Places kumene mukhoza kutenga ngongole kwa lova

Musanayambe kudziwa kumene inu mukhoza kutenga ngongole kuti lova anawonjezera kuti pali magulu angapo a anthu, monga antchito odzichitira pawokha kapena anthu amene basi kugwira ntchito pa okha, amene sangathe kutsimikizira mwalamulo ndalama zawo. Pamaso pa osunga ndalama kotheratu anthu pantchito, ndi ngongole angamupatse kokha pa ziwawa chidwi. Tsopano, m'madera ambiri kuntchito nawo mwayi ntchito chosonyeza ndi kuonedwa freelancer wina. N'kwabwino kwa bwana ndi antchito, koma osakhutira ndi mabungwe a ngongole.

Choncho zingatheke kutenga ngongole kuti lova? Yankho ndi wopezeka: inde. Zonse zimene n'chakuti ufulu antchito timva palibe ntchito ndipo popanda mawu awa makasitomala banki ankaona ulova. Nthawiyi, ngongole zinthu zoperekedwa ndi mabanki, ndi okhwima kwambiri. Mwachitsanzo, ena mabungwe banki akupereka mapulogalamu ena ngongole, akhonza kumupatsa ngongole popanda ukutitsimikizira ndi kufunsa mu nthawi yochepa. Koma si onse mophweka. Inakhazikitsa kuchuluka ndi operewera kwambiri, ndipo chaka ndi chaka chiwongola dzanja basi kuposa malire (angafikire ngakhale mpaka 75%!).

chiwongola dzanja pa ngongole, amene anapanga mode yachangu, amazipanga mkulu, ndi mphamvu yotithandiza kuchuluka ngongole sikawirikawiri upambana 100 zikwi. Rubles. ntchito Palibe banki sayambitsa mavuto amenewa, kotero pofotokoza mawu ambiri za mmene kupeza ngongole ulova. Chinthu chachikulu kuti ndi ochepa zikalata (kuti ngakhale kochepa: amangonena okha pasipoti a) mukhonza kuwapeza yekha ogula ngongole. Pakuti ndi kubweza kapena galimoto ngongole yaitali zikalata zofunika kutsimikizira revenues onse makasitomala. Njira imeneyi kwambiri amachepetsa osiyanasiyana malo kumene inu mukhoza kutenga ngongole kwa ulova.

Borrowers nthawi zambiri kufunafuna mpata ndalama infusions penapake kumbali, chifukwa mabungwe banki opereka ngongole popanda muyezo yachinsinsi ndalama zochepa. Pankhaniyi tili kulankhula ndi ngongole amagulitsa ndikugula. Amaphunzira adzadziwire wobwereka, ndipo ngati zosangalatsa solvency zonse za kasitomala, zikhoza amalangiza bwenzi banki (kumene, kuchuluka zina). Kumene, wangwiro chifukwa palibe munthu amene akulonjeza, koma mwayi chotenga ngongole adzauka kwambiri. Iyi ndi nthawi yoyamba ndi wamba khoti kumene mukhoza kutenga ngongole ku ulova.

Mukhozanso ganyu misonkhano ya mikrofinansistov. Komabe, iwo ntchito makamaka ndi ngongole yaing'ono ndi wokwera chidwi (amene akhoza kufika 500% pa annum), koma kawirikawiri aliyense osangalala. Sitiyenera kukusalani kuthekera mgwirizano ndi pawnshop ndi chiwongoladzanja pano alandiridwa ndithu, ndi kwanthawi mozungulira 15-30% pa annum. Koma kupeza ndalama olimba muyenera kupereka osachepera bala olimba a golide. Nthawi zina, makamaka Lombardy iwo phindu la zinthu zako, ndi kasitomala amalandira zonyozeka mwamtheradi kuchuluka. Ngakhale imeneyi ndi malo otchuka kwambiri kutenga ngongole kuti lova koma kuchita ndi pawnshops bwino sanamvere.

Choncho, takambirana njira chachikulu chotenga ngongole ofuna anapeza kuti zinthu iwo pafupifupi kulikonse akumane. Ngati inu mulibe lolingana kulowa mu lolembamo za, ndi bwino kubwereka ndalama kwa abwenzi abwino ndi anzawo, ngakhale ndipa. Apo ayi, mukhoza kukhala "kugwetsera zikopa atatu." Samalani ndi nthawi kuyang'ana fanizoli.