Ntchito ndi acquirer mavuto banki

malipiro Contactless zisakuyenda walowerera kwambiri moyo wa Russia. luso walola owerenga amene alibe zamapepala, kupanga kugula. Tikambirana mwatsatanetsatane ndondomeko akhale ndi ophunzira onse zolinga zawo.

mtima

Pulasitiki khadi - chida Izi malipiro amene amapereka mwayi kwa zachuma. Ndi kuwerenga deta ku izo, mungapeze zambiri za mwini bwino nkhani. Pakuti zolinga zimenezi, mu malo ogulitsira ritelo ntchito osachiritsika. Lowani Pin, khadi chofukizira amapereka chilolezo madebiti ndalama mu malipiro a katundu. Komanso, chiwerengero cha mabungwe amene amasamalira ndalama.

gulu

Mu kupanga ndalama kutengela opereka banki ndi banki mukuphunzira. Tiyeni tione mwatsatanetsatane ntchito ya aliyense wa iwo. The kupeza banki - banki amene akukwaniritsa kolowera khadi kuvomereza mfundo. Chifukwa chaichi, bungwe ngongole amagwiritsa ntchito malo ndi limalangiza ndodo pa gulu la phwando ndi Kulipira malipiro ndi configures mapulogalamu. Koma izi si mbali zonse za banki mukuphunzira. A bungwe ngongole akugwirizira:

• chilolezo ndi cheke makadi kulipira;
• processing pempho ukubwera;
• Zosintha ndalama kwa wamalonda uja;
• njira zolembedwa kutsimikizira wotuluka khalidwe;
• kugawira mndandanda wa zoletsedwa (kubedwa, namwalira) makadi.

Opereka Bank nkhani ntchito malipiro khadi akutsegula mlandu otaya ndalama. The bungwe yomweyo angakhale acquirer ndi issuer nthawi yomweyo. Mu nkhani iyi, POS-osachiritsika khadi ndi wogula adzakhala wosindikiza bungwe lina. Koma ngati khadi kasitomala "Tinkoff Bank" ndipo iye anabwerera ndi ndalama kudzera ATM ndalama Bank, woyamba ngongole bungwe ndi issuer, pamene lachiwiri - ndi acquirer. utumiki mfundo kampani wotchedwa malonda utumiki (tsp).

pakati processing

Kuti atsimikizire Mwini Khadi ali kulowa Pin code. Mwamsanga zitachitika izo, tilandire banki athamangadi malamulo ndondomeko yachinsinsi, kugwira ntchito ya gombe, bwino nkhani. Kuti mupeze deta izi kwa pakati processing amatumiza pempho. Mu nkhani ya aliyense zolakwika ndikupeleka acquirer banki sikuloledwa.

Processing pakati - ndi maziko kumanga wotuluka amagetsi. Ichi ndi makina yomasulira dongosolo kwa processing khadi banki. ntchito yake yaikulu - kupereka masitolo mwayi kutenga malipiro si ndalama. pakati processing lilinso kunja midzi pakati pa issuer ndi acquirer mfundo za malonda ndi chofukizira khadi. Mu Russia, ndi mgwirizano malipiro a makadi Visa ndi MasterCard wakhala PayOnline pakati.

dongosolo malipiro

The ntchito ndalama si ndalama ndi kugwiritsidwa ntchito kulikonse mu dziko. Koma kupeza banki yochepa. bungwe lina mwaukadaulo simungathe kukonza anapezazo ndi malo ogulitsira kapena anaika kulikonse ATMs. Communication ntchito amachita dongosolo malipiro. Pa pempho kuchokera pakati processing, izo limafufuza solvency a khadi. Ngati muyezo chikukwanira ntchito ndi bungwe ndalama membala wa dongosolo, izo akutumiza pempho kuchita ndi ndikupeleka amagetsi.

kampani zolipiritsa

Chinthu china kuti akhoza kupezeka mu unyolo. Zolipiritsa kampani, monga dongosolo malipiro akutenga ndikupeleka kutengerapo ntchito kwa acquirer, koma Komanso akuchita polojekiti ndi kasamalidwe chiopsezo, bungwe mwayi ziwerengero mwatsatanetsatane wotuluka, amapereka malipiro chifukwa zopalira.

Bank of Internet kupeza

Mfundo ndalama Intaneti ndi ofanana ndi ndondomeko kugula katundu mu shopu. Kumasiyana okha njira popereka mauthenga. Mbali yoyamba, deta kuwerenga osachiritsika ndipo kasitomala chachiwiri yekha awaponya mwapadera pa Intaneti. kupeza ntchito banki zimagwiridwa ndi kosamalira ngongole, kutumikira gulu la wotuluka. ophunzira onse malipiro si ndalama dongosolo ayenera limasonyeza odalirika kulankhulana ndi zipangizo amapereka deta kudya kutengerapo ndi ndondomeko kutsimikiza.

