Kodi yozizira koopsa ndalama penshioni monga anapanga chisankho ichi, ndi kumene kumayambitsa

Kalanga, ku Russia akukumana si nthawi yabwino linakhalapo. Amakhudza angapo zochita boma. Apa Mwachitsanzo, kwa nthawi yaitali anapitiriza kuzizira ndalama penshioni, ndipo zikuoneka kuti zidzakhala yogwira kwa nthawi yaitali. Ndi chiyani icho? Kodi pensioner kuzizira ndalama penshioni tsopano komanso m'tsogolo? Ndipo mmene kutikhudza bwanji?

ndi ndalama penshioni Kodi

Mukuganizira zimene yozizira koopsa ndalama penshioni, m'pofunika kuthandauza terminology lapansi. Ndipotu ndi ndalama lenileni kuti akhoza kutaya munthu weniweni. Mtengo wa penshioni tsogolo mwachindunji zimadalira chiwerengero linaikidwa pa mphambu chokhala wa munthu aliyense. Popeza kuti inshuwalansi anali anangolemba mphambu ndipo tsopano zimatengera mwachindunji pa bajeti Fund penshioni, tingayembekezere kuti pamodzi iwo adzatha kulenga khushoni okwanira ndalama pa pantchito. Komanso njirayi, amene chokongoletsedwa mwalamulo, zimathandiza kudziwa pafupifupi mlingo wa ndalama m'tsogolo. Ngati zonse n'kukhala inshuwalansi penshioni, kudzakhala zosatheka kuwerengetsa angati kupereka ngongole m'tsogolo.

ndi yozizira koopsa ndalama penshioni kuchita zimene

Izi zikutanthauza kuti ndalama zimene anayenera kupita ku chigawo ndalama zolipirira zidzagwiritsidwanso ntchito kuphimba Russian Federation bajeti ndi nzika za Ufumuwu. Lamulo pa yozizira koopsa ndalama penshioni anali woyamba anatengera mu chaka cha 2014. Monga mukuonera, ndalama zochepa apeza kuti nkhani ya aliyense payekha, kupatula izo zikhala ina. Koma kuipa (ndi Komabe zachilendo zingaoneke, pa mphamvu wachibale wa chisankho chotero) zidzafotokozedwa ina. Tsopano tiyeni tikambirane zimene zachotsedwa monga maziko zimenezi.

Kodi maziko kwa lingaliro ili, ndipo chidzakhala chiyani zotsatira

Monga mukudziwa, Russia si chaka choyamba ndi pansi ziletso. Bajeti ndi vuto kwambiri, ndi ndalama wina ayenera kuzithetsa. Poyankha vuto ndi ife anatenga gawo olipiridwa a penshoni. Kodi mungayembekezere kwa zochita zimenezi? Pa yochepa, kuti chuma sadzatha kulandira biliyoni 800 rubles. Ngati ndalama ndalama sadzabwera msika, izo woyikidwa ziletso kugunda boma ndi mphamvu ndithu. Kupanda kutero, adzatha kuchita ngati zinthu mantha absorber.

Ngati munakonza chithunzi chonse muyenera kuganizira zonse kuyambira 2002. Ndipotu, pamene analengedwa kuthekera njira Integrated, anthu ambiri anasankha thumba accumulative penshioni, komanso makampani osiyanasiyana kasamalidwe mseri (zomwe Koma sanalandire kufalikira kwambiri). Monga zotsatira zake boma tsopano okha ulemerero kumukhulupirira, zomwe zimachititsa kuti n'kovuta kulankhula ndi malo co-ntchito. Nthawi zambiri nzika kuti aganyali mbali zolipirira wa penshioni ndi, momveka bwino kuti iwo akukhulupirira kuti ndalama zawo zidzagwiritsidwanso ntchito zaphindu, adzakhala zothandiza, ndi chifukwa iwo ogwira kasamalidwe ndi kupeza zili zambiri mu ukalamba. Tsopano chikhulupiriro ichi kusiyiratu. Kotero, ife tikudziwa chimene yozizira koopsa ndalama penshioni, ndi kuti, ngati tikambirana zinthu zonse mwa mawu "wopanda pake" ndipo kuti tinganene mlandu wa akuluakulu?

zitumbuwa

Iwo amasangalala, chifukwa tonse amakonda kulankhula za zinthu zabwino. Polongosola mwachidule, tiyenera kukudziwitsani kuti adzamangira zinthu za zomangamanga chikhalidwe (monga kindergartens ndi sukulu), ubwino chikhalidwe kulipira ikuchitika oterewa zothandiza ndi anthu kanthu. Sitepe kupewa malipiro kuchedwa kwa boma. Police, firefighters, madokotala, aphunzitsi adzalandira malipiro ndi ntchito zake.

