Kugulitsa nyumba yosachepera zaka zitatu m'deralo. Kugula ndi kugulitsa nyumba. Malo ogulitsira

Monga amadziwika, ndalama kuchokera kugulitsa zatchatchatcha ndi anthu thupi phunziro kwa msonkho munthu ndalama - msonkho ndalama za anthu. Pogula ndi kugulitsa pa gawo la Chitaganya cha Russia, ndi milandu adzakhumudwa onse operekedwa bajeti Russian, ngakhale iwowo anachita nzika za mayiko ena.

Otchulidwa kuchuluka kwa wotuluka malamulo ndi osiyanasiyana ndipo zimalimbikitsa kuti tinganene yekha chidwi Mipikisano buku. Nkhani yomweyi akamachita zambiri kuchepera cholinga: kuwulula zina za nzika za malonda a nyumba, ngati katundu akhala nazo pasanathe zaka zitatu.

Kuyambira mfundo malamulo a view, nthawi pasadakhale kunyumba umwini isanafike kugulitsa mfundo chifukwa ziyenera osiyana a m'munsi msonkho. Chotero chitsanzo ndi osamvetseka kwa malamulo Russian. Mu US Mwachitsanzo, ndikupeleka choterocho si msonkho pa onse (osati mmodzi mwa zifukwa kunayambika 2007, malo zovuta?), Ulaya, pa mwake, chimasonyeza njira wowawa. The Tax Code ndi 17,1 ake amanena. Art. 217 zingakhale osapatsidwa msonkho ambiri ku Russia - Katundu eni amene ali zaka zitatu kapena kuposerapo.

Komabe, osachepera kutalika kwa malamulo umwini msonkho (Art. 208 p. 1, pp. 5) wotetezedwa zinthu malamulo pamene nyumba zogulitsa umamumvera misonkho. pasanathe zaka 3 umwini kumatanthauza zifukwa ziwiri kuti adziwe kuchuluka kwa msonkho (DZENJE), onse - pa mlingo wa 13% mu kugulitsa nyumba, amene tidzakambirana ina. Zodabwitsa ndizakuti, mu France msonkho analandira harsher kwambiri. Kumeneko, kugulitsa nyumba m'chaka pambuyo kugula wake wa ndalama ngati ndi bajeti adzakhala zopanda wachitatu kufunika kwake.

Chifukwa chuma cha zosiyanasiyana

Chifukwa boma zimaonetsera njira ina kwambiri kudziwa m'munsi msonkho, kutenga chosaiwalika ngati chizindikiro mwakuwoneka sanali zachuma monga ulamuliro? Chifukwa akuluakulu msonkho unatenga nthawi miyeso yolinganizira wa zaka zitatu?

Ndi zambiri zopindulitsa kwa mwini nyumba, ngati kuti sikunali kokwanira, dikirani kwa zaka zoposa zitatu, kenako adzagulitsa kugula watsopano, kusiya ndalama zonse. Ndithudi, "tingachipeze powerenga" chifukwa mwini amachita. Koma wina amaganiza malo speculator. Kwa iye, ogulidwa ndi kugulitsa nyumba - malonda. Kudzera msonkho malamulo a boma Russian osati kukuchepetsa ndi profitability osiyanasiyana amenewa, komanso kukhalabe mbiri, nthawi yomweyo kukopa ndalama bajeti.

Zosintha msonkho

"Short-akuti" mwini ali ndi ufulu wosankha, m'pamenenso zaphindu kwa iye msonkho pa msonkho (DZENJE) kugulitsa nyumba ya. Zaka zosakwana 3 umwini - liwu malamulo imalongosola njira ziwiri kuthandauza kwa m'munsi mwa msonkho imeneyi. Monga tanenera kale, mlingo msonkho awiri onsewa ndi 13%.

Njira oyamba kukhala pansi msonkho ukonde wa mwini monga kusiyana pakati pa mtengo kugula ndi mtengo zogulitsa. Mwachitsanzo, mwini anagula nyumba kwa $ 1.4 mln. Opaka., Ndipo anagulitsidwa kwa $ 1,9 mln. Pakani. Net ndalama mwini wake wa mln 0.5. Opaka anapereka zogulitsa uyu wa nyumba ya. pasanathe zaka 3 umwini - ndi chochitika kuti kumachepetsa phindu kuchuluka kwa msonkho (1900 - 1400) 13% = 65 zikwi rubles ..

