Mawu ngongole malire - ndichiyani?

Pafupifupi banki amapereka ngongole, amene ndi malire. Wobwereka akhoza kugwiritsa ntchito ndalama, kenako adzabwerera iwo nthawi. Malire ndi zambiri zongowonjezwdwa, kotero makasitomala akhoza kutapa ndalama ndi khadi kachiwiri. Ndi yabwino chifukwa mungathe kugwiritsa ntchito ndalama pa nthawi yabwino. Simufunikanso kusonkhanitsa zikalata safuna kuti nthawi yambiri. Koma ngati muli ndi ngongole, ulemerero malire Angalimbikitse pogula kuti si nthawi zonse zofunika.

Pa mulingo ngongole

ndi malire a zimene ngongole ya? Izi ndi ndalama operekedwa ndi banki kwa kasitomala ntchito nthawi zonse. Pa chiphaso chobalidwa banki izo kale njira, kotero wobwereka akhoza kutapa ndalama kapena kulipira kugula. ngongole kubwerera n'zofunika nthawi kuti muzipewa kulipira.

Vuto bungwe ndalama amapereka nthawi chisomo, kuphatikizapo "Privatbank". makhadi kuti kuchepetsa kungakhale chochepa poyamba, ntchito ndi kasitomala kwa masiku 50-60 popanda chiwongoladzanja. zinthu zenizeni mu mabanki onse zingasiyane. Ngati inu molondola ntchito utumiki, ndiye makasitomala ali ndi mwayi phindu kupanga withdrawals nthawi iliyonse.

Pamene kuzemba akutanthauza nthawi yoikidwiratu amapezeka accrue. msonkhano uno okha ndi ngongole. The ngongole malire akhoza ziwonjezeke ndi nthawi, koma unakhazikitsidwa ndi chigamulo cha banki.

mALIRE

Ndi kugula khadi kasitomala wapatsidwa malire, mwinamwake si kumasulidwa. Koma pali khadi ndi sikelo ziro. Kawirikawiri iwo madebiti. Mwachitsanzo, mankhwala amenewa Visa Platinum "nkhokwe". Pa peculiarities ntchito ndi kukonzanso amafunikira kuphunzira kuchokera ndodo bungwe.

Khadi imeneyo ankaona madebiti-ngongole, limene likupezeka yomweyo. Mu opereka iye alibe ndalama. Pazaka masiku ochepa ndi chigamulo cha banki anapereka ndalama zochepa, zimene amakadziwitsa makasitomala ndi SMS kapena foni. Ndiye amapeza udindo wa ngongole. Kuti ndi mapu "Mbewu", "Euroset" limachititsa akutsutsana kukonza ndalama yobwereka.

kukula malire

banki amapereka malire malingana solvency munapangana. Apanso, kupita naye malipiro chifukwa. Ngati khadi ngongole ali ochokera kwa kasitomala, ulemerero malire akhoza ziwonjezeke ndi nthawi. Izi zimakhudza kusintha kwa solvency. Kawirikawiri operekedwa ndi 50-100 zikwi. Rubles.

Pamene makasitomala si zosungunulira, mu malire sakufuna. malamulo yowerengera aliyense banki ndi osiyana. Monga ulamuliro, malipiro sayenera oposa 25% ya revenues. Onetsetsani kuganizira zonse ndalama kasitomala. Pa malire a mmene kukula mu makina zili katundu.

Kuwonjezera malire

Ngati muli ndi ngongole, ulemerero malire akhoza zochuluka. Aliyense banki kuchita masamu mosiyana. Mwachitsanzo, kasitomala Kupeleka yofunsira, mawu ndalama, chikalata pa chuma, "VTB 24". Kuphunzira ntchito sakondwera kuposa masiku 3, kenako posankha zochita anapanga.

"Nkhokwe" amatenga chiweruzo chake kuonjezera kuchuluka ngati makasitomala ntchito misonkhano ndi kubwerera ndalama popanda opulukira. Choncho malire akhoza chinawonjezeka pamene:

• makonzedwe a zikalata;
• zones za ndalama.

Kodi ndikudziwa malire ngongole?

Kuti tipeze kukula kwa ndalama operekedwa, mungathe kugwiritsa ntchito mungachite zotsatirazi:

• ayenera kukhala bwino ndi mgwirizano umene inakhazikitsa pamene kuimbira banki;
• kuchuluka kutchulidwa chiphaso ku ATM;
• kasitomala mukhoza kuyitanitsa mawu banki;
• pali yabwino Intaneti banki ntchito.

njira zimenezi zilipo aliyense khadi, kuphatikizapo mapu "Mbewu." "Euroset" limapereka mwayi wokhala ofesi payekha. Popeza yabwino kulipira zosiyanasiyana ndi anasamutsidwa.

deduction

kuchuluka mwina osati kuchuluka koma yafupika. Izi zimachitika pamene:

• Iwo ali ngongole;
• pali chiopsezo ngongole zoyipa.

Izi zichitike mode munthu amaganiza, malinga ndi mgwirizano. Ngati n'koyenera, makasitomala ali ndi mwayi kuchepetsa kuchuluka. Mwachitsanzo, unafotokoza rubles 300,000, ndi kasitomala sikuchotsa ndalama ndi akuopa khadi. Ndiye iye akhoza kupanga neno, mu anapempha kuchepetsa ndalama ndi kuchuluka ankafuna. Kupereka malire ndi utumiki opindulitsa chifukwa iwo safuna kuyang'ana, pamene, ngati n'koyenera, kubwereka ndalama. Ndikofunikira mu nthawi kubwerera ngongoleyo.