kuipa

Ndicho kwenikweni zonse ikuchitika osati likuvutika ndalama amene anachokera ku boma kapena m'dera bajeti, koma ku mbali chokhala ndi ndalama penshioni ya anthu onse ntchito. Kumene, zimenezi ikuchitika kale m'maiko ambiri ndipo ndithu bwinobwino, koma monga ulamuliro, izi milandu lakutali amene anapita kuthandiza gawo weniweni wa chuma. Kuti ndi zochita si zothandiza kwambiri chuma. Ndalama kale inasamutsidwa kuchoka ndalama penshioni, poyamba padera mu msika katundu. Koma pamene misika ya kunja anatsekedwa, ndinayamba zimachitika outflow likulu mu kuchuluka kwambiri. Kodi izi zimakhudza mtendere wa zinthu?

Tiyeni tione chitsanzo: lero payekha ndi anthu mabanki akhoza kubwereka ndalama zochepa m'misika katundu. Choncho, iwo adzakhala mtima chabe kwa mabungwe thupi ndi Lamulo ndi zophukiranso zambiri kugula zinthu (kulenga chingatilimbikitse kugula chinthu) ndi kukwaniritsa ntchito yatsopano. Ndipo kuti adzapatsidwa, ndidzalizindikiritsa wina uliwonse waukulu kuposa panopa. Ndipo kugula firiji kapena TV ngongole pakali pano ingathe kwambiri zaka zoposa zitatu zapitazo. Koma mu dongosolo ano ndalama wopanda ngongole kovuta. Iwo akutumikira monga mtundu wa "mankhwala" kwa gawo zachuma - kukula, ndipo ndi izo, malipiro ndi ubwino wa anthu boma.

The mavuto akuwuka mu nkhani iyi,

Kodi zotsatira zotheka ndalama penshioni kuzizira? vuto ndi kukongoza ankaona, koma si wapadera. Wina, mwina, ndi kuti chifukwa inefficiency wa ntchito ndalama amachepetsa mlingo wa kukhulupirira nzika 'mu olamulira, ndipo tiyeni tione chitsanzo cha NPF.

Yozizira ndalama penshioni, ndipo chotero, si chiphaso cha ndalama kwambiri bwanji nzika amene akufuna kugwiritsa ntchito ntchito zake. Choncho, mu 2014, analengeza kuti yozizira koopsa ndalama penshioni zingakhale basi tsopano. Izo zakhala nthawi yaitali, ndipo ife tikhoza kuwona kuti lonjezo limeneli anali nawo n'kuwapatsa. Slukavila mphamvu ndi anasintha maganizo ake. Mawu oyamba a malamulo atsopano pa mlingo wochepa wa chikhulupiriro kumatithandiza kulankhula za kukayikirana lina lalikulu ya anthu wamba. Choncho, pamaso pa anthu amene anali wocheperapo 1967 p., Mu penshioni ndalama zolipirira anafunsidwa kuti ndalama zawo. chiwerengero chawo ankadalira msinkhu wawo ntchito ndi zinthu zina zosiyanasiyana. Tsopano iwo mukanalankhula mfundo. Poyamba, nzika akhoza kudziwa kuti iye ndi mbali ya inshuwalansi 10 chikwi, ndipo ndalama zolipirira - 5. Pali vuto, koma chifukwa sinali bwino anafotokoza - kachiwiri aukitsa kukayikirana, nanga.

Tiyeni osachepera mbali ya m'nkhaniyi ife adzamvetsa dongosolo latsopano. chakuti ina imapereka kuchuluka kwa ndalama. Ndi lamulo basi Akuluakulu a ku Russia ndi nkhawa kwambiri. Choncho, tiyeni tinene kuti mfundo ina tsopano - ndi zana rubles. Koma mawa - khumi. The ntchito mfundo ndi otchuka kwambiri m'dziko - kotero kuti ntchito zimenezi, Switzerland, France ndi maiko ena. Ndi kokha kusintha Wamkulu Koposa apa si mantha kwambiri za m'tsogolo zinthu zidzakhala bwino. Koma pali mfundo - ndi yozizira koopsa ndalama penshioni. Reviews nzika wamba angatiuze za yankho:

1. Kukwiya ndi boma ambiri a zochitika.
2. Wosagwirizana zochita zomwe kungasokoneze pa penshioni ndi kukula kwake.

Pomaliza

Ine ndikuganiza funso zimenezi amaundana ndalama penshioni, panonso. Chabwino, tsopano ife tikhoza kuganiza kuti cholinga kukufika. Owerenga mukudziwa kuti pawokha ndi kusintha penshioni.