Mu chimake chachiwiri, ngati nyumba imayenera mu chuma kwaulere, m'munsi msonkho ndi malonda ake mtengo anatsika ndi 1 miliyoni. Rubles (Art. 220 Para. 1, pp. 1 ya Tax Code). Russian Federal Tax Service Letter № ED-4-3 / 13578 kuchokera 25.07.2013, ndi codifies ndondomeko kudziwa kuchuluka kwa deduction ndi patsinde msonkho wa zopeza asanachotse.

Kuganiza kuti chimaposa kugulitsa nyumba anakwana mln 1.7. Rubles. Mwini, amene adaugulitsa, ayenera kulipira ndalama bajeti (1700 - 1000) 13% = 91 zikwi rubles ..

Wina njira deduction patsinde msonkho

Mu zochitika zina pamene mwininyumba wakhala padera kukonza malowo owonjezera 1 miliyoni. Opaka., Ogulidwa ndi kugulitsa nyumba iye akhoza limodzi ndi njira zina kuchepetsa m'munsi msonkho. Malinga Art. 220 ya Tax Code, ndi woyenera kuchepetsa ndalama analandira ndalama kwenikweni tingati ndi zoimbira.

Kodi zimayambitsa oletsedwa "msonkho kukhathamiritsa"

Mwatsoka, izo zimachitika kuti eni nyumba mu kuipitsidwa ndi Ogulitsa ndi Kutsatsa Nyumba ndi ogula mwadala kuderera msika mtengo, nthawi zambiri mozemba "konza" ndi amachotsera msonkho. Kodi izi zikutanthauza kuti Dodgers? Akuluakulu a zamisonkho, kuona ngati undervaluation ali ndi ufulu bwalo kuthetsa zambiri - kubwerera kwa mwini nyumba. Komanso, odziwitsa chokwanira ali ndi ufulu wokana kulembetsa pangano la zogulitsa.

Wokhalamo - osakhala wokhala

Pamwamba mitengo ya msonkho ndi chomveka mumzindawo, ndiko kuti, anthu amene amakhala pa dera la Russia kwa masiku 183 pa chaka. Ambiri mtheradi pakati pawo zimapanga m'dziko la Russia.

Komano, gwirani ndi kutaya katundu monga nyumba ndipo si a anthu - alendo ndi nzika Russian moyo makamaka kunja. Kwa iwo, kugulitsa nyumba ndi msonkho pa mlingo wokwererapo, kuposa kawiri lalikulu: 30%. Ndipo chifukwa sanali anthu a zaka zitatu malamulo msonkho si nkomwe. Kunena zambiri, kaya kangati iwo sanali a nyumba: zaka zitatu kapena zaka khumi ndi zisanu kapena makumi awiri, mlingo msonkho amakhalabe sichinasinthe. Tiyeni tinene, nyumba anagulidwa kwa 5.0 mln. Pakani. Kenako anagulitsa izo kwa sanali wokhala pa 6,5 mln. Pakani. Pankhaniyi, kuchuluka kwa msonkho (DZENJE), zimene ziyenera operekedwa bajeti ya sanali wokhala, adzakhala (6500 - 5000) * 30% = 450 zikwi rubles ..

Nthawi ya kupeza umwini

Monga tikuonera, kwa nthawi ya cholowa anatsimikiza ndi ukulu wa msonkho sonyezani pamene pali nyumba zogulitsa. pasanathe zaka 3 umwini si kumatanthauza kukhala zaka kalendala atatu, komanso miyezi 36 kuyambira tsiku lolozeka. N'chiyani anatsimikiza ndi nthawi ya kupeza katundu ufulu? Ngati kumene anapeza mwa anthu wamba, kusaina ntchito mphatso, kugulitsa, tsintho, lendi ngati malipiro a nyumba anagwetsa, nthawi yatsoka Buku za ufulu umenewu ndi tsiku la satifiketi kulembetsa umwini.

Poyambira kupeza ufulu wa wolandira wa cholowa imfa ya testator lapansi. Mwini mukupanga nyumba akhoza kudzitcha kuti mwini yekha pa tsiku la malipiro chomaliza cha wagawo ndi.

