Ogula ngongole: Sberbank amapereka zinthu zabwino

utumiki kupereka ngongole kwa anthu kukula mofulumira. TV nthawi zonse kumva kapena kuona malonda ndi malonjezo wokongola wa ngongole ku peresenti ziro. Zochita izi kawirikawiri zotheka ngati Mlengi wa mankhwala kapena utumiki ndi wokonzeka kupereka m'thumba chidwi pa ngongole, makamaka kuti kuonjezera malonda. Nthawi zina zonse, tikulankhula za muyezo ngongole kubanki, amene kulipira chidwi. Kupatulapo kokha yabwino nyengo chimafotokozera mfundo za zochitika zapadera.

Ngati timakonda kunena, anapereka mabungwe ena azachuma, ngongole kwa anthu, ndi makamaka mitundu zotsatirazi amadziŵika: a kubweza, galimoto kugula ndi ogula ngongole. Sberbank amapereka mitundu yonse ya ntchito zofanana ndipo pa wotsiriza anauza kenako m'nkhani ino.

Choyamba tiyenera kusankha zomwe mungagwiritse ntchito ngongole zimenezi. Iwo akhoza kulipira patsogolo kunyumba kapena galimoto, kugula zipangizo banja, ndipo ngakhale paulendo, cholinga chiphaso wake ndi umasinthasintha. Mu zonse zimenezi, mukhoza kutenga ngongole kwa ogula. Ndalama Bank amapereka mapulogalamu angapo.

Muyezo phukusi kuchuluka kwa ngongole inu mungathe kuimirira kuti rubles 3 miliyoni, koma mu nkhani iyi ayenera akutsimikizira anthu ena. Kulibe mukhoza kuwerenga kuchuluka kwa osapitirira miliyoni imodzi ndi theka. Anatinso ndalama zochepa umakhala mu ndalama zakunja kwa makasitomala zosatha (mwachitsanzo, mamembala a ntchito malipiro). ngongole akhoza analipira mpaka zaka zisanu, ndipo inu mukhoza kutenga izo mu rubles kapena ndalama zakunja.

Ogula ngongole - Ndalama ndi zochitika zapadera

mitengo m'munsi chidwi akhoza amalipidwa mwambo katundu angathe wobwereka, iye akhoza kusiya monga gawo a. phindu si upambana 14.5% pa chaka. The "ngongole" kungakhale kuchuluka ndithu yokulirapo (mpaka rubles miliyoni khumi) ndi kuzipereka pa chilichonse.

Amene amafuna ndalama maphunziro (sekondale, ukachenjede kapena sekondale), pali zifukwa zingapo kulabadira Sberbank. "Mawu ogula maphunziro" ali ndi zinthu zinkawayendera bwino. The chiwongola dzanja n'chozama kupitirira ngongole muyezo, ndi nthawi alipire ndi kuchuluka kwa zaka 11.

Wina pulogalamu ngongole, imene n'zotheka kulipira maphunziro awo, ntchito ndi ang'onoang'ono anthu. The pazipita ngongole kuchuluka si upambana mtengo wa maphunziro, ndipo mukhoza kulipira zaka khumi kuchokera pamene anamalizidwa. Chidwi pa ngongole ndi, "akuyandama", amasiyanasiyana malinga ndi kuchuluka kwa refinancing. Mulimonsemo, phindu n'chosiyana kwambiri mu mbali ang'onoang'ono, ndipo nthawi ndi pang'ono kuposa peresenti asanu. Ndizachisoni kuti inu mukhoza kupeza ndalama zogulira maphunziro mu bungwe maphunziro amene wadutsa ndi kuvomerezeka chifukwa chotenga mbali mu pulogalamuyi.

Ogula ngongole - Ndalama Bank ndi obwereketsa ena

Ngati mukuziyenereza izi kwa mabungwe a zachuma - ofanana ndi kupereka ntchito zofanana - inu mukhoza kuzilemba izo nyota zotsatirazi:

• mokwanira okhulupirika kwa zinthu wobwereka ndi;
• chiwerengero wotsika;
• mandala ziwembu za malipiro;
• No komishoni.

Amene akufuna ngongole mwamsanga ndipo yachinsinsi ndalama pali msewu safuna kuti Sberbank. ngongole Awa ndi bwino kuyang'ana kwina, pamene mlingo chidwi pa iwo adzakhala adagulung'undisa peresenti makumi awiri chaka.

Choncho, ngati mukufuna kupeza ogula ngongole, Sberbank amapereka zinthu zosangalatsa kwambiri. wobwereka The kokha chofunika kuti titsimikize mumapeza, sonkhanitsani zikalata zofunika ndi kudikira kwa nthawi yaitali, imene ntchito yake tidzakambirana.