"VTB 24": antchito ndi kasitomala ndemanga

Bank "VTB 24" - mmodzi wa waukulu zopangidwa Russian ndi European m'munda wa zachuma. bungwe ukufanizidwa ndi tinjira lonse nthambi mu Russia. Akuti bungwe ndalama kupereka mu gawo la kukongoza, processing gawo, kukonza kutali ndi kugwira ntchito ndi makampani. Zimene anthu amanena zokhudza ntchito za mtunduwu banki yaikulu ya ogula? Kodi kulankhula za ngongole ndi gulu la ndalama antchito?

General zokhudza banki

Tisanaone maganizo a banki "VTB 24", mayankho ochokera ndodo ndi makasitomala za ntchito zake, kuphunzira mfundo zazikulu za mtundu ziwalo.

Onse chuma akaphatikiza wa ngongole ndi gulu la ndalama zoposa 2 thililiyoni rubles. The Bank kukhazikika pa maziko a bungwe lina - "Guta Bank", amene magawo anali kupezeka "Vneshtorgbank" mu 2004. Tikayang'ana ena deta pagulu - mothandizidwa ndi Bank wa Central. Zikuoneka mtundu "Vneshtorgbank CIMODZI CIMODZI Services" Mu 2005, msika Russian. banki watsopano anadzatchedwa mu "VTB 24" mu 2006. Tsopano 100% ya ngongole ndi bungwe ndalama m'manja mwa Bank "VTB", mwini chachikulu ndi boma. VTB 24, nayenso, mu 2012, ali ndi mtundu "Chilimwe Bank." bungweli imakhazikika kupereka "ngongole mwamsanga" - ndi ziyenera mfundo zambiri okhulupirika luso wobwereka ndi kulipira, koma pa nthawi yomweyo mlingo mokwanira mkulu chidwi. Kenako, VTB 24 (ndemanga kasitomala akutitsimikizira izi pa ngongole) amakhala ndi mfundo kuyeza zambiri kusankha ntchito ngongole, koma pa nthawi yomweyo, mitengo chidwi banki amapereka poyerekeza anthu wocheperapo anakhazikitsa.

ntchito

Akuti bungwe ndalama okhazikika mu kupereka kwa anthu mabanki, amalonda, ndi mabizinezi ang'onoang'ono ndi sing'anga-kakulidwe. Brand "VTB 24" ukufanizidwa mu ambiri a zigawo Russia. Pakati pa misonkhano wotchuka banki operekedwa ndi banki:

- ngongole kubweza;

- RB;

- pangano la mabokosi otetezeka gawo ;

- Ndalama anasamutsidwa;

- ndi umuna wa makadi pulasitiki.

Kwambiri pa ntchito ya gombe amasamalira ntchito kopeleka malipiro. Kugawilidwa kwanthaka ndalama pa miyala ya anthu - wina specialization chifungulo cha "VTB 24". ndemanga makasitomala pa madipoziti zimaonetsa zinthu zoperekedwa ndi kubanki ndi kwathunthu zogwirizana mumaganiza msika apano - kenako tikambirana mfundo zogwirizana maganizo mwatsatanetsatane.

Njira chitukuko mu nthawi yamavuto

Izo kuthana ndi banki zinthu ziliri kovuta mu gawo la ndalama la Russia? Akatswiri ena, "VTB 24" (ndemanga ndi ndemanga Ngopambana pamwamba pa ngongole ndi mabungwe ena azachuma amene angathane TV, anatsimikizira Ziwerengero izi) atenga nawo mbali mu kukhazikitsa ma kubweza boma, ndi njira mu chimango cha ngongole galimoto boma.

Choncho, zolowa onse a banki pa vutoli, monga akatswiri ndikukhulupirira, kukhala mkulu. Komabe, kuchepetsa bungwe phindu, ndiye kuti anaona. banki a Mabwana Oyang'anira pamwamba kuyembekezera kupereka kukula zina Intaneti chake pa zigawo. An zabwino chinthu chofunika kwambiri pa ntchito imeneyi kudzakuthandizani, monga kasamalidwe ka bungwe, kodi kukhala mgwirizano wa kampani kholo - "VTB" - ndi "Bank of Moscow". chakuti zotsatira za pophatikizana izi, "VTB Bank" adzatha kuchita kwambiri pamaso ake mu ritelo msika kubanki. Brand "VTB 24" Zikatero, akhoza kulandira nawo yokulirapo ya malonda mu gawo la ntchito kuti akutsatiridwa, "Bank of Moscow".

Anira mavuto amaona ngongole ndi bungwe ndalama amafuna kuti kuchepetsa katundu pamaziko a ogula ngongole. Ponena m'chuma kubweza, komanso amene anapanga mu gawo galimoto ngongole, subsidence, malinga Ngopambana banki a pamwamba adzakhala zochepa chifukwa chotenga mbali mu mabungwe a boma kupereka ngongole concessional kwa anthu m'madera awo a kukongoza.

