The msonkho zotsatirapo za ngongole chidwi-free pakati pa mabungwe alamulo. Kupeza chidwi wopanda ngongole ku mabungwe alamulo

Chidwi wopanda ngongole - ichi ndi chinthu wamba mwa mabizinesi. Mpaka posachedwapa, maganizo a akuluakulu a msonkho funso limeneli anali wopezeka: ngongole ya ayenera kulipira msonkho. Choncho, reallocation iliyonse ya ndalama mkati likhale anakhala yowopsa. Koma chisankho ku makhoti apamwamba mwasintha positive.

mtima

gulu zambiri pakufunika ndalama zina. Pakuti mabizinezi a kampani atagwira zochimwazo kumathetsa vutoli kupereka ngongole. wotuluka amenewa amagwiritsidwa ntchito monga mbali ya mapulani a zachuma. Obwereketsa kupereka ndalama pa thandizo maziko. Koma ngati tagwirizana wolandira kusokoneza ayambe msonkho (NPP).

Chiwembu chakale

Companies kulenga bungwe lalamulo adzakhala kunena naye mapangano angapo. Izi zinathandiza kampani kuti mwamsanga ntchito. Pa chiphaso cha ndalama bungwe amalandira VAT "ukubwera". Izi zochimwazo kumathetsa vuto kudziwa magwero a malipiro a msonkho, mosavuta ataphimbidwa ndi mipata ndalama. Ntchito nsanja ndi chikalata ngongole, ndi W - monga ndalama kusokonekera Mwachitsanzo, mu mawonekedwe a yobereka malipiro. Mavuto kuyambitsa zotsatira ufulu ngongole pakati pa mabungwe alamulo, makamaka VAT ndi NPP.

lamulo malamulo

Obwereketsa kupereka chithandizo kwa Zisangalalo wosowa. The ngongole undertakes kubweza ndalama mu nthawi mwachindunji. Choncho magulu m'chiyanjano malamulo.

Terms wa ndikupeleka chimafotokozera mgwirizano. Umayamba kwa nthawi kulanda chinthu (kuchuluka kwa ndalama CB, ngongole ndi zina zotero. D.). Malinga Art. 809 wa Civil Code, ndikupeleka adzakhala basi kukhala sanali chidwi, ngati chinthu zinthu.

requisites

Mgwirizanowo ayenera kukhazikitsa zinthu zotsatirazi:

• nthawi ndi malo m'ndende yake;
• maphwando kuti iwowo (maina kampani zonse, Maina a oyambitsa a);
• phunziro - chidwi wopanda ngongole
• opereka nthawi ndi njira obwezeredwa (zambiri ntchito yadera ndi ndalama);
• ziletso ngati akuchedwa malipiro;
• udindo wa zipani: zimayambitsa ndi zikhalidwe za kuchotsa mgwirizano, mphamvu majeure;
• mfundo banki;
• anasaina.

Nkofunika kuti aletse kulondola kwa mapepala ndi zinthu zonse. Welcome kukhalapo mu ndikupeleka odziwitsa. Ngati ngongole zilipo mu ndalama zakunja, m'pofunika kutsatira mlingo kuwombola. Ngati pangano silitchula nthawi alipire ndalama, akuti pasanathe masiku 30 kuchokera tsiku pempho.

Features

Pangano ngongole pakati pa mabungwe alamulo (sanali chidwi) akhoza mudzalipidwa oyambirira. ntchito izi zimakhudza profitability wa ndikupeleka: Ntchito akadali si mlandu. Choncho, ngati chiwembu ndi chidwi makamaka wokongoza. Koma ngakhale pambuyo chobwezera cha ubale ngongole ophunzira sikuthera pamenepo. Iwo kulipira mangawa ako. Tiyeni tione mwatsatanetsatane msonkho zotsatirapo za ngongole chidwi-free pakati pa mabungwe alamulo.

