Bwererani pa chilungamo monga dongosolo chizindikiro kuti tichepetse a banki

ntchito ndalama ndi zofunika ndi zofunika zikuluzikulu za kasamalidwe dongosolo banki kapena ogwira ntchito onse, kuonetsetsa mtendere wa ntchito zawo mu tikukumana msika. Management Model likulu akuimira ya zinthu kupanga mfundo ndi njira kulamulira umalimbana kukhazikitsa phindu mulingo woyenera, komanso dongosolo likulu, ntchito yothandiza kwambiri, ndi mmene muyezo waukulu ndi kubwerera pa chilungamo.

mfundo zomwe anauzidwazi chitsanzo aliyense ayenera monga:

- mlingo nawo za dongosolo chonse ulamuliro;

- zokhudza zonse chikhalidwe cha kupanga zisankho;

- kusinthasintha, kusinthasintha ndi kasamalidwe zazikulu;

- pa multiplicity zitsanzo kasamalidwe;

- kuganizira za ntchito yofunika kwambiri ya mabungwe chitukuko kapena mabungwe ang'onoang'ono;

- chitetezo malamulo;

- kukhathamiritsa wa kasamalidwe, imene kubwerera pa chilungamo wakhala muyezo waukulu nchito zake.

Pa gawo panopa vuto la zachuma cholinga chachikulu cha kasamalidwe likulu ndi kubwerera pa likulu banki ndi kuonetsetsa bata chuma ndi chitetezo pamapeto pake, kutenga nkhani ya maximization phindu msika.

Kukwaniritsa zimenezi zimafuna:

- mapeto a banki mu akafuna opareshoni, pamene adzabweranso khoka chilungamo ndi dongosolo, akwaniritsa magawo mulingo woyenera;

- Kugawilidwa kwanthaka likulu kwaiye mtundu wa ntchito;

- kukonza malo linanena bungwe kubweranso akadakwanitsira pa chilungamo, kukwaniritsa zokolola pazipita mlingo sikhala pa choopsya;

- kuchepetsa chiopsezo cha ndalama chiopsezo pa mlingo wake wopita kwa profitability;

- kuonetsetsa mgwirizano ndalama kubanki;

- chofunika mlingo wa ulamuliro ndi oyambitsa ndi;

- kupereka kasamalidwe kusinthasintha;

- kutsogolera zizindikiro za ntchito likulu mogwirizana ndi zimene kwaiye kubwerera pa chilungamo;

- yake reinvest ankapitabe likulu.

Dongosolo ulamuliro zikuphatikizapo subsystems zotsatirazi:

- kasamalidwe likulu yekha, anapanga onse ku magwero mkati ndi kunja;

- kasamalidwe likulu abwereka, anakopeka ndi ntchito magwero mkati monga zopereka gulu, nkhani ya magawo , etc.

- gulu ntchito ndi likulu owonjezera ; (gombe, Kuyamikira malonda, umuna chomangira neri Al.)

- kukhathamiritsa dongosolo la.

kasamalidwe likulu Bank n'ngozikidwa pa njira ndi njira kasamalidwe. Njira angathe kuperekedwa monga malangizo zikuluzikulu za ntchito banki kuti tikwaniritse zolinga. likulu kasamalidwe njira ayenera kukhala mogwirizana ndi njira chitukuko chachikulu banki, chifukwa ndi mbali ya. Kuona njira kasamalidwe likulu ayenera akuyendera kutenga nkhani za peculiarities mapangidwe ake ndi kugwiritsa ntchito zinthu zachilengedwe, komanso zofunika kuchita ndi zochita za banki. Choncho, likulu strategy kasamalidwe liziyang'ana pa kusintha kwa zinthu zowonetsera zomwe mphamvu ya mapangidwe ndi kugwira ntchito kwa likulu, kulimbikitsa bata ndalama.

Control Wopezerera amapereka ntchito njira yeniyeni ndi luso pofuna kukwaniritsa cholinga inayake pa nthawi zina.

kasamalidwe Capital zimaphatikizapo kugwiritsa ntchito magulu awiri a zida:

1. zida Zowonekera kunja kuimira akonzedwa enieni levers pa mlingo zazikulu zimene zimakhudza njira ya mapangidwe ndi ntchito likulu yaying'ono mlingo (boma lamulo la mtsinje, msika wodalirika, ndalama lamulo; kupezeka kwa chuma ngongole).

2. zida Internal kasamalidwe, amene umalimbana patsogolo Mwachangu ndi optimizing zinthu mkati chitukuko banki ndi kuwulula zinthu zobisika ndi nkhokwe (strategy likulu mapangidwe ndi ndalama chandamale ndondomeko, njira yosankha mulingo woyenera gwero la ndalama, mfundo mkati dongosolo pa zinthu zina za likulu mapangidwe, etc. ) ..

Choncho, kasamaliridwe kakatundu kumafuna kupeza ndi kutsatira njira, amene sitingakumane ndi dzuwa anakonzeratu za ntchito yake, ndi kulimbikitsa kufunika, kubwerera pa chilungamo, kapangidwe ndi magwero a likulu. Limagwirira ntchito yosamalira likulu zikuphatikizapo: tanthauzo la zolinga Kuchepetsa ntchito, kulamulira pa awo kukhazikitsa; chitukuko njira ndi njira za kayendesedwe likulu; kugwiritsa ntchito njira zamakono ndi zitsanzo ndondomeko kasamalidwe; kusanthula yake ya ntchito imayenera likulu ndi konza kasamalidwe ake.