Kodi mungagwiritse ntchito bwanji ndalama pa malo enieni? Bzinesi mu malo ogulitsa

Kwa nthawi yaitali tsopano malonda ndi imodzi mwa njira zodalirika zosungira ndalama. Chitsimikizo chotere sichiyembekezeka ku ndalama, osati ku golidi, kapena ku miyala yamtengo wapatali. Zodzikongoletsera ndi zitsulo zamtengo wapatali ndi katundu wokhazikika ndipo zingatheke mosavuta, ndipo ndalama zimakhala zochepa kwambiri ndipo zimavutika chifukwa cha kusintha kwa ndalama. Nyumba nthawi zonse imakhalabe mtengo. Ndipo ikhoza kukhala ngati chida chopindulira. Ngati mukudziwa momwe mungagwiritsire ntchito ndalama pa malonda, mukhoza kukhazikitsa bizinesi yeniyeni komanso yodalirika. Tiyeni tiwone mwachidule machitidwe ake akuluakulu.

Momwe zimagwirira ntchito

Kotero, ife timapeza pa malonda a malonda. Ndipo osati pa izo zokha. Kuyika malo ogona kungakhale m'njira zosiyanasiyana komanso zosiyana. Zili choncho, kugula ndi kugulitsa nyumba, kubwereka malo kapena kutsegula malonda awo okhalitsa mwa mawonekedwe a bungwe la eni eni eni. Mukhoza kugula kapena kubwereka malo ogulitsa. Zinyumba zina (kanyumba) monga chinthu chobwezeretsedwa chimatchulidwa pang'ono pokhudzana ndi mtengo wapamwamba wa nyumba, koma ndifunikanso.

Sikuti njira iliyonseyi imapezeka kwa aliyense amene akufuna. Kugulidwa kwa nyumba zogwirira ntchito kapena kubwereketsa kwa ngongole ya zamalonda kumafuna ndalama zambiri, zoyenera kwambiri. Ndalama zoterozo zikhoza kuperekedwa makamaka ndi mabungwe ogulitsa. Zina mwazochita ndi kupeza ngongole ya banki pa ntchito yawoyawo. Koma bizinesi mu malo ogulitsa nyumba, ndiko kuti, phindu pazogulitsa ndi kugula ndi kugulitsa, imapezedwanso kwa munthu yemwe ali ndi ndalama zoyenera.

Kodi ndizoopsa zotani?

Choopsa chachikulu cha bizinesi muderali ndi kusowa kwa kubwezera mwamsanga komanso zotayika zokhudzana ndi izi. Mtundu wotchuka kwambiri wa malonda oterewa ndi kugula nyumba (malo osiyana) pofuna kugulitsa. M'zaka zaposachedwapa, chifukwa cha mavuto ndi kuchepa kwa mitengo m'dera lino, kuchuluka kwa ndalama zomwe zikugwiritsidwa ntchito kotereku kwatsika kwambiri ndipo sizoposa 15%. Izi zikufotokozedwa ndi kusowa kwa chiwerengero chowonjezereka kusiyana ndi chiwerengero cha nyumba zakumayambiriro kwa zaka za 2000.

Kugula nyumba pokhapokha pakufunika kutero kumatsimikizira zambiri zomwe zimapindula panthawi yake yobwereza. Izi zikugwiritsidwa ntchito makamaka kwa omwe anatha kuyesa ndalama zaulere m'zaka khumi zapitazi zapitazo. Pambuyo pa zaka khumi ndi zisanu ndi ziwiri (15-15), phindu pazochitika zoterozo linali khumi.

Masiku ano, zotsatirazi sizingayembekezereke, popeza nthawi yomwe ikukula mofulumira kufunika kwa nyumba (ndi, motero, mitengo) panthawi yochepa sichiyembekezeredwa. Pakalipano, msika wa pakhomo ndiwo m'malo mwa kuchepa. Zinthu zokha zokhala ndi nyumba zokwera mtengo zimakula kwambiri pamtengo. M'mizinda ikuluikulu, kuphatikizapo likulu, nyumba zamtengo wapatali zogulitsa nyumba sizinthu zofunikira kwambiri.

