Ndalama zachindunji ndi zapadera

Ndalamazi zimagawidwa mwachindunji komanso zosalongosoka malinga ndi zomwe zili mu Article 318 za Code Tax. Lamuloli limatanthauzira mndandanda wapadera.

Choncho, kulongosola ndalama ndizo:

1. Pa kugula zipangizo ndi zipangizo zomwe amagwiritsidwa ntchito popanga.
2. Kugulira zigawo zikuluzikulu kapena mankhwala ochepa.
3. Kulipira antchito omwe akugwira nawo ntchito mwachindunji. Ndalamazi zimaphatikizapo malipiro a inshuwalansi yovomerezeka, chifukwa chothandizira ndalama zowonjezera ndi inshuwalansi za penshoni ndi ntchito zina.
4. Pa kuchepetsedwa kwa katundu wokhazikika, omwe amagwiritsidwa ntchito popanga katundu.

Gulu la ndalama zosayimilira zikuphatikizapo ndalama zonse, kupatulapo osagulitsa. Mndandanda wa ndalama sizipezeka mu Code Code, komanso mu Chidziwitso pa msonkho.

N'chifukwa chiyani mumagwiritsa ntchito ndalama zowonongeka komanso zosalongosoka?

M'magaziniyi, m'pofunika kuzindikira kusiyana kwakukulu pakati pa ndalama. Choncho, ndalama zosawonetsera mwachindunji zimakhudzana kwambiri ndi ndalama zomwe zimakhalapo pakalipano (kupereka malipoti), komanso kuwonongera ndalama zomwe zimagulitsidwa nthawi yomwe katunduyo amagulitsidwa, poganizira miyeso ya zopangidwe zopanda malire. Chimodzimodzi ndizochitika pamene ntchito za kampaniyo zikukonzekera kupereka zithandizo.

Tiyenera kukumbukira kuti mndandanda womwe umagwiritsira ntchito ndondomeko yowongoka ndi yosadziwika komanso yolembedwa mu Code Code ndilololedwa. Komabe, kampaniyo ili ndi ufulu, podziwa kwake, kuwonjezera pa imodzi kapena mndandanda wazinthu zake.

Ngati ndalama zowonongeka ndi zosalongosoka sizifotokozedwa mwachindunji mu ndondomeko yowonetsera ndalama za bungwe , ndiye mwachindunji amalingalira kuti akugwirizana ndi mndandanda wa nkhani 318 mu Code Code. Ndipo pamene malamulowa akuphatikizidwa mu mndandanda wa zisinthidwe, bwaloli liyenera kuwalingalira. Pachifukwa ichi, ndi bwino kuvomereza molunjika ndi mwachindunji kudzipiritsa nokha mu ndondomeko ya ndalama za kampani.

Kugawa malipiro mu kafukufuku wothandizira ndalama kumakuthandizani kugwiritsa ntchito fomu yowonjezera, kuti muwononge ndalama. Malinga ndi kuchuluka kwa ndalama zomwe mumapeza pagawidwe la ndalama, mukhoza kuwerengera ndalama zowonjezerapo, komanso ndalama zomwe zimagwirizana. Pamodzi ndi izi, kugwiritsidwa ntchito kwa malonda izi kapena mitundu ina yazinthu zatsimikiziridwa.

Monga imodzi mwa zotsatira zothandiza pakugwiritsira ntchito ndondomeko ya ndalama malinga ndi mfundo yodalirika pamagwiritsidwe ntchito ndi mwayi wokonzeratu ndalama. Zimaganizira momwe dziko likuyembekezeredwa, kutanthawuzira kwa malonda, zomwe zimapereka ntchito yopuma-ngakhale ntchito, pazochitika zinazake.

Kufufuza kwa ndalama zachindunji ndi zosalongosola kumakuthandizani kuti muphunzire momwe zimakhalira ndikupanga momwe mungagwiritsire ntchito ndalama kuti mudziwe njira zazikulu zopezera zosungira kuti zikhale zochepa. Pamodzi ndi izi, zimakhala zotheka kuphunzira kusintha kwa ndalama zomwe zikugwiritsidwa ntchito pakalipano poyerekeza ndi zomwe zapitazo, kuphatikizapo ndondomeko yonseyi komanso nkhani zake zosiyana. Kusanthula kukuthandizani kukhazikitsa ndi kuwerengera zinthu zomwe zimakhudza kusintha kwa ndalama, kudziwa momwe phindu lirilonse liyenera kukhalira ndi kampani kuti achepetse ndalama. Kuwonjezera pamenepo, zimakhala zotheka kuzindikira ndi kuyesa kuchuluka kwa nkhokwe kuti achepetse ndalama zogulitsa ndikugulitsa katundu.

Ntchito zomwe zimayang'aniridwa ndizinthu zambiri, zomwe zimagwiridwa ndi ntchito zomwe zimayendetsedwa ndi kayendetsedwe ka kayendetsedwe ka ntchito, izi zimachitika chifukwa chakuti kuwerengetsa ndalama mwachindunji kumaonedwa kuti ndizoyendetsera ntchito.

Monga momwe chiwonetsero chimasonyezera, sizingatheke nthawi zonse kufotokoza zomwe ndalama zimayendetsa, ndipo zomwe sizolunjika. Mu njira zambiri, izi zimadalira mtundu wa ntchito za firm.