Chiyembekezo chakuti za penshoni kwa pensioners ntchito: tsatanetsatane

Chiyembekezo chakuti za penshioni - ndi chimene Nthawi zambiri takambirana mu Russia. mavutowo amapanga kupita makhalidwe owopsa. The vuto lalikulu ndi kuchepa kwa ndalama ku thumba. Choncho m'pofunika kuganizira momwe kupulumutsa ndalama pang'ono boma akusowa ndi kusokonezeka kochepa kwa anthu. Mu Russia, osati kwa nthawi yoyamba takambirana kusintha penshioni. Kodi iwo kuti mu boma pa nkhani imeneyi?

Bodza kapena chenicheni?

Chinthu choyamba muyenera tcheru - izi ndi zenizeni pa zokambirana. Wina amanena kuti chiyembekezo chakuti za penshoni kwa anthu amene panopa ntchito, ndi wabodza ndi nthano. Ena amakhulupirira kuti ndalama kwa pensioners akhoza kusiya.

Pamene zinthu pa nthawiyo? Anali kumeneko lamulo walemba? Chiyembekezo chakuti za penshioni - izo ndi chinthu chachikulu kwambiri. Choncho, pali mafunso ambiri pa nkhaniyi. Panthawi pano palibe lamulo pa chiyembekezo chakuti wathunthu wa penshoni si. Koma nkhani imeneyi zokambirana ayenera kukhala. Pambuyo kusinthidwa kwa dongosolo penshioni Ndithudi ndi mwachangu kwambiri takambirana.

Popanda inshuwalansi gawo

Chiyembekezo chakuti za penshoni kwa pensioners ntchito - izi ndi zimene zimayambitsa kwambiri mantha ndi nkhawa. Ndipotu, ukalamba ndi mphindi osatetezeka kwambiri ku moyo aliyense. Choncho, ambiri ngakhale mu m'badwo pantchito ntchito. Wina akhoza kupulumutsa ndalama, ndipo ena akugwira ntchito kupeza chakudya. Kodi n'zotheka kusiya anthu popanda thandizo akalamba?

sayenera nkhawa kwambiri. Ndipotu, kwathunthu popanda thandizo la anthu m'badwo pantchito palibe munthu adzasiya. Mu Russia pali zingapo zimene mungachite kuti zokambirana. Mwachitsanzo, anthu ambiri amanena kuti chiyembekezo chakuti za penshioni adzakhala ntchito kokha ndalama za inshuwalansi. Anthu amene ali kutsidya lina zaka zopuma pantchito adakali ntchito, mukhoza kusiya kulipira inshuwalansi penshioni. Njira imeneyi kudzakuthandizani kukweza kwambiri ndalama kuthandiza bajeti boma.

ndi malamulo

Komabe, lamulo pa chiyembekezo chakuti a pantchito - uyu si koma lamulo lenileni. Iye takambiranazi. Ngakhale vutoli, kuwonongedwa kwa mtundu imodzi ya malipiro penshioni chingayambitse chakukhosi yaikulu ya anthu ndipo ngakhale misonkhano ndi kupanduka. Ndipotu nzika kusamutsa ndalama Fund ndi penshioni makamaka ukalamba anali kumene kuti ndalama zili zawo.

Chiyembekezo chakuti ya malipiro penshioni - izo ndi kuphwanya mwachindunji ya malamulo. chakuti boma linavomereza kuti ina kuthandiza anthu ovutika amakhala osiyana. Ndipo izo ziri zolondola, palibe wina akhoza kuchotsa. Choncho, alibiretu thandizo kwa pensioners sadzasiya.

Komabe, inshuwalansi penshioni mungathe kwenikweni woyera. Koma malipiro a olumala, komanso nzika amene atsala opanda breadwinner ndi kuchoka. Tisaiwale za penshioni chikhalidwe. Komanso palibe amene ali ndi ufulu kutenga nawo kutali, ndi udindo wa boma.

popanda indexation

Iwo likukhalira kuti simungathe mantha oyamba mu 2016 ku malo kuchitako, monga chiyembekezo chakuti za penshioni ya. Pa February 1 chaka chino, monga penshoni ambiri osati osanjidwa. Pakadali pano, lamulo limeneli lalembedwa mu Russia. Zidzakuthandizani kupulumutsa ndalama zambiri. Ndipo ndi malipiro onsewa pensioners sadzaleka.

