Zikawonongeka nkhani - ndi chiyani ichi?

mabanki zikawonongeka Nthawi zambiri ndi mpweya wambiri wa kudziŵa ndalama. Komabe, zoona zake n'zakuti aliyense akhoza kuyamba kugwira ntchito ndi iwo. Muyenera maola ochepa okha.

atolankhani zambiri demonize ndalama ku makampani zikawonongeka, kujambula ndi malingaliro a chinsinsi nkhani zikawonongeka andale dziko, amene anabisa ndalama mtundu wa kampani oletsedwa ili mu Caribbean chilumba samveka, pamene mlingo msonkho pafupifupi ziro. Ngakhale Zikatero nthawi zonse pamthunzi amachita, chiwerengero chachikulu cha mwangwiro malamulo.

N'chifukwa chiyani muyenera nkhani zikawonongeka? Timatha inu kukopa ndalama, woimira osiyanasiyana njira kuti ntchito ubwino anapereka kupitirira malire a dziko la Investor lapansi.

Kuchepetsa katundu msonkho

M'mayiko ambiri otchedwa msonkho madela kwina yotchedwa kupereka analoleza kuti ndalama zakunja. Low mitengo ya msonkho, amene ali mutu makampani zikawonongeka, kuthandiza kulenga wathanzi ndalama chilengedwe kuti amakopeka ndalama zakunja. A boma kakang'ono ndi zinthu zochepa ndi anthu ang'ono amaona makasitomala kunja ngati mwayi kwambiri kusintha zinthu zawo zachuma. M'mawu ena, ndalama kubwera kumene ndalama kulenga makampani zikawonongeka.

Mabungwe zinthu monga chipolopolo ndi kuteteza nkhani kasitomala kwa misonkho mkulu m'dziko lawo. Popeza iwo alibe nawo ntchito m'dera zachuma, kumene msonkho si mlandu. makampani ambiri achilendo amasangalalanso udindo sankayenera kukhoma msonkho pamene iwo aganyali m'misika US. Choncho, kukhazikitsa ndalama kudzera bungwe yachilendo ali ndi mwayi bwino pa ndalama ya ndalama kudzera nkhani zikawonongeka wa munthu.

chitetezo kakatundu

Nkhani zikawonongeka - ndi njira yotchuka ya kukonzanso kalembera wanu. Kudzera maziko, adalira ndi umwini kampani akhoza anasamutsa kwa ena. Iye amene akuopa bwalo ndi angongole, anaganiza zomutumiza ena ndalama kunja. Kudutsa pa ufulu pepala katundu, anthu salinso adawopa kulandidwa katundu kapena mavuto ofanana.

banki mobisa

Zikawonongeka nkhani - ndi okhwima banki ndi mobisa malonda, enshrined pa mlingo malamulo. Ngati anagwiriridwa, chipani wolakwa Adzakhala akuyan'anila mokwanira za lamulo. Chitsanzo cha Kuwulura - Kuwulura deta kasitomala chizindikiritso. Komanso, m'mayiko ena ndi kuphwanya ndi Kuwulura zambiri za eni kampaniyo. Koma zimenezi sizikutanthauza kuti ndalama - oipa, amene chinachake kubisala.

Kumbukirani kuti malamulo zikawonongeka amalola kuulula deta pa nkhani ya ndalama mwachinyengo, kuzembetsa mankhwala osokoneza bongo kapena zochitika zina oletsedwa. Kumbali ya kutchova mkulu-yotsiriza, Komabe, kukhalabe chinsinsichi zambiri monga chizindikiro cha wogula, pa nthawi ya kugula magawo a kampani anthu angathe kupereka atsopano kwambiri chuma (malamulo) mwayi. Multimillionaires sindimakonda kwambiri za ndalama ang'onoang'ono kugula m'matangadza chomwecho, iwo ali, monga zimautsa mitengo.

