Discounting - ndi njira kudziŵa likulu

The chiwongola dzanja n'chofunikira chachikulu komanso chofunika zochita ndalama. Mukhoza kugwiritsa ntchito molondola mokwanira kuti ndi ziyenera a ndalama ya zokolola zawo. Pogwira ndalama, ndi Investor mu malo oyamba yokha infringes kugwiritsa ntchito likulu, ndipo m'pofunika kuti adzapeze malipilo kuwonongeka imene ikufuna. Choncho, iye amafuna osati kubwerera pa ndalama, komanso kupeza ndalama zina. Choncho, akuchita ndalama za zikhazikitsidwe mlingo msika chidwi: polojekiti imatengedwa kukhala opanda pake ngati chiwongola dzanja ndi apamwamba kuposa mlingo wa profitability wa ndalama anakonza. Choncho m'pofunika kuganizira mwayi yosiyanasiyana ya ndalama posankha zochita.

Pofuna azipeza ndalama zawo, zisudzo chuma ayenera kuchita ndipo kambiranani ntchito m'njira kuti awapatse zotsatira kwambiri. Amadziwika kuti ndalama mitsinje kwa ndalama si nthawi ndi kufalitsa kwa nthawi zingapo. Pa nkhani imeneyi, chuma umagwira ndi liwu monga discounting.

Njira imeneyi poyerekeza ndi malumikizanidwe za m'tsogolo ndiponso kufunika lino la chuma chachikulu. Tanthauzo la ndondomeko izi motere. Pamene akukonzekera ntchito ya ndalama, kukhala mwachinsinsi ndi kupitirirabe ndalama panopa revenues angadze m'tsogolo muno.

Mutha kugwiritsa ntchito discounting. Izi zimathandiza kuti njira yoyenera ndi chimathandiza kusankha zomveka. Mwachitsanzo, m'pofunika kudziwa pansi kodi zinthu zinkawayendera bwino kuti apereke ngongole 29% pa annum kuti accrue pawiri chidwi miyezi itatu iliyonse kapena semiannual mlandu pa mlingo wa 31%.

Vuto limeneli theoretically zovuta kuthetsa, koma pogwiritsa ntchito njira masamu, tikhoza kupeza zotsatira wamkulu adzakhala 31% -s ' kuchotsera mlingo. Izi zidzathandiza banki kupewa imfa ya ndalama kugwirizana ndi wosaoneka kapena opanda pake kwa ngongole kubanki ndi chiwongola dzanja otsika kwambiri. chitsanzo ndi zina zochita ndalama.

kuchotsera njira

njira imeneyi, monga mawerengedwe a chidwi pawiri ndi zosinthika za kuwunika imene kuganizira kusintha zotheka mu nthawi phindu la ndalama. Chifukwa kusintha chagona ngakhale mu zochitika inflationary. Ndipotu ndalama ndi kufufuma pa ziro kusintha kufunika kwake pamene muona ndalama kuchokera ndalama m'tsogolo ndi kuganizira imfa ya phindu. Ndipo nthawi zina zoyenera discounting. Izi zidzathandiza kuti kutaya kukayikira kulondola wa kuwerengera za chuma chuma limene akuchedwa nthawi obwezeredwa.

Ndi discounting revaluation ntchito kumatenga nthawi yaitali, zomwe mfundo mlandu.

Kuchita kusanthula ndalama utuluke ndalama amagwiritsidwanso ntchito discounting. Izo ziyenera kuchitidwa monga malangizo Economy Utumiki wa kuwunika mphamvu ya ntchito ndalama.

Malinga ndi malangizo, discounting amatchedwa yafupika utuluke ndalama zikuchitika pa mfundo zosiyana phindu pa nthawi imodzi yapadela nthawi. The imeneyi chifukwa ndi amangoona amayezedwa zaka.

Ndipotu, discounting - ndi muyeso wa mphamvu kugula ndalama, phindu patapita nthawi zina za nthawi. Pa maziko ake ali poyerekeza ndi mitengo zatsopano zaka m'tsogolo.

Pa njira discounting zikhoza kuti ndi mawerengedwe kuti amatilola kupereka yankho kwa zochuluka bwanji ndalama muyenera kuti aganyali lero kuti pa zaka zingapo kupeza mwachindunji ndalama Investor.