Gulu Financial "Inde": ndemanga kasitomala

Chifukwa chakuti zoweta ntchito ndalama msika anayamba pa mlingo ambiri lero m'dera limeneli lili osati mabanki lalikulu, komanso makampani omwe zoona, ntchito ya chikhalidwe chomwecho - ndi issuance cha ngongole ndi kulandira madipoziti.

Chinthu nkhani lero adzakhala wotero kampani payekha, amene amadziwika ngati gulu ndalama "Inde". Feedback pa zochitika zotani kuti amachita ndi chimene chimayimira anasonkhana ku apadera ukonde-chuma, choncho nawonso zidzawonjezedwa pano. Timachita ngati kusanthula ntchito za gululo.

zambiri

Koyamba, gulu ndalama "Inde" mayankho zimene zikutikhudza mu chimango cha zolembedwazi, ndi alipidwa microfinance bungwe. Pali tsopano kwambiri zambiri - iwo ali ndi udindo opereka ngongole yaing'ono ndi kukopa ndalama payekha kwa kanthawi kochepa. Chifukwa chakuti ndalama ngongole ndi ochepa, ndipo inaika kwa kanthawi kochepa, phindu pa kampani ayenera kukhala zokwanira kuti azitha chidwi pa madipoziti. Mkulu kufunika kwa ndalama abwereka, kuphweka kwa ngongole ndi kupezeka kwa likulu la pawekha akaphatikiza ali kuonetsetsa lipindulitsa ntchito gulu ndi kukula zina. Osachepera, zikunenedwa pa webusaiti kuti lili ndi mfundo zimene gulu ndalama "Da-Muzigwiritsa". Wosuta ndemanga apa ndi apo, koma "mosalekeza zabwino chilengedwe" akusonyeza m'malo amene analemba antchito awo.

mawu mgwirizano

Palibe chabwino gulu si inali, ngati si chidwi zimene iye analonjeza depositors awo. Choncho amene adzipangira gawo, kungakupatseni peresenti 8-10 phindu pamwezi. Nayenso ngongole ndi chikalata pa mlingo wa 2% patsiku kuchuluka kwa 1000 kuti pafupifupi 1.5 miliyoni rubles.

Koyamba, zikuoneka kuti gulu ndalama "Inde" (ndemanga kutsimikizira izo) kwenikweni amagwira ntchito mawu mokwanira yabwino. Iwo likukhalira kuti ngongole azibweretsa kampani pafupifupi 60% pamwezi, pamene madipoziti anafunika kulipira 10% ya zolowa ndi mwezi. Kuti ndi "wouma" masamu limasonyeza kuti kwenikweni kampani adzapanga phindu monga 50% ya ndalama zonse analandira, amene si choncho pang'ono.

kukayikirana

Koma tiyeni tione zinthu kuona kwa chowonadi. Tiyeni tinene, kukopa anthu, osati zovuta pofuna kupanga phindu 10% pamwezi. Ndipotu zokwanira kubweza chidwi yekha yoweyula loyamba la ndalama "wanzeru", pambuyo zimene azizipereka anzawo ndi anansi ake, amene amakhulupirira zimene kampani amalipira, ndi ntchito ndi kwenikweni opindulitsa. Ndi mavuto amenewa ayenera uka.

Pali mbali ina - ndi ngongole chifukwa gulu lawo ndalama "Inde", ndemanga kasitomala limene ife adzakonza patsogolo, adzakhala nacho kupeza ndalama zofunikira. Kodi ndingapeze anthu ambiri amene ali okonzeka kutenga ngongole pa 2% pamwezi? Kodi ngati gulu la 100 ndalama adzabwera, kuti chifuniro Mwachitsanzo, miliyoni rubles? kumene Pankhaniyi, kupeza borrowers amene ali okonzeka kutenga ndalama ngongole, ndipo ngakhale yaitali kukhoma ndi chidwi?

Izi ndi umboni - msika ngongole, kampani "inde" mpikisano kwambiri kuposa munda wa ndalama. Choncho, kuonetsetsa chobwezera cha ziwawa chidwi, iwo sangakwanitse.

Reviews

Mfundo n'kumanena, ndipo anthu ayamikira. gulu Financial "Inde" machitidwe tikufufuza nkhaniyi, sanagwiritse ntchito depositors yotchuka mokwanira bwino chifukwa iwo anamvetsa kuti n'zosatheka kukhazikitsa malingaliro ambiri. Koma kampaniyo ntchito, ndalama zambiri anakayikira kuti ndi Tambasula yaitali pa msika.

Koma pali ndemanga gulu anatsala anthu amene ataya ndalama zawo ku kampaniyo. N'zoonekeratu kuti owerenga amenewa akukwiya: iwo ankanena kuti gulu chabe anasiya kupanga ndalama, ndi mtundu uliwonse kulankhulana ndi "Inde" wagwetsedwa.

chifukwa

Monga mungaone, mudziwe kampani lofalitsidwa mu nthawi yotsiriza. Izi ndi mamangidwe, chifukwa pa nthawiyo, Ltd. Financial Gulu "Inde", ndemanga imene, monga mukudziwa, makamaka zoipa, unatha ntchito. Ngakhale kampani Webusaiti zimaleka kugwira ntchito, ndipo tsopano zikungosonyeza kulakwitsa.

Monga nkhani pa Forum, amene anaonekera pambuyo kuchotsa gulu, ayenera "inde" anali tingachipeze powerenga piramidi chiwembu. Akhazikitse Kuyamikira ndi opareshoni yekha kuti "khungu", pamene kutsimikizira chachikulu ndi pa ntchito depository (ntchito zotolera ndalama). Pambuyo pa miyezi ingapo ya kampani anapita ndalama woyamba chidwi kwa savers, ntchito likulu zachuma gulu "Inde" (kasitomala ndemanga, zopereka, ndi zikutsimikiziridwa) ali kwambiri kuchuluka. Zikuoneka kuti okonza imeneyi ndi kuyembekeza hereinafter chabe "kusiyana" ndi kusiya ndalama ndi kanthu.