Reviews a Bank

Ataphunzira momwe zinthu zikuyendera mu bungwe ndalama mawu a mumaganiza zazikulu chuma, taganizirani limatchula njira malonda m'dera zimene zimachitika mmenemo. The limafotokoza kuti ife adzakhala, ndithudi, ndemanga ya "VTB 24" banki - ntchito, makasitomala, akatswiri alembedwera thematic Intaneti makonde, komanso atolankhani.

Choncho, tidzatha kuwerenga maganizo onse zosavomerezeka nzika wamba, ndi akuluakulu a anthu ena. Malingaliro a mmudzi pa ndalama pa kuganizira ngongole ndi mabungwe ndalama akhoza wachinsinsi mu magulu awa chachikulu:

- ndi maganizo a potaya chikoka cha zinthu "VTB 24" gawo;

- maganizo, amasonyeza mtima wa makasitomala kwa khalidwe la ntchito m'munda wa kubweza kukongoza;

- ndi maganizo zokhudzana ogula ngongole, "VTB 24", komanso ngongole galimoto;

- kuwunika mlingo wa makasitomala kubanki;

- ndi maganizo onena za kukhazikitsidwa kwa ntchito zina - RBS, maselo lendi, remittances, kopeleka malipiro utumiki.

A gulu osiyana maganizo za "VTB 24" - ndemanga ogwira ntchito mu bungwe ndalama. Tiyeni kuphunzira siyana taonera wa kaganizidwe ka anthu, mumayesto ntchito gombe, ndipo kwambiri.

Reviews a madipoziti

Zimene anthu amanena za zimene zinawachitikira makasitomala kuwayika madipoziti "VTB 24"? Reviews a madipoziti nzika, tikaphunzira mfundo analemba maganizo pa thematic Intaneti makonde, kuyesera kupanga, zochokera zizindikiro 3 chachikulu:

- chiwongola dzanja;

- luso kubwezeretsanso gawo;

- zofunika pa mtengo kupatula.

Timaphunzira zokhudza izi mwatsatanetsatane.

Pankhani chiwongola dzanja, ngongole iliyonse ndi bungwe ndalama lonse akuyesera kubweretsa pafupi ndi msika pafupifupi. Monga mabungwe kasitomala ndi, ndithudi, msika ndi umafuna bwino, koma "VTB 24" amakhala bwino kwa iwo kuchokera kwa ang'ono awo ndi Mwina kochepa wa achire ku msika - chifukwa cha mavuto kapena chifukwa achire wa Chiphatso wa Bank ku Central la Chitaganya cha Russia. Komanso kuti apereke madipoziti ku banki iyi ndi mbiri nzika ndi yabwino, chifukwa zinali maukonde ambirimbiri a nthambi. Mukhoza kupita kulikonse ofesi-banki bungwe ndalama ankakhala mu mzinda ndi kugwira ntchito zofunika pa gawo la - kubwezeretsa, kusuta, kusintha zinthu aliyense yosungirako ndalama.

Comments za kubweza

The gawo lalikulu kwambiri pa ngongole ndi ntchito ndalama - zanyumba. Ikufotokoza banki - atsogoleri. ndi ndemanga za "VTB 24" pa ngongole linapereka kugula nyumba chiyani? Yoyenera lathu maganizo, nayenso, ofunitsitsa ndi zinthu monga:

- ndi chiwongola dzanja pa ngongole - pamodzi ndi kutalika kwa mgwirizano kubweza;

- amafuna kuti zolembedwa za wobwereka ndi ndalama zake, munda wa ntchito za mbiri ngongole.

Pankhani mitengo, zikuonekeratu kuti chifukwa m'malo okhwima CBR mfundo opereka ndalama ku mabungwe payekha ndalama, sangakhale kwambiri monga kukakomana ndi zofuna za ambiri makasitomala. Mlingo kiyi wa Bank ku Central tsopano - 11%, ndipo ndi pafupifupi kuwirikiza kawiri Mwachitsanzo, kumayambiriro 2014. Komabe, chithunzi ichi kwenikweni pa mlingo wa mavuto 2008-2009, pamene kubweza msika, ngakhale mochedwa, koma anapitiriza kukula.