Choncho, kugulitsa nyumba monga ndikupeleka nthawi zonse mwachinsinsi ndi nthawi yatsoka umwini.

Mafotokozedwe: si monga za nyumba ya

Ndi nyumba, pa ntchito ya msonkho ndalama za anthu, pamene iwo anagulitsa ukugwira monga zing'onozing'ono, nyumba munda, analeredwa, ziwembu za nthaka kuti kumanga, zipinda nyumba ya, yotsirizira - yekha lonse (malamulo akuti), ndiye ndi angapo Mwachitsanzo: №1 chipinda nyumba №7. Iwo ankadziwa kuti kugula ndi kugulitsa nyumba - muyezo malamulo. Zonsezi pamwambapa malo mlingo Tax akawerenge kale mwa ife.

Koma ngati chipinda si anawawerenga, aliyense pansi chiwerengero chake, zikuoneka kuti, monga pansipa. Mwachitsanzo, mu nyumba 4 zipinda, aliyense wa iwo ali payekha. Kenako anagulitsa zipinda zawo zonse, aliyense pafupifupi 1.0 mln. Rubles. The ulamuliro msonkho zikusonyeza kuti zimenezo, mtengo wa nyumba yonse mwachidule kudziwa okwana malonda mtengo. Pankhaniyi, kugulitsidwa kwa nyumba adzakhala phunziro kwa msonkho munthu motere: (4 * 1000-1000) 13% = 390 zikwi rubles .. Aliyense wogulitsa kulipira msonkho monga ¼ kuchuluka okwana anasonkhanitsa 390: 4 = 97,5 zikwi rubles ..

Kupeza nyumba kugula - vuto?

Search ufulu 'kugula nyumba - zovuta. Koyamba, ndi nyumba msika mwadzaza maganizo kupereka zosiyanasiyana. Komabe, ngati inu kwenikweni kuyamba amayitana anthu, amene anapereka wachinsinsi, ndiye posachedwa mudzapeza: iwo sali mofulumira kuitana kwanu nambala, kumene nyumba ya ili. Izi zikutanthauza kuti muli ndi kukambirana kupitirirabe ndi intermediaries nyumba msika, ndiko, ndi Ogulitsa ndi Kutsatsa Nyumba. Ogula zambiri chidwi ndi kugulitsa nyumba kwa eni. Koma kuli koyenera?

Pa dzanja limodzi, ndithudi, chabwino, kuti nyumba msika lili, ndipo pali akatswiri. Izi akhoza kuteteza anthu kuchita ndikupeleka, kwa machenjelero oletsedwa kuti chingapangitse kuti achire wake zina. Kumene, chitetezo izi kulipira mkhalapakati - weniweni chuma bungwe. Pano pali mitengo chitsanzo kwa "mtendere wa mumtima": kafukufuku wa kumbali ya ndikupeleka - 10 zikwi Opaka.. Kalembera wa katundu ufulu nyumba - .. 15 zikwi rubles, "zambiri turnkey" - kuchokera rubles 20 zikwi .. Inde, pali ena tinganene kuti anthu tsiku ndi kumphatikiza ndi mbali ya malamulo a ndikupeleka amatanthauza Ogulitsa ndi Kutsatsa Nyumba ya.

Independent nyumba kufufuza

Komabe, gulu enieni kulemba malamulo nzika akadali amakopeka ndi mwayi ndalama, kupanga zambiri popanda Ogulitsa ndi Kutsatsa Nyumba ntchito. Nyumba zogulitsa ndi eni yosowa kwambiri pa msika, ziyenera anafuna. Chophweka njira Atchule kugula nyumba mu msika yaikulu, yomwe anaumanga ndi. Pa nthawi yomweyo, pofuna kupewa kusamvetsetsana, tiyenera kupeza zomwe kalasi anali katundu tikukonza kapena anamanga nyumba: VIP-, klassik- kapena chuma m'kalasi. Izi zingadziŵike mwa njira yoperekera (turnkey kapena pansi samootdelku), m'dera la nyumba zikusungira katundu, malinga ndi predominance ya Mipikisano chipinda nyumba mmenemo. Mufufuze chimene kutukula akumanga nyumba mumzinda wanu. Kufunsitsa za mbiri yawo "mbiri."

