NPF "LUKoil-Garant": a review ntchito ya Fund ndi

State penshioni ndalama ku Russia lero anayamba kusangalala kufunika yaikulu. Koma apa ndi kusankha gulu chilungamo, chimene chingalowe kupatsa pantchito yawo yam'tsogolo, si mophweka. Lero, chidwi chathu Adzaperekedwa NPF "LUKoil-Garant". Nkofunika kuti tikambirane lililonse. Aliyense aliyense maganizo ngati othandiza kwambiri ndipo nkhani. Kodi makasitomala ndikuganiza za bungwe ili? Kodi inu mukukhulupirira izo? Kapena kodi yabwinoko yosungira ndalama penshioni kwinakwake? Izi ndi kulingalira pasadakhale. Ndipotu, penshioni - izo si nthabwala. Ndipo zokhudza izo, ayenera anachitira ndi pasadakhale.

ntchito

Chinthu choyamba muyenera tcheru - izi ndi zimene zikugwira kampaniyo. Mwina ndinu wachinyamata ndipo motero safuna misonkhano imeneyi? Kapena, Tikawonetsetsa m'pofunika kusamalira tsogolo lawo bwino.

"Lukoil-Garant" - thumba penshioni. Ali chifukwa kuteteza ndi kudzikundikira penshioni tsogolo lanu. Kumene, ndi kuwonjezeka pang'ono ake. Ndiko kuti, olimba zikutipatsa ndalama "ukalamba" nzika ndi malipiro wotsatira zace. Chirichonse zokayikitsa ndi ntchito bwinobwino. Pakuti onse NPF "LUKoil-Garant" mayankho ochokera ndodo ndi makasitomala amalandira positive. Simufunikanso kumvetsa zimene zinthu zina zimene zili m'mabuku. Zokwanira basi kumbukirani kuti pa nthawiyi mudzatha kukhalabe ndi kuonjezera penshoni yawo m'tsogolo.

inafikira

Kuti bungwe lililonse n'kofunika kuwanda mu dziko. M'njira imeneyi, ya NPF "LUKoil-Garant" (review a akhoza kusiya aliyense kwaulere) mbiri wabwino. Izi ndi bungwe ndi lakale limene lonse la Russia lili ndi nthambi zake.

Kuti Zapatsogolo pathu ndi bwino osati wabodza. Ngati mukufuna kukhala ndi Investor a "Lukoil-Garant" sikudzakhalanso mavuto. Tangowonani kwa nthambi mu mzinda wanu (nthawi zonse alipo) Amatanthauza kuti nthawi iliyonse yabwino kwa inu. Palibe vuto, pomwe? bungwe Zafalikira dziko. Mwina, pa mphindi palibe mzinda, amene sizikanathetsa ofesi chimodzi "LUKoil-Garant". Ndipo zimasangalatsa. Chikhulupililo cha makasitomala kuchokera kuwanda kwa gulu ikukula.

mlingo

Kwambiri ntchito yomwe otchedwa kukhulupirira mlingo wa makasitomala. Lang'anani, malo a bungwe mu mndandanda wa zotheka ndalama zonse sanali boma penshioni. Mderali zathandiza wabwino NPF "LUKoil-Garant" ndemanga makasitomala. Ndi mlingo ndi mkulu mu kampani imeneyi. Lang'anani, kotero kuti ambiri.

Pa mphindi, "Lukoil" ndi limodzi mwa ndalama zisanu yabwino ndalama pantchito. Ndiko kuti, mukhoza ndithudi kumukhulupirira. kukhulupirira mlingo uli A ++. Izi muyeso apamwamba. Iwo likukhalira kuti ife kwenikweni odalirika bungwe. Inu simungakhoze mantha kuti iye mwadzidzidzi tsekani kapena sangathe akwaniritse udindo wake. Koma kodi? Kawirikawiri, zochitika za pa sazindikira mokwanira kusonyeza zoona pa nkhani imeneyi kapena mabungwe ena.

profitability

Kodi wina kulabadira alendo? Kumene, otchedwa kubwerera pa umembala. Ine ndikufuna kuti aganyali kumene profitability. NPF "LUKoil-Garant" mlingo profitability ndi ndemanga m'munda umenewu si koipa. Koma si zabwino.

