Makampani Finance - izo ... Lingaliro ndi limatchula za ndalama ogwira

Kubweretsa pazipita kuchuluka kwa ndalama ndi cholinga chachikulu cha ogwira ntchito iliyonse. Kumvetsa zimene nazo komanso mmene ntchito, muyenera kuchita ndi woyenera mfundo zachuma. Ndipo ichi muyenera kudziwa chifukwa ongolankhula njira imeneyi.

zachuma ndi chiyani?

Chotero anaitana ndalama asapita dongosolo kuti akufotokoza mapangidwe ndi ntchito ndalama kukhulupirira pa makope awo. makampani Finance zatenga udindo wofunika kwambiri nkhani zachuma a boma, monga msinkhu wawo anapanga zambiri za ndalama zimene ntchito m'tsogolo. Iwo agawidwa mu chilungamo ndi ngongole (anakopeka). Woyamba ndi chopanda malire malo kumalo a ntchito ndipo angagwiritsidwe ntchito iliyonse. Yotsirizira ayenera kubwerera ndi nthawi, ndalama zambiri ndi chidwi. Choncho kodi makhalidwe a makampani ndalama? Izi si funso zosavuta, kotero yankho adzakhululukidwa unagawika zinthu boma angapo.

ndi makampani ndalama zimene?

Ndi mbali ya dongosolo dziko zachuma. Njirazi ndi monga:

1. Mitengo.
2. Bajeti ndalama.
3. Dongosolo msonkho.
4. Mlingo wa kufalitsidwa ndalama.
5. Ngongole.
6. Lina ntchito zachuma.
7. Pulogalamuyo.
8. Revenues.

Wamkulu kungasokoneze makampani ndalama malonda ndi zinthu zotsatirazi:

1. Adagwiritsa ntchito mfundo umuna-ndalama kuti alibe kuganizira buku la unyinji wa uphungu ndi zofuna yeniyeni ya kampani.
2. Price liberalization popanda m'mbuyomo chofunika kwa malo amenewa.
3. Kukanena mfundo zachuma.
4. Kutha ntchito ndalama.
5. Trends mu msika katundu, ulemu ndi banki ndondomeko.
6. malipiro mavuto.
7. Nenani mfundo imeneyi pa katundu / inatha.

Mfundo ntchito zachuma

Gulu awo ayenera kutsatira postulates zotsatirazi:

1. Kukhalabe chidwi chifukwa komaliza.
2. Pangani nkhokwe zachuma.
3. Udindo.
4. Chigawo Finance ndi ngongole zawo.
5. Udindo wosamalira bajeti.
6. ntchito Financial kulamulira ndi ntchito ndalama.
7. Wodzilamulira.
8. Self-ndalama.

Mfundo za makampani ndalama zochokera bwino amalonda payekha ndi zinthu boma. Mu chochitika cha iwo Amawapatsa popezera mpata kuti adzabwerera dongosolo kwa boma wapachiyambi.

Ubwenzi ndalama zolowa

makampani Finance - ndi mchitidwe zachuma amene ali mosalekeza paulendowu. Aliyense malangizo a ndalama ayenera gwero yakeyake ndalama. Zimatulutsa zambiri ubwenzi woterewu:

1. Ndi ogula.
2. Ndi a pakampaniyo kapena ntchito.
3. Mabungwe kubanki.
4. Ndi boma.
5. Ndi nyumba kasamalidwe kuti ndi popezera mpata.
6. Ndi nawo mu makampani ena (monga kufalitsa phindu la ankapitabe olowa).
7. Ntchito ndi ndalama kukhulupirira, amene zolinga pa munda.

limagwirira ndalama

Amakhala ndi zinthu zisanu, amene inakula:

1. njira Financial. Zikuphatikizapo njira yosokoneza njira chuma pogwiritsa ntchito ndalama kudzera chilengedwe cha ndalama kukhulupirirana. Mapangidwe zachuma m'makampani ndi cholinga chachikulu cha ntchito njira zimenezi. peculiarity lawo n'chakuti kudziwa maziko a kumanga china chirichonse.
2. Financial popezera mpata. Zimenezi umalimbana kukwaniritsa cholinga ankafuna.
3. Malamulo yokonza. Pamafunikanso zochita, madongosolo, malamulo ndi zikalata zina zofanana.
4. thandizo zolimbana. Zikuphatikizapo malangizo, mitengo tariff, zofotokoza, malangizo ndi deta ofanana.
5. Dataware. Zikuphatikizapo deta chuma, malonda, chuma ndi zina phindu lililonse. Choncho, ngati zinthu akhoza kuchita za solvency, bata ndalama, maphunziro ndalama ndi zina zotero.

