawiri. Ngati Uwerenge chuma kukusalani m'matangadza (Ang'ono madzi gawo la chuma), ife chimatanthauza chiŵerengero cha ❖ kuyanika wapakatikati, amene ayenera kukhala osachepera umodzi. Izo zikusonyeza kuthekera udindo alipire mu kusonkhanitsa receivables onse. Ngati ife kuwerengera koyefishienti chokhazikika pa mtheradi chuma madzi, mwachitsanzo ndalama ndi madzi bizinesi, chifukwa ndi chizindikiro mtheradi wa liquidity. Iye amadziwika cholowa cha ngongole yochepa, sipangakhalenso anabwerera yomweyo. gawo ili ayenera kukhala pa mlingo wa munthu-wachinayi.

Njira ina imene limakupatsani anapereka liquidity ndi solvency wa kampani ndi kumanga wapadera bwino pepala liquidity. Akamanena za njira yosavuta komanso tichipeza mu grouping wa chuma ndi ngongole mu nambalayi a magulu pa liquidity ndi kukhwima. Kamodzi magulu anapanga, m'pofunika kuyerekeza iwo awiri awiri. The muyeso wa chuma pa ngongole ndi malipiro ubweya, ndi mosemphanitsa - sangathe. Mtheradi liquidity zochitika kumene zotsala kwa magulu onse kupatula iwo amene ali illiquid chuma ndi ngongole lokhazikika. Tinganene, muyeso wa liquidity wa mabizinezi weniweni chuma ayamba kukafola magulu anayi mbali iliyonse. Koma mabungwe ndalama, makamaka mabanki, mu nkhani iyi ndi yovuta kwambiri. Popeza kuti banki ndi yofunika machesi pakati pa katundu ndi ngongole ndi mawu ndi mabuku, kotero magulu Pankhaniyi zambiri.

Ngati chimodzi kapena mtundu wina wa kusanthula wavumbulutsa kupanda liquidity la ogwira ntchito, zikhoza kuyambitsa kulephera ndi kulipira ngongole zake pa nthawi ndi mu zonse. Izi zingathe kukhala nyengo yachisanu ikupita bankirapuse, kotero kuti nkofunika kwambiri kutenga mfundo zoyendetsera umalimbana kuonjezera liquidity ndi solvency wa kampani.