Ndondomeko "Chidwi chachisangalalo" (Sberbank): ndemanga za omvera

Sberbank kawirikawiri amapereka mapulojekiti ake omwe amapanga nyengo pazolemba. Pano ndi chaka chino gawo la "Chikondwerero" lawonekera. Sberbank, omwe ndemanga zawo zimakhala zabwino zokha, nthawi zonse zimapereka ndalama kwa anthu omwe amawagwiritsa ntchito bwino ndipo amatsegula ndalama zawo zonse.

Zida

Nthawi imapita, koma Sberbank wa ku Russia akupatsabe ndalama zopindulitsa kwambiri. Chikhomo "Chidwi chosangalatsa" chingaperekedwe kwa miyezi sikisi kapena miyezi 9. Chikhocho chimatsegulidwa kokha mu ndalama za dziko, ndipo zopereka zochepa ziyenera kukhala osachepera 100,000 rubles. Inde, sikuti aliyense ali ndi ndalama zimenezi, koma chidwi chake pa dipatimentiyo ndi chabwino kwambiri - mpaka 10%.

Choperekacho sichikuperekanso kubwezeretsedwa kapena kuchotsedwa kwa magawo, zomwe zimatsimikizira kuti palipamwamba. Koma n'zotheka kupititsa patsogolo mgwirizano pamapeto a mawu omwe aperekedwa ndi mgwirizano womwewo ndi umene unaperekedwa ndi Sberbank. Malo osungira anthu omwe ali ndi "chidwi" amatsegulira mabuku oteteza, omwe amagwiritsidwa ntchito kwa anthu a m'badwo wokalamba. Kutsegula kwa ndalamazo kuli kochepa, motero nkofunika kuti oyendayenda azifulumira.

Chiwongoladzanja

Ganizirani zomwe chidwi pa gawoli chimaperekedwa ndi Sberbank. Chiŵerengero cha chiwongoladzanja pa "Chidwi chachisangalalo" chitsimikizo chimadalira mwachindunji kuchuluka kwa ndalamazo ndi nthawi yomwe imatsegula.

Zigawidwe zimayikidwa pamapeto a mawuwo. Palibe malipiro, koma ndi chiwerengero cha chiwongoladzanja ndi mawu achidule sichiyenera. Phindu lopindula likhoza kuchotsedwa ndi depositor kapena kutumizidwa ku akaunti yothetsera kukhazikitsidwa. Ngati munthu wachibadwa akufuna kutseka chiphasocho patsogolo pa nthawi, malipiro owongolera pa nthawi yeniyeni adzawerengedwa pamlingo "pakufunidwa".

Malemba ndi kutsegula kwa chiphasocho

Pofuna kutsegula Sberbank wa Russia ikani "Chimwemwe chokondweretsa", muyenera kupereka mapepala awa:

• Pasipoti ya Russian Federation;
• Ntchito yotsegula chiphaso;
• Chiwerengero cha munthu wokhometsa msonkho;
• Kwa anthu omwe sali okhala ku Russian Federation, muyenera kutumiza chikalata chotsimikizira kuti ndalamazo zimayendetsedwa mwalamulo.

Malingaliro ake, banki ikhoza kupempha zolemba zina. Ngati zonse za deposit's deposit suti, ndiye kuti pali njira zingapo, momwe mungatsegulire chiphaso "Chimwemwe chosangalatsa". Sberbank, omwe ndemanga zawo zimatchula mbiri yake yabwino, amapereka mwayi wokaona ofesi iliyonse yabwino, kapena kugwiritsa ntchito ntchito ya Sberbank-intaneti.

Kuti mutsegule chikhomo ku ofesi ya banki, muyenera:

• Sankhani ofesi iliyonse yabwino.
• Funsani manewa kuti adziŵe ndi zifukwa zina, komanso mufotokozere mwatsatanetsatane za utumiki wa "Happy Percent" (nthawizina pa intaneti, ngakhale pa webusaiti yathu, palibe chidziwitso chonse chingatumizedwe).
• Ngati mwazilemba zolembera zonse zikuwonekera, ndipo palibe mafunso ena owonjezera, mukhoza kupereka zikalata zolembera.
• Perekani pasipoti ndi malemba ena (pampempha kwa banki).
• Lembani pempho kuti mutsegule chiphaso.
• Werengani mawu a mgwirizano ndi kuisindikiza.
• Pangani ndalama.
• Yembekezani phindu.

Ngati depositor ili ndi khadi la Sberbank, mukhoza kuyesa kutsegula "Chidwi cha chidwi". Sberbank, omwe ndemanga zawo ziri bwino kuwerenga musanagulane, akupereka kugwiritsa ntchito banki ya intaneti pa Sberbank-pa intaneti. Palibe zovuta, zitsatirani zomwe zikuchitika pa msonkhano wokha. Ndikokwanira kuti mupite ku tabu la "Deposits ndi akaunti" ndipo mutangotsala zochepa za mabatani kuti mupereke ndalamazo mu akaunti.

Inshuwalansi

Ku Sberbank, monga mu bungwe lina lililonse la zachuma, pali inshuwalansi yothandizira. Chifukwa cha izi, banki ikhoza kubweza ndalama zonse zomwe zimayikidwa pokhapokha ngati zili zovuta. Malingana ndi malamulo, bungwe la ndalama silikhoza kulipira ma ruble 700,000 panthawi imodzi. Koma omwe ali ndi ndalama zomwe amaika zambiri pa ndalama siziyenera kudandaula. Ndalama zokha zimaperekedwa muzitsulo.

Chifukwa cha inshuwalansi ya dipatimenti ya inshuwalansi, mungathe kuonetsetsa kuti "Chikondwerero" chotere (Sberbank). Ndemanga zowonjezera izi zikhoza kuwerengedwa pa webusaiti yathu yovomerezeka ya banki, komanso pazinthu zothandizira anthu ena. Chinthu chochititsa chidwi kwambiri ndi chakuti simukuyenera kulipira inshuwalansi. Banki yokha imalipira ntchitoyi. Ngati bankruptcy, kuchotsa laisensi kapena kusokoneza ntchito, bungwe liyenera kulipira ndalama zokwana 100%. Kuwonjezera apo, izi ndi zina zopereka za Sberbank zikhoza kusamutsidwa ndi cholowa.

Kwenikweni, ndalamazo ndi chimodzi mwa zigawo za mabanki. Ndalama zomwe mabanki amachoka ku banki, bungwe la zachuma limayendera. Choncho, chifukwa cha chidwichi chimaperekedwa. Ndipo pamwamba pa ndalamazo, ndalama zowonjezera pamtengo. Ndicho chifukwa chake Sberbank ndi mabanki ena amasamalira chitetezo cha ndalama.

Ndemanga

Malinga ndi ogulitsa a Sberbank, chikhomo "Chidwi chosangalatsa" chinakhala chopindulitsa kwambiri ndipo n'chopindulitsa. Ngakhale kuti ndalama zoperekera ndalamazo ndi 100,000 rubles (sikuti aliyense ali ndi ndalama zimenezi, makamaka ndalamazo), ambiri adasankha kutsegula chiphaso ndi mawu amenewa. Ngati muyang'ana moyenera, ndiye kuti phindu lalikulu ndi peresenti zidzaperekedwa bwino. Chifukwa cha kuwoneka kwa zopereka zotero, makasitomala a banki amadziwa kuti ndalama zawo zimabweretsa ndalama zenizeni. Kuwonjezera apo, palibe chifukwa chodandaula za chitetezo cha ndalama zanu, chifukwa Sberbank waganizira kale za chirichonse.