Afufuze ngongole mbiri amene muyenera ndi mmene kukhazikitsa iwo okha

Zimachitika kuti munthu amapita ku banki kuti ngongole, koma iye anakana kunena mgwirizano. Pankhaniyi, ogwira ntchito ndi mabungwe ndalama pafupifupi konse kufotokoza chifukwa kusankha zinthu zimenezi. Nthawi zambiri, zikatero angakhalepo ngati cheke ngongole yasonyeza kuti mavuto alionse ndi alipire cha ngongole m'mbuyomu.

Kuti mupewe kulephera kwa banki kuti apereke ngongole, muyenera kukwaniritsa mu chikhulupiriro chabwino maudindo a wobwereka lapansi. Kumene, ngati n'koyenera, angapezeke bungwe amenewa, omwe ati apereke ngongole popanda afufuze mbiri ngongole. Komabe, mabungwe amenewa kawirikawiri amapereka kuganiza ndi pangano ngongole pa zinthu akumane mwamtheradi: mlingo wapamwamba chidwi kapena ndi chofunika kuposa ina ndi guarantors.

Lingaliro la mbiri ngongole

Musanayambe kupeza phindu lotani wanu mbiri, izo zikanakhala zabwino kumvetsa mmene uliri. Ichi ndi m'malo ovuta ndipo anazungulira ndi mfundo zachuma.

mbiri ngongole ndi chidagawika patatu. Pamafunikanso kudziwa kuti umasamutsidwa ku bungwe ndalama kwa amasinthira ndi khalidwe khalidwe la wobwereka udindo wake pansi pa pangano ngongole.

1. Chikuto cha mbiri ngongole lili ndi mfundo zonse za wobwereka lapansi.
2. Mbali yaikulu kakunena za nkhani ake, amene ndi wolandira wa ngongole, ndi kulembetsa ake, komanso mapangano ngongole.
3. Kapangidwe zina zikuphatikizapo gawo deta wosuta, mutu wa mwapatsidwa ndi ufulu zambiri, komanso magwero a mapangidwe, ndiwo angongole.

The Bank tilowe mu mapangano ndi bureaus chimodzi kapena zingapo ngongole. Mu dzina izi zikutanthauza gulu la ikuchitika mapangidwe, yosungirako ndi processing deta m'gulu mbiri ngongole.

mbali Cover zasungidwa mu Catalog Central, Mawu Histories. Malizitsani zambiri amasungidwa munthu CRAs (amasinthira). Choncho, wosalira zambiri za katengedwe deta ngati ukamafuna fufuzani ngongole mbiri ya zizindikiro nkhani ntchito, ndiwo alphanumeric zizindikiro.

Kodi mukudziwa mbiri ngongole

Nthawi zambiri, nthawi iliyonse munthu amazindikira kuti ayenera kuchita macheke ngongole. utumiki uwu ufulu wa nzika iliyonse Russian akhoza kutenga kamodzi pa chaka. Komabe, izi si yapafupi. Popeza kuti palibe Nawonso achichepere logwirizana la mbiri ngongole ku Russia. M'malomwake, analenga BKI m'munsi, umene uli CCCH (chapakati Catalog wa Mawu Histories). Kapangidwe amenewa amalola kukwaniritsa chitetezo pazipita borrowers izi.

Nkofunika kukumbukira kuti macheke ngongole angathe kuchitidwa popanda chilolezo cha nkhaniyo. Kuti, pamene ntchito kwa ngongole mudzakhala kusaina ndi chilolezo kupempha kwa deta.

Choncho mudziwe mu Catalog Central, Mawu Histories akhoza kulowamo ndi chilolezo wanu, inu nokha kapena amasinthira ngongole. Kumene, inu mukhoza kupita ku banki aliyense kuti ntchito kupereka mndandanda wa bureaus ngongole akusunga nkhani za inu ngati wobwereka a. Koma ngati inu mukudziwa malamulo a phunziroli, kupempha kuti CCCH, mukhoza kutumiza kwanu.

Pali yachiwiriyo kuti mukhoza kupeza kuchokera mndandanda waukulu:

1. Information pa kufunika angapezeke, ngati inu simunayambe anatengedwa ngongole kapena ngati pangano ngongole mpaka 2006, pamene Chilamulo pa Mawu Histories kulibe.
2. Ngati ngongole zanu mbiri kwa iwe, poyankha pempho udzapeza mndandanda wa CRAs, amene ali zokhudza inu.

Ngati chachiwiri, pambuyo inu kupeza mndandanda wa Bureau kusonyeza manambala a foni ndi maadiresi lankhulani aliyense wa iwo ndi kudziwa za wokha ngati wobwereka a.

Motero, munthu aliyense amene anatenga ngongole kale kapena kuti azikamugwirira ntchito utumiki uwu m'tsogolo, adzakhala superfluous kudziwa kuti poona mbiri ngongole angathe kuchitidwa paokha ndi kwaulere.