Zokhudza za zomangamanga

Njira yabwino yoyendetsera ndalama - kumanga nyumba zatsopano. Malo ena enieni ("nyumba zachiwiri") sangapereke zoterezi. Mtengo wotsika mtengo udzakhala wogula nyumbayo pa siteji ya dzenje. Kugula nyumba kumayambiriro koyamba, mumasunga pafupifupi 30% ya mtengo wake. Mkhalidwe wa msika wokhazikika, ichi ndi ndondomeko ya phindu, mawerengedwe omwe agulitseni angaganizidwe kukhala enieni.

Koma sitiyenera kuchotsa zoopsa zazikulu za zomangamanga. Kumayambiriro kwake, kukula kwake kuli kwakukulu. Pofuna kuchepetsa mavuto, anthu okhawo omwe ali ndi chidziwitso chokwanira komanso mbiri yabwino ayenera kusankhidwa. Zowonongeka, koma osati zizindikiro zenizeni za izi zingakhale ngati malo ambiri omwe anapatsidwa kale, kuchita zinthu motsatira malamulo a Federal Law No. 214 "Kuchita nawo gawo limodzi," kayendedwe ka ngongole ndi mabanki omwe ali ndi boma omwe amadziwika kuti amasankha anthu mosamala komanso mosamala.

Kodi ndi nyumba iti yogula?

Kodi mungapindule bwanji pa malo ogulitsa nyumba, pokhala ndi ndalama zofunikira zogulitsa? Kodi nyumba yabwino ndi iti? Ngati mukukonzekera kuti muzigulitsanso, sungani nyumba ya monolithic. Izi zidzawonjezera kufunika kwa msika kwa chinthucho. Mtengo umadalira, kuwonjezerapo, pa kukula kwa malo oyandikana nawo, ubwino wa zida zogwirira ntchito, kupezeka kwa malo osowa ofunikira monga sukulu, sukulu, chipatala ndi mndandanda wamasitolo, kusinthana kwabwino, komanso ku Moscow - pafupi ndi metro ndi chiwerengero chonse cha dera.

Kuyendetsa bizinesi yake mumzindawu kulimbikitsidwa kuganizira zolinga zomangidwe ndi kukula kwa ma network. Ku Moscow lerolino, chidwi cha malonda omwe ali kunja kwa Moscow Ring Road chawonjezeka. Zifukwa - pakukula mitengo kwa nyumba zoterezi pamene akuyenderera kumadera akutali a mzere wa metro. Ndalama zowonjezera nyumba zimakhala ndi 15-30%.

Chimene muyenera kudziwa ponena za nyumba zamalonda m'midzi

Mitengo ya nyumba ikukula osati ku Moscow, komanso m'deralo. Malo otsika mtengo m'midzi - nyumba zatsopano m'nyumba Zelenograd. Izi zimachokera kutali ndi mzinda kuchokera ku Moscow Ring Road. Ndipo zogwirira ntchito za dera lino sizingafanane ndi Moscow. Kuwonjezera apo, muyenera kumvetsera kumalo a Solntsevo, komwe chaka chino akukonzekera kutsegula nthambi, Yuzhnoe Butovo, Dmitrovsky, ndi zina zotero.

Njira ina yopezera ndalama mu malo ogulitsa nyumba ndi kubwereka. Kodi mungapange bwanji ndalama pa malo ogulitsa nyumba? Nyumba zowonjezereka ndizofunikira pafupifupi nthawi zonse. Ndipotu, kugula nyumba yanu kuli kutali ndi aliyense amene angakwanitse. Ndondomeko yoteroyo imakhala ndi chinthu chaufulu cha nyumba (nyumba) kapena ndalama zina monga mawonekedwe oyambirira.