Pa mfundo imeneyi chaka, ndalama ya gulu ili pafupi 6-6.5%. Kuchuluka otsala ndi "kudya" ndi kufufuma. Mfundo si kwambiri. Koma mpikisano pano a kwambiri amadza sangathe kupereka. Zolemba - ndi 4-5%. A "Lukoil-Garant" ali ndi zokolola kwambiri. Osati kwambiri, komabe pali kusiyana. Ndipo iwo ali ndi makasitomala ambiri amasangalala.

Choncho NPF "LUKoil-Garant" mlingo Anthu a zolemba pa mlingo yabwino. Ngakhale pali zifukwa kukhulupirira kuti ndi ovomerezeka kampani, zimene zingakuthandizeni kuteteza ndi kuwonjezera pantchito ndalama. Koma kodi? Kodi mawu amenewa chabe koitanira kuti kukopa makasitomala latsopano?

kukhala membala

Kuti tiyankhe funso limeneli ndi kovuta. Ndipotu si bwino mu kampani imeneyi. Ndipo zifukwa zomveka. Mwina ngati zosapindulitsa, koma anthu ambiri mphindi ngati zolakwika.

ndi nanga? NPF "LUKoil-Garant" (a review ya gulu angapezeke zabwino ndi zoipa) akugwira ntchito, ngakhale kwambiri, chinkhoswe mu kukopa ndalama zatsopano. zodabwitsazi amakankhira ena - zimene kale bwino, kutsimikiziridwa bungweli zimayesetsa kufunafuna makasitomala latsopano? Iwo ayenera amanena kuti onsewa.

Koma pali chochititsa manyazi ndi chopusa pamene nzika afuna onani kumene gawo ndalama zolipirira a pantchito. Nthawi zambiri likukhalira kuti muli kale ndi kasitomala "Lukoil-Garant". Koma pa zonse izo pempho aliyense kampani pa gawo lanu linali, palibe amene inachita pangano ntchito. Ndinadabwa, modetsa nkhawa kusokoneza makasitomala.

N'chifukwa chiyani tikutero? Onse chifukwa chakuti "Lukoil-Garant" kulowa zimenezi kukhala mbali zolipirira za penshioni ndi zosiyanasiyana ntchito. Iwonso kukakamiza antchito onse kugwiritsa ntchito kokha deta ya thumba penshioni. Mu ntchito ngati chilolezo si chofunika, bwana amachita monga guarantor ndipo amapereka bwino kutenga.

Koma ngati inu ntchito ku munthu bungwe, palibe madandaulo kumeneko. Inu msanga akatunge mgwirizano malangizo mokoma onse makope ochepa, mwamsanga kutsegula akaunti, kenako anayamba kupulumutsa wanu zopereka penshioni. pangano ndizanyamuka chinenero zomveka bwino kwambiri. Ngakhale ena ankada nkhawa kuti mudziwe kwenikweni ndi mfundo za mgwirizano wa obwezeredwa ngati n'koyenera.

Mu thumba lina

Pamene adzakhala wachisoni mmene zingamvekere, koma NPF "LUKoil-Garant" (ndemanga, mavoti ndi mlingo wa kukhulupirira gulu ndi kuperekedwa kwa chidwi chathu) - osati gulu wachilungamo. Mulimonsemo, maganizo amagawidwa ndi makasitomala amene asankha kuti mupewe thumba ndi kusamukira wina. Pamene kusainira mgwirizano mudzakhala kuuzidwa kuti palibe mavuto adzakhala. Mukufuna kusintha thumba penshioni? kulemba basi chikalata ndipo aipereke kwa ofesi ya "Lukoil-Garant" mu mzinda wanu. Musaiwale kuti akalembetse kumeneko eni nkhani, umene lembani gawo lanu accumulative wa penshioni ya.

Koma izi ziri chabe zikumveka bwino ndi wokongola. Zochita mawu makasitomala zonse anakana zifukwa zosiyanasiyana. Nthawi zambiri nalonjezo chabe anatulukira. Onse kungosiya makasitomala. Perturbation palibe malire. Ndipotu, zokhudzana ndi "Lukoil-Garant", mudzakhala magoli gulu. Kupita ku thumba lina penshioni Pakufunika kuti CHIPILIRO, ngakhale ogona poteteza ufulu wawo. Kangapo kulemba ntchito ndi kuthetsa "zolakwa" onse, zimene zikusonyeza kampaniyo. Momwemo zilibe zimitsani.

Chonde dziwani, inu lobweretsa zomvetsa yaikulu pambuyo kuchoka "Lukoil-Garant". kampaniyo sudzapereka inu phindu lililonse kwa chaka, zimene zinachitikadi kulanda ndalama penshioni. chinthu ichi Kwalamulidwa mu mgwirizano, koma zambiri sakutchulidwa.

malipiro

Mfundo ina zoipa - kale akudalira malipiro a ndalama penshioni. Sankhani iwo, inu mudzakhala okhoza kokha pamene inu mukhala pensioner. Pambuyo kapena ndalama zonsezo angathe kumwedwa, kapena kulandira anthu ena a ndalama. Chiwembu chachiwiri chikupezeka zambiri.

Koma zimenezo ziri NPF "LUKoil-Garant" (a review khalidwe bungwe abwino zopezeka zisakuyenda n'kovuta kwambiri) ali m'dera limeneli dzina zoipa. makasitomala ambiri amaumirira - ndalama sadzatha kupeza nthawi bungweli. Zonse zolephera aliyense zidzachitika, vuto, komanso mayankho kuchokera gulu la "palibe ndalama, dikirani." Kuti ndi mkulu Mwina kuti sadzakhoza kutaya mbali yawo chokhala ndi penshioni ya. Zonsezi amatsogolera kukana ntchito m'gulu la Yehova. Kapena kukhala osamala za izo.

zinatha

Kunena zimene zidzachitika posachedwa m'tsogolo NPF "LUKoil-Garant" achire wa Chiphatso. Koma ichi ndi mphekesera chabe. anafika pa mfundo yakuti ambiri ophunzira kutenga nthawi kuti ndalama zawo penshioni. Izi zikutipatsa kukaikira: Kampani chabe zinatha. Iye alibe ndalama kulipira. Kotero, pamene iye analandira ndalama, imalemba makasitomala, zosowa zake. Chilungamo, oletsedwa ndi losasamala!

Zonse timakhala amakana kunena pangano ndi "Lukoil-Garant". Iwo likukhalira kuti kutsogolo kwa ife si mosamala kwambiri bungweli. Ndipo ngati inu muli kulemberana naye, muyenera kuganizira pasadakhale kulanda penshioni mu ena omwe si boma (kapena boma) thumba penshioni. Awa ndi malangizo operekedwa ndi gulu ambiri.

kuchokapo

Monga mukuonera, NPF "LUKoil-Garant" (ndemanga kasitomala ndi mavoti tsopano kudziwika kwa ife) - si kampani mosamala kwambiri. Ndi okhazikika, ndi odalirika, koma malipiro adzayenera kuti mmenemo ndi ena kuchedwa ndi kuchedwa. Kodi zambiri - mungaone kuti gawo lanu accumulative wa penshioni kale kusungidwa mu "Lukoil", ndipo ndiribe lingaliro za izo.

Pano mukhoza kukwanitsa. Inde, ambiri, sikuti osiyana kwambiri ndi zimene zikuchitika mu mpumulo wa sanali boma ndalama penshioni. "Lukoil-Garant" - Ndi mmodzi wa atsogoleri Russia. Ndipo zokolola, ndi chiwerengero cha makasitomala (ngakhale iwo anabwera kwa gulu). thumba Izi penshioni mwachionekere sasiya laisensi yake ndi sizidzatsekedwa. Kotero kuti tinganene kuti kokhazikika. Kulemera kwa ubwino onse ndi kuipa kwa bungwe, ndiyeno nkutenga chigamulo chomaliza pa umembala. NPF "LUKoil-Garant" - thumba penshioni, mtengo zina tcheru chanu.