Nsinga - njira kupanga ndalama zina

Nsinga - sheya, zikalata za mfundo za kutenga ngongole ndi issuer ku Investor ndi amene amafunika zonse lopeza kuliika ndalama, ndipo pambuyo achikulire - kuchuluka kwa ubwino mwadzina. Akamanena chuma ngongole awa ndi ofanana ndi kukongoza. Tinganene kuti zomangira - ndi munthu IOU, analandira ndi Investor ku wobwereka ndi chifukwa chani wake.

Mabizinezi kubala sheya, kukopa otaya ndalama kwa chitukuko. Aliyense ali ndi phindu osiyana ndi mawu yabwino. Pa mfundo imeneyi, Ndizachidziwikire kuti wogula Pre-yodziwa ndalama m'tsogolo, monga bungwe lalamulo ndi ndalama zake. The ndondomeko anasamutsa wokongoza lamanja maximally chosavuta, ndi chikole kulembetsa Sikuti. Kwenikweni, kugula masheya ali avareji kapena yaitali nthawi - chaka chimodzi mpaka zaka makumi atatu. Issuers ayamba apereke nsinga mu makope, pamene angakwanitse kutenga ndalama pa ngongole. Pa nthawi yomweyo iwo ayenera kukhala ndi zodziwikiratu revenues m'tsogolo, chifukwa chimene ngongole mudzabwezedwa pa nthawi, ndi kukhala amphamvu chuma.

Ubwenzi nkhani imene wobwereka kofunika kupeza zinthu zina amatanthauza yokwaniritsira mapulogalamu anthu, wamakono wa ndondomeko kupanga kapena kumayambiriro umisiri wotsogola. Pali mfundo yofunika kwambiri malinga ndi zimene m'matangadza wolemekezeka ndi kumangidwa. Ndi ndalama khola analandira ndi Investor kuchokera bilu ya nyengo zina za nthawi ndi imfa ya mtengo wake pa kukhwima. Nkhani ina n'kofunika kuti mwini chomangira chuma chokha ntchito za issuer ndi, anapambana Malipilo okwana, koma alibe ufulu nawo kasamalidwe. The sheya ndi ndalama amodzi amene anasonyeza mawonekedwe a kalata wapadera. ndalama chidwi mawerengedwe akutchedwa mlingo coupon. Iye akuyandama kapena lokhazikika, malingana ndi mtundu kumangigwa. Zimakhala makuponi wapadera umene kulipira chidwi pachaka kapena miyezi itatu iliyonse, malingana ndi zikhalidwe za zolemba amasulidwe. Ndalama Choncho analandira amatchedwa coupon kumangigwa.

Mwachitsanzo wake angatchedwe odziwika bwino banki gawo. Malonda m'ndende ndipo zosiyanasiyana mitundu ndi classifications. Choncho onsewa bwino ankaona poganizira mndandanda wa malamulo ogulitsira atathana ndi State ena. Atsopano akudabwa, "Kodi kugula kumangidwa?" Izi zikhoza kuchitika mu njira zingapo: kugula pa OTC ntchito kupyolera banki, thumba mwagwirizana kapena ziwongola dzanja zaogulitsa olimba. Kwa ogulidwa mwachindunji kwa masheya ayenera kutsatira kuti kuwombola aliyense katundu. Pitirizani kupeza kugula, mungathe, ndi chifukwa wapadera ndi malonda nsanja. Pakuti maganizo onse a nkhaniyi Ndikupangira kuti dziŵani ndi mfundo kuti zimenezi ziyenera kumangigwa.