osiyana a ndalama

Ena limati asagwiritse ufulu wa nzika zake kuti aganyali kunja. Ambiri amakhulupirira kuti n'zosatheka kuti akonze zenizeni osiyanasiyana ndalama mbiri. Zikawonongeka nkhani - nkotheka kupeza mwayi malire misika dziko ndi kuphana lalikulu. Komanso, pali mipata yambiri m'mayiko osauka, makamaka amene ayamba privatize kumabungwe amene kale m'manja mwa boma.

zofunikira

Aliyense banki zikawonongeka ndi ulamuliro yachilendo zofunika yake, choncho m'pofunika kafukufuku kuyambirira kupeza zimene muyenera kuchita pankhani zina. Mmunsimu muli mwachidule za zimene inu mukhoza kuyembekezera, malinga ndi zomwe kudziwa malo ndalama monga Bahamas, Bermuda, Cayman Islands ndi Malawi.

Kodi kutsegula nkhani zikawonongeka?

Terms of kutsegula nkhani ngati ofanana ndi amene ntchito ku dziko lina lililonse. mabanki zikawonongeka mukupempha zambiri zanu monga dzina, dziko malo okhala, tsiku lobadwa ndi malo a ntchito.

Kuti atsimikizire chizindikiro chako muyenera kupereka buku pasipoti, laisensi ya galimoto kapena zina chizindikiritso zikalata kupelekedwa ndi boma. Komanso, magombe onani malo okhala, monga izi zingakhudze nkhani misonkho. Kuti tichite zimenezi, iwo adzakhala okwanira kugonjera ndalama zofunikira kapena pepala ofanana.

Chifukwa zosiyanasiyana za lonse la zolemba chizindikiro chimene angathe kuwonetsa mabanki zikawonongeka, amafunika ndi chitsimikizo zina lodalirika awo. Nthawi zina zidzakhala zokwanira kupereka buku notarized, ndi malo ena amakonda apostille - mtundu wapadera wa baji kuti ntchito padziko lonse lapansi. Kupeza izi muyenera kukaona bungwe boma kuti mwamatapo ndi sitampu mu dziko.

zikalata zina chizindikiritso

mabanki zikawonongeka kutsegula akaunti atapereka zina, ndithu zofunika mwachizolowezi. Izi ndi zofunika pofuna kupewa ndalama mwachinyengo, chinyengo msonkho kapena zochitika zina mopanda chilolezo kuti imakhudzana ndi mabungwe amenewa.

Choyamba, kutsegula akaunti akhoza kufunsa zikalata ndalama panopa banki kasitomala ndi mfundo za mafupa ndi umboni wa "ubwenzi zogwira mtima." Kawirikawiri ndi mawu nkhani kwa miyezi isanu ndi umodzi - chaka.

Chachiwiri, mabanki ambiri akufunsidwa za chikhalidwe cha wotuluka kuyembekezera pa nkhani lidzatsegulidwa. Izi zingaoneke kwambiri intrusive, koma mabungwe awa Kukhwimitsa, kotero iwo samakhoza kuchititsa zinthu zophwanya malamulo. Kuti zimenezi zitheke, magombe zikawonongeka amafuna zolembedwa zina zikalata magwero a ndalama padera.

Ngati ndalama ndi malipiro, muyenera kuchotsa kuchokera kopeleka malipiro a abwana ake. Pofuna kutsimikizira kubwerera pa ndalama, banki zikawonongeka akhoza kudziwa zambiri pa chikhalidwe cha yotsirizira ndi malo a ndalama zawo.

Ngati pali ndalama kwambiri analandira kwa malonda kapena malo ayenera kupereka Mapangano malonda kapena zikalata zina zoyenera. Ngati inu padera ndalama analandira pansi pa pangano inshuwalansi, ndikoyenera kupereka inshuwalansi kampani. Ngati ndalama wobadwa nawo, angapemphe munthu wa udindo woyang'anira malowo, kutsimikizira mfundo imeneyi.

Sankhani ndalama

Nkhani zikawonongeka - ndi mwayi kusunga ndalama ndalama ankafuna.

