"RosDengi": amangawa ndemanga. Microloans - thandizo la ndalama kapena ukapolo?

Masiku ano, anthu ngongole ntchito microloans ndi bizinezi kwambiri. Mungathe kutsimikizira izi, osachepera kuyang'ana pa msika, yomwe ikuchitika zinthu zokhudza yaying'ono-ngongole. Pano pali ambiri makampani Wamphamvu zoposa izi.

Zimenezi zikusonyeza zinthu zingapo. Choyamba, kusowa kwambiri ndalama "mwamphamvu", ndipo kachiwiri, ngakhale kuti anthu ambiri anakakamizika kubwereka ndalama (amene alibe zambiri amapereka malipiro), ndipo chachitatu, kuti kampani ngongole kwambiri ndi pa phindu ili zabwino.

M'nkhani ya m'nkhaniyi tiona mu malo oyamba, lingaliro zimenezi microcredit - mtundu wina wa ukapolo kapena kwenikweni yopindulitsa chida chuma, mungathe kuthetsa mavuto awo; Kachiwiri, ife pofotokoza lina la makampani waukulu opereka microloans wotchedwa "RosDengi". Reviews amangawa a m'banja, komanso zambiri kwa anthu kungatithandize kumvetsa bwino funso limeneli.

Microcredits. Mwachitsanzo

Timayamba, ndithudi, ndi funso la zonse zimene ali microcredit. Ine ndikutsimikiza ambiri a ife kale kumvetsa kusiyana pakati otchedwa "ngongole kudya" kuchokera ngongole yosavuta ogula. Koma ndi bwino timapereka chitsanzo isonyeza gulu.

Choncho, ndikuganiza ife kutenga ngongole kugula firiji. Ichi ndi kuchuluka wofanana atatu malipilo athu, ife kuwomboledwa pang'onopang'ono, kupereka gawo lina la ndalama, nkuti, mwa chaka. Izi ndi tingachipeze powerenga ogula ngongole, womwe wapangidwa, makamaka ena ndalama zofunika, yaikulu.

Chitsanzo china: ndalama tinakhala, ngakhale malipiro akadali masiku 5. Pamafunika ndalama chifukwa kuti kupita ku sitolo ndi kugula malonda pa kufika. Kumene, pali kanthu katsalira koma kuti ndilembe ngongole yaing'ono. Atalandira malipiro pasanathe sabata, ife ndidzabwezera ngongole imeneyi. Ndipo ntchito microloans, kapena ngati ndi zambiri amatchedwa, mwamsanga ngongole.

Liwiro processing ndi zofunika otsika

"Fast" amatchedwa chifukwa cha mmene ndondomeko kulembetsa yosavuta patsogolo izo. M'malo kusonkhanitsa zikalata zosiyanasiyana ntchito ndipo amasonyeza deta zenizeni pa chuma chawo (monga mu nkhani ya ogula), mu nkhani ya ogwiritsa yaying'ono-ngongole chabe kupereka pasipoti. Nthawi zina pamafunika yekha ambiri zokhudza zimene mukuchita, choncho ndi azilandira kupeza ndalama. Akuya mabanki, makampani kuti apereke microloans, osati kukumba.

Chifukwa cha ichi "madama" wa kampani ndi kuti nkwabwino kuti ngongole zimenezi. Ngati kasitomala akubwerera ndalama mu nthawi, ingalemetsedwe ndithu amaposa ntchito ndalama (mwachitsanzo 10% kwa masiku 10 - ichi ndi mlingo zachilendo). Mu mulandu wina, ngati ngongole sabwerera ndalama pa nthawi, akuyembekezera akukoka pa makhoti ndi lalikulu kutaya ndalama. Terms of yaying'ono-ngongole wotere kuti kasitomala adzabwerera zambiri kuposa poyamba anatenga. Pa izi ndi kupanga maofesi amenewa.

chida Financial kapena ukapolo?

Kwenikweni, nkhani pa microloans, ndipo anafunsa funso limene zimene tinganene kuti ntchito maudindo, limene pachiyambi anapereka amaposa kwambiri mautumiki awo.

Pa dzanja limodzi, tingathe kumvetsa amangawa vuto la ndalama. Anthu kutenga ngongole mwamsanga ndipo popanda kuti, monga ulamuliro, alibe chidwi ndalama mwina. Si oimira wachuma wa anthu, monga ulamuliro, moyo pa malipiro chimodzi (kupatulapo osowa). Ntchito kwambiri microcredit - kuthandiza "chotani" mpaka malipiro lotsatira.

