Nkhani Financial: ndichiyani chiyani?

Ngati ndikupeleka chenicheni chuma mwini nyumba adzakhala unkayenera kugonjera nkhani zachuma. Kodi kuchita? Mwachitsanzo, pofuna kutsimikiza kusapezeka kwa arrears lendi. Ngakhale mwanjira chuma anagulitsidwa kwa ngongole misonkhano zofunikira, izo kulipira eni latsopano.

Dwight kulongosola zambiri mwatsatanetsatane, kodi nkhani zachuma komanso umunthu.

tanthauzo

Financial munthu chifukwa amapezeka pa malo a. Iye anatsimikizira kuti chuma ali wa mwini makamaka zikuonetsa chiwerengero cha anthu mayina a malo moyo, komanso amasonyeza zambiri za nyumba kapena nyumba.

Chikalatachi limatchula kuchuluka kuti mwini chuma ayenera kulipira mwezi. Izi zikuphatikizapo milandu kwa magetsi, madzi, kukonza, kukonza ndi zambiri. Komanso zosowa chuma payekha chifukwa kuti alembedwa kasamalidwe kampani ndi mwatsatanetsatane kudandaula zotheka nzika pa nkhani kuyambika.

Zochokera kuwerenga bukuli, eni kulipira okha kuchuluka ntchito za mabungwe, koma kwa iwo amene masamu ndi kugawa kuchuluka accrued nyumba.

Amene amapereka chikalatacho

Pamene kugulitsa mwini chuma akhoza anapempha buku la nkhani zachuma. Izi zachitika pofuna umphumphu wa mwini m'mbuyomu. M'mawu ena, mwini latsopano la nyumba kapena nyumba zikuchoka nyumba popanda ngongole.

Kodi kutenga nkhani zachuma ndi munthu? Mwini Pitani mmodzi wa nthawi zotsatirazi:

• MFC chigawo;
• utsogoleli wa m'mudzi;
• kamangidwe dipatimenti.

Pofuna kupeza chikalata, muyenera kupereka umboni umwini, komanso ndi chikalata abwino. Izo ziyenera ananena kuti nkhani zachuma angalandire yekha mwini kapena lendi, amene ali ndi ulamuliro kuchita.

Mukhoza izo, kawirikawiri tsiku lotsatira mankhwala. Muyenera zikalata mofanana Pamene ntchito.

Kodi kutsegula

Pofuna kutsegula akaunti pa ndalama pa chuma, muyenera funsani ofesi pasipoti ndi zinthu zotsatirazi:

• mwini chuma pasipoti;
• zikalata zomwe zikutsimikizira kuti malowo ali umwini wa nzika;
• mgwirizano pa ntchito yokonza anasaina onse (ndi nyumba ndi kasamalidwe ntchito, kutumikira chuma zenizeni).

Ngati ndi kotheka, wantchito wa ofesi ya pasipoti kuitanitsa zikalata ufulu kusintha nkhaniyo. Makamaka, zingakhale mgwirizano wa kugulitsa nyumba kapena nyumba, komanso mabuku ena kutsimikizira kuti chuma inalandidwa.

Zitsanzo nkhani zachuma

Financial komanso nkhani chitsanzo chimene pansipa, akhoza zopezera monga mwa dzanja kapena makalata. Pa nthawi ya chiphaso cha buku la nkhani zachuma muyenera fufuzani deta onse ayenera muli. Mwachitsanzo, kumaphatikizapo:

1. Katundu: Chiwerengero cha zipinda, mtundu wa nyumba, ndi okwana m'dera moyo.
2. zofunikira izi za misonkhano: Kutentha, madzi yokonza zikepe, zinyalala kuchotsa, pali sewerage, gasi, magetsi ndi zina zotero ..
3. mwatsatanetsatane wa amoyo ndi nzika m'kaundula.
4. Anasaina mlandu, katswiri ndi chitupa cha visa chikapezeka aakulu.

Palinso njira kuti nzika mwina adzakanidwa mabuku a nkhani zachuma. Koma ndiye munthuyo ayenera zifukwa chokana ake alembedwe.