Factor wa akutenga ndalama yaitali: chilinganizo cha mawerengedwe ndi mbali

Company kapena bungwe ali ndi katundu wina. Kugula izo, amafuna chuma. Iwo akhoza kukhala amapita anu yobwereka. malo a ndalama zikugwirizananso mu chabe mawonekedwe nambala 1 "Kusamala". Kapangidwe likulu la ogwira amafuna polojekiti zonse.

Chiŵerengero cha chuma ngongole kwa anakhalabe mu chiwerengero ena. Analysis dongosolo la momveka bwino ndi ziti likulu popangidwa ndi katundu onse kampani. Ngati ngongole awoawo sikokwanira, kampani yodziwika monga ndalama mwachisawawa. phunziro ayesedwa mlingo yaitali ngongole. Baibulo limafotokoza pa udindo wa chuma. Choncho, njira imeneyi ayenera kudziwa chilichonse katswiri. Pa Tikambirana zina.

makhalidwe General

Kuti mumvetse bwino zimene mlingo yaitali kukopa ndalama abwereka, muyenera kumvetsa mawu. Ngongole zigwirizana mwini kukabwereka ndalama. nkhani olandila, nayenso akhoza kukhala nthawi yaitali yochepa. Baibulo atsopano a ndalama ogwira aukitsidwa kwa nthawi za nthawi osachepera limodzi ntchito.

ngongole nthawi yaitali - kudzipereka komwe ndi bizinesi komanso kukhwima pa 1 chaka. Izi katunduyo bwino pepala zikuphatikizapo payables (yaitali) ngongole, mgwirizano, pangano udindo pa accruals penshioni.

Izi zikutanthauza kampani borrows ku mabanki kapena mabungwe ena. Ndi kugwiritsa ntchito ndalama ndalama, m'pomveka, osati zosadziwika. Pa nthawi anavomera kampani ayenera kulipira wokongoza ndalama zonse za ngongole kuphatikiza chidwi. Choncho, zinthu zimenezi wa ndalama amatchedwanso umafunika.

kapangidwe

Bwino kuwerengera chiŵerengero cha akutenga ndalama yaitali pa pepala bwino, kuti ayenera kumvetsa kuti Kuganizira zigawo za buku la ndalama. Kwenikweni izi zikuphatikizapo ngongole nthawi yaitali. Part Investor njira, umene mokwanira linaperekedwa kwa mapeto a ntchito mawuwa amanena za ngongole yochepa.

Kumaphatikizaponso kumangigwa. Ngongole sheya wosindikiza chilli kuti kukopa kochokera watsopano ndalama.

The ngongole yaitali monga leases. Koma izi ziri zoona kokha ngati ikuchitika kwa nthawi yaitali. Tionenso kukonza mulinso nkhokwe ndi ndalama. kudzipereka, amene analengedwa kuchokera phindu pamaso msonkho. Iwo amaoneka ngati ngongole. kampani yawo adzalipira m'tsogolo mu mawonekedwe a penshoni, madipoziti antchito, mabonasi ogwira ntchito zotero. D.

Features kukopa

Factor wa yaitali ngongole, ndiwo mlingo anapereka mtundu wa ntchito za bungwe, kuchepetsa kampani bata ndalama. The zambiri bungwe anatsimikiza ndi ngongole, wamkulu chiopsezo sanali alipire ndalama kwa ndalama.

Kuti chidwi wa angongole, kampani ayenera kulonjeza iwo mawu yabwino ya ndikupeleka. Bungwe amene alibe ntchito kale likulu abwereka, ndi wokongola kwa ndalama. Pambuyo kwambiri kuchuluka kwa likulu chilungamo kukutsimikizira kubwerera chuma chawo nthawi, komanso malipiro mu mawonekedwe a chidwi.

Ngati kapangidwe ka ngongole bwino pepala chinawonjezeka chiwerengero cha magwero analipira la ndalama, ndi chiopsezo cha ndalama si kubweza ndalamazo patatha inayake mgwirizano. Iwo samafuna kuti aganyali ngati kampani ndalama zawo. Choti iwo zimatsogolera amapereka iwo malipiro apamwamba ntchito likulu yobwereka. Pankhaniyi, yafupika phindu chuma kwa ogwira ntchito a. Choncho, chilungamo chiŵerengero amasonyezedwa chabe, kwenikweni olamulidwa ndi akatswiri.

Kufunika kwa ndalama kwa nthawi yayitali

Mwa kuphunzira chiŵerengero cha ngongole nthawi yaitali, muyenera kumvetsa kufunika m'gulu la kampaniyo. Ngati inu ntchito okha (mfulu) magwero awo ndalama mtendere wa kampani limanenedwa ngati wapamwamba. Mkubwela kwa ngongole (malipiro) mu dongosolo likulu la muyezo wa index izi zikuyamba kuchitika ndichepe.

