Ndalama, Misonkho
Malipilo chithandizo msonkho munthu. Tax obwezeredwa mankhwala
Matendawa limodzi osati kusapeza thupi, komanso ndalama zakuthupi. Tayani matenda mwina dokotala. Pankhani ya reimbursement wa mtengo chuma, malamulo operekedwa ukutitsimikizira ena ndalama nzika. Mfundo anapereka mndandanda wa ntchito ndi mndandanda wa mankhwala, pamene inu kulipira kuti alandire malipiro. Lamulo amapereka zinthu mwapadera ndi ndime ya zikunena yokwera mtengo mankhwala. Tiyeni tione iwo mwatsatanetsatane.
Malipilo msonkho munthu zochizira
Timapereka kwa mu Art. 219 NC. Chakudya cha Article kukhazikitsa ufulu munthu samalipira msonkho kupeza deduction kugula mankhwala ndi chithandizo. M'mawu ena, munthu akulandira ndalama boma, angathe kuchepetsa gawo la ndalama zimene zimagwiritsidwa kubwezeretsa thanzi. Aliyense nzika adzakhala kusamukira ku bajeti 13, ndipo zina ndi 30% ya phindu lawo. mlingo msonkho uyu ndalama za anthu thupi. Pali mitundu ya ndalama, komanso mbali yake, imene amachotsera kulinganiziratu si akuyendera.
zinthu kuvomerezedwa
Ikani kwa reimbursement wa msonkho tokha ntchito nzika ndipo analipira kukhazikitsa 13 kapena 30%. zinthu izi amaonedwa lalikulu. Komabe, si okhawo. Pezani deduction zingatheke ngati:
- Kubwezeretsedwa thanzi lawo kapena banja.
- Potumikira m'gulu mndandanda umene ndi deduction lilipo.
- Mankhwalawa zinachitika ku chipatala, ntchito mogwirizana ndi chiphatso cha.
Deduction kugula mankhwala ndi inshuwalansi chipukuta misozi
ntchito chifukwa obwezeredwa a msonkho munthu akhoza anagonjera ngati:
- Mankhwala zotchulidwa dokotala, anagula okha kapena achibale ndi ndalama zawo.
- Kugula mankhwala m'gulu mndandanda, amene amasamalila deduction ndi.
Malipilo kwa malipiro ndi LCA mukhoza kuziwerenga ngati:
- Ndalama linalipiridwa mokomera awo kapena achibale awo.
- The kampani ya inshuwalansi ukugwira pansi chilolezo.
- Mgwirizanowo chimakwirira yekha mankhwala yokha mwachindunji, popanda kuphatikizapo mtengo wa mankhwala.
Nthawi imeneyi n'kofunika kupeza ngati mankhwala kapena utumiki mu mndandanda chapadera chimene deduction ndi kumenya chomveka. Wapamwamba lomasuliridwa ndi Maonekedwe Boma la 2011 № 201.
ntchito reimbursable
Tsankho chipukuta misozi munthu chithandizo msonkho zingatheke ngati:
- miyeso achire kapena matenda sanatsatiridwe ndi akatswiri ambulansi.
- Medical Kupenda zinachitikadi.
- Kuteteza, matenda ndi mankhwala kunachitika mu outpatient / inpatient.
- ntchito anawatengera ku dera la maphunziro thanzi.
- Therapy, konzanso, matenda, kupewa zinachitika mu zinthu chipatala chaching'ono.
Chofunikanso
malamulo amapereka obwezeredwa a msonkho amawagwiritsa ntchito pensioners ndi achibale awo pafupi. Iwo angalandire deduction mokwanira Komabe, kuchuluka umene anapanga, sadzakhala upambana Rubles zikwi 50.. Kuchuluka kwa ndalama zimene zimaphatikizapo kupereka premiums inshuwalansi ndi kudziletsa kugula mankhwala. Kukula kwa a deduction msonkho miyezo mtengo choipa si. Malinga ndi ukulu wake ikuchitika MBABWERERA 13%. Chifukwa wa nzika m'manja mwake salinso kulandira 6.500 rubles. amachotsera amenewa kudalira popanda pensioners kupatulapo amene atachira awo kwa ndalama zawo. Therapy angathe kuchitidwa mu zipatala payekha. A deduction msonkho si anasonyeza. Komabe, ngati VHI chikalata m'malo mwa abwana ake, malipiro a munthu chithandizo msonkho si ikuchitika.
Asayansi kwa antchito
Malipilo msonkho munthu kuchipatalako sangakhale oposa 13% ya malipiro a. The pazipita kuchuluka kwa deduction - 120 zikwi rubles .. Koma akubwerera rubles 15.600 yekha., Apanga zoona, anthu 13%. Lamulo anakhazikitsa mndandanda wa zaumoyo malirewo Izi sizikhudza. mndandanda Izi zikuphatikizapo misonkhano mtengo.
Kubwezeretsa thanzi banja
Monga zinanenedwa pamwamba, tingayembekezere chipukuta misozi ngati kunja kwa thumba chithandizo linaperekedwa okondedwa. Mndandanda wa abale amenewa ndi kukonza mu UK. mndandanda kumaphatikizapo akazi, ana ndi makolo. anthu onsewa ndi woyamba digiri zimakhalira. Kugonjera zikalata kwa obwezeredwa msonkho, muyenera kukumbukira kuti deduction n'kofunika, ngati misonkhano ndi amene amapereka bungwe chiphatso zachipatala ndi kulowa mndandanda lolingana wa ovomerezeka lamulo la boma. Ulamuliro N'chimodzimodzinso ndi reimbursement wa mtengo wa mankhwala zotchulidwa dokotala.
ntchito zodula zachipatala
mndandanda Izi zikuphatikizapo chithandizo opaleshoni:
- Kobadwa nako kuvutika.
- mitundu zovuta matenda magazi.
- Matenda ya ubongo.
- mitundu zovuta za pathologies ocular.
- Matenda pa mundawo kupuma.
- Zovuta za pathologies ziwalo m'mimba.
Mu mndandanda wa ntchito mankhwala okwera mtengo ndi pano:
- matenda otengera kwa makolo.
- Pathologies ya chithokomiro England.
- Zovuta za myasthenia gravis ndi polyneuropathy.
- Pathologies a minofu connective.
- Matenda a kapamba.
- pathologies aakulu kwa m'mimba, magazi ndi kupuma machitidwe ana.
- Zovuta a shuga.
- Malignancies kuphatikiza zace.
- Osteomyelitis.
- Kawirikawiri mitundu ya magazi m'thupi ndi magazi clotting mavuto.
- thupi yoyaka.
- matenda diso.
- Zovuta akuwuka woyembekezera, nthawi ndi wangobereka kumene.
- Osabereka.
Pa mndandanda zina:
- Njira kugwirizana ndi hemodialysis.
- Thandizeni asanakwane makanda.
- Implantation, replantation, kupatsidwa zina.
- Kumanganso opaleshoni zimfundo ndi yopanga.
ntchito zonsezi ndi okwera mtengo kwambiri. M'nkhaniyi, mtengo mu mawerengedwe a deduction misonkho n'komwe mu zonse.
Madalitso kwa IP
Mabwana kutsimikiza antchito awo kudzera VHI, komanso amapereka zokambirana zina. Komabe, iwo ndi mfundo zawo. Woyamba IP kuchita zinthu ngati amakhoma misonkho ndipo pachifukwa ichi amatha kupeza amachotsera. Komanso, wazamalonda ali ndi ufulu woyembekezera kuti kulipidwa, ngati anachiritsa achibale. Chikutanthauza ndondomeko ndi ofanana ndi amene ankapereka kwa anthu. Ufulu kupindula auka kwa nzika nthawi imene phindu yake anapitiriza trinadtsatiprotsentny msonkho. Ngati ndalama anthu thupi ndi ndalama zokwanira, iye angalandire obwezeredwa a msonkho munthu ndalama (zochizira mano kapena ntchito zina mwa lamulo). Kuchepetsa ndi mbali yokhayo ya ndalama anthu zachilengedwe amachotsera. bwanji si kupatsidwa ulemu kwa malipiro ina yotchuka.
Ndondomeko kusankhidwa
Reimburse ndalama kwa ogulidwa mankhwala zochizira kuperekedwa, kupewa, konzanso, matenda ndi zotheka kwa zaka imene malipiro awo mwachindunji ikuchitika. Pakuti ndalama kulengeza (pa p. 3 DZENJE) ndi kupeza malipiro anakhazikitsa deadlines. Izi zikhoza kuchitika mu chaka wonditsata nthawi imeneyi kwa miyezi 12. ndi tsiku la malipiro. Ndiko kuti, ngati chinachitika mu 2015, ufulu deduct akuyendera 2016.
Ngati pa zifukwa zina analephera yomweyo kukonza malipiro mwa nthawi ananenera, izo zikhoza kuchitidwa ina. Komatu chikhalidwe chimodzi. Iwo kwagona amene n'komwe atatu okha chaka chatha. Ndiko 2016, mukhoza kulandira deduction kwa 2015, 2014 ndi 2013. The ndondomeko ya kupeza phindu msonkho ndi kusonkhanitsa mapepala zofunika, kupereka iwo anayendera, yachinsinsi ndi kumasulira ndi udindo wa zikalata anagonjera ndi vuto la.
Ndondomeko kupeza
Lamulo anakhazikitsa mndandanda wa zikalata kwa obwezeredwa msonkho. kuyenderako ndidzadutsa:
- A mgwirizano ndi bungwe chiphatso zachipatala.
- Declaration (p. 3, DZENJE).
- Certificate kutsimikizira ndalama ndalama.
- Kuthandiza f. 2 DZENJE.
Kulembetsa ikuchitika mu magawo angapo:
- Kulengeza.
- Agwiritsidwa kampani yowerengera kupeza satifiketi, umboni ndalama.
- Konzekerani zikalata achibale (ngati analipira kubwezeretsa thanzi lawo, kapena kugula mankhwala kwa iwo).
Ovomerezeka katswiri adzapereka mawonekedwe kuti tidzazidwe. Izo muli ntchito mwachindunji kwa deduction lapansi. Afufuze mapepala ada mangala ndi kuyenderako amatenga pafupifupi pafupifupi 3 miyezi. Pafupi mwezi wofunikila kulanda kuchuluka chipukuta misozi. Ambiri, kupeza deduction n'kumwa malo pafupi miyezi 4. M'zaka zaposachedwapa Komabe, njirayi ndi mofulumira.
kuwerengetsera Zitsanzo
Wogwira ntchito wa kampani opaleshoni kapamba. Opaleshoni chinachitika mu 2013. Okwana kwa ogulidwa mankhwala ndi malipiro a nzika ntchito anatenga rubles 700 zikwi kwa zaka 2. Opaleshoni imeneyi m'gulu mndandanda wa ntchito mtengo mankhwala. Malinga ndi ntchito zambiri kabisidwe ndi "2". Popeza izi, izo n'komwe kuchuluka izi zonse. Ie ku rubles 700 zikwi ndi deducted 13%, wokwanira 91 chikwi. Opaka.
Chitsanzo china. Anapuma anakhala mu 2013 zikwi 50 rubles mankhwala a matenda ischemic. Chaka chotsatira, 2014, ndalama zake pa zinthu izi nkhani 20 zikwi zambiri. Komabe, malamulo inakhazikitsa malire pa malipiro a zikwi 50. Ntchito mtundu wa chithandizo siligwira ntchito kwa maofesi, amene amagwiritsidwa ntchito mu kukonzanso dongosolo mtima. M'nkhaniyi, mu mawerengedwe a kuchuluka adzakhala analandira 100 zikwi. Chotero, izo zidzakhala deduction msonkho 13%. Iye adzakhala choncho, 13 zikwi rubles.
Similar articles
Trending Now