Russia ali ndi ufulu kuti apereke ngongole kwa ogulidwa nyumba mu chimango cha boma - makamaka amene umalimbana subsidizing kugula nyumba yatsopano. Bank "VTB 24" (ndemanga makasitomala pa ngongole kubweza kutsimikiza izi) amayesetsa kwambiri mwakhama kulimbikitsa nzika anali kugwiritsa ntchito mwayi ngati kugula nyumba. Bank akatswiri mwatsatanetsatane zofunika kwa zikalata zofunika munthu mbali pa pulogalamu zogwirizana boma, kwa ndalama wobwereka ndi mbiri yake ngongole. Pamaziko a maganizo kuwonekera Intaneti N'zosavuta younikira ziŵerengero za zisankho zabwino mapulogalamu nyumba kuchokera "VTB 24". Komabe, kuweruza ndi chakuti maganizo oipa, kusonyeza chokana oipa a banki kukumana ntchito kwa kubweza ngongoleyo, pang'ono Ndizachidziwikire kuti bungwe ndalama m'malo chidwi nzika nyumba ngongole ndi boma subsidy kuposa kukana pempho kuti kalembera wa ngongole ya.

Koma muyezo wa mapulogalamu nyumba - amene amagulitsidwa pa msika sekondale, ndi chifukwa, ambiri, anapangidwa osati mawu yabwino, - kufunika kwa zimenezi, ndipo zimenezi n'zomveka, koma osati kwambiri chifukwa chiwongola dzanja mpweya. Komabe, kufunika kwa ngongole amenewa anakhalabe - Choyamba, chifukwa m'dziko la Russia muyenera danga moyo, ndipo kachiwiri - mitengo malo m'madera ambiri a Russia ndi kwambiri yafupika nthawi mavutowo. Choncho, anthu amakonda kugula nyumba posachedwapa, ngakhale amadwala, pamene zimakhalanso zotsika mtengo. Ponena za zikhalidwe za ngongole ngati "VTB 24" (ndemanga makasitomala pa ngongole nyumba kutsimikiza izi), cholinga ngati simungathe kukhala wokongola kwambiri pa zifukwa zimene ife zafotokozedwa pamwambapa. Koma ku maganizo a gulu la ndondomeko ya kupanga zisankho m'mphepete pa ngongole, kosamalira ndalama amachita ntchito yake bwino. Akatswiri a "VTB 24" yafotokozedwa mwatsatanetsatane akamanena za anthu anayamba mwa gulu amanena kuti borrowers, kuthandiza asonkhanitse zikalata zofunika, kusanthula magwero kupezeka pa phunziro la kufunika posankha pa ngongole ntchito.

Ambiri, nzika ndi kukhuta kwenikweni poyerekezera borrowers kubweza banki tinene chidwi bungwe ndalama munthuyo ngongole anakhumba kugula nyumba pa maziko a Khadili cholinga cha solvency ake.

Reviews pa ngongole ogula ndi ngongole galimoto

Mu gawo la ogula ngongole komanso ngongole mwapatsidwa kwa ogulidwa magalimoto, zikhalidwe za banki "VTB 24" monga tanenera ndi makasitomala Russian wa bungwe ndalama zogwirizana ndi mumaganiza msika panopa, ndi kuyang'ana wokongola kwambiri mu angapo zigawo. Ambiri, nzika zimaonetsa malamulo a mtunduwu ku makonzedwe a ngongole funso, kuti chilungamo zonse - onse mawu a chiwongola dzanja, ndi kuwala kwa amafuna kuti borrowers. Mwina zimenezi chifukwa chakuti kufunika panopa mu ngongole msika chifukwa cha mavuto a zachuma Russian utachepa pang'ono - ndi banki ndi kuyesera iye ndi kupereka mawu mpikisano zambiri za chiwongola dzanja ndi mitigating n'kotheka, zofunika kuti borrowers.

Reviews misonkhano zina

Ubwino wa ntchito zina ndalama "VTB 24" - mwachitsanzo, RBS, lendi maselo, remittances, pulasitiki khadi issuance, malinga ndi maganizo makasitomala, ndi pa mlingo mkulu. Mawu ndi bungwe ndalama amapereka zinthu mokwanira mpikisano pa misonkhano imeneyi ku mawu a mitengo ndi khalidwe mbali ya zomangamanga, imene tapatsidwa. Mwanjira imeneyi, gombe zikuwoneka masiku ano ndi zina zamakono mtundu, malinga ndi makasitomala ake.

Feedback mtundu wa utumiki

Pakuti munthu yemwe ati kutsatira bungwe lililonse ndalama pa nkhani zikuluzikulu - mwachitsanzo, zokhudzana ndi mayikidwe a ndalama pa gawo kapena kubweza ngongole kungakhale kudziwa mlingo wa tanthauzo si kwambiri lonse la zinthu banki a, komanso mfundo kapena chikhalidwe ntchito zina monga mtundu chogwirizana zogwirizana ogula. Pakuti ingakhale yofunika kwambiri amakhala ntchito za "VTB 24" review, womwenso ndi ziyenera wa yamtunduwu ndi udindo antchito kuposa maganizo kuwalitsa Mwachitsanzo, kufuna ndalama ntchito kubanki. Kodi anthu kulemba za khalidwe la utumiki ankaona bungwe la ndalama ogula?