Malinga ndi Federal Tax Service amakhulupirira kuti ngongole chiŵerengero akhoza monga kupereka finuslug anafotokoza. Koma amalipiritsa kwa iwo chidzankhalira. Free ngongole akuluakulu msonkho zimachitika ndalama sanali opaleshoni mu mawonekedwe a ufulu katundu kapena ntchito (Art. 250 NC). Kuyesa ubwino zachuma ikuchitika pa mlingo kuchotsera wa refinancing wa Bank ku Central tsiku pamene mudzalipidwa chidwi wopanda ngongole.

akawunti

Zotsatira zake msonkho zimadalira maonekedwe a umwini ophunzira ndikupeleka.

Malamulo chilli kuti kuwapeza wobwereketsayo wina kuchuluka, kenako anaika mu ulimi. Ndiye ndalama awa sati m'gulu m'munsi msonkho. kampaniyo salamulidwa misonkho.

Ngati ngongole ndipo wobwereka - anthu lachibadwa, kuti ife sindikuyankhula za malipiro a chindapusa. Kupeza ngongole chidwi-free ku mabungwe alamulo phunziro kwa malipiro a msonkho munthu - 35% kuchokera 75% panopa mtengo refinancing.

Kuchotsa zonena Federal Tax Service ayenera kusonyeza kuti ngongole si utumiki, zotsatira zake zidzakhala ntchito ntchito.

zofunika

Borrowers akhoza kupanga bungwe lalamulo kuti:

• udindo transact;
• ayambe kugwiritsa ntchito ndalama analandira mwa dongosolo, anagwirizana mgwirizano.

The wokongoza angakhale ogwira ntchito, ndipo malinga ndi lamulo, ndipo lamulo linaletsa kupereka ndalama pa ngongole. Kuyambira yekha amafuna umwini wa chinthu. Nkhani ya ngongole ndi kunditumiza ku dongosolo woyenera, koma mu nthawi.

kubwerera

Nthawi ngongole si lamulo. Nthawiyi ndi yolongosoka wokongoza ndi wobwereka ndi zambiri zimadalira solvency wa ophunzira yachiwiri ndikupeleka. The wokongoza kungafune ukutitsimikizira zina: ndikulonjeza katundu sureties shareholder kapena wotsogolera. Malipiro a ndalama - iwo ankanena kuti ndi kobiri yonsene nkhani ya bizinezi. Pankhani ya mapangidwe ngongole mwezi usanathe (nthawizina kotala) ndi wokongoza ndi angathe kupita kukhoti.

NK vs CC

Mankhwalawa ngongole chidwi-free mu Tax ndi Civil zizindikiro amakhala ndi magawo amenewa:

• Mu lamulo wachibadwidwe wa pangano ngongole ndi makonzedwe a misonkhano - awa ndi mapepala awiri osiyana kuti sizingafanane. Pankhaniyi, kulanda katundu ntchito wagwiritsa kale ndi makhoti monga makonzedwe a chuma.
• ntchito Service anazindikira, zotsatira amene mulibe mawu zakuthupi. Kupereka ndalama si. Komanso, ndalama ntchito pa chiphaso.
• utumiki amazindikira thandizo ngati wolandila safunika kusamutsa katundu wa wobwereketsayo. Koma pangano ngongole anapereka zonse kubwerera mfundo.

lucre

Zimautsa mafunso ambiri za zotsatirapo za ngongole chidwi wopanda. Accrual wa NPP msonkho wotchedwa Apeze ndalama pa chiwongoladzanja. Koma Tax Code kupeza chuma phindu yekha kumachitika pamene kuwerengetsa msonkho munthu. Mu Art. 212 momveka bwino ndondomeko kuwerengetsa kutolera ndalama. Izi ponseponse FTS amayesetsa kutsatira SPE lapansi. The msonkho zotsatirapo za ngongole chidwi-free pakati pa mabungwe alamulo mu mawonekedwe a ndalama zambiri omwe adatsutsana zonena.