Gwiritsani ntchito ndalamazi mwa kubwereka nyumba yoyenera kuti muperekedwe. Ngati ndalama zatha kugula nyumba, zomwe mutha kutenga nthawi ina, ganizirani kuti bizinesi yanu ikuyembekeza kupambana kosapeŵeka.

Zotsatira sizifika posachedwa ...

Koma ziyenera kunyalidwa m'malingaliro kuti kugula mwachindunji kwa nyumba ya lendi yam'tsogolo si bizinesi yofulumira kwambiri. Kubwezera sikuli kwakukulu. Ku Moscow, kugula pafupifupi mtengo wa "odnushki" kudzatsimikizira nokha pafupifupi zaka khumi ndi zisanu, pakuti chipinda chimodzi chigawo ichi ndi zaka sikisitini - khumi ndi zisanu ndi zitatu, ndipo mtengo wa "ruble zitatu" ndikuti mungathe kubweza ndalama zokha zomwe zimagulidwa pa zaka makumi anayi za zana.

Kodi mungapeze bwanji malo ogulitsa nyumba pogwiritsa ntchito ngongole? Ndipo kodi n'zotheka? Mosiyana ndi ndondomeko yowonjezereka ndi kugula nyumba kuti ikhale yobwereka ndi yobwereka, kubweza kwa nyumba ngati imeneyi sikungakhoze kulimbana ndi kutsutsidwa kulikonse. Malowa amafuna kulipira kwa nthawi yaitali kwa ngongole yokhala ndi chidwi. Ndondomekoyi imayenda kwa zaka zambiri. Mtengo wotsiriza wa nyumba monga zotsatira umagwiritsidwa ntchito mobwerezabwereza. Kubwereka nyumbayi sikubweretsa phindu lililonse, chiwerengero chachikulu chimapereka malipiro a ngongole.

Kodi ndi lendi ya mtundu wanji imene imabwerekedwa?

Kotero, inu munaganiza kugula nyumba kwa lendi. Ndibwino kuti musankhe? Malo otchuka kwambiri ndi zipinda zosakwatiwa. Amasankhidwa kawirikawiri kawirikawiri. Zofunikira pazomwezi sizing'ono kwambiri. Zingakhale ziwiri komanso zopanda ulemu. Ngati simukuvomereza lingaliro la kugulitsa kwa nyumba yam'tsogolo kapena kuigwiritsa ntchito pazomwe mukufuna, nyumba ya bajeti mu nyumba ya nsanjika zisanu ndi njira yabwino yosunga ndalama zoyamba. Koma, podziwa kuti angathe kugulitsa, munthu ayenera kusamalira khalidwe lake lovomerezeka.

Kawirikawiri, chiyembekezo chachikulu cha nyumba yotere ndi kukhala nyumba yamtsogolo ya banja lachinyamata. Mwanjira iyi, kuyika ndalama mu nyumba ndi sitepe yochenjera komanso yodalirika. Panthawi imene mwanayo amakafika zaka zambiri, nyumbayo idzadzipangira yokha ndi kuchulukitsa. Kubwereka nyumba zopanda lendi kubwereka, mudzabwezeretsa ndalama zoyambirira ndikupanga mwana kapena mwana wanu wamkulu mphatso yamtengo wapatali popanda ndalama iliyonse.

Ngati palibe ndalama

Kodi n'zotheka kuchita bizinesi mu malo osungirako katundu popanda kuika ndalama za ndalama? Muyenera kudandaula - lingaliro limeneli limatanthawuza chiwerengero cha nkhani zosakwaniritsidwira kwa mafani a ufulu waufulu. Ngakhale mutasankha kubwereka nyumba yanu, ganizirani za kufunika kokhala ndi malo abwino. Izi ndizofunika kuti pakhale kukonzanso kokonzedwa bwino.

Zowonjezera zidzasowa kufufuza zoyenera, ndikulipira gawo lina kapena nyumba zonse zogulira malo, ndi zina zambiri. Kotero, popanda njira zoyamba mu bizinesi ili palibe chochita.

