Kodi bwino kutenga ngongole zosowa ogula? zinthu zabwino wa ogula ngongole

Ogula ngongole tsopano zikupezeka pafupifupi aliyense. Cholinga cha borrowers ankaona kusankha pulogalamu akadakwanitsira. Banks kupereka ngongole ndi zinthu zosiyanasiyana. Kodi bwino kutenga ngongole zosowa ogula, adzakhululukidwa m'nkhani.

Kodi kusankha banki?

Kuti ngongole yabwino zosowa ogula muyenera kukhala bwino ndi maganizo a mabanki osiyana. Pamene ntchito muyenera khutu ku zothetsera. Izo zimatengera kukula kwa overpayment lapansi. M'munsi kuchuluka, ndi makasitomala ambiri chidwi pulogalamu oterowo.

Koma kuti kupereka ogula ngongole pa mitengo otsika chidwi, banki ayenera kuonetsetsa wobwereka. Ndi yowopsa kwa wokongoza Chotero kwa makasitomala kuika patsogolo zofuna kwambiri. Kawirikawiri anthu ndi kusonkhanitsa zambiri pa ndalama ndi mkulu. Komanso muyenera zabwino ngongole mbiri. Chinthu lomalizali ndi lofunika potaya kudalirika kwa: kusanthula ubale chuma ndi mabanki ndi MFIs, kenako posankha zochita anapanga.

Banks kupereka ngongole ndi ngongole mbiri zoipa, nthawi zina zosiyana kwa borrowers zonse amene ndalama akhoza kupewa ngozi ya si malipiro. Ogula ngongole ndi kuchuluka otsika ogwiritsa nthawi anapereka kuti apereke makadi kopeleka malipiro. Muyenera kupereka pasipoti.

makasitomala ena ndi kusiya ntchito pa malowo. kusamvana ndi anatengera kwambiri kuposa mu ofesi, ndi zikalata zofunika angathe kuperekedwa pambuyo Kutengera ndi. Posankha banki ayenera kulabadira pamaso pa nthambi m'chigawo cha ngongole ndi. utumiki chifukwa malo kosavuta ngongole monga njira kuchotsa ndi kuika Atuluke mwamsanga ndipo popanda ntchito.

Posankha banki ziyenera kuchitika mu kuchedwa chifukwa apeze mgwirizano. Payenera kukhala kuthekera kwa alipire oyambirira popanda chilango. Zimenezi ndi mfundo za mgwirizano. Chikalatacho anasonyeza ndi chilango mwamsanga. Pofuna kupewa mavuto ndi kupereka ngongole, muyenera kulabadira zina zabwino zonse.

"Alfa-Bank"

Kodi bwino kutenga ngongole zosowa ogula? zinthu abwino akuperekedwa mu "Alfa-Bank" lomwe lili yaikulu osachiritsika maukonde kukopa borrowers waika. Zalembedwa ngongole Intaneti kwa mphindi 15 ndi theka la ola pambuyo adzadziwa njira.

"Alfa-Bank" akugwira ntchito pa zinthu zotsatirazi:

• 50-250 zikwi rubles - kuchokera 15,99 .;
• 250-700 zikwi - kuchokera 14,99 .;
• 700 zikwi -. Ochokera 13,99.

The pazipita zilipo rubles 2 miliyoni. Tengani ndalama mungathe pa tsiku la chigwirizano. Mabungwe ndi sizitanthauza. Kuzindikiritsidwa ndi chikalata zina. Pali kuthekera kwa alipire oyambirira popanda kulipiritsa chilango ngongole.

Banki "East"

Kuti tiyankhe funso, kodi kopindulitsa kwambiri ogula ngongole, muyenera kudziwa za amapereka mabungwe angapo. Banki "East" amapereka ngongole pa mlingo wa chilolezo cha 15%. ntchito imatengedwa kwa mphindi 15. N'chapafupi kuti ngongole kuchuluka kwa 25-50 zikwi. Rubles, koma ngati mukufuna kwambiri, muyenera kupereka chitetezo cha malo kapena magalimoto.

