Kapangidwe olondola a banki - kumatanthauza kuti tikwaniritse zolinga

Kuyamba, tiyeni chimatanthauza kuti kapangidwe ka banki - uyu si mndandanda wa m'madipatimenti ndi mayunitsi ena mwa maudindo dera, amene amayendetsa mosamalitsa Board. Ndipotu, tikulankhula za bungwe mkati mwa bungwe chuma, zomwe zimathandiza kuti:

• formalize ndi luso kasamalidwe dongosolo;
• kukhala maziko a mgwirizano m'gululi;
• Kupeza gulu la asangalatsi.

Komanso, m'pofunika koyenera ndi dongosolo kulamulira zonse zochitika mu kapangidwe ka maubwenzi.

Zikumveka pang'ono zovuta, sichoncho? Koma zabwino, chifukwa kapangidwe ka banki - ndi mbali yofunika kwambiri kuti amalola kukwaniritsa cholinga chachikulu: zolinga amene anali patsogolo pa bungwe la ndalama, mwachitsanzo, ndi msonkhano onse a ma sheya hoda.

Ambiri, kasamalidwe ano amakhala ndi pamaso pa zitsanzo zingapo, kotero kunena, kasinthidwe mabungwe a zachuma. Pa nthawi yomweyo, dongosolo la Bank of Russia - izo si Management. Izi Constitution ndi lamulo lenileni boma kuti amasonyeza Kapangidwe ka m'madipatimenti, amene maudindo monga Inter zina zotere, ndi kulamulira zochitika za gulu ena gawo la kubanki. Tellingly, waukulu banki bungwe la dziko amagwiritsa ntchito zake zimagwiritsa kasamalidwe zachuma njira. Koma nthawi yapadera, iwo akhoza m'malo ndi boma. Lero alipo chapakati banki kapangidwe ndi dongosolo limodzi lomwe lili m'manja centralized namanga vertically.

Koma kubwerera ku "wamba" kwa ophunzira za makampani zoweta kubanki.

Miyambo ambiri amaona mechanistic Kapangidwe ka banki. Ndi mitundu iwiri: zinchito ndi chigawo.

Woyamba amakhala ndi mayunitsi munthu aliyense wa zolengedwa kuchita osiyanasiyana zodziwika bwino za ntchito. Tiyenera kulankhula za utsogoleri wolowezana ofukula m'madi-, monga m'madipatimenti, magawano, ndi zina zotero. M'mawu ena, magawano ntchito kumachitika: ngongole, ntchito, ndalama anapambulwa (gawo).

Pankhani kapangidwe chigawo apa fission ali n'komwe pa lathu wa dera, kasitomala kapena mankhwala. Choncho, aliyense wantchito wa gulu makamaka - mtundu wa "msilikali chilengedwe", wokonzeka kupereka utumiki wathunthu kwa mitundu za utumiki umene makamaka nthambi banki makasitomala. Nthawi zambiri mkati (dipatimenti) antchito anawagawa m'madipatimenti angapo. Mmodzi wa amazilamulira pa ntchito kokha ndi anthu, wachiwiri - yekha malamulo, lachitatu - ndi makasitomala VIP. Pankhaniyi, amene amagwira ntchito ndi makasitomala, amanena ofesi kutsogolo, ndi amene tikugwira kulembetsa chikalatacho zogwirizana - kumbuyo-ofesi.

mechanistic zina ndi organic banki dongosolo. Pankhaniyi, kosamalira ndalama lolunjika, poyamba pa zonse, kwa chilengedwe kusintha. Choncho, apa kusiyanitsa kapangidwe ka polojekiti ndi mtundu wa masanjidwewo. Atalenga kwa kuphedwa kwa ntchito yeniyeni, ndipo chachiwiri - Kwenikweni, mechanistic dongosolo, amene limagwirizana ndi njira ntchito kwa kukhazikitsa ntchito.