Choncho pamene kampani anafunsa munthu kulipira 10% kwambiri, udatha impairs wake (kale kovuta) malo ndalama kuti apeze phindu lawo. Pozindikira zimenezi, makasitomala ambiri anakwiya, kusiya ndemanga zoipa za maofesi amenewa.

Funso lina - ichi ndi profitability wa kampani kuti bungwe la kupereka microloans. profitability chake ndi kuti achoke kwa wina wobwereka ndalama zimene anapatsidwa pachiyambi, chifukwa cha chidwi kuchuluka. Ndiyeno, palibe amene amakakamiza munthu apereke ngongole ya zinthu poyamba akumane; ndipo kokha anasaina pangano - ngati inu chonde, kulipira! Choncho, pamene kuonera mfundo za maganizo, ndi borrowers ndiwo amachititsa momwe iwo achitiridwa (zinachitikira sanali malipiro) a mtundu womwewo "RosDengi". Reviews amangawa a nthawi komanso ndi bwino zoipa, koma "malonda ndi malonda" ...

Kodi kutaya microcredit?

Malinga zoyenera kuchita ndi ndalama ngongole, iwo akhoza kupanga mungakonde kapolo ndi mbuye wake. Ngati nthawi zonse amakhala ngongole zimenezi, ndiye, osalephera, si mudziwa bungwe ndalama zawo. Komano, processing microcredit okha zina, zovuta kwambiri, mungathe kupulumutsa zinthu. Pambuyo pake, ndithudi, muyenera posachedwapa kubweza ngongoleyo, kuti amakhala ndi mavuto ambiri.

Sinthani anakongola ndalama sindikudziwa momwe zonse. Pofotokoza kampani "RosDengi" amakambirana amangawa akutitsimikizira izi. Mwachitsanzo, pali ndemanga zoipa amene anachedwa malipiro chifukwa mlungu kapena monga anaiŵala zomwe ndimati "tsiku lachiweruzo." N'zoonekeratu kuti borrowers okha ndi amene amachititsa mavuto awo, ndipo nazo zoterozo ngongole kwenikweni kukhala akapolo. Inu simungakhoze kunena za makasitomala kusungira ndi wanzeru mosamala kuyang'anira alipire ngongole ndandanda.

Choncho, ngati okwana kochepa kwa gawo loyamba la nkhani imeneyi tikhoza kunena kuti ukapolo ngongole wowopsa kwa inu, ngati mungathe kukhala ndi njira yolongosoka ndalama yanu, kusamalira ndi kutaya.

Company "RosDengi"

Mu gawo lachiwiri Ndikufuna kuti atchule kuti wina yaikulu kwambiri yaying'ono-ngongole gulu la msika, wotchedwa "RosDengi". Loan pano akhoza kupeza pafupifupi aliyense amene umamvera zofunika zimene zatchulidwa pa webusaiti awo. Izo ziyenera kuti iwo ali okhulupirika zokwanira (mwatsatanetsatane za lemba lino).

Popeza zinachitikira wolemera dongosolo (mu msika izo zikufotokozedwa kuyambira 2010), komanso misewu yaikulu ya maofesi (ntchito gulu lako ndi kuposa mizinda zana mu dziko), mwina kudziŵika kuti gulu zachitika njira zake kuti ntchito ndipo mogwirizana ndi makasitomala womwe uli ngati munthu womaliza. Izi zikhoza ankangoona chakuti pa nthawi yonse ya opareshoni, kampani watenga bids zoposa wani miliyoni ku Russia.

Mission Abwino

Komabe, osati kuyankhula za malonda "payipi" wakupatsa ngongole kwa obwera onse. Ndipotu patsogolo pathu - kampani ndi mfundo za ntchito, zomwe anauzidwa mwatsatanetsatane pa tsamba lovomerezeka "RosDengi" (amangawa ndemanga, ndithudi, sangathe kukambirana mfundo zimenezi). Choncho, ntchito zikuluzikulu za gulu ndi kupereka makasitomala n'zotheka kuthetsa mavuto a zachuma monga efficiently ndi mwamsanga angapeze nyumba imeneyi ngongole yochepa. The kampani Mwambi: "Ndife pafupi, ngati mukufuna ndalama." Padakali monga momwe tikuonera, mawu awa zizigwirizana zinthu zenizeni mu kampani, amene amayendetsa ndi maofesi atsopano ndi kokha kuwonjezera msika gawo.

ndemanga

Nthambi zikuluzikulu za kampaniyo ili mu St. Petersburg: izo zagwiridwa ndi kalozera; Iwo amapita ku ntchito zomwezo ndi chidule cha ogwira ntchito angathe. Komabe, monga kumwamba, mungapeze udindo wa gulu, nthawi zambiri, ndi mu mzinda wanu. Dziwani zambiri za kopita kwa ndalama, chonde imbani 8-800-200-50-51. Unali ndi kampani "RosDengi" hotline mafoni amene ali mfulu. Chonde dziwani kuti, kuwonjezera pa foni, pa webusaiti kampani pali mtundu wa anthu pa Intaneti. Lililonse kumalowa kutumiza uthenga kwa kampani mlangizi iye ndi chidwi nkhaniyi ndi kupeza yankho n'kamodzi.