Commission

Kupeza - si utumiki ufulu. Pa ndondomeko ya mukupanga malipiro akukumana ophunzira angapo mu ndikupeleka. Dongosolo malipiro limapereka mfundo kugwirizana malonda ndi ngongole mabungwe padziko lonse, chifukwa iye anapatsidwa ntchito ndi mu 1-1.1% kuchuluka malipiro. Nambala yomweyo anatumiza kwa issuer kwa kulanda ndalama. Ndipo, ndithudi, Commission kupeza banki. Market pafupifupi mlingo wa 2-4%. Pa buku la ntchito adzamva bwanji kuchuluka kwa zinthu za tsp, ndi zolowa ndalama nkhani makasitomala a mtundu kugwirizana ndi mtundu wa chipangizo.

chiwembu

Chiwembu ambiri ntchito, pamene mfundo chikugwirizana mwachindunji ekvaeru Mwachitsanzo, kudzera osachiritsika kapena mwapadera pa webusaiti. Pankhaniyi, banki ayenera kupanga mapulogalamu kulandira malipiro ndi kuwunika udindo wa mitsinje kulankhulana. sitolo ayenera kupereka ndikupeleka, kukonza makina chitetezo, kuwunika ntchito kuzindikira fraudsters angathe. Ngati utsogoleri wolowezana wa Intaneti sitolo zovuta kukhazikitsa dongosolo adzakhala ndi kuthana ndi mapulogalamu. Ndipo izi ndi zina mtengo.

kupeza mavuto banki mu bankirapuse tsp

Pankhani ya bankirapuse wa bungwe lopereka ntchito zake kwa anthu ndi mabungwe ngongole pali chiopsezo obwezeredwa cardholders. Osati zonse ntchito amalipidwa pa nthawi ya kugula. Mwachitsanzo, alendo, kupita pa matikiti ulendo, kusungitsa ndi ndege pasadakhale. Pankhani ya bankirapuse ulendo makasitomala woyendetsa Umafuna adzabwerenso ndalama analipira koma ntchito sanalandire.

A chitsanzo chapadera imeneyi ndi kugwa kwa "Transaero". The bungwe ndalama kulandira malipiro ndi makadi maulendo anachedwa ndi kuyenda mpweya, koma zonse zinatha. Malinga ndi malamulo a kachitidwe mayiko m'mavuto oterewa vuto la refunds chili ndi banki mukuphunzira. Malinga ndi kafukufuku kuyambirira, imfa ya zipani kuchepa mwina mamiliyoni mazanamazana rubles. Zilibe kanthu momwe izo zikundipangitsira malipiro: mwachindunji pa nsonga ya utumiki, pa Intaneti kapena zolipiritsa. Nthawi zonse, udindo ndalama acquirer lapansi.

alipire

Ngati pali vuto kupeza banki Seva, ndalama amagwanso wogula. Ndondomeko kumafuna mankhwala a kasitomala kubanki, amene amakonzekera ndi chikutumiza pempho acquirer. A bungwe ngongole ayenera kubwerera ndalama. Chinthu china n'chakuti nkhani ya chitsanzo pamwamba ndi bankirapuse wa kampani adzatha kukwaniritsa zomvetsa banki yekha m'kati liquidation wa bungwe.

amafuna wosamalitsa

Polingalira za mkhalidwe wa "Transaero" osunga ndalama akufuna abwereze mawu a ntchito TPS. Choncho, iwo akufuna kuti atchule ukutitsimikizira zina mu mawonekedwe a chikole kapena gawo, natsimikiza solvency ya kasitomala. Zosankha zina komanso ankaona mwayi kuonjezera mawu a gulu pa SCC ndi masabata awiri. Izi zinali kale mu 2000s ndi. Koma mavuto amenewa, zinthu zoterozo adzatsogolera m'malo imfa ya makasitomala.

uthenga

Bank "Russia" zachitika kupeza yake malipiro interenet ntchito gasi. Makasitomala a kampani "Gazprom mezhregiongaz" akhoza kulipira gasi mwa gombe "Russia" malo. Kuchita izi, kupita ku tsamba la bungwe ngongole mu gawo la malipiro Intaneti ndi chifukwa chiwerengero kusamutsa ndalama.

Bank "Saint-Petersburg" anayamba kupita "Mtendere" makadi dongosolo dziko malipiro mu maukonde ake a ATMs, nthambi ndi malo.

Bank "Russian Standard" kuchokera April 6, 2016 anayamba kutumikira makadi Chip Kudya Club mayiko a dongosolo lonse (DCI). Kupeleka zimagwiridwa pa mayiko EMV muyezo. Izi zimabweretsa apamwamba mlingo wa ntchito chitetezo. Ufulu apereke Kudya Club makadi yekha acquirer banki anaonekera mu 2011. Kuyambira pamenepo, yekha ngongole bungwe mu dziko amene ali ndi udindo kwa Kukwezeleza ndi chizindikiro udindo.