jurisprudence

Ngakhale kuti ambiri mwa madandaulo pa nkhaniyi linathera mokomera amakhoma misonkho, chiwerengero cha zonena ndi Federal Tax Service unalipobe kwa nthawi yaitali. zinthu zinasintha pamene Supreme Court chigamulo anapereka chigamulo chimene ananena kuti Tax Code si ubwino Ndalamazi ntchito ndalama anabwereka monga maziko mawerengedwe a NPP. ntchito amenewa anazindikira ntchito chifukwa cha phindu VAT ndi ndalama pansi pa pangano ngongole ndi simudalandira gratis. Choncho, mavuto obwera chifukwa cha chidwi wopanda ngongole yochepa.

kuopsa

Amafuna zofunikila kulingalira ntchito, imene ndalama analandira pansi pa pangano ngongole, ntchito kuti apereke chidwi wopanda ngongole pakati pa mabungwe alamulo. The msonkho zotsatira za wotuluka choopsa kwambiri.

Ndalama deductible kwa mawerengedwe a NPP, anazindikira ndalama zonse anakhumudwitsa kwambiri pochita zinthu umalimbana kupanga phindu. Kuti ndi kutenga nkhani mtengo yokhoma chidwi pa mapangano ngongole kuti atsimikizire kuti ntchito ndalama umalimbana kupoletsa ndalama. N'zovuta kuchita pankhani kupeza chidwi wopanda ngongole. gulu akhoza kuganizira chidwi pa ngongole ndalama sanali opaleshoni. Ndiyo msonkho zotsatirapo za ngongole chidwi-free pakati pa mabungwe alamulo ndi kutsutsa wotuluka zoterozo mu Federal Tax Service mwa bwalo.

Kulengezedwa kwa chuma IP

Mu pangano, wobwereka amadwala zinthu kapena ndalama ndi ayenera kubwerera pa mapeto a nthawi. Anazindikira chidwi wopanda ngongole, zimene:

• Zoperekedwa kuchuluka si upambana nthawi 50 malipiro osachepera.
• Mmodzi wa zipani kuti iwowo si kuchita ntchito zachuma. N'zotheka kupereka umboni kuti ngongole kutchulidwa pansi mgwirizano zikutanthauza kuti iye walandira, mwachitsanzo, kugulitsa katundu.
• Wobwereka amalandira mtengo ndi makhalidwe ena generic.

The msonkho zotsatirapo za ngongole chidwi-free pakati pa mabungwe alamulo zisadzachitike ngati chikalatacho nkhani osachepera mlingo osachepera ntchito ndalama. Tinganene pangano zapadera ndi kupereka izo, kuti ndalama ku nthawi za wobwereka ndi kulipira Mwachitsanzo, 1% pa annum.

Zotsatira za sanabwezere

The wokongoza ali ndi ufulu amafuna kubwerera kwa ndalama kudzera bwalo pasanathe zaka zitatu kuchokera tsiku lotsatira tsiku zafotokozeredwa tsiku mgwirizano kukhwima. Ngati mawu a ngongole - zaka 5, kuti litigation akhoza anatambasula zaka 8. Only itatha nthawi iyi akhoza zimachitika nkhani sonyezani ndi chimathandiza kukula kwa m'munsi kwa mawerengedwe a NPP.

Ngati wobwereka lililonse zaka 3 kwa deti la lotha akuti, ndi wokongoza akutumiza makalata kubwerera mosavuta ngongole, ndiye lamulo zofooka anali kumwalira.

Osati kuganizira kuchuluka kwa chuma si zochita ngati gawo la ndalama msonkho, muyenera:

• kukhazikitsa nthawi pazipita alipire ngongole ya;
• pambuyo pakuwonekera kwake, ndipo patapita zaka 2 ndi miyezi 11 kutumiza wokongoza kalata akazindikire ngongole makalata ndi chiphaso kubwerera anapempha.