Nyumba zogulitsa ndi eni ake a sekondale msika nyumba, monga zatchulidwazi, ali osowa kwambiri. Koma okonda kupeza zilibe kutaya mtima: musanayambe kupeza maulendo kulowa ndi kusintha mfundo AVITO malo, nthawi zambiri pa kufufuza zimatenga masiku angapo, kugula nyuzipepala ndi malonda, "pansi mzere" amayitana chiwerengero cha malonda ndi eni ndi ...

Komabe, si zoona kuti "wakapezayo wa bwino" ogula kunyumba ndi chidwi osati overpay mwini wake pa mtengo msika wa kuchuluka chimene wamufikitsa ku malonda a. Si chinsinsi kuti eni nyumba zambiri Musaone mtengo. Komabe, "makasitomala lenileni" malonda yachiwiri ya nyumba - komanso Turkey dipuloma.

Ngati tinaganiza kugula nyumba mumzinda "akunja", anthu ochenjera mu zinthu izi amakonda kuchita kokha kupyolera m'khalapakati, koma osati wekha. Ngakhale kuchepetsa mosavuta zotheka "zodabwitsa".

kanthu malamulo pamene kugula nyumba

Ankatembenukira kutsimikizira kuti anene mfundo ya Tax Code, kutenga nkhani za nzika, mlingo concessional msonkho, ukonde wa msonkho pa malonda a nyumba ya, pa mwambo mwangwiro malamulo a tichite.

Tiyeni tiyambe ndi kugula nyumbayo, chifukwa gawo loyamba phindu. Pakuti gawo lake zikuphatikizapo zitatu chipika kanthu.

Poyamba, wogula limafufuza makalata ndi Wogulitsa adzakhala kusaina kuyambirira mgwirizano.

Kenako (ngati iwowo chikuchitika mu msika sekondale) anasaina mgwirizano wa kupatuka. Ngati kumene ndondomeko akugula nyumba ndi nyumba yatsopano (msika chachikulu) siginecha phunziro kwa lipoti kuvomereza (mwina m'malo - pangano kuyambirira, amene nthawi ndi ndalama gawo, ankauza zomangamanga, zomangamanga pa gawo maziko).

Gawo lotsiriza - boma kulembetsa kwa iwowo. n'kofunika kuti wogula mosamala kunyamula zinthu zonsezi. Ndi mwapadera oyenera milandu pamene anagula mwamsanga nyumba.

Zizindikiro za chinyengo

Fraudsters zambiri kuyesa kupanga ndondomeko kugulitsa pachabe, kuyesera kubisa mfundo zofunika. Ngati zochitika izi ziziyamba kuchitika, ndi wogulitsa akuyesera kuthamangira inu, musazengereze pakamwa zikuchepa mgwirizano ndi kumuuza kuti: "chabwino" - izo akuteteza Kwa ndalama.

Monga mukudziwa, ndalama amakonda chete. Powerenga choyambirira mgwirizano malonda, ndi odziwitsa m'kaundula. Ngakhale ngati inu kale deducted chitsanzo chake kugula kusodza pangano ndi kugulitsa nyumba ya. Khalani tcheru - makamaka mu unansi lemba komaliza kusindikizidwa ndi odziwitsa lapansi.

pangano kuyambirira

Mu gawo loyamba amagulira n'chakuti mtengo poyamba, ndiyeno amasanthula kukwanira kwa malonda phukusi la zolemba. Wogula liyenera kuunika anagonjera tehharakteristiku (mawonekedwe №7), kulembetsa kwa anyantchoche a nyumba ya, chikalata kupereka lamanja la umwini kwa iwo (mgwirizano wa zogulitsa, anthu wamba, zopereka).

Mwatsatanetsatane, phukusi la zikalata kugula kuti anamaliza zikalata izi:

- neno pa boma kulembetsa nyumba;

- mgwirizanowo anam'gulira (pakuti ofunitsitsa ndi nthawi malonda la nyumbayo);

- limafotokoza BTI - explication ndi dongosolo phased wa nyumba ya;

- buku la chikalata wodandaulayu a pasipoti;

- chiphaso cha malipiro.

Tiyeni tiyambe kuyambira msika sekondale. Tiyenera kusamalira kwambiri kuthekera mu tsogolo la zochitika zosiyanasiyana vuto. Amenewa amanena za mafotokozedwe awa a zochitika:

- ngati kugulitsa malo pansi kumangidwa;

- Kodi olandira onse chisanadze anatengedwa adzakhala - zogulitsa chilolezo;

- Kodi si linaphwanya ufulu wa anthu amoyo nyumba ya.

