"Mosoblbank": mavuto ndi mayankho

Mu 1992 anayamba kugwira ntchito ku Dagestan malonda Bank "Vatan". Atabatizidwa anagulidwa ndi osunga ndalama ndi Victor Roma Christening, kosamalira ndalama anasamukira Friazino n'kumusintha dzina kuti "The Moscow Bank Regional." Mu zaka kangapo anasintha dongosolo shareholding. 97,94% ya ngongole bungwe wokwatibwa ndi JSC "Republican Finance Corporation", mpumulo ndi anagawira anthu ena. Dzina lake Aleksandr Malchevsky mwini 70%, ndipo anatsogolera banki mpaka 2011 bambo ake Andrzej.

Mbiri ya chitukuko

Mu 2005, "Mosoblbank" anakawagoneka dongosolo gawo inshuwalansi. Izi chawonjezeka chiwerengero cha mayunitsi 400 mu zaka ziwiri zokha. Pa khalidwe Amasamala komanso umboni ndi chakuti mu 2013 banki "anatengera" ATMs oposa 1,000, malo, mazana asanu ndi 4000 POS-malo, zimene makasitomala ndi makadi Visa ndi MasterCard. "Pug" - zake dongosolo ndalama kutengerapo unayambitsidwa mu 2011.

Yambani vuto

Mavuto ndi "MOSOBLBANK" inayamba mu 2011. Ndiye CB yoletsedwa kwa miyezi isanu ndi kutenga madipoziti kwa anthu. Management sakhala osokonezeka ndi kuyamba kupereka magawo awo kwa kuchuluka ting'onoting'ono. Ngakhale zili choncho, akatswiri kunayambitsa funso mmene bungwe ndalama amalowerera kulipira chidwi zazikulu kwambiri pa madipoziti.

Mu August 2012, "Izvestia" lofalitsidwa malipoti. Mu "MOSOBLBANK" izo zinajambulidwa mlingo wapamwamba - 19,3%. Management yomweyo anakana zimenezi magwero boma. The Bank anapitiriza kukopa ndalama zina pansi mabungwe mwankhanza chidwi. Izi sakanakhoza koma bwanji mlingo wake wa chitukuko.

Mfundo Financial

Mu 2013, "RA National" banki anapereka apamwamba ngongole mlingo - "A +". 61,9% ya katundu wake ukonde m'gulu ngongole kwa mabizinesi ang'onoang'ono ndi sing'anga-kakulidwe. Koma panali 4.8% ya ndalama ndi Bank wa Central. Likuvutika ndalama anakopeka kwa anthu Bank ali ndalama 81% ya ngongole. Chiwerengero cha nkhokwe - 9%. kuchuluka kwa likulu - biliyoni 18,8 rubles. Pa interbank msika, "Mosoblbank anachita zinthu" mwiniwake. Ndi zithunzi zimenezi, anatenga malo 8 mu Russia ndi 7 Moscow.

"Mosoblbank": Mavuto mu 2014

07.05.2014, mu "boma yotchedwa Gazette" pali umboni wosonyeza kuti mmodzi wa lalikulu ndi bwino kwambiri mabanki mu Moscow pa chiwembu achinyengo anali kudzipatula biliyoni 60 rubles kuti nkhani za yokopa bulanchi. Atsogolereni "MOSOBLBANK" yomweyo anakana zimenezi ndi akadandaule suti mu Moscow chigamulo Court pa mwiniwake wa nyuzipepala.

19.05.2014 Mu atolankhani anauzidwa kuti Bank ku Central waganiza sanitize mabungwe atatu chabe: "Mosoblbank", "Inresbank" ndi "Finance Business Bank". Onse a iwo a banja Malczewski. Kuti akonze banki chapakati adzakhala kuonetsetsa biliyoni 117 rubles. Chipatala chaching'ono - SMP. Mawu boma pambuyo masiku angapo, ndipo kumbuyo kwake - mfundo atolankhani za njira ya ndalama mwachinyengo.

M'mene zinachitikira

Kufufuza anawulula chapakati banki mwachinyengo chiwembu matendawa. "Mosoblbank" ndi oletsa ndi yang'anira anapitiriza kukopa madipoziti. Koma iye sanali kuziika mu nkhanizi, ndipo pozindikira pa muyezo wa makampani ofanana.

Mwaukadaulo chiwembu ndi motere. Odala ndi depositor ndi kulowa yachibadwa gawo pangano. Madzulo a tsiku lomwelo banki kuti unilaterally kutsirizitsa izo, ndi kutumiza ndalama bwino. The depositor mwina nthawi iliyonse amafuna iwo kumbuyo. Koma iwo siziziwoneka pa pepala bwino. Malinga ndi zotsatira ndalama 2014, banki anakopeka madipoziti okwana biliyoni 19,5 rubles. chiwerengerochi sanasithe zaka ziwiri zapitazi. Polingalira za mkhalidwe atypical, kupereka okayikitsa nthawi zina olumpha ndalama anazindikira mu pepala bwino. Pa konzanso eni wakale - Malczewski banja - kupereka MSPs onse katundu wake. "Mosoblbank" mavuto zokhudzana ndi "mwachinyengo" ndalama, alibe kuzindikira.