Maganizo nzika zina zotengera malingaliridwe kwambiri. Pa nthawi imene munthu amene anapita kukaona ofesi makamaka "VTB 24", ndemanga zabwino kwambiri, ndi zina - zosiyana ndithu mumtima. Koma ambiri, nzika amavomereza kuti mmodzi wa waukulu zopangidwa Russian ritelo mu gawo la banki, kuyesera mtsogoleri mtundu - kuphatikizapo mu mawonekedwe a makasitomala. Monga anthu, ndodo ya "VTB 24" Posonyezana yamtunduwu ndithu mkulu kuthetsa ambiri zifukwa zake, musakhale kutali ndi mavuto anakumana, kucheza mwaulemu, kuyesera kufotokoza mokoma zina.

Mwina ananena kuti anthu ambiri wa makasitomala a banki onani apamwamba wa bungwe ndemanga-banki ndalama Intaneti. Zikuoneka kuti akatswiri a m'banja kuyan'ana pakati thematic makonde, limene nzika anasonyeza maganizo awo za "VTB 24". Bwerezani kapena aziona ntchito banki a, umene aliyense ndi chifukwa kumveka ndi kukokera tcheru cha anthu, si ananyalanyaza ndi akatswiri bungwe chuma, okhoza kukonzekera yankho kwa izo - mofanana thematic zipata kapena kukumana ndi munthu amene anatuluka zambiri pa ntchito za ngongole bungwe. Mfundo mtundu bwino, nzika zambiri, ntchito ndi makasitomala ake ndi Intaneti. Umalimbana kufufuza "VTB 24" review Pankhaniyi izo zikhoza ndemanga pa anthu amene anakumana ndi vuto ngati limeneli kapena kusunga mwachindunji mu ofesi, amene amatchulidwa mu uthenga chogwirizana kwa munthuyo. Timalumikizanso maganizo amene'wa ndi nkhaniyo komanso ogwira ntchito ya gombe, ndipo nthawi yomweyo akuyesa kulimbikitsa chigamulocho nkhani.

Feedback pa

Comments pa thematic Intaneti makonde osati kusiya makasitomala lipoti mabungwe. Ogwira ntchito za bungwe banki ndalama, onse panopa ndi amene apita kuntchito ku makampani ena ndiponso mokangalika kulemba za "VTB 24". Reviews a ogwira ntchito ku banki kuthana ndi mavuto fungulo malipiro, kantchito, makamaka chikhalidwe mgwirizano ntchito chiyembekezo.

Ambiri, palibe zachilendo, monga ambiri ogwira ntchito ena mabungwe - osati chuma - ndi chidwi mbali womwewo wa ntchito akatswiri. Koma kodi kulunjika zinthu ntchito zoperekedwa ndi banki "VTB 24"? Feedback kwa ogwira ntchito, kumene, osiyana kwambiri ndi zina zotengera malingaliridwe. Zikudalira kwambiri zimene amayembekezera anali katswiri kuyambira chiyambi cha ntchito akatswiri banki. Nthawi zina zimachitika kuti munthu sakudziwa zambiri mu gawo ndalama amadalira pa kuchulukana kwa ntchito ndi malipiro mkulu - chifukwa cha zimene akubwera mu umodzi wa Russia yaikulu zopangidwa banki. Koma, ngati aliyense gulu lina lalikulu, "VTB 24" ndiye kuti zinatsala. Mwamwayi, kumvetsa zochitika m'malo antchito ndalama bungwe, kuweruza ndi ndemanga, onse panopa.

Ntchito "VTB 24" (ndemanga thematic pa Intaneti makonde akutitsimikizira izi) - chikufuna mlingo wa yamtunduwu, udindo, Luso, kuti chidwi chawo chitukuko bwino osati ineyo, komanso mtundu wonse. antchito Bank amaphunzitsidwa makamaka - chidwi linaperekedwa kwa kuonetsetsa luso lofunika kwa oyamba, ndi zachuma achinyamata amene yekha nafika ku msika chuma. luso adzapatsa akatswiri mpata banki kenako kupita patsogolo ntchito. Choncho, kukhazikika ntchito m'tsogolo ayenera kuikidwa wapolisi kale pa magawo choyamba cha mogwirizana ndi mtunduwu.

antchito alendo "VTB 24" kufotokoza kwa malipilo, a ntchito ndipo mogwirizana ndi ogwira ntchito ena ndi mayendetsedwe abwino. Kachiwiri zingamvekere, zikuoneka, za mtundu monga mmodzi wa yaikulu komanso odziwika latsopano la Russia kusunga mbiri ya m'modzi wa atsogoleri gawo la kubanki. Kuphatikizapo mbali mfundo ogwira.