Koma sindikuganiza kuti kampani, amene umagwira ntchito kokha mwa chilungamo, ndi bwino kwambiri. An chizindikiro cha zotsatira ndalama kampani aliyense phindu ukonde waima chuma msika. Iye, nayenso amakhudza profitability. Ndi wololera chuma amalipiritsa-kukopa phindu ukonde akhoza adzauka kwambiri. Ndi kuchepa pang'ono mtendere ndalama kukula kwa profitability kupanga ndi chizindikiro cha uziyenda bwino ntchito za bungwe. Choncho, makampani akufunafuna kulera yaitali analipira magwero.

mawerengedwe chilinganizo

Kuti n'zolondola wa kapangidwe gulu la muyezo Chinthu ntchito nthawi yaitali ngongole. Tikutsata ndondomeko za mawerengedwe ake kumatithandiza kuzindikira mbali ya ntchito yopanga kupereka magwero ndalama yaitali. rech7 Popeza gawo ili la chuma cha ndalama kampani ku magwero ake, chilinganizo chiŵerengero likulu kuukitsidwa yaitali lidzaonekera izi n'zimene:

- Kdps = DP (DP + IC), kumene DP - ngongole nthawi yaitali, SC - magwero mwini chuma.

chilinganizo ichi sichichitika nkhani ngongole yochepa. Izi zimathandiza kuti asa- dongosolo likulu pa kaonedwe ka chilungamo ndi ndalama ngongole magwero yaitali.

Mawerengedwe a muyezo

Izi mawonekedwe nambala 1, mawu chuma kwenikweni ntchito ngati mukufuna kuwerengera chiŵerengero cha akutenga ndalama yaitali. Nkhani pansi chiwerengero 1400 mu pepala bwino amasonyeza kuchuluka kwa ngongole nthawi yaitali pa tsiku kulembetsa. Iwo n'komwe mu kuwerengetsera lapansi. Nkhani umalimbikitsa chiwerengero cha chilungamo 1300 ma sheya hoda. Choncho, deta ameneŵa alinso n'komwe ndi akatswiri.

Mogwirizana ndi bwino deta, chilinganizo chiŵerengero cha ngongole yaitali lidzaonekera izi:

- Kdps = c. 1400: (.. 1400 + 1300).

mawerengedwe zimenezi zili zoyenera makampani anthu amene Uwerenge ngongole zonse yaitali ndi apamwamba kuposa ngongole zina ndi kukhwima kwa kwambiri nthawi ntchito. Koma ngati mtengo wa iwowa ndi chachikulu, ndi mawerengedwe m'malo Nkhani 1400 bwino kutenga nkhani 1410.

mfundo

Kampani ikufotokoza chiŵerengero cha akutenga ndalama yaitali. The mfundo za chizindikiro zimadalira makampani omwe kampani umayendetsedwera. mvetserani mawu ake nthawi. kukula kugunda poyerekeza ndi nthawi yapita pamene kuchepetsa masamba zikugwira ntchito zikusonyeza inexpedient kuwonjezeka mu kapangidwe udindo wa akutenga ndalama yaitali.

Choncho, phindu Buku sipakhala kwa chiŵerengero izi. Kuchuluka okwana ngongole (yochepa ndi yaitali) sayenera upambana 50% ya kapangidwe bwino pepala.

zotsatira ntchito

Uthengawu woperekedwa ndi kusanthula njira za ntchito ntchito yawo ofufuza, kasamalidwe kampani, komanso ndalama. Factor wa ngongole yaitali zikusonyeza mmene zimadalira chinthu kafukufuku likulu ngongole. Kuwonjezeka mphamvu zake ndi mbendera negative.

Komabe, kuti achite kuwunika zonse za kampaniyo tifunika kutsatira zotsatira za kuwunika izi molumikizana ndi zizindikiro za bata chuma, magawanidwe profitability ndi popezera mpata ndalama. Kumathandiza taonani chithunzi chonse cha zovuta ndi. Si nthawi zonse kukula kugunda zokhudza yaitali magwero analipira ka ndalama ndi chinthu negative. Ngati bungwe amagwiritsa unathandiza likulu zina analandira kwa ndalama, amalakatika phindu lake.

solvency

Kuphunzira mlingo wa ngongole nthawi yaitali, mtengo muyezo udzakhazikitsidwe amayerekezera chinthu kafukufuku ndi makampani ena cigawo. Koma masiku ano, njira izi kunadetsa ntchito. Inu mukhoza kufanizira gulu la magwero ndalama amakampani padziko lonse.

Zochita yachilendo anatengera Financial Malawi wosasamala sankakhala monga ya yaitali yochepa ndalama. Kukhala kosavuta kuyerekeza makampani m'mayiko osiyanasiyana kuwunika bwino pepala dongosolo ntchito chizindikiro cha EBITDA. Izi chifukwa cha ndalama kampani pamaso misonkho, depreciation ndi chidwi. Iwo amalola kuti aone solvency za bungwe.

Lowunikira la ngongole yaitali

Kuwerengetsa mlingo wa akutenga ndalama yaitali, katswiri ali kuonanso bwino bungwe ndi zizindikiro zina muyezo pepala ngongole dongosolo. Pakuti likulu kowonjezera akuwafanizira ndi chizindikiro cha EBITDA. Pa nthawi yomweyo kuganizira ndi yochepa ngongole. Kuchuluka lonse ngongole akufufuta EBITDA.

Mu dziko mchitidwe analandira muyezo wa chizindikiro ichi - 3. Ngati chifukwa ndi wamkulu kuposa 4-5, muyenera kuchepetsa ngongole. Apo ayi, makampani ndi mavuto ndi malipiro yake chidwi ndi kuchuluka ngongole. Pankhaniyi, imagwera chikoka ndalama za makampani ankafufuza.

Lowunikira la ngongole yaitali ndi chinthu chofunikira mu kusanthula ndalama kumalo a ntchito. Kukhathamiritsa ya kapangidwe bwino pepala amalola kukonza chuma monga efficiently ngati n'kotheka ndi kutenga chiwerengero chapamwamba phindu ukonde. Choncho sinali chinthu amakhalabe popanda chidwi cha akatswiri ndi tikambirana mphamvu, osakaniza ndi zizindikiro zina.