Banki "East" amapereka ngongole mpaka 500 zikwi. Rubles pa mlingo wa 18%. "Big Money" - mankhwala kwa anthu amene safuna kuchedwa kugula. Tikufuna kupereka pasipoti ndi mawu ndalama. banki tingawadziwe Kuyamikira pensioners. Mapulogalamu kusiya kudzera malo, ndi chigamulo adzatengedwa patsiku. Kuyankha zabwino amapereka ufulu chonse cha ngongole ndi chiphaso cha ndalama.

"OTP Bank"

Bungweli amapereka chilolezo cha ngongole osati mu sitolo hardware. Ntchito mu "OTP Bank" pa katundu ngongole umaperekedwa pa Intaneti. Osachepera mlingo - 14,9%. Mukhozanso kuchuluka kwa 750 zikwi. Rubles.

Chifukwa makasitomala alipo ntchito mafoni "OTP Mawu" younikira bwino nkhani, kupereka ngongole, kulamulira nkhani. Angakuthandizeni kukhala kudziwa malo adziwitse ndi maudindo. Kudzera mwa iwo mwamsanga ndipo mosavuta analanda ndi kutumiza ndalama popanda malipiro.

Chigamulo atengedwa mu mphindi 2. Inakhazikitsa ogula ngongole mu "OTP Bank" kwa zaka 1-5. Pezani zipangizo akhoza kukhala mu tsiku kulembetsa. Kutsiriza mawonekedwe amatenga pasanathe mphindi 10. Izi ngongole ogula popanda guarantors. Mu chochitika cha alipire yake m'tsogolo zimaperekedwa zinthu zabwino.

"Sovcombank"

kampaniyo amapereka zinthu mwapadera pa ngongole kuti borrowers zaka 35. The "Plus penshioni" ndi chikalata kuti pensioners kwa zaka 85. Izi ngongole ogula popanda guarantors, ina ndipo mufunse. Tsimikizani ndalama akhoza kukhala penshoni ndi malipilo.

Lamulo makasitomala zotsatirazi:

• Russian nzika;
• zaka 20-85;
• zinachitikira miyezi 4;
• kulembetsa m'dera kulembetsa.

Inu mukhoza kutenga ngongole ku 100 000 rubles pa 12% pa annum. Ngati muli ndi digiri, kapena wobwereka wakwatiwa, akuti kuti pulogalamu "Pakuti woyang'anira kuphatikiza". Mlingo yafupika ndi 5% pa avtoplatezhe ndi makadi kuti kupereka ngongole kwa.

Pali dongosolo "Standard Plus", umene linapereka 40-299 zikwi. Rubles. Chiwerengero anatsimikiza anthu paokhapaokha mwina kuchepetsedwa ndi 5%. Ngati tiyenera ndalama "kulipira", akuti nthawi yomweyo ngongole "Express Plus". Pa amachitidwa pa pasipoti kulembetsa ngongole pa 5-40 zikwi. Rubles.

"VTB Bank of Moscow"

Ogula ngongole kwa "Bank of Moscow" inakhazikitsa kuti a boma ndi borrowers ena ku mlingo 14,9%. A pazipita kuchuluka - 3 miliyoni rubles. Utumiki wa inshuwalansi moyo zaufulu.

Makasitomala timatha kusankha tsiku la malipiro, komanso kukhazikitsa ngongole maholide - amodzi popanda chiwongoladzanja ndi chivundi nkhani. Ngongole zilipo mpaka zaka 5 ndi kuchuluka kwa 100 zikwi. Rubles. Mungagwiritse ntchito online, zochita kuyambirira kudzakhala kwa mphindi 15. Ogula ngongole kwa "Bank of Moscow" ndi chikalata ku ofesi ya ku makonzedwe a zikalata.

"Kubadwa Kwatsopano Mawu"

Inu mungapezeke bungwe ngati ndikudabwa kumene bwino kutenga ngongole zosowa ogula. Bank "Kubadwa Kwatsopano Mawu" amatanthauza zotuluka kuchokera 15,9%. Ngati inu kukonza Intaneti ntchito mawonekedwe, kusankha kudza pambuyo Mphindi 10. Koma inu mungapezeke ofesi.