Pa February 1, 2016 indexation a penshoni inshuwalansi lili. Koma ena malipirowo (mwachitsanzo, chikhalidwe) chifuniro index mwa 4%. Choncho, kokha ena Magulu a nzika adzalandira kuwonjezeka malipiro penshioni.

Komabe, indexation si kuletsa inshuwalansi thandizo la anthu. Ndipo tsopano, lamulo Pulezidenti pa chiyembekezo chakuti za penshoni sichichitika. Iwo sanabadwe anayamba kachitidwe Russia, amene akhoza kuthandiza kuthetsa funso ili popanda kuwononga kwambiri ndi kusakhutira pakati pa anthu.

Osati aliyense

Dziko wakhala mwachangu anadzudzula kusintha penshioni. Ndipo chiyembekezo chakuti za penshoni kwa pensioners ntchito - ndi imodzi mwa nkhani zofunika kwambiri. Pa dzanja limodzi, anthu ayenera anakhalabe mu ukalamba. Ndipo kotero muyenera kulipira penshoni. Pa zina - ntchito pensioner kusonyeza ntchito zake zonse. Choncho tikhoza kuganiza kuti ndalama zoonjezera lolipiridwa ndi boma - si thandizo la anthu. Izi ndi ndalama zoonjezera. Ndipotu moyo wa pensioner sangathe kukwanitsa kupanga.

Akufuna lamulo pa chiyembekezo chakuti za inshuwalansi penshioni akumufunsira kuchepetsa ndalama ndalama. Koma ndi zinthu zina. Ena siyana nzika udzakhalabe angathe kulandira inshuwalansi penshioni.

Zikuoneka kuti lamulo akufuna adzakhala kumana ndalama za inshuwalansi okha pensioners amene alandira pamwezi oposa 83 000 rubles (kapena kuposa miliyoni pa chaka). Ndiko kuti, chiyembekezo chakuti za penshioni adzakhala kufalitsa nzika wolemera kwambiri. Inde, m'madera ambiri a Russia ndalama 80 000 - ndi pamwamba pafupifupi.

Pa nthawi yomweyo, monga zanenedwa, ubwino chikhalidwe ndi malipiro penshioni sadzaleka olumala. Ndipo penshioni ochitidwa nawonso. njira Izi si kwathunthu kusiya, koma kuchepetsa malipiro.

zotsatira zoipa

Lamulo pa chiyembekezo chakuti a pantchito chifukwa siyana zina za nzika - si zabwino kwambiri phwando. Pakadali pano, mu mawonekedwe yomwe kwake boma, si abwino ntchito. Pambuyo sitepe, ngakhale Kulipira tsankho la penshoni inshuwalansi zidzapangitsa kuti chiwerengero cha zotsatira zoipa. Ndi chiyani icho? Ambiri a iwo. Choncho, choyamba tiyenera kupeza Kusintha wabwino. Ndiyeno okha awerengazo.

Kodi mfundo olakwika akhoza kutsata, ngati izo zichitika chiyembekezo chakuti za penshoni kwa anthu amene pambuyo kufika zaka zopuma pantchito kupitiriza kugwira ntchito? Woyamba ndi odziwika - kutukuka kwa malipiro mu envulopu. Anthu adzakhala chimwene kulandira "imvi" ndiponso "wakuda" malipiro. Ndipo ichi ndi kuti tikhalebe pa mlingo wa moyo umene anali patsogolo oyamba a kusintha.

Kachiwiri, anthu ambiri amakana kugwira ntchito. Izi ndi zoona makamaka kwa anthu amene, pambuyo kuchotsedwa kwa malipiro abwino penshioni adzaphedwa mu m'badwo pantchito. Choncho, kuwonongedwa kwa penshoni kwa anthu ntchito - ndili ndi moyo pachiswe kwa Russia. Izo zidzapangitsa kuti chitukuko zasungidwa "zonyansa" komanso kusowa kwa ndodo mu maudindo ambiri. Mwachitsanzo, m'munda wa mankhwala kapena maphunziro.