Malo enieni a Moscow - golide wa golide?

Mzindawu ndi mitengo yapamwamba kwambiri yokhala ndi malo ndi malo odalirika kwambiri pokhudzana ndi malipiro oterewa kwa amwenye ake. Msika wochuluka kwambiri wa malonda enieni a Muscovite wamba ukugulitsa nyumba yanu pamalo abwino kuti mukhale ndi ndalama zabwino kwambiri zokhala ndi malo okhala kumalo ololedwa a mizinda yonse ya ku Moscow, komwe mtengo wa lendi umakhala wotsika kangapo.

Ena amasankha kugulitsa malo okwera mtengo ku Moscow ndi kugula mtengo wotsika m'midzi. Kusiyanasiyana kwa ndalama kumayendetsedwa pa kubwereka kwa malo ena kuti cholinga cha kugula zamalonda. Nyumba yaikulu, kuphatikizapo, ikhoza kutembenuzidwira ku nyumba yosungiramo alendo ndipo imasiya tsiku lililonse. Monga mukudziwira, mitengo yolemba malo ogulitsa pamsika ndi yosayerekezera ndi maukwati a nthawi yayitali.

Zosankha zina

Kodi mungagwiritse ntchito bwanji ndalama pa malo osungirako katundu, pamene mulibe malo omwe muli nawo ndipo simukuwoneratu? Ngati panthawi imodzimodziyo mumakhala "kachigawo" kapena "katatu", ndipo chipinda chimodzi chikhalabe chopanda ntchito, malo osungira ufuluwa akhoza kutulutsidwa.

Mbali imodzi ya "nyumba" amalonda amalonda malo ogula nyumba, osankha "ophedwa" - osapangidwanso, kawirikawiri moipa. Monga lamulo - omwe kale anali zidakwa ndi zina zina. Mtengo wamakono wa nyumba zoterozo ndi wochepetseka kusiyana ndi wautali, ndipo, pokonzekera kukonzekera bwino, ndi kugulitsa komweku ndizotheka kubwezeretsa ndalama zowonjezera ndi "Kuwonjezera". Pambuyo pake, chikhalidwe cha mkati mwa nyumba ndi chinthu choyamba chimene wogula angamvetsere. Ambiri akufunafuna malo okhala ndi kukonza, popeza palibe mphamvu kapena chilakolako chodziimira okha, ndipo ali okonzeka kulipira.

Pali ntchito yotereyi

Kodi mungapange bwanji ndalama kuchokera ku malo osungirako katundu? Kodi ndi njira iti yamagalimoto yotsika mtengo? Mwinamwake, apa ndizotheka kulankhula za kubwezeretsa payekha. Wothandizira pazinthu zogulitsira nyumba safuna ndalama zoyambirira, chifukwa mfundo ya malipiro oterewa ndi kulandila ntchito kuchokera kwa wothandizila pazinthu zomwe amapereka. Koma bizinesi imeneyi silingagwirizane ndi zophweka komanso zosavuta. Kusankha ntchito yowonongeka ndi kuphunzira zambirimbiri, kayendetsedwe kogwira ntchito mumzindawu, kulankhulana ndi makasitomala ambiri omwe angathe kukwanitsa, omwe kufufuza kwa bwana wamwamuna wamalonda ndi kovuta kwambiri kuposa bungwe lolimbikitsidwa ndi akatswiri omwe ali ndi mwayi wambiri wodzikweza.

Kuchokera kwa realtor ndilofunika, kuwonjezera pa kusokonezeka ndi kupindula ndi luso, luso lolankhulana bwino ndi maganizo abwino. Zotsatira zoyambirira zikhoza kuyembekezera osati kale kuposa chaka. Ndipo potero poyamba ntchito zoterozo ndizomveka kuchita zokha pa ufulu wa zopindula zina - monga sitepe yoyamba pa chitukuko cha bizinesi yamtsogolo.