Inu mukhoza kutenga mpaka 500 thous. Rubles. Zoperekedwa ngongole kwa zaka 2-5. Pakuti pensioners ndi makasitomala wapadera umafuna pamlingo wochepa ndi zolembedwa kochepa. Onse a borrowers ali kukonzekera umboni ndalama. Ngati inu kuyesetsa panopa ndalama, iwo akufuna kuti apereke ngongole ya 19,9% mu 30-100 zikwi. Rubles.

"UBRD"

Kodi bwino kutenga ngongole zosowa ogula? Otsika mlingo anapereka "UBRD" - 13%. Mu ntchito m'pofunika amasonyeza deta pasipoti. Chigamulo akutengedwa mphindi 15. Osachepera kuchuluka kwa - 5 zikwi rubles ..

Ngati n'koyenera, kulandira ngongole ya rubles mpaka 1 miliyoni, mungathe kugwiritsa ntchito mankhwala a "Open" pa mlingo wa 17%. Ntchito pa tsiku la pasipoti ndi umboni ndalama. Pensioners anapereka mankhwala "penshioni" umene ndalama lidzawotchedwa chikalata yekha pa pasipoti ya. A pazipita kuchuluka kwa 600 zikwi. Rubles, pamene mlingo ndi 21%. Depositors ndi makasitomala amapatsidwa kwa rubles 1 miliyoni pansi 18,5-20,0%. zinthu zabwino monga makasitomala kopeleka malipiro.

"SKB Bank"

Gulu la zochitika izi: "Chilichonse", "Munthu", "kwa". Mofulumira ngongole, muyenera pulogalamu kwa nthawi ya zaka 3. Kupelekedwa kwa 299 zikwi. Rubles.

Kuti kalembera wa mgwirizano sikutanthauza kalata ya ndalama. Ngati ikuyendera ake, kuchuluka kumawonjezera kuti rubles 1.3 miliyoni, ndipo nyengo - mpaka zaka 5. The ogwiritsira ntchito makadi kopeleka malipiro kupereka mlingo wa 15,9%, nyengo ngongole kwa zaka 5. Ina ndi guarantors osafunika.

"Raiffeisen Bank"

Odalirika banki amapereka ngongole yabwino. The pazipita ndi 2 miliyoni. Malire imagwira ntchito VIP-makasitomala. Enawo amaperekedwa ndi borrowers kuti 14,9%.

Mlingo anatsimikiza mtima pamaso pa khadi kopeleka malipiro. Cooperation ndi banki kumachepetsa chiwongola dzanja. Kwa makasitomala ndi amachita bwino wa ku oposa 1.5 miliyoni rubles. Mawu wapatsidwa popanda ina ndi guarantors. Chigamulo atengedwa ndi 1 ora. Service ndi kudzera pa Intaneti ndi SMS-banki, umene uli yabwino kwambiri.

"Citibank"

Bank amapereka pulogalamu ngongole pasanathe zaka 1-5. Borrowers angatanthauze 100 zikwi. Mpaka rubles 2 miliyoni. Kutenga ngongole ya mpaka 600 zikwi. Rubles, ndi pasipoti.

Ngati pali ngongole ku mabanki ena anapempha ngongole mbiri yanu. Ngongole kwa ndalama zambiri amapatsidwa kwa popereka mauthenga pa ndalama ndi nkhani mfundo zochokera RPF.

Kulephera mwina chifukwa:

• osakwanira malipiro;
• zoipa ngongole mbiri;
• kusowa kwa ina ndi guarantors.

Ngakhale anakana ku banki wina, muyenera kutsatira kwa mzake, chifukwa aliyense bungwe amaona muyezo wake. Komanso zochita wapangidwa payekha. Muyenera kusankha ndi makampani ndi mawu yabwino. Nkofunika kuwerenga mgwirizano pamaso kusainira izo, chifukwa nthawi zambiri lili ndi mfundo zofunika za overpayments. Only ngongole yabwino adzalipira mwamsanga ndipo popanda ndikawapempha.