Mu msika yaikulu ya mapulogalamu malo anapanga kugulitsa nyumba ya. zikalata zomwe zimafunika mu nkhani iyi? Samalani ndandanda zomangamanga, pamene inakonzedwa tsiku lomalizira nyumba ntchito. Pa nthawi yomweyo pasakhale kusiyana kwambiri ndi mlingo wa chibvomerezo cha chinthu yobereka. Kufunsitsa za mbiri ya malonda a gulu kum'manga, pali "ndi chikumbumtima" protracted. zikalata Komanso ankalamulira kusonyeza:

- boma chonse cha pangano la kumanga dziko (mwina umwini za izo);

- mapulogalamu ndi ufulu kumanga;

- mgwilizano pa kulera ndalama, mgwirizanowo ndalama;

- dongosolo la nyumba ya.

Kumvetsa ndi wogulitsa, ndi zofunika kupeza kwa iye zina odalirika kukhudzana (kutanthauza Intaneti), komanso pakamwa kukambirana naye masiku tentative la zogulitsa nyumba, anapatsidwa unhurried, khalidwe ntchito zonse za magawo ake.

kupatuka mgwirizano kapena mchitidwe wa phwando ndi HIV monga gawo lachiwiri la kugula nyumba

Pambuyo kuyambirira Mkhalidwe mayeso angathe kumwedwa mu gawo lachiwiri la kugula: kusaina kugula mgwirizano. Zilibe kanthu kaya odziwitsa pano pa kusaina pangano Komabe, kwenikweni amafuna kuchita kwa alandile kutengerapo kapena kupatuka ya mgwirizano, yolembedwa pa gawo loyamba.

Ife kuweruza tsatanetsatane luso: ndi kupatuka mgwirizano n'chakuti kugulitsa mtengo wa nyumbayo, ndi - chigawo chimodzi cha kuwerengetsa m'munsi msonkho - ndi msonkho munthu pa malonda a nyumba ya.

Deti la kutengerapo enieni a nyumba ya - contractual mu chikhalidwe, zikhoza (by mgwirizano wa wogulitsa ndi wogula) kusankhidwa Kapenanso:

- ngati nthawi ya kusainira mgwirizano wa zogulitsa;

- chilamulira chikhalidwe ndi kulembetsa boma;

- kupeza Kalata udindo kwa nyumba ya.

Pomaliza

Russian nyumba msika kusanthula limasonyeza ena mumaganiza positive. Izi amatchuka ndi anazindikira nzeru zake, makamaka University Professor. Plekhanov Gennady Moiseevich Sternik. Choyamba, zotsatira chogwirika boma malamulo a ulamuliro mtengo.

Yaitali, pali olimba mwapang'onopang'ono mitengo ndi lathu kwa chisanadze mavuto awo mlingo, kwenikweni ndalama-wolungama. Mwachidule pali chizolowezi stagnation (kutanthauza mtengo fluctuation padziko chiyerekezo cha +/- 2.5%). Pa wounikira nyumba amakhudza khola kusinthitsa ndalama: kale bwino, kuti mitengo awo anali "ruble". Mbali yaikulu imayendetsa ndi nyumba msika kubweza. Mwachitsanzo, mu 2012 anthu ngongole kubweza ofunika kwambiri kuposa thililiyoni 1.0. pakani.

Komabe, popanda ili zabwino patsogolo kwa chitetezo cha msika malo, tisaiwale kuopsa kugwirizana ndi kugula nyumba popanda intermediaries. Nthawi zambiri, si akatswiri sakudziwa mokoma kugula zina ndi kugulitsa nyumba ya. Pa mawu a akatswiri wotuluka amenewa amatchedwa "osatetezedwa". Polingalira za Chofunikira kwambiri kumvera ndi zinthu malamulo wa kugula ndi kugulitsa mpofunikila zolankhulirana ndi malo katswiri. Kaya kugulitsa nyumba, pasanathe zaka 3 mukukhala mu nyumbayi, kugula ina ndi kugulitsa nyumba, kusamalira malipiro akatswiri azidzagwira ntchito pa malamulo angapo ukulu zosakwana chiopsezo imfa mwachindunji.