Monga mukuonera, ntchito zachuma - ndi ngati malo enieni kumene kuli kofunikira kuchita zinthu diso pa zifukwa. Ndipo iwo akhoza kukhala monga m'munsi mfundo ndi malamulo. Ngati inu kusankha mode molakwika mogwirizana bizinesi wodikira, mwina chitayiko.

ntchito

Iwo amatithandiza kudziwa okhutira lenileni la m'ntchito imeneyi ya kumalo a ntchito. Okwana pali ntchito atatu:

1. Kufalitsa (zovuta). Mwa ichi iwo anamvetsa kuti kampani mukuganiza kodi ndalama analandira. Ndi ndipamene maziko kukwaniritsidwa kwa kudzipereka onse kuti gulu liyenera ogwira, bajeti, counterparties ndi angongole. Ngati mwachita ndi ololera ndi kukondoweza kwa khalidwe la ntchito, tinganene ndalama za mabizinesi ndi mabungwe a boma.
2. Control. Iwo kutsatira ya mmene ndalama za bungwe ndi kuyesa mphamvu ya ntchito zake. Zofunika kwambiri ndi kulamulira profitability la kumalo a ntchito. Ntchito akuyendera m'njira ziwiri:
   1. Yotsatira zizindikiro zimene zili ntchito, kuwerengera ndi malipoti zowerengera.
   2. Mchikakamizo cha zinthu chuma (misonkho, ang'onoang'ono, zolimbikitsa).
   3. The kutumikira (kubereka). nchito imeneyi chikuchita ndi chakuti panali watsopano nthawi zonse chuma ankadya (chitsanzo: kugula zipangizo zatsopano, yolemba ntchito za antchito atsopano m'malo anapuma, ndi zina zotero).

kapangidwe

ndalama ku magwero ake akhoza kugawidwa mu zigawo zitatu:

1. Popangidwa ndi njira yake. Zikuphatikizapo phindu anachokera ku ntchito zikugwira ntchito, kugulitsa katundu, kukhulupirirana malisiti, chindapusa zosiyanasiyana ndi zina zotero.
2. Iwo ankamenya mu msika chuma. Izi zikuphatikizapo ndalama kugulitsa masheya, chidwi ndi benefiti, ngongole ndalama amazipeza ntchito ndi ndalama zakunja.
3. Analandira pambuyo kusokonekera kwa. amanena izi inshuwalansi, chuma (amene adadza ku nyumba zina chuma), chuma (amene anapangidwa pamaziko a pachikhalidwe), ndi ang'onoang'ono bajeti.

kasamalidwe

Mapangidwe ndi ntchito ya ndalama si zotheka pokhapokha pali dongosolo kuti bungwe ndi amene amayang'anira zonse. Management zikutanthauza kuti akwaniritse zofuna njira ndi / kapena mwatsatanetsatane za ntchito kwa ogwira yokha. NKHANI ndalama kampani mabizinesi monga:

1. Mapangidwe ndalama, komanso kukhathamiritsa awo.
2. Kugawilidwa kwanthaka likulu.
3. Analysis wa zachuma bizinesi komanso malangizo a utuluke ndalama ndi kuti kuzungulira kudutsa mu izo.
4. Management wa ndondomeko likulu ntchito.
5. Organization ndi kasamalidwe ka maubwenzi ndi mabungwe ena, kampani ya inshuwalansi, ndalama, mabanki ndi mabungwe ena a dongosolo la zachuma.

Pomaliza

Monga mukuonera, ntchito zachuma - ndi mbali zovuta za bungwe lirilonse malonda. Iwo ayenera angakonze ndi ntchito kumabungwewa. woyang'anira aliyense ayenera kudziwa kuti makampani ndalama - ndi chitsimikizo chachikulu cha kugwira ntchito yake, ndipo ndi iwo, nthawi zonse ntchito ku mawonedwe a dzuwa ndi optimality.