Kodi ndi mbali accumulative wa penshioni ya?

Russian dongosolo penshioni. Mwa cholinga zokhudza ndalama za boma ndi lofunika kwambiri sanali bajeti thumba limene penshoni amalipidwa. Pa nthawi Soviet otchedwa dongosolo penshioni, zomwe kwa malipiro kwa pensioners kwa ndalama ya panopa ogwira ntchito ndalama. Izi zikutanthauza kuti dongosolo penshioni inachokera pa mfundo za umodzi pakati pa mibadwo, penshoni mwachitsanzo linalipiridwa zopereka za anthu amene ankagwira ntchito chuma. Mu chuma msika unachitikira kusintha penshioni. Iwo envisages chilengedwe cha dongosolo latsopano penshioni.

gawo limodzi ndi pantchito penshoni zofunika, amene anapereka kwa anthu onse amene anakwanitsa zaka pantchito; anthu olumala, amene amatipatsa Nzofunikira chuma; amadalira opanda thandizo la ndalama. The chachiwiri mlingo - inshuwalansi penshoni pantchito, iwo anapereka kwa anthu onse ntchito kulipidwa. mlingo wachitatu - gawo chokhala ndi penshioni, amene ayenera kulola kufika lapamwamba la amoyo. Chotero dongosolo sikudalira chiwerengero cha ogwira ntchito ndi pensioners, kumaonjezera kuchuluka kwa malipiro (chifukwa amagwiritsa mbali accumulative wa penshioni ya), zipangitsa kukula kwa ndalama yaitali mu chuma likuvutika anapeza ndalama.

Revenues kwaiye ndi premiums thumba penshioni, misonkho, revenues ku Kusinthaku zosakhalitsa ndalama zilipo nkhani banki, ndalama ku ntchito ya chuma, ndi ena. The gawo ndalama zolipirira wa penshioni aikidwa pa nkhani payekha pensioners. Kumapangitsanso mpikisano analenga penshioni ndalama zomwe si za boma. Osati anapuma onse ndi ndalama. Kuti tsiku limene pali 500 zikwi. Zolipirira mbali ya penshioni ya accrued kuyambira 2005.

Nzika ndi ufulu wosankha kumene kusunga ndalama. Anthu amene ali ndi ndalama mu nkhani thumba penshioni, ayamba kupuma. Ambiri akudabwa momwe titenga gawo accumulative wa penshioni ya? Kuti mu 2012 chikuyembekezeka chake, akhoza kupeza anthu amene anasamutsidwa ndalama kwa ndalama penshioni, amene wokwatibwa ndi anthu ena pankhaniyo. Komabe, mu chaka chamawa amapereka malipiro a penshoni ya ndalama zolipirira ku thumba odziwika penshioni anthu. Pa nthawi ino womkanikizawo amagwira imachitika kutsutsana kuwonjezeka pantchito tsiku. chakuti dongosolo penshioni akadali yogawa ndi, kwangochepetsako pang'ono chabe modernized. Mu dziko lathu lero 75 miliyoni rabotayuschihi miliyoni 88. Pensioners. kuwonongeka chikuyembekezeka. Chiwerengero cha anthu olumala ndi za limodzi mwa magawo asanu a chonse cha anthu, mu 2020 chidzakhala wofanana 25%, ndi 2030, 30%.

Ngakhale mu 2011, ndalama FIU kuposa revenues ndi thililiyoni imodzi rubles, ndipo chaka chino (2012) kuchuluka owonjezera kuti thililiyoni 1,75 rubles. Zimenezi zikhoza kukhala ngozi anafotokoza, Ngati sikudali thambo mkulu mitengo mafuta. Akuluakulu ena akuluakulu amakhulupirira kuti kale pantchito kudzakuthandizani kuthetsa vutolo. Koma malinga ndi ziwerengero ambiri amavomereza ndalama kuchokera FIU ndalama za kuwonjezeka kumeneku adzakhala zopanda 80 - biliyoni 90 rubles, omwe si ofanana ndi kuchepekedwa ndi.

Amene akanakhoza kupita njira ya malipiro kwa inshuwalansi ndi m'munsi mwa yekha si ntchito pensioners penshoni. Chifukwa otsika kakhalidwe ka moyo wa anthu mamiliyoni pensioners kuntchito Choncho, akanalandira penshoni ang'onoang'ono. Komabe, boma chodziwikiratu kuti anaganiza kuchepa, monga penshoni ndi malipiro sadzachitanso athe pensioners pa njira ndalama ku kalasi pakati.

chuma ambiri amakhulupirira kuti m'pofunika kusintha magwero a FIU, kulembetsa kubwereka ndalama, ndi ulamuliro waukulu pa ntchito lenileni la ndalama, kuteteza misappropriation awo. Koma gwero waukulu kudzaza ndalama mbali ya thumba penshioni ndi gulu la mafakitale latsopano ndi kukopa achinyamata kugwira ntchito.