Kodi ndingathe kutapa ndalama kwa ngongole popanda kutuma wina? makhadi: Ndemanga

Pafupifupi aliyense masiku ano ali ndi ngongole ku dzanja, titero, "kuti mwina". Ichi ndi chida chothandiza kugula banki m'masitolo mayiko, ndi chuma Intaneti. Kodi n'zotheka kutapa ndalama ndi ngongole, popanda kulipira ndi chidwi?

ndi chiwerengero Kodi

Aliyense bungwe ndalama sadzamva ntchito patsikulo Choncho, kupanga mankhwala ngongole, ngakhale mawu yabwino kwambiri kwa kasitomala, banki payokha sizimapweteka. N'chifukwa chiyani ntchito ndi chidwi ntchito makadi?

Choyamba, ntchito yokonza ATMs ndi malipiro a lendi si wotchipa, mabanki ambiri azilipiritsa withdrawals ndalama peresenti, ndi mabungwe ena, iwo akhoza kufika 10%. Chachiwiri, yopanga ndi kukonzanso khadi komanso amafuna ndalama kubanki, choncho nthawi zambiri bungwe chuma amatenga ntchito kapena khadi issuance, kapena chifukwa tikukonza ake mu mawonekedwe a zingati pamwezi kapena pachaka.

Koma mokoma izi mabanki zoperewerazo chakuti kuchuluka si anatengedwa ndalama kugula kapena ntchito zofunikira, komanso chifukwa ntchito mu masitolo ndi pamene kulipira yam'manja.

Komanso, zonse mabanki kupereka nthawi chidwi wopanda ntchito ngongole. Iwo akhoza kukhala kwa masiku 50 mpaka 100. Ngati mu nthawi yoikidwiratu kubweza ngongole, amalipiritsa ntchito ndalama kubanki satenga.

Komabe, kodi n'zotheka kutapa ndalama kwa ngongole?

Kodi ndalama

Ndalama ndi ngongole kubanki akhoza kutenga anthu, ndi munthu ndithu. Koma pali zidule ena, podziwa kuti mukhoza kutapa ndalama popanda chiwongoladzanja.

Aliyense ali bwino wallets pakompyuta "Webmoney", "Yandex", "kiwi", ndi zina zotero. D. Ndi kupyolera mwa iwo akhoza ndatapa ngongole. The kulanda zochepa ndi kumene banki adzathandiza chiwongola dzanja, ndi utumiki adzatenga mphamvu. Koma ndizo kuyambira rubles 3000, mukhoza mlandu khadi lanu la ngongole popanda ntchito.

Dongosolo malipiro yekha Mulimonsemo kutenga kuchuluka kwa ndalama zimene awatenge m'zikwama amagetsi. Koma apa zothandiza ngati kupereka 0,8% (machitidwe ntchito malipiro), kapena 3 ndi 7% (banki ntchito). Self chidwi kuti achire ndalama kwa ngongole zimadalira zikhalidwe za banki.

Koma, kutenga ndalama ndi ngongole, banki makasitomala ayenera kukumbukira kuti mu nkhani iyi sangamachite nthawi chisomo, ndi kulipira onse ngongole ochiritsira. makhadi omwe ndemanga makamaka zabwino, monga chida chofunika, pakalibe ndalama mwini ayenera kugwiritsidwa ntchito mwanzeru, kotero inu musati mupereke chidwi mkulu.

umafuna a mabanki

Tiyeni tione mmene kutapa ndalama makhadi a mabanki osiyana.

ena zidule

Kwa amene amagwiritsa ntchito khadi, "Kodi n'zotheka kutapa ndalama kwa ngongole" ndi apakhungu kwambiri.

Ndipo zikuoneka, izi ndi ogwiritsa anabwera ndi njira ina wochenjera kupewa malipiro aakulu ndi chidwi kwa cashing ndalama.