Kodi izo zonse zinayamba

N'zotheka kuti palibe amene akanamva chinyengo, ngati si choncho. Mmodzi wa zothandizira pa "MOSOBLBANK" anali wantchito wa Bank wa Central. Anaona kuti madipoziti ndi, chokongoletsedwa dzana, mpirawo zonse mu maudindo a midzi yoyandikana. Monga kufufuza kenako anasonyeza kuti usiku uliwonse wapadera akuthamanga mapulogalamu kumathera mgwirizano ndi kulowa ndalama zatsopano mu magawo "RCF" - pa shareholder waukulu wa banki. Tsoka zina ndalama sakudziwika. Gawo la ndalama wakhala wapezeka mu nkhani za OOO "Lazaro". Izi paki Kukwera Akavalo. Kuphatikana ayenera kunena, zokayikitsa. Payback nyengo - zaka 15. Tsetrobank tsopano kufunafuna njira zothetsera vutoli, amene akuyembekezera Agency Insurance Gawo ndipo apolisi ankakonda kusunga patali.

A bungwe ngongole pafupifupi anaswa mbiri kuchuluka allocated a kuwongolera. Mu 2008, ku Central Bank VTB amalandira chikusintha "Bank of Moscow" biliyoni 295 Russian rubles. Koma kodi mavuto "MOSOBLBANK" ndipo zolemba zatsiku anati lero: mayina weniweni wa fictitious m'malo mu kaundula wa depositors. Okayikitsa adzayenera kuchita zofufuza zina. Izi mosasintha kutsogolera ndi kuwonjezeka mu dzenje bwino.

Makasitomala Reviews: "Mosoblbank"

Mavuto a mabungwe ndalama Chikukambidwa pa Intaneti. Mu June anauzidwa kuti banki sabwerera madipoziti. Koma si onse. Lamulo m'gulu madipoziti anatsegula pambuyo 02.01.2014 (kuchuluka kwa rubles 700 zikwi). "Mosoblbank" mavuto ndi malipiro a madipoziti limafotokoza ndondomeko kuwongolera. Mu malamulo atsopano, ngati ndalama si upambana rubles 700 zikwi, pa tsiku makasitomala akhoza adzatulukemo zikwi 100 okha. Apo ayi, muyenera kulemba mawu ku banki. Iwo amaona kuti ntchito yapadera. Pa nthawi iyi pali mgwirizano ndi kuona zikalata zofunika kwambiri atsimikizire mfundo chiphaso cha ndalama chifukwa. Komanso mawu awa Musachotse nthambi m'mizinda yonse.

luso Izi zayambitsa kwambiri chakukhosi ya makasitomala. Zinthu komanso kulimbikitsa ndi kulephera ya ndodo. Makamaka izo nkhawa nthambi za bulanchi a bungwe ndalama "Mosoblbank" (Samara). Mavuto ndi makasitomala mu mzinda uno ndi ambiri. Anthu anakwiya ali kwenikweni paliponse madandaulo za Samara nthambi ya ana Malczewski.

Choncho, kwa nthawi yaitali, banki analandira malipiro a ntchito zofunikira popanda ntchito. Koma, malinga ndi maganizo makasitomala, ndipo tsopano zinthu zasintha. Ambiri akudandaula kuti mbale ndi kukula kwa ntchito limapezeka akatha mabala mu osachiritsika kudziletsa utumiki. Pankhani ya sanali kupereka zopereka osachiritsika sadzaweruzidwa refunded. Pa madandaulo iliyonse pa nkhani akuluakulu kunena kuti sangakhale. Ngati kasitomala akukana malipiro, banki adzabwerera ndalama kwa iye. Apa akufuna chabe kufufuza nkhani iyi kuika Uwerenge rubles 6,000 pang'ono.

"Mosoblbank" mavuto omwe anayambika m'chaka panopa, akuyesera kuthetsa zosiyanasiyana. Makamaka, makasitomala ambiri akudandaula kuti iwo sangathe kufika ndalama ngakhale pa ndalama. Ndalama kuti kupasuka pangano gawo pamaso tsiku lothera, musati kupeza ndalama. Bank "Mosoblbank" anafotokoza mavuto a mtundu uwu sanatoria. Popeza SNP sangathe kulemba m'kaundula wa depositors, kosamalira ndalama kubwerera ndalama sangakhale.

chidule

Mmodzi wa yaikulu mabanki Russian anagwa pansi pa ziŵalo Bank wa Central. Kufufuza anasonyeza kuti bungwe ndalama wabweretsa kwa bwino rubles biliyoni 60. Izi ndalama kudzera pa nkhani ya "RFK" kusamukira bwino amakampani n'ngwokayikitsa. Tsopano okayikitsa amayesetsa kuti rositala olondola a ndalama ndi makasitomala - kutapa ndalama ku banki.