Kodi kubwerera ndalama ndi katundu pa chiphaso ku banki kapena

Pofuna kudziwa mmene ndalama kumbuyo, muyenera kukhala bwino, mogwirizana ndi asapita lamulo lililonse, iwo anatitumiza ku gulu lina kapena munthu.

Nthawi zambiri, ndalama anasamutsa kwa ife likasungidwe ku banki. Kusasunga panyumba, kuti athe kulipira pa cashless maziko, kulandira khadi, anthu ndi mabungwe lotseguka kwa mabanki kapena nkhani panopa, omwe anamasuliridwa pa cashless maziko kapena mu mawonekedwe a ndalama kapena kuchuluka wina.

Fikani kwa anthu ndalama kubanki ku munthu chabe, ngati bungwe ngongole ndi chabwino. Kuti tichite zimenezi, mukhoza kutapa ndalama kuchokera ATM kapena ku nthambi ya banki ndi chiphaso, ndalama kwa ndalama kuti Ndiyeno pa maziko a zimene kasitomala kupezeka pa nkhani panopa. Pa nkhani ya chuma ndi vuto la achire oyambirira mgwirizanowo mwina kutsirizitsa (pokhapokha zotsalira kuti akhoza kuchotsedwa) kapena amapereka peresenti - iwo chidzankhalira ocheperako kwambiri.

Ngati banki ali lakana chiphatso kapena moratorium pa wosangalala zonena angongole, ndi ndalama ayenera kudziwa ndalama kumbuyo. Zikatero iwo ayenera kutsatira kuti Agency Insurance Gawo kugwiritsa ntchito ndi pasipoti.

kwathunthu obwezeredwa kuchuluka kwa adzaikidwa pa nkhani ndi madipoziti ndi accrued chidwi mkati rubles 700 zikwi mu bungwe limodzi ngongole. The kuchotserapo ndi:

- Ndalama za munthu amalonda, maloya, notaries, ngati iwo anayikidwa mu nkhani za khalidwe la ntchito zosiyanasiyana kapenanso ntchito;

- Ndalama zimene zimapatsidwa kwa kasamalidwe kukhulupirira;

- madipoziti banki mtumiki, kuphatikizapo passbook sonyezani mtumiki;

- Ndalama pakompyuta;

- madipoziti nthambi yachilendo Russian mabanki.

Nthawi anthu mu mkhalidwe kumene iwo kulipira ndalama ku mfundo zolakwika. Kodi kubwerera kudziko Pankhaniyi? Ngati pali zolakwika zambiri, ndalama sangafikire wolandira ndipo "popachika" kuti akaone mmene zinthu zilili. Pankhaniyi, mawu olembedwa pa Kufufuza ndi kubweranso kwa ndalama. The zikalata omwewo chikalata ngati kuchuluka kusowa nkhani ina wosadziwika, pakalibe malamulo a Kulipira ndi mwini.

Koma ngati uthenga wolondola, koma ndalama anabwera kwa olandila zolakwika, muyenera kubwerera iwo polankhula ndi wolandira. mabungwe usilikali okha lemberani banki wanu mfundo, koma ndi anthu oipa angayembekezere chilichonse. Ngakhale kuti sender ali wolakwa.

Nthawi zambiri, ife kupereka ndalama kwa achibale awo, anzawo, anzawo, poganiza kuti adzabwerera iwo pa nthawi yonse. Kotero kuti iwo anataya, muyenera kudziwa ndalama kumbuyo. Pankhaniyi, kulanda ndalama ayenera apereke chiphaso monga umboni wa pangano ngongole. Chiphaso chikalata kuvomerezedwa ngati kuchuluka zapita kuposa nthawi 10 malipiro osachepera. Pa nthawi yake wobwereka akuitanidwa kubweza ngongoleyo, ndipo ngati iye samveranso kulipira, chiwembu cha "mmene ndalama pa chiphaso" ndi motere: kwa wokongoza zimapangitsa zonena amachitira iye kukhoti, afika kusankha ndi malemba kuphedwa, imene zaufulu kapena musanaganizire mmbuyo malo.

Ndi zambiri amakhala kuti zinthu komwe timagula mankhwala otsika kwambiri. Pankhaniyi, zimene zingalimbikitse kwambiri pa zobweza ndalama katundu. Ngati mankhwala si wachinsinsi si refundable, anali ogula view amagulira ali cheke kapena mboni kugula, pasanathe masiku 14 pambuyo kugula, akhoza kulemba mawu amene amanenanso umboni chonena. Pansi pa chilamulo cha wogulitsa ayenera kubwerera ndalama pasanathe masiku khumi kuchokera tsiku ntchito.