Nawa ena mwa iwo:

1. Kugula katunduyo aliyense mu sitolo. Malinga ndi lamulo ufulu katundu akhoza anabwerera mkati mwa milungu iwiri popanda zifukwa zina. Pambuyo kulipira katundu ndi ngongole, ndi obwezeredwa kuchuluka mukhoza kupanga ndalama. Choncho, kuchuluka kugula sangathe kuchotsedwa, koma patapita kanthawi mthumba ali ndalama pa.
2. Kupanga kugula sitolo Intaneti. Ndalama kugula ndi ngongole kubanki chidwi sikuchotsa. Kenako, patapita kanthawi, inu angasinthe dongosolo lanu ndi kuitanitsa obwezeredwa pa khadi madebiti. Koma mu nkhani iyi, kudikira mpaka masiku asanu ntchito.
3. bwenzi A kugwiritsa ntchito ngongole kugula. Pankhaniyi, bwenzi kapena mnzake wa mwini amalipira khadi lake la ngongole kugula kudzera umafuna ngongole. Motero, khadi chofukizira amalandira ndalama kuchuluka ofanana.
4. foni malipiro. Recharge mafoni ndi nkhani ngongole ndi chidwi ufulu. Ndiye mukhoza kutapa ndalama pa mapu wamba. Koma munthu ayenera kukumbukira kuti woyendetsa mafoni akhoza kutenga kuchuluka kwa misonkhano awo. Iwo likukhalira kuti ndalama apita ku khadi ulemerero wopanda ntchito, koma woyendetsa kulipira.

Kuwonjezera njira izi kuchenjerera mwina mungachite zambiri monga kutapa ndalama kwa ngongole ndi kuchuluka osachepera kapena palibe konse, koma iwo siali kudziwika.

zikhalidwe za kalembera

Pamene mugwiritsa khadi woyang'anira banki bwino kulongosola ngati n'zotheka kutapa ndalama ndi ngongole, ndi kuchuluka zimene zimenezi mlandu kupewa zina zodabwitsa.

zinthu pangongole processing ndi losavuta:

• Wobwereka angathe kupita kukaona ofesi ya banki kapena lembani Intaneti ntchito mawonekedwe pa mapu.
• zaka wobwereka ayenera kukhala pakati pa zaka 21 ndi 70.
• Muyenera kukhala ndi yodalirika.
• Wobwereka ayenera kukhala nyumba chilolezo mu dera, kumene iye amakoka khadi.
• Muyenera kupereka zolembedwa kuti pempho Bank a. Kawirikawiri ndi pasipoti chachiwiri ndi umboni Pawokha. Ngati kuchuluka pa mapu chachikulu, banki amafunsa mawu ndalama.

Onse, monga Tingaone amanena, iwo ali ofanana ndi amene amalowerera ngongole iliyonse pa kulembetsa.

Reviews

makhadi omwe ndemanga zosiyanasiyana, ali otchuka kwambiri. Makasitomala a mabanki amati ndi thandizo kwambiri pa zochitika komwe Pamafunika ndalama mwachangu, ndi malipiro akadali kutali.

amapulumutsa kwambiri nthawi chisomo, amene amathandiza zonse banki. Iwo likukhalira kuti ndalama angagwiritsidwe ntchito ndipo sapereka mphamvu. ndalama akhoza kuchotsedwa ngati n'koyenera, koma apa m'pofunika kuganizira kuchuluka kwa ndondomekoyi.

Chifukwa kwambiri kuzindikira ndi otchuka banki Sberbank tsopano, ndiye moyenera, ndi makasitomala a banki ndi funso: Kodi Bank ndalama kwa kutapa ndalama kwa ngongole? Kuchuluka kwa utumiki? Kodi nthawi chisomo pambuyo opaleshoni?

Malinga ndi ndemanga, yankho ndi bungwe ili ndalama amalola kuti kutapa ndalama ndi makhadi komanso kumasulira iwo mu wallets amagetsi. Mbali yoyamba, bungwe limeneli lidzapempha sikungachititse ntchito pakati 3% ndipo nthawi chisomo, lachiwiri - ngati kuchuluka pamwamba rubles 3000, kuchuluka kwa ziro, ndi nthawi ya chisomo anapitiriza ..