Kodi madebiti? Mlandu madebiti. Kodi zikutanthauza nkhani madebiti?

Tsiku lililonse tiyenera kupanga zosiyanasiyana zogula, kulipira zofunikira. Nthawi zina tiyendera zisudzo, malo odyera ndi enawo zina zosangalatsa. Monga ulamuliro, ifenso ntchito nthawi zambiri kugwa mwina mabasi ndi magalimoto kapena galimoto anu. Ndiko kuti, kachiwiri, ife kulipira mafuta ndi ntchito njira zamakono. Mosadziwa, tayandikira tsiku lililonse, ngakhale pa mlingo zofunika, ndi ndizosowa mlandu. Mu nkhani iyi, mfundo zikuluzikulu zimene munthu nkhawa, ndi mawu akuti "madebiti" ndi "ngongole". Ndi tanthauzo yotsirizira ya m'dziko lathu kwambiri kapena zochepa bwino. Ndipo ndicho chimene madebiti - si onse. Tiyeni tiyese kupeza liwu.

Mbiri ya yatsoka

Mawu akuti "madebiti bwino" kawirikawiri amagwiritsidwa ntchito kulankhula akatswiri ndi ntchito za chuma, malonda, magulu osiyanasiyana a ndalama ndi mabungwe ena azachuma. Pofuna mozamirapo timvetsetsetse chikhalidwe cha chiyambi ndiponso cholinga cha ntchito tanthauzo ili, tiyeni tione mbiri. Mu chinenero chamakono Russian ntchito chiwerengero chachikulu cha mawu ngongole. Mawu akuti "madebiti" ndi ina yotero. Iye anabwera kwa ife kuchokera Chijeremani. Ngakhale chiyambi chake anatenga pansi mu Ufumu wa Roma. mtundu wapachiyambi ndi tanthauzo Debitum (Latin), kutanthauza "ngongole". Pa mawonekedwe ake yochepa - debet - akulongosola pa lingaliro ili ndi likumasuliridwa kuti "iwo ali." N'zochititsa chidwi kuti mawu awa allocated ndi manambala oyambirira de A. Kuchokera pa Latin galamala, izi zikutanthauza kuchepetsa yochepa, odulidwa. The chachiwiri theka akuti likumasuliridwa kuti "dzina" kapena "ndi". Mwa kaphatikizidwe zigawo zikuluzikulu ziwiri ndi analandira ndi tanthauzo "madebiti", "kuchepetsa katundu zilipo."

mofanana

Kuyerekezera ndi Chingerezi. Mwa pafupifupi ofanana ndi mawu anafotokoza ngongole mawu. Ikumasuliridwa wamkulu ndi wamphamvu lingaliro ili ndi "ntchito".

Komanso, n'zotheka kuganizira funso lomwe 'madebiti "ndi kwa mfundo thupi la view. Mwachitsanzo, mawu mu kulankhula French zinayamba kugwiritsidwa ntchito mu lingaliro la "otaya." A kuchuluka kwa gwero (mafuta, mafuta, madzi) amene amapereka gwero kwa nthawi yaitali, ndipo linanena bungwe. Onani kuti mfundo thupi walembedwa mosiyana: mwa "ndipo."

Chiphaso ndalama

Panopa akuti "madebiti" amagwiritsidwa ntchito kwambiri, makamaka pamene ndikukhazikitsa zachuma kuthetsa kanthu. Tanthauzo ano mawu amasonyeza kwathunthu mu ntchito khalidwe kubanki. Zivute zitani pamene kuli kofunikira kusamutsa ndalama ku nkhani kasitomala, pali madebiti, T. E. Lembani wolemera ndalama.

Tiyeni tione chitsanzo. Wasankha kulipira athandizi kuti Katunduyo. Mu mgwirizano, malipiro akhale ndi cheke banki. Katundu amapita ku banki ndi kupereka chitetezo kwa munthu woyenera. Mudzalandira uthenga kuti chiwerengero cha "H" rubles anali m'gulu nkhani madebiti muli nazo. Ndiko kuti, ndalama wakhala zokhoma kwa zina utalembedwa-offs.

ndondomeko kulongosola za mabungwe

ndi madebiti monga mfundo mlandu chiyani? Bungwe lirilonse, mosasamala kanthu za umwini ndi cholinga cha polojekiti ayenera kuchita ndondomeko malamulo okhwima okhudza ndalama.

