Katundu msonkho deduction kugula nyumba: zikhalidwe za zikalata analandira

Kugula nyumba - ndi okwera mtengo. anthu ambiri kupeza nyumba zanyumba. boma limapereka zingapo zoyezera thandizo kwa Russia, amene ndapeza umwini wa malo. Mmodzi wa anthu otchuka ndi luso logwiritsa ntchito msonkho katundu deduction. ndi mbali ya kapangidwe ka chiyani? Kodi chachikulu mungatani kulipira?

Akamanena za deduction

ndi chuma msonkho deduction kugula nyumba chiyani? Russia amene kugula awo ndalama zokha zogona malo, ali ndi ufulu kubwerera 13% wa mtengo kugwirizana ndi kupeza chuma. Komabe, kugwiritsa mbali amaloledwa pokhapokha ngati nzika za anapereka State msonkho munthu, umene uli 13% ya malipiro kapena zina ndalama. Ndi amachotsera ndiponso njira yoyenera mbali ya kubwerera pa ogulidwa ndi ndalama nyumba. Choncho, malipiro mu funso, amatchedwa "msonkho".

ndalama kuti wowirikiza

Kugula nyumba akhozanso kukopeka ndi zina ndalama kugwirizana. Monga Mwachitsanzo, kugula zipangizo zomangira nyumba ndipo zinthu kutsirizitsa kwa kukonza, kulipira ukatswiri yoyenera. Ndipotu, izi mitundu iwiri ya ndalama, pamodzi ndi anthu amene amasonyeza kuchuluka operekedwa nyumba, kodi nawonso m'gulu la deduction msonkho.

Nthawi zina, n'zothekanso kuti tizidalira chipukuta misozi cha ndalama zokhudzana ndi kupeza malo kumanga munthu. Katundu msonkho deduction kugula nyumba imagwiranso ndalama chidwi pa kubweza banki. The yaikulu kuchuluka kwa ngongole nthawi yomweyo muphatikizidwe mu mtengo wa nyumba.

Only lamanja la nzika

Kuti zimenezi deduction msonkho pamene kugula nyumba, tawerenga. Pokhapokha ngati nzika ndi anthu thupi kumusonyeza ufulu umenewu chipukuta misozi? Inde, n'zotheka. Amatikhululukira kubwerera - ndi anthu mwakuthupi. DZENJE - njira yokhayo msonkho umene n'komwe mu mawerengedwe a malipirowo lopeza. Mwachitsanzo, adzabwerenso VAT pamene kugula nyumba mtima wa bungwe n'zosatheka. Komanso, nyumba, womwe wapangidwa deduction ayenera udzakhazikitsidwe pa dera la Russia. Komanso dziwani kuti ufulu obwezeredwa a msonkho munthu ali kokha anthu msonkho wa la Russia. Kuti anthu nzika moyo mu Russia masiku chaka kuposa kunja. Ngati munthu ali ndi udindo wa sanali wokhala, msonkho kuti kulipira - 30%.

Choncho, obwezeredwa VAT pamene kugula nyumba ndi kuphedwa deduction kwa anthu amene nthawi zambiri amakhala kudziko lina, ndi mwalamulo zosatheka. Koma izi si onse mokoma malamulo okhudzana ndi kukhazikitsa ufulu wa Russia mwayi yoyenera pamene kugula nyumba. Tiyeni tikambirane zinthu zina chidwi. Mwachitsanzo, anthu zokhudza tanthauzo la kukula kwa deduction ndi lagona pa kusintha posachedwapa mu Tax Code.

Kukula kwa deduction ndi malamulo mokoma

Kodi chachikulu akhoza chuma deduction pamene kugula nyumba? Kuti tiyankhe funso limeneli bwino, ife kufufuza ena mokoma lamulo. Mfundo yakuti mpaka 01.01.2014, wochititsa wina wa malamulo kwa kuwerengetsa ndi deduction kuchuluka, pambuyo - osiyana penapake. Kusintha kugwirizana ndi kusintha kwa chakudya ena a Tax Code.

chimango anali oyenerera kusintha malamulo anatsimikiza kuti pazipita kuchuluka kwa deduction kungakhale kwa 13% Muwerenge rubles 2 miliyoni anathera pa kupeza katundu wina kapena zambiri (kuphatikizapo ndalama kukonza ndi dziko). Monga chidwi pa kubweza, ndiye malire mtengo wa kubwerera pa iwo pambuyo kusintha - 13% ya rubles 3 miliyoni operekedwa banki.

Kodi chinachitika kwa kusintha mu Tax Code? Kuchuluka zofunika kunyezimiritsa mtengo wa nyumba inali yofanana - 2 miliyoni, koma kutenga 13% ya mu uthunthu wake, limene ndi 260 zikwi rubles, zinali Zimatheka malo amodzi ... Pankhaniyi, ngati mtengo wa nyumba kapena nyumba ndi zosakwana miliyoni 2, dopoluchit 13% ya kusiyana pakati pa chithunzi ichi ndi pazipita malamulo kunali kosatheka. Ponena za chidwi Komabe, palibe zofunikila pa alibe akhazikitsidwa.

Kodi awiriwa akufotokoza za "ulamuliro" umene okhudza katundu msonkho deduction kugula nyumba? Kodi malamulo pa nkhaniyi zimakhala zosemphana? Izi zidalira pa chimodzimodzi pamene munthu kwa nthawi yoyamba Chatuluka ndi deduction pamene kugula nyumba.