Chachitatu, ena pensioners adzapita ntchito m'makampani ena, koma adzakhala ndi ufulu kulandira malipiro inshuwalansi penshioni mu Russia. Kuti ndi anthu ena kupeza njira vuto - ndipo mmene ntchito ndi momwe kupeza choyenera pantchito. Pambuyo malipiro kwa Fund ndi penshioni ya Russia Osangopereka anakonza. Ndipo inu mukufuna kuti iwo kumbuyo pamene nthawi ifika.

ndikosatheka kuyambitsa

nkhani ina imene zikhoza lamulo pa chiyembekezo chakuti za penshoni kwa pensioners amene akugwira ntchito - ndi misonkhano zachiwawa mwa anthu. Mu Russia, mtengo wa moyo kwa anthu a zaka zopuma pantchito ndi apamwamba kuposa ubwino chikhalidwe. Ndipo anthu ambiri kugwira ntchito kuti ndizipeza muyezo wabwinobwino wa amoyo.

Mu Russia, sikutheka kuti muletse malipiro penshioni pa mawu imene anapereka. Mulimonsemo, mpaka thandizo kuvomerezedwa si afike mlingo ang'onoang'ono m'dzikolo. Apo ayi, anthu amangotenga osauka. Ndipo adzachititsa yoweyula wosakhutira. Makamaka amene ntchito chikumbumtima ndi kulipira kwa Fund ndi penshioni ya Russia.

zosiyanasiyana

Lamulo pa chiyembekezo chakuti za penshoni kwa pensioners ntchito - si nthano, koma osati zenizeni pa mphindi. Monga zanenedwa, m'pofunika ntchito dongosolo kotero kuti sanali kuwononga kwambiri kwa anthu. Ngakhale zitakhala kwezani anzawo msinkhu ang'onoang'ono. Koma zovuta kuchita izi mabvuto kwambiri.

Onani zosiyanasiyana zochitika ndi kuchotsa Kusankhidwa kwa malipiro ziwalo za penshoni inshuwalansi ntchito pensioners. Mwachitsanzo, sizipanga ndalama, ngati ndalama zonse zichokera munthu wachikulire, kuposa mtengo wa moyo mu dera.

chifukwa kubwerera

Ena amanena kuti chiyembekezo chakuti za penshoni ntchito pensioners ndi chenicheni imfa ya dziko. Chifukwa chiyani? Mavuto, muyenera mwanjira kubwezeretsanso chuma. Koma ngati nzika sadzakhala ndalama ndi zilango ayi ndi aliyense!

Ntchito anapuma, basi monga wina aliyense, zinthu zothandiza Fund Ndalama za penshoni. Ndi ndalama zawo kumana misonkho. Chotero, chuma cha boma, pambuyo pa zonse, koma kukula.

Ngati pensioners kukhala popanda penshoni inshuwalansi, monga zanenedwa, ambiri chabe amakana ntchito. Ndiyeno ambiri palibe ndalama zina sadzakhala kuyenda mu chuma cha boma. Ngakhale ngati tikambirana zinthu ndi malipiro "imvi", ndalama adzakhala ndichepe. Iwo likukhalira kuti chiyembekezo chakuti za penshioni adzakhala ufalikire. No antchito - palibe malipiro, palibe mlandu - palibe kubwezeretsa chuma cha amene poyamba anafuna.

chisankho mokondera

Zonse zokambirana pamwamba - si koipa. chakuti chiyembekezo chakuti za penshoni mu Russia kwa anthu amene akugwira ntchito kupitirira zaka zopuma pantchito, nthawi, akhoza lafalikira chenicheni. Koma ndiye kungakhale kulakwa kwambiri. Chifukwa chiyani? Ngati mulibe kuganizira mfundo kale uja, tiyenera kulabadira kwa ena zinthu zina.