Muyenera kudziwa zotsatira za kuchita nkhani zimenezi. Mwachitsanzo, yosungiramo akutanthauza zina ndalama adzalola kuti alandire chidwi pa madipoziti, amenenso kungachititse kuti lina udindo msonkho. Komanso kuti ndalama pa nkhani gawo pakati zosowa zawo mosinthana achilendo, kumene limodzi ndi ndalama zankhaninkhani, malingana ndi dongosolo la milandu ndi mitengo akufuna.

Kulanda ndalama

An zikawonongeka nkhani banki kawirikawiri kudzaza mothandizidwa ndi kutumiza padziko lonse waya. Mwatsoka, dongosolo zimene zingathe kusintha free, wamba mu mabanki ochiritsira, monga ulamuliro, sangathe kulipira lonse.

Kutumiza ndalama ndi ntchito yosavuta, koma pafupifupi aliyense amatenga chifukwa ntchito imeneyi. Fizi zimasiyana banki ku banki, kotero muyenera mutidziwe nawo pasadakhale. Mwatsoka, pang'ono njira zina zabwino. Macheke zambiri Sadadzipangire kunja ndi kupanga ndalama ndalama ndi kosathandiza.

Withdrawals

Kodi kutapa ndalama ku nkhani zikawonongeka? N'zotheka kuti magawowa kugwiritsa ntchito zithandizozi banki, amapereka makasitomala njira zambiri kutapa ndalama zawo. Ambiri zambiri inakhazikitsa madebiti khadi kuti amalola kuti mosavuta kulumikiza ndalama zanu lonse. M'pofunika kuona mitengo ya ntchito njira imeneyi, monga chindapusa mayiko kungakhale kwambiri. Mtanda-ndalama withdrawals ndalama zambiri ndalama akhoza kuthandiza kuchepetsa ndalama izi.

Ena mabanki zikawonongeka kupereka macheke. Izi kawirikawiri njira yabwino kutapa ndalama. Mu malo oyamba chifukwa silili chinsinsi. Komanso, macheke kukopedwa pa magombe a kumayiko ena osati salandira.

Njira adzakhala kugwiritsa ntchito nkhani ziwiri: zikawonongeka ndi kumtunda. Choncho, kutumiza waya angagwiritsidwe ntchito kusamutsa ndalama zambiri kuti nkhani mkati, kumene iwo ali mosavuta. Njira imeneyi ali ndi kudalilika mkulu ndi zachinsinsi, ndipo amapereka mayiko ntchito m'dera kubanki.

chinsinsi kumatha

Ngakhale chinsinsi ozungulira dziko ndi zinthu zenizeni malonda, kutsegula akaunti zikawonongeka banki ndi osavuta. Kawirikawiri zonse zofunika - kudzaza mu mawonekedwe, amagonjera ndi zikalata kudziwa munthu ndi nkhani zina natsimikiza pakalibe cholinga kuchita zinthu zophwanya malamulo.

Ndalama kusankha, kukhathamiritsa wa madipoziti ndi withdrawals pang'ono zosavuta, koma kusankha simudzavutika ataphunzira tariffs banki a.

Otetezedwa bwanji ndalama zikawonongeka?

Popular zikawonongeka kupereka zokwanira mwayi ndalama otetezedwa ndi zambiri makampani odziwika bwino ntchito. Anthu oposa theka la chuma cha dziko ndi chuma unachitikira m'madera zikawonongeka. Komabe, monga kukhazikitsa ndi ntchito zonse ayenera kutsatira lolingalira ndi kusankha munthu wodziwika kampani ndalama. A bwino malangizo kwa yemwe wakhala ndi mbiri ndalama mlangizi, akauntanti ndi loya okhazikika mu ndalama lonse. Ngati cholinga ndi kuteteza chuma kapena ali ndi chidwi ndi malo kapena kusintha malonda, angachite bwino kupeza wazamalamulo (kapena gulu la maloya), amene imakhazikika chitetezo amtengo, zifuniro kapena motsatizana. Kumene, misonkhano ya akatswiri amenewa ndalama. Nthawi zambiri, ubwino ndalama zikawonongeka kuposa ndalama yaikulu kwambiri chindapusa akatswiri mabungwe ndi ndalama zoyendera.