Kodi ndalama kapena nsonga wololera chuma

Rockefeller kapena Rothschild abadwe. Kapena, ngati inu muli mwayi, kutenga cholowa chochokera kwa ena amalume American, amene pamaso zitasintha anasiya moyo wabwino. Ambiri nzika anzathu kukanikiza funso la mmene ndalama pa maziko a chuma akukumana ndi mwayi. Paja: njira kuti akhoza kukhala bwinobwino yovomerezeka, Tikambirana ife sinditi nkomwe. Kumene, mukafunsa funso "Kodi kupulumutsa kwa nyumbayo," mwachitsanzo, kuchita popempha kapena kulosera pa mkono, zitsanzo udindo mungapeze kwambiri. Wokwanira ukutsika mu underpass aliyense mu mzindawo ndi kufunsa "anzake tsogolo" ndi kukambirana nawo za malangizo.

Koma nthabwala pambali, koma funso la tsiku lililonse. Ndipo izo nthawi zambiri malipiro ndi zochepa kwambiri, komanso sayansi. Kalanga, ambiri a ife theoretically mukudziwa momwe ndalama: choyamba, kupulumutsa, chachiwiri, patulani pang'ono, koma kuchita izo zonse ndi zonse chachitatu, musawononge pa zosangalatsa akanthawi ndi zinthu zosafunika. Koma kuno, kuchita makhalidwe amenewa nokha muyenera kulera. Mu Russia misers konse ayi ankasangalala kulemekeza ndi ulemu. Komanso, maganizo athu ndi chinachake chimene chimatichimwitsa moyo mu njira chachikulu, posachedwapa, kuthamangira ngakhale wina ndi mzake. Ife ndiye ntchito masiku, lotengeka ndi kungoganiza za momwe ndalama, ndiye "yopuma" ndipo amachita ndalama zosafunika spree, kupanga manja yotakata, timayesetsa kuchita zambiri zabwino kwa onse ovutika ...

Pali vuto lina pa njira kudzikundikira mwadongosolo lapansi. Izi chinasokoneza chidaliro cha ku Russia mu dongosolo banki ndi mabanki ndalama. Pakuti ambiri padali "kuwomba" mu chikumbukiro cha kusakhulupirika 1998, pamene ndalama yaitali anthu. Ndipo ngakhale ndalama izi amapeza n'kovuta kwambiri. Kwambiri chodalirika mabanki akunja tikuona, koma kutsegula akaunti kunja mphamvu si aliyense.

Ndipo komabe, kodi ndalama, nkuti, ndi malipiro zabwinobwino? Choyamba, muyenera kupanga dongosolo ndalama. Pali mtengo, m'pofunika kwambiri kupulumuka: chakudya, zofunikira. Kuwerengetsa mmene mumathera tsopano zinthu izi. Chotsatira - kufunafuna mipata ndalama. Mwachitsanzo, kusintha kuwala mababu ndi mphamvu zopulumutsa, ife adzalipira zochepa mu okwana pa mita. Ife tisanthule ziti ndiponso zizolowezi tsiku. Kuchokera ukhondo nthawi zonse, kumene, ayenera ayi, koma pamene akutsuka mbale akhoza kusamalira madzi. Kuti tichite zimenezi, basi musati opaleshoni imeneyi ndi kachizindikiro nthawi tsegula. Choyamba, munthu zilowerere dothi ndi mafuta, kuwonjezera njira kusamba. Pamene madzi pamenepo lidzakhala kokwanira muzimutsuka mbale.

Mfundo ingagwiritsidwe ntchito menyu tsiku. Zambiri mankhwala (dzinthu, nyama, mbatata, mazira) pawokha sangathandize mtengo kwambiri. Choncho mungapereke pa mitundu yonse ya mankhwala theka-kusasanyiwa, zakudya zamzitini, zophikiratu, wokonzeka chakudya. Chepetsani zakudya zanu - zidzakhala athanzi, ndi mtengo. Mokhudzana ndi mitundu yonse ya katundu ayenera kutsogoleredwa ndi mfundo za ndalama wololera. Mwachitsanzo, n'chifukwa chiyani mukufuna newfangled "zapamwamba" foni ngati inu ntchito awiri kapena atatu okha ntchito? Kapena "wapadera" nsapato, ngati inu samenya katswiri wa mpira? Zindikirani kuti 90% ya mtengo kuti ife analipira katundu - ndalama Kampani malonda, odana ndi mpikisano, pa "kutchuka" ndi pamalo.

Kudziwa kuchuluka mungathe kupulumutsa pamwezi pogwiritsa ntchito njira izi, chitani atatu. Kodi kupulumutsa ndalama zolowa panopa? Sitichitira onse. Tikutalikitsa mwadongosolo ndipo nthawi zonse. Kumene, pangakhale zochitika zadzidzidzi, imene kufunika kufikira ndi kuswa Piggy banki. Koma ndalama inu (by kuwerengetsera anu) angapulumutse, ayenera kuika kumbuyo nthawi zonse. Piggy sikuti ndi galasi botolo kapena chala. Mungasinthe ndalama nkhani ndalama kapena chikwama amagetsi. Nkofunika kupewa muwachotse iwo "pa zosangalatsa". Yemweyo ayenera kuphunzitsidwa ndi ana.

Kodi ndalama sukulu amene ali mpata nazo ndalama? Choyamba, yesetsani kuchepetsa ndalama, monga osangalatsa mafoni, chifukwa SMS malipiro maswiti. Ndi ndalama m'thumba, amene makolo adzakhala pang'ono anachedwa. Chachiwiri, kuyang'ana zilipo mumapezera angathe. Mtsikana wina ndi wophunzira sekondale mosavuta kupita kukagula kapena kuyenda galu masana. Tiyeni ndalama zazing'ono koma palokha. Kukhala kompyuta, mungachite lolemba pa maonekedwe, kulipira pa uthenga, kapena kuti kuphunzira kusankha Websites yosavuta. n'zotheka nthawi zonse - chilakolako zokwanira ndi kufuna ntchito.