Tsopano pantchito zaka Russian akazi ndi zaka 55 chifukwa amuna - 60. Pambuyo pake, anthu ali ndi ufulu kulandira inshuwalansi penshioni kapena chikhalidwe. Izi zidalira pa kutalika kwa utumiki. malipiro inshuwalansi ndi ambiri.

Pamene zidzachitika chiyembekezo chakuti za penshoni, zingakhale sitepe kuponderezedwa. Ndithudi, Russia Chikukambidwa nkhani ya kukula zaka zopuma pantchito kwa zaka 60 pa akazi ndi 65 - amuna. N'chifukwa chiyani anthu ambiri amalankhula zopanda chilungamo ndi zimene amachita inshuwalansi penshioni?

Onse chifukwa pafupifupi moyo amayembekezeka dziko. Ambiri a anapuma lero akadataya penshioni mfundo. Kuti si kuti mukwaniritse cholinga. Ndipo izi zokha kuganizira kuukitsa zaka zopuma pantchito. Ndi chinthu chimodzi pamene munthu amagwira ntchito ndi kukatenga ndalama ku boma monga thandizo, wina - pamene zikungopangitsa zopereka Fund ndi penshioni ya Russia ndipo alibe angafike zaka zopuma pantchito. Ndalama chabe "kutentha" chifukwa ngati nzika.

Likukhalira ngati chisalungamo - munthu moyo wake ntchito mu chikhulupiriro chabwino, mogwirizana ndi udindo boma ndi boma ndipo osati kutenga udindo malamulo kuonetsetsa kuti anthu ali wokalamba mmene wamkulu kapena wamng'ono.

Kodi pali malipiro?

Kodi aliyense ayenera kulabadira? Zikuonekeratu kuti panthawi imeneyi, malamulo ndi kusinthidwa kuti asanene kuyimitsidwa za penshoni ntchito pensioners alibe malo. Iwo okha wavulala. Ndipo chabwino, ngati osachititsa kugalukira boma. Choncho, Kusintha izi mpaka kulephereka.

Zanenedwa kuti indexation a penshoni inshuwalansi sadzakhala mu 2016. Koma nanga bwanji ntchito pensioners? Kupuma kulandira thandizo monga inshuwalansi? Konse. Mu 2016, penshoni kwa anthu onse ntchito ya zaka zopuma pantchito adzakhala umatulutsa. Koma popanda indexing.

Likukhalira, nawuza zinthu sizinasinthe. Kamodzi anthu onse lova amene afika zaka zopuma pantchito, adzalandira malipiro zochokera 4% ya indexation. Ndipo, ntchito - popanda zowonjezera zowonjezera. boma akukhulupirira kuti chiyembekezo chakuti a indexation ali zokwanira kubwezeretsanso chuma cha boma pa mavutowo.

anapezazo

Kodi Tinganenepo tingaphunzire kuchokera pamwamba? Iwo sadzatenga malo mu 2016. The chiyembekezo chakuti za penshioni ya. Kaya zinasaina lamulo za izo? No. M'malo mwake, ndi chabe boma anaganiza adzafafaniza indexing ya malipiro penshioni kuti pensioners amene amagwira ntchito pa nthawi ya accrual ndalama mu thandizo la boma.

Ambiri, kuwonongedwa kwa penshoni kwa pensioners ntchito - ndi lingaliro kuti akhoza kukhala zenizeni mu Russia. Atangotsala pang'ono inu kuzigwiritsa ntchito pamoyo, m'pofunika kuti tikambirane mlingo wa anzawo, komanso kuganizira moyo amayembekezeka dziko.

Pa nthawi, palibe mantha. Komabe, ambiri akulangizidwa kuyamba yopulumutsa ndalama pantchito awo paokha. Ndipotu, koposa kuti mu Russia kuti apange ndalama ziwalo ndi boma kukhala kovuta. Ndipo ngati inu musade kanthu, bajeti ya dziko patangopita zaka zochepa adzabwera ziro bwino. Penshoni sadzakhala kulipira.