Mu likulu, mozama nthambi, "RosDengi.Moskva" kampani. Offices Local amadziwidwa payokha (pa malo awo palibe): maudindo zitatu .Moskovskoy Street 14a Street. Kalinin, 2, ndi kunja Station, 18b. ntchito maola - mpaka 20:00, mafoni angapezeke pa hotline lapansi.

Kuti mudziwe zambiri za mmene gulu ikuyimiridwa mizinda ina, mungaphunzire njira yomweyo. Izi ndi zofunika chifukwa maudindo kampani "RosDengi 'malo, kumene kulembetsa ngongole ya.

zikhalidwe

Ngati inu mukukhulupirira tsamba lovomerezeka kupeza ngongole pa zolinga zanu pano ndi yosavuta. "RosDengi" (microfinance kampani, amene ife zimaonetsa) amapereka ngongole kwa chiwerengero cha rubles chikwi 30 zikwi aliyense amene zaka 18 ndipo amene sali wamkulu kuposa 70 ndi yodalirika. Tsiku lomalizira pazipita kwa chiphaso masiku 17, osachepera - 7. gulu la limachititsa zokulitsa nthawi ya malipiro kukachitika kuti wosuta sangathe kulipira pa nthawi.

Reviews amangawa

Monga taonera, ambiri ndemanga zoipa zokhudza utumiki wapangidwa amene pa nthawi ina anatenga ngongole ndipo amalephera kubwerera pa nthawi yake. Anthu kulemba kuti kampani "RosDengi" umafuna zosatheka izo kumawonjezera chidwi masamu pa magulu atsopano ngongole zonse kuwonjezeka udindo wa ngongole. Komano, njirayi Mwachibadwa, chifukwa ngongole ya linaperekedwa ndi munthu ankadziwa chomwe iye akanati.

Koma khalidwe la utumiki wonse - kudandaula ayi akhala sakudziwika. chakuti kampani pamafunika malipiro a mangawa - ndi bwino, chifukwa ndi nkhani ya ntchito yawo ndi luso ntchito mu msika m'tsogolo.

Feedback ku ndodo

Anthu amene ntchito pano komanso massively ndemanga za "RosDengi" kampani. Ngongole ali pano, ndithudi, sanatero lotseguka, komanso kulemba ndemanga zabwino ndi zoipa. Wina ali wokondwa kuti iye anapatsidwa mwayi zinthu zatsopano ndi ndalama zambiri mu chochitika kuti ntchito molimbika. Ena amadandaula kuti pali kwambiri kukhwimitsa chitetezo ntchito anayendera, umene boma sanapereke mwayi kukhala, ndi zina zotero. Comments misa, koma iwo onse ikukhudzana milandu payekha. Ena sangathe anagona chithunzi chonse - mlingo kampani webusaiti ndi ndemanga za 3.5 mfundo pa 5.

anapezazo

Kuti "RosDengi" tinganene kampaniyo? gulu umagwirira ntchito mwachilungamo osasinthika mpikisano ndi zovuta (mawu a zamaganizo) kumunda. Izi chilengedwe ndalama, pomwe mfundo ya "malonda ndi malonda," womwe ife tatchulazi. Mfundo kuti kampani akugwira ntchito kuyambira 2010 ndipo anauka kokha nthawi yonse iyi, - chizindikiro cha njira yolondola oyang'anira ake. Koma zilango ouma ndi ulemu kwa onse wobwereka ndi ndodo - ndithu zina zomwe anthu anthu awa kumvetsa ndi chisoni kungakhale, koma iwo ankadziwa zimene amapita.

Muzikumana tsopano conveniently zokwanira - ndi mkulu mlingo wa satifiketi utumiki. Pali apamwamba thandizo (anatumikira "RosDengi" foni nambala ife woyengedwa pamwamba - ndi yosayima pakati foni, angapemphe ndi funso lililonse). Koma kuti akhale kapolo ngongole zanu kapena ntchito monga chida champhamvu kwa kuthetsa mavuto awo - ichi ndi chisankho anatengedwa ndi wobwereka lapansi.