Monga ulamuliro, mtundu wa ntchito zikuphatikizapo ntchito ndi matebulo amgwirizano - nkhani. Aliyense ali ndi nambala yake ndi dzina. Komabe, gulu lonse la nkhani ndi ziziyang'aniridwa omwe angaperekedwe akuti "Kusamala Mapepala". Chakumbali pa tebulo akuimira "madebiti". Nkhani, kuwerengera pali nambala yaikulu. Pa nthawi yomweyo, malingana ndi mtundu wa bungwe ntchito mwa yekha ena.

"Amalalikira" madebiti

Nkhani iliyonse uli mmodzi wa magulu atatu a "Kusamala Mapepala". Zimakhala yogwira, kungokhala chete kapena yogwira-chabe. Mu gulu loyamba ali ngati gawo madebiti ukubwera. Mwachitsanzo, otaya zipangizo mu nyumba yosungiramo katundu wa katundu wa. The mlandu gulu umboniwo (kulowa) adzakhala motere:

Pankhaniyi, tanthauzo la "madebiti" monga "kuchepetsa chilipo" amatanthauza mdani wa. Ie kupezeka kwa zipangizo utachepa kuchoka katundu wa. Ndipo gulu analankhula za ngongole yake. Bwino uyenera kulipidwa kulanda katundu mu zikhalidwe alembedwa mu mgwirizano.

Yachiwiri

Kuwonjezera madebiti udakali akhoza kutenga udindo zosiyana. Izi zimachitika pamene nkhani imene opaleshoni imagwiridwa, ndi kungokhala chete. Taganizirani chitsanzo ichi: bungwe anatenga ndi yochepa ngongole kuchuluka kwa 10 000 mayunitsi ndalama. Chifukwa cha ndalama izi mu nkhani za bungwe anatsimikiza ndi ntchito. Pankhaniyi, ndi nkhani 90 za "akutenga ndalama Short-akuti".

Adawalamulira kusonyeza otaya ndalama ndi kuti mu nkhani iyi ndife chidwi kwambiri kuchuluka ngongole bungwe chuma Organization a.

Ngati kampani anapereka ngongole, pali kulowa ndi kumanja. Mwachitsanzo: bungwe anatenga yochepa ngongole kuchuluka mayunitsi ndalama 10,000 ndipo anapangidwa kulemekeza alipire 1000 mayunitsi ndalama. Ndiye, Kulumikizana ndi motere:

Kutanthauza kuti kutenga ngongole ku banki, kampani amakhala ngongole zake (kuti chiwerengero cha chuma cha banki, ndalama zimene). Nayenso kubweza ngongole, kampani imagwira ntchito ina. Iwo akaganizira kuti bungwe la ndalama (izo kumawonjezera kupezeka kwa ndalama). Imodzi ndi ndondomeko imeneyi gulu amachepetsa ake nkhani olandila. Bwino umaimira zotsalira. Calculated nkhani madebiti kwa nyengo zina za nthawi: mwezi, kamodzi miyezi itatu iliyonse pachaka.

Pomaliza

Mwachidule pamwamba, tinganene kuti madebiti zimenezi? Chinthu chofunika kwambiri - ndi kulandira zolemba mu muyezo pepala la bungwe. Madebiti yogwira chifukwa zikutanthauza kuwonjezeka mu kuchuluka kwa zipangizo analandira, ndalama ndiponso zinthu zina zofunika. Kujambulitsa wotuluka amenewa akuyamba pa tsiku loyamba kumaliza pa tsiku lomaliza la malipoti mwezi. Ngati nkhaniyi chabe, ndi madebiti limasonyeza kuchepetsa ndalama bungwe kapena ngongole zake chodziwa lachitatu maphwando. Koma ntchito yogwira muli osankhidwa nthawi mwezi.