Ngati iye ananena kwa kusinthidwa kwa Tax Code akubwera mu mphamvu ya ulemu wa mlandu wake, ndi malamulo mu mphamvu pamaso kusintha. Ndiko kuti, mukhoza kubwerera munthu pazipita 13% ya rubles 2 miliyoni ku mtengo kugula katundu chimodzi, ndi kukonza, ngati iwo ali, motero, wofanana ndi kuchuluka kuti kapena kuposa. Komabe, adzakhala wokhoza kubwerera ndi chidwi malipiro kubweza monga mmene awo "nabezhit" - pamwamba palibe malire pano. Pamene munthu amatumiza kulipira ngongole kubanki, iye akhoza kulandira kuchita masamu pa maziko a ndalama lolingana wa amachotsera.

Ngati munthu woyamba ntchito kwa Federal Tax Service, kuti akokere deduction pamene kugula nyumba pambuyo 01.01.2014 chaka, ali kale mu mawu latsopano la chilamulo adzakhala amagwiranso ntchito yakeyo. Ndiko kuti, iye ankayenera kuti deduction 13% ya miliyoni 2 - ndi mtengo wa kugula katundu chimodzi kapena zingapo, kuchoka pa 3 miliyoni - pa kubweza chidwi.

Choncho, kunyumba kugula nthawi - kusintha kapena pambuyo - zilibe kanthu. Chofunika, pamene munthu ntchito kwa deduction choyamba. Tsopano, kwenikweni, za momwe mungachitire kuchita - kugwiritsa ntchito kwa Federal Tax Service kwa malipiro oyenera.

Kuonana ndi khoka

Katundu deduction msonkho kugula nyumba, monga ulamuliro, ndi salipidwa pa nthawi yomweyo. chipukuta misozi accrual kumachitika kamodzi pa chaka - yolingana ndi mtengo wa msonkho munthu ndalama, omwe anali lolipiridwa ndi nzika za ku Zachuma kwa chaka msonkho. Theoretically, ndithudi, zonse kukula udindo kubwerera gawo la ndalama n'zotheka, koma pokhapokha ngati munthu amachotsera msonkho kwa malipiro kapena ndalama zina wofanana kapena kuposa 260 zikwi. Rubles. Ngati inakhazikitsa ndi deduction msonkho kugula nyumba mu kubweza ndi ndi kuchuluka, mtima wa ndalama kuti refunded, anagwira mfundo zofanana - anafotokoza kufunika kwa ndalama ku banki kwa chaka.

Choncho, kuwerengetsa ndalama sonyezani ikuchitika pamaziko a muyezo zotsatirazi Pamene ntchito kwa Federal Tax Service: Add amachotsera pansi msonkho munthu ndalama ndi chidwi banki kwa chaka yapitayi zimene nzika amakhala FTS. Ikani kwa obwezeredwa pamene kugula nyumba akhoza kukhala tsiku lililonse. Pali Baibulo kuti zizichitidwa mwa April 30, koma si. deti limeneli - tsiku lomalizira imene bwana ayenera kupereka mfundo Federal Tax Service misonkho analipira antchito ake amalipidwa. Kwa nzika okha, ambiri, maudindo ofanana uka. The FNS akuyenera kubweretsa phukusi la zikalata zingapo. Ndi chiyani icho?

zikalata

Choyamba, ndi msonkho kulengeza, anapanga malinga ndi mtundu 3-DZENJE. Iwo akhoza kupempha mu nkhani za kampani bwana. Pali chikalata china ofanana - Certificate 2-DZENJE, malipiro kwa chaka amasonyeza mu izo. M'pofunikanso kuti aganyali akonzedwa wamba sheya kuti kalembera wa deduction.

FNS muyenera zikalata kutsimikizira lamanja la umwini nzika kunyumba. Inunso muyenera mgwirizanowo malonda kwa nyumba, kapena mgwirizano pa nawo gawo pa ntchito ya zomangamanga (ngati nyumba ukadali ikumangidwa). Ngati kumene anatumidwa, kudzatenga kuchita kwa kulandiridwa ndi kulanda nyumba itatha. Ngakhale akatswiri ena amakhulupirira kuti Service Tax sayenera amafuna chikalata otsiriza imodzi ndi mgwirizano wa zogulitsa kapena "dolevku". Zambiri Koma zimatengera pa ndondomeko yoyenera ya m'madipatimenti m'zigawozo Federal Tax Service.

Ife kutchulidwa ndi zikalata kunyezimiritsa nyumba za thupi mwini. Koma msonkho kubwerera pamene kugula nyumba - ichi ndi kumulipiritsa ndalama. FNS ayenera kupereka malipiro zikalata, umene kusonyeza kuchuluka kwa ndalama. Zimakhala banki mawu, malisiti, macheke, zikalata, etc., nthawi zina - .. A chiphaso kwa wogulitsa limene iye analandira ndalama ngati ndalama. Ngati deduction msonkho amapangidwa pamene kugula nyumba kubweza, ndi Federal Tax Service ndidzapempha pangano ngongole ndi banki. Amafunikira mwatsatanetsatane zomwe FNS adzakhala atchule deduction.

Konzani mapepala onsewa, muyenera pasipoti yanu ndi kukaona Kupititsa dipatimenti ya utumiki msonkho. Pali FTS akatswiri ati apereke mawu amene zikakwaniritsidwa ndi Ufumuyo ena mapepala. Mbali zambiri akhoza anasamutsa kwa Federal Tax Service kudