Medical inshuwalansi chifukwa ochokera m'mayiko akunja akukhala mu gawo la Chitaganya cha Russian

Mu Russia, pulogalamu ya inshuwalansi mankhwala mokakamizidwa (CMI), amene amapereka ufulu kulandira thandizo ufulu wa anthu ndi sanali anthu. mfundo ndi chikalata kwa anthu onse ntchito kumalo antchito omwe siaboma. Koma izi amangonena za anthu akukhala kanthawi kapena kwa moyo m'gawo la Chitaganya cha Russia. Nthawi zina zonse adzakhala ndi kugula ndondomeko ya zaufulu inshuwalansi ochokera m'mayiko akunja (LCA). Zambiri za zikhalidwe za pulogalamu imeneyi, kuwerenga nkhaniyi.

mawu ochepa A za MLA

mfundo ndi chikalata alendo ngati ali mwalamulo ntchito mabizinezi zoweta. Bwana amalowa mgwirizano ndi kampani ya inshuwalansi ndi thumba mzinda MLA. kanthu mfundo okha kuti mgwirizano pa ntchito. Kupeza chikalata nzika lankhulani ndi a dipatimenti Human Resources ndi kulemba mawu. alendo zosalembedwa ndi chilolezo zogona akhoza kupeza mfundo MHI, koma mwa kampani ya inshuwalansi (IC). Ana osaposera chaka chimodzi ndi amayi apakati kulandira chithandizo popanda malamulo. Izi imakhudzanso "mwamphamvu" ndipo "ambulansi". Mu nkhani ya imfa ya chikalata angalandire chibwereza kapena kudzera dipatimenti ogwira, kapena mu NC. Kuti tipeze kufalikira kwa chipatala makamaka, muyenera kulemba mawu kwa dipatimenti yoona za thanzi. Ndi chikalata limodzi ndi kabuku pasipoti ndi ndondomeko. anthu lova akhoza kugwiritsa ntchito thandizo kuchipatala zolipidwa kapena kukonza mankhwala inshuwalansi mfundo ochokera m'mayiko akunja.

Amene pulogalamu

LCA akhoza kugwiritsa ntchito alendo kanthawi kapena kwa moyo m'gawo la Chitaganya cha Russia. Pankhaniyi, pansi pa lamulo, nzika ntchito ayenera kugula ndondomeko kwa iwowo komanso kwa anthu onse m'banjamo. Zamkatimu ya chikalata ichi popanda pangano ndi ntchito kapena nyumba chilolezo sangakhoze kukhala anthu okhoza.

Medical inshuwalansi mlendo

Kuti kalembera wa chikalata ayenera kulankhula ndi UK ndi kusankha mmodzi wa mapulogalamu utumiki awiri:

• Apadera - kupereka compartmentalized.
• Obschenapravlennuyu imene mankhwala amapereka dokotala.

Zaufulu inshuwalansi mankhwala kwa anthu achilendo ali kutali ndi mabungwe onse Moscow. Chisankho amakhudza zogona komanso malo a chipatala.

Tikumbukenso yomweyo kuti chikalatacho amakhala ogwira masiku pokhapokha 5-7 pambuyo kulembetsa. Choncho, ngati munthu anabwera ku chipatala popanda malamulo, onse ndalama adzakula zoperewerazo awo. Onani chikalata sangakhoze backdated. Amayi apakati ndi bwino kugula ndondomeko pa mtengo wapamwamba. Iwo kuphimba matenda, zoopsa, mano, njira osati matenda, komanso mavuto zotheka pobereka. Onani kuti mimba si matenda Choncho, sanali m'gulu la inshuwalansi. Kubereka latsopano la Russia kwaulere.

aligorivimu

LCA pulogalamu chimakwirira anthu okalamba zaka 18 mpaka 60. mfundo zikhoza kugulidwa kwa miyezi 3 mpaka 12. Osamukawo si anatumikira ku chipatala chigawo. Mu nkhani ya matenda munthu akutembenukira kwa UK, amene anawatumizira ku chipatala, amene walemba ndi mgwirizano pangano. Ngati munthu amakhala ululu, itanani "ambulansi." gulu makamaka zimatenga alendo kwaulere. Umu ndi mmene zaufulu inshuwalansi chamankhwala ochokera m'mayiko akunja. Lamulo limene analowa mphamvu January 2015, lokakamiza anthu onse akulowa ku Russia ndi cholinga ntchito, kugula VHI.

Ndi angati kulipira

mtengo chimadalira pa mndandanda wa ntchito. Kuti kalembera muyenera kupereka umboni Pawokha. Malinga ndi kafukufuku, inshuwalansi mankhwala kwa anthu achilendo ndalama nthawi 1.5-2 okwera mtengo kusiyana kwa anthu. Ichi ndi chifukwa chakuti ambiri a alendo dziko sindikudziwa Chirasha. Iwo ayenera kutsatira kuti mabungwe apadera, amene lingual ndodo.

The phukusi zofunika zikuphatikizapo outpatient, misonkhano inpatient zachipatala zinthu mwadzidzidzi. Kuyambira mtengo - 1.3 zikwi rubles. Izi katatu mtengo kuposa kale anafuulira ndi makonsolo. Izo poyamba zinakonzedwa kuti zaufulu inshuwalansi mankhwala kwa anthu achilendo, pensioners mwai gulu osati kuti upo mu chipatala, komanso kutenga chodwala, kuchita X-ray, ultrasound, electrocardiogram, funsani mano anu. Koma pa mtengo uwu, Kuphunzira osachepera.

Ngakhale pa mtengo pazipita, zilibe ntchito khansa, matenda opatsirana pogonana, TB, matenda okhudza ubongo, chiwindi ndi shuga mtundu Ine ndi II. The phukusi mtengo kwambiri kulola kuti alandire physiotherapy, kuchipatala, mankhwala akuchipatala, Kujambula, ECG, RVG, REG, ndi zina diagnostics.

Kumene kugula ndondomeko

Izi kupereka mankhwala mu SC kuti: "Max", "Reso", "VTB Insurance", "Rosgosstrah" etc. Kubisa - 100 zikwi ... The phukusi zofunika zikuphatikizapo outpatient ndi chisamaliro inpatient vuto la mwadzidzidzi (aggravation matenda alipo, pamaso pa ululu pachimake). Thandizo yobereka, chisamaliro nthawi ndi zina zikhoza m'gulu yaufulu inshuwalansi mfundo ochokera m'mayiko akunja kwa amalipiritsa. Phukusi mtengo zimasiyanasiyana 1.3 kuti 5.5 zikwi. Rubles, malingana ndi nyengo ndi dera.

Alendo akhoza kugula inshuwalansi pa Ataliatali Center. Kale 1.3 zikwi. Nzika okhonda. Kuyambira bajeti likulu mu zaka 2015-2017 pa chithandizo kwa odwala sakudziwika adzakhala allocated biliyoni 5.3 rubles. Ndalama udzabwezeredwa pambuyo osamukawo 1.6 miliyoni ndi kupeza VHI pafupifupi mtengo 3.3 zikwi. Opaka. Mwalamulo ntchito ku likulu - anthu 400 zikwi ..

ziwerengero

Nthawi zambiri akazi amene anapita kukagwira kupempha thandizo pa matenda a matenda matenda, amuna - ndi mavuto m'mimba. Pang'ono zochepa olembedwa apilo kwa a mano ndi matenda opatsirana. Akatswiri amanena kuti zaufulu inshuwalansi mankhwala mlendo kumathandiza kuchepetsa chiopsezo cha matenda aakulu. Tsopano alendo ndi kutembenukira kwa zipatala okha ululu waukulu. chisamaliro Emergency madokotala kupereka. Koma alibe bwino kuchitira popanda malamulo. Pambuyo kumayambiriro kusintha malamulo, adzakhala ndi ntchito kunadetsa kutembenukira kwa madokotala. Izi zingathandize kuti zikamera matenda aakulu. The kusintha kwa nyengo, kusintha kwa zinthu zamoyo zimawonjezera mavuto a m'maganizo, TB, chindoko. Tsopano, madokotala silingakhoze kokha kutenga kupweteka kwambiri, komanso kuchita kafukufuku kudziwa zizindikiro za matenda akuluakulu pa siteji oyambirira.

Osati akatswiri onse tifotokoza kusintha malamulo wolungama. Ena amanena kuti VHI atchule kuvomerezedwa kwa alendo alibe kusowa. Osamukawo ntchito kutumikiridwa mankhwala payekha. Iwo ankachita kapena ndi anzanu, madokotala anzake kapena zipatala, koma kuli kofunika kutero. Non-okhala ndi kulipira setifiketi (4 ths. Rubles), ndi mayeso mu Russian (4.5 zikwi. Pakani.), Ndipo tsopano kwa malamulo.

Pomaliza

Zaufulu inshuwalansi alendo "Reso" kuyambira 2015 ndi choyambilira ntchito ndi zogona chilolezo ku boma latsopano la Russia. mtengo mfundo zimasiyanasiyana malinga ndi dera, komanso chithandizo. The phukusi zofunikira 1.3 zikwi. Opaka. Iwo amalola kuti outpatient ndi inpatient ntchito. Vuto la mwadzidzidzi "mwamphamvu" ndipo "ambulansi" kuti athandize anthu ovutika onse, koma chithandizo zina - analipira.