Kuchuluka kwa Kuchuluka Kwa Golide

Lero lafika nthawi yomwe muyenera kuyang'ana momwe mungapangire zopereka zambiri ku golide, chifukwa Chuma cha mayiko a dziko lapansi chikugwedeza mavuto onse atsopano, ndipo ndalama zawo zawonongeka kale.

Chifukwa cha iwo omwe anaganiza kuti asiye kusankha kwawo ndalama monga "Zopereka zazikulu mu golidi", ngakhale popanda kuyang'ana chomwe chinali dontho laling'ono pa mlingo - ndi mtengo wa golide. Mtengo wa zitsulo ukuwonjezeka kuyambira chiyambi cha chaka ndi khumi ndi awiri peresenti mu ofanana mu madola a US. Mabungwe ang'onoang'ono a mabanki amadzipangira golide. "Edition" inapereka chidziwitso choterechi cha mwezi wa September 2009, kuti makampani khumi ndi awiri okha ndiwo ali ndi mankhwalawa.

Mu maphunziro alionse azachuma, amaphunzitsidwa kuti, pamene kuli koyenera kukopa zatsopano, mabanki kwa iwo amatanthawuzanso ntchito yopangira zofanana zomwe iwowo ali nazo. Palinso kukula kochepa kokongoletsera golide. Kugwilitsila nchito mthumba kwa anthu ogula ndi zodzikongoletsera padziko lonse, ndi matumba a anthu omwe anali ogulitsa mankhwalawa. Ndalama za banki pambuyo pa zochitika zoterozo ndi "ndalama za golide" zimasiyana kwambiri ndi zina.

Mfundo yaikulu ndiyikulu ya dipatimenti ya golide ndiyo njira yowonongeka, yowoneka bwino komanso yodziwika bwino ya ma depositi agolidi. Zovuta ndi zosiyana za mankhwalawa ndizovuta kwambiri moti ndizovuta kwambiri kufufuza mbali zonse ndi zinthu zomwe zingabweretse ndalama zonse zomwe zimapindula ndi phindu la yemwe adayesa "0".

Ngati pali zitsulo zazing'ono pa manja a deposit, pali chidwi pa ntchito ngati akaunti yosungiramo zitsulo mu banki yosungirako ndalama, kapena chidwi cha iwo amene akufuna kuchotsa chikhomo m'magetsi ang'onoang'ono. Kukhala ndi ingot yotereyi ikhoza kusungidwa mosatetezeka ndikuyembekeza kukula kwatsopano, ndipo chotero mtengo wa chitsulo.

"Kuchotsa" kungakhale ngakhale chilolezo chomwe chilibe chithandizo chamthupi, koma ziyenera kulipira ma komiti owonjezera. Amene akufuna kumapeto kwa nthawi ya ndalamazo kuchotsa mtengo wake ndi ndalama kapena ndalama zofanana ayenera kutsegula ndalama "mu golide wosalipira." Amene amagula golide wosakhala ndi ndalama, amapereka ndalama zokhazokha zitsulo zokhazokha ndipo amalandira zopereka zambiri mu golidi m'tsogolomu. Mukagula golidi, muyenera kulipira ingot, kupanga, kubweretsa, kusungirako, ndi zina zotero. - Mudziko lapansi, malonda ambiri ndi zitsulo zamtengo wapatali amapangidwa ndi golide wosalipira. Chofunika chachikulu cha golide wosalipira ndikutsika kwambiri mu ntchito yogula ndi kugulitsa (pafupifupi 1 peresenti), pochita malonda ndi ndalama za golide, chiwerengero chikukula khumi. "