Mmm 2011

Kodi otetezeka kutsanulira ndalama kuti apindule kwambiri? Tonse munayamba mwaganiza za izo. Pali mayankho angapo pa funso limeneli.
Wotchuka "tchipisi buluu", yaikulu sheya makampani analonjeza profitability wodzichepetsa, maganizo kwambiri pa mavutowo. Pamene ndalama yaitali, ndi congruent kuchitapo kanthu ndithu mungathe. Komabe, ndalama yochepa chifukwa kupeza deta ndi msampha. Ndipo osachepera swaying msika kungachititse zomvetsa lalikulu. Mwina katundu wa ndalama zakunja, koma makamaka zaka zingapo zapitazi ndalama kutsogolera dziko akhumudwa mu mtengo. Mu zinthu izi, ruble Russian kukukhala ndalama zambiri khola, chifukwa zimakhudza mtengo wa mafuta. mitengo mafuta khalidwe bata kwambiri pa mavutowo. Kuwala mafuta umachitika pafupi ndi US $ 100 mbiya ndipo si wokonzeka kupita pansi kwambiri. Koma amadza opaka ndi zina zimasintha kwambiri monga zinthu wosakhazikika chuma boma. Pamaso chisankho opaka Adzakakamizika kusunga, ndi zimene zidzachitike April 4, 2012, zovuta kunena.
madipoziti yachilendo ndalama za mabanki - chinthu bwinobwino, koma osati yopindulitsa kwambiri. Quotes pa madipoziti ndi apamwamba, motalikira nthawi ya ndalama, ayenera kupeza malo ena zopereka yochepa. Pali zambiri zosiyanasiyana ndalama ndalama, kupereka mwa mawuwo ndi kukhazikika inflows zabwino kwambiri congruent Aperewera. Chiwerengero cha yowopsa kwa profitability sikuti akubweretsa chidaliro. The ndalama zinthu Kusakhazikika, recessions kutsogolera chuma dziko, ngozi osachepera zotsutsa sayankhula podziteteza awo. Makampani kasamaliridwe kakatundu kutsanulira ndalama sheya, koma pa mphindi iliyonse akhoza uwonongedwe. Tridtsatiprotsentnaya mlingo pa chaka si zifukwa zimenezi. Mukhoza, ndithudi, tulutsani inshuwalansi pa kulowetsedwa, koma mu nkhani iyi ndalama zonse kwa jekeseni oterowo adzakhala wofanana ndi ziro.
Poganizira njira ndalama nazo ndalama wodzichepetsa, ine ndinayang'ana pambuyo dongosolo la ndalama mmm 2011. Ngakhale kuti ndalama ndi wosadalirika kwambiri, ngati poyerekeza ndi iliyonse ya Makampani izi, kwa tsiku, Ndikufuna timakondanso mwayi kutaya ndalama ofanana, pamene mlingo 120 - 150 pa chaka, mavuto awa reimburse ndi chidwi. Izi piramidi chuma, ataima pa siteji ya patsogolo koyamba, tsopano ndi kudalilika ndi olemekezeka, ndi zokolola yochepa ndalama mwamsanga yapambana.
Ndimafuna kuchita kuphunzira, koma kodi mumayenda ika mazira anu onse mu mtanga umodzi, ndi zimene mungapangire. Mu March chaka chino Ndinagula mmm $ 20 chikwi, ndipo anapereka kuchuluka kwa dongosolo la banki mochuluka mu olimba ndalama ndi rubles zikwi makumi awiri, banki anagula golide ndi yofanana. Komabe, tsiku lina ndinkafuna ndalama. Kugulitsa golide bullion, ine ndine wolemera rubles 352 okha, ngakhale kuti golide chawonjezeka likunena zonse m'chilimwe ndi kugwa. banki anafotokoza kuti banki zichokela nthawi zingati 2 - ngati inu kugula golide ndi vuto la zogulitsa. Choncho, nkhani ya Navara zinali kokha gombe. Ruble gawo mu banki anapereka kanjedza ndi zabwino kwambiri - Ine ndiri 33 427 rubles, ine ndikuganiza, ndalama yanga nthawi iyi ndi olemala zambiri za phindu limene anavula ku gawo lapansi. Ndipo tsopano, potsiriza, ndinazindikira kuti aganyali mmm-2011. Ine foni kumutu popanda kwenikweni poganiza kuti achire ndalama zawo, ndipo tsiku lotsatira, popanda mafunso zosafunika ine, monga zothandizira ena um, tinawatengera katatu lalikulu kuposa ndalama. Ngati inu zunzika ndi kukayikirana ndi ulemu ndi profitability la ndalama mu mmm-2011 mmm 2011 mukhoza kuona mayankho kuchokera kwa ophunzira pa makonde apadera. Nthawi zina chiopsezo - akadali zinazake zabwino kwambiri.