Ndalama ku Czech Republic. Wocheperapo Bank Sberbank. Sberbank CZ

Sberbank ndi limodzi mwa mabungwe odziwika bwino kwambiri ndalama. Komabe, chifaniziro chake kudziŵika kokha mu Russian Federation ndi m'mayiko amene kale CIS. Iwo ali omasuka ndi ku Europe. Mwachitsanzo, pali Bank ndalama ku Czech Republic. Zambiri zokhudza chizindikiro cha bungwe la ndalama, ndipo ife kupitiriza.

The ntchito ndi ntchito za Bank ndalama ku Czech Republic

Mwamwayi, mu Czech Republic ya ndalama Bank tadziwa kwa nthawi yaitali. Ndi apa kuti akuluakulu a mtsogoleri chuma, kale mu msika zoweta misonkhano banki kwa nthawi yoyamba ananena palokha mu 1993. Patatha zaka zinayi ku Czech ndalama Bank Ndinalandira chilolezo boma, amene amalola kuti zinthu ngati woima olowa kampani katundu.

Zinali ndiye kuti nthambi banki woyamba anatsegulidwa Europe, pang'onopang'ono kusamukira zopezera yaing'ono nthambi.

Mwachidule History wa mavoti

Pomaliza, amanena ufulu wawo Sberbank anakwanitsa yomweyo atagula magawo waung'ono Austria bungwe ngongole pansi pa dzina la Volksbank mu 2012. Pa nthawi imeneyo, uyu anali mbali ya kampani malonda ndi otchuka kwambiri ndi odziwika bwino gulu la Österreichischen Volksbanken.

Pambuyo pake panali ziŵalo lathunthu la Kapangidwe ka bungwe chuma, ndipo patatha chaka anasintha dzina. Malinga ndi akatswiri nawo rebranding, iwo anaganiza kusiya miyambo ndi kuzindikira dzina Sbarbanka. Chifukwa cha zimenezi, panali nthumwi otchedwa Sberbank CZ.

Grand kutsegula, ndi makasitomala loyamba

Pambuyo kugula magawo a bungwe pamwamba yakhala ikuchitidwa ntchito yaikulu kwa kulamulira masanjidwe ndipo ziŵalo. Wotsegulira ofesi ya mutu wa Bank ndalama, anasamukira ku umodzi mwa misewu chapakati Prague unachitika March 20, 2013.

Pa okongola ndi kowala kutsegula ndi nthumwi za bungwe takhutira ndipo anasonyeza mphamvu zonse obwera ndi mbali ya ntchito yawo. Aliyense angathe kupita ku ofesi ndi kuona okha choonadi cha mawu awa. Komanso onse alendo anadabwa zosangalatsa mu mawonekedwe a zotsatsa yabwino ndalama, mapulogalamu wokongola ngongole ndi zina zambiri. Alendo anavomera kukachezera ndalama Bank ku Czech Republic.

Sberbank chifaniziro lero

Patapita kanthawi yaing'ono dipatimenti zachuma Sberbank anakulira zopezera yaing'ono nthambi, anatsegula kwambiri mfundo za malonda ndi anaika zida apadera kwa kudzilungamitsa utumiki. Choncho, pa mfundo iyi mu Czech Republic ndi zoposa 8 nthambi zazikulu za bungwe ngongole, malonda pang'ono mfundo za 20 ATMs ndi malo.

Kusiyana mitundu

Ngakhale kufanana m'dzina ndi mfundo za maudindo European komanso ena kusiyana. Makamaka, iwo ali oyanjana ndi atypical kwa mitundu yathu ndalama bungwe alipo Logo ndi mamangidwe maofesi. Choncho, wocheperapo mabanki a Sberbank mu kamangidwe ka zipinda awo ndi ochepa anachoka alipidwa banki ya maluwa. Mwachitsanzo, mu osiyanasiyana ngakhale pali amadyera, osati kwambiri.

Monga kuyenera iwo amaima ndi mtundu wakuda ndi golide. Malinga okha, anapereka chitsanzo chabwino ndi signboard lalikulu kutsogolo. Obweretsa aumbike mwa wakuda. Ndipo analembapo pa zikhale ntchito yapadera golide lettering.

kusintha mtundu amenewa amagwirizana ndi zimene zimayambitsa kupanikizika. kuti ena mwa bulanchi a Bank ndalama anatsegulidwa malo mbiri zofunika kwa mzindawo. Komanso, mogwirizana ndi mwambo, iwo sanali kusokoneza pamakoma a nyumba. Choncho anaganiza kusintha mtundu chiwembu pa maziko a nyumba akuda alipo.

Features danga magawidwe

Inayambira maudindo awo ndalama Bank (ku Czech Republic amadziwika osati mwa oimira kunja kwa Palestina Russian, komanso anthu zakwawoko) ndi nthumwi zake anasamala mwapadera kukonzekera ndi magawidwe danga. Mwachitsanzo, mu maofesi ambiri pali madera awa:

• potuluka;
• makasitomala;
• Self (apa ndi zipangizo malo kudziletsa utumiki);
• VIP.

mabacteria onse ankasiyana partitions ndipo anakonza monga yaying'ono ngati nkotheka. Malinga ndi makasitomala ambiri, Pao Sberbank kulenga danga ofesi omasuka, kumene n'kosangalatsa.

Tifotokozereni chinenero wagonjetsedwa

Ngakhale zaka zakubadwa mizu Russian, antchito Sberbank makamaka kulankhula Czech. Komabe, anapatsidwa chakuti mu Czech Republic ndi kunyumba kwa mitundu ina, ndipo anaganiza kukalembera antchito Chingelezi. Komanso m'chigawo cha nthambi banki pali Ngopambana Chirasha. Amene kwambiri zimatithandiza kutchula bungwe la alendo kapena ochokera la Russia.

Ngati n'koyenera, alendo yomweyo kukaona ndalama Bank ku Czech Republic. Mawu pano, iwo akhoza kujambula pa maziko wamba. Ngati iwo akusowa zakwawoko, izo mosavuta zopezera. banki ikuchitika zosiyanasiyana wotuluka kuwombola, komanso ntchito utumiki anasamutsidwa lonse. Ndipo kukhala Russia, ngati kotero mukufuna, mukhoza kutenga mbali Ngopambana Chirasha wa Bank ndalama.

Kodi ntchito zoperekedwa ndi banki?

Pao ndalama Bank panopa amapereka osiyanasiyana ntchito banki lakonzedwa kuti anthu ndi mabungwe alamulo. Mwa ntchito ya banki ya gulu chimakhala chogwidwa ndi ntchito zotsatirazi:

• kukhazikitsa kusintha mayiko;
• kukhazikitsa wotuluka ndalama (kuwombola, malonda ndi kugula ndalama zakunja);
• malipiro si ndalama;
• kutsegula ndi kukonza nkhani banki;
• kukongoza.

Monga mu Russia, nthambi banki mu Czech Republic ntchito njira zosiyanasiyana pofuna kukopa makasitomala atsopano. Kuti zimenezi zitheke, iwo kuchititsa zosiyanasiyana m'matangadza, bungwe mapulogalamu kukhulupirika. Mwa njira, makasitomala onse amene Volksbank mosavuta kusinthanitsa makadi awo pa pulasitiki wa Bank ndalama. Pankhaniyi, izo zikanakhala zotheka kusunga panopa Pin code.

pulogalamu kubweza Bank

The utumiki yotchuka kwambiri ya maudindo Czech ndalama Bank ndi ngongole kubweza. Pa nthawi, mphamvu borrowers mabungwe tizidalira "kubweza Mwachilungamo", kutanthauza kugula kapena yobwereka cha malo. banki lilinso ngongole yomanga kapena kukonzanso nyumba yake. The ngongole kumafuna chiwongola dzanja la 1,79% pa annum.

Ngati inu anafunsa Bank ndalama ku Czech Republic (mu nkhani iyi, kubweza angakhale ndi chidwi osati anthu a m'deralo, komanso alendo) ndipo akukonza zoti kutenga nyumba ngongole, kuno inu ndithudi adzatero. Pa oimira yemweyo nthawi ya gombe ngongole kupereka kunyumba kwa alendo pansi 70% wa mtengo ina pa chuma. Ndipo kukula kwa mlingo kwa makasitomala izi ranges ku 4,99% pa annum. Makasitomala utumiki, wopanda kukhazikikamo mu dziko, ikuchitika popanda malipiro a ntchito ya gombe.

Komanso, kuyendera Czech ndalama Bank (chidwi pa ngongole chikuyambika malingana pulogalamu anasankha), mungalandire ngongole kwa cholinga chilichonse, koma wotetezedwa mwa malo (otchedwa zanyumba American). Pakuti m'ndondomeko zotere, ndi zambiri n'zotheka kuti miliyoni 5 akorona (zosakwana 70% wa mtengo ina ya chinthu). Kuchuluka chidwi Pankhaniyi adzakhala kuchokera 3,99% pa annum.

Amene amatha kukhala ndi kasitomala banki?

Kukhala makasitomala a banki, muyenera amakwaniritsa ena bungwe ndalama. Mwachitsanzo, n'kulemba pa ngongole borrowers pano ali pakati pa zaka 18 ndi 70. Ngati ndinu nzika yachilendo, ndiye monga zikalata akuthandiza muyenera:

• pasipoti;
• mkati yapachiweniweni pasipoti;
• kope la Schengen zikalata;
• Kalata loyambirira la mutu.

Komanso, ngati wobwereka si yokhazikika ya Republic, ngati iye adzafunika guarantors awiri Co-wobwereka. Choncho, banki Komanso reinsured likhoza kusakhulupirika ngongole. N'zochititsa chidwi kuti ngati kasitomala ziziwayendera ndikupeleka lonse angathe kuchitidwa mu Russian kapena English ngati kasitomala sakudziwa Czech. Nawonso ngongole mgwirizano ndi zikalata zina salola amafuna kumasulira ndipo akhoza limapanga Russian.

Mawu, kunena za bulanchi a maudindo ndalama Bank, ndipo mukhoza kupeza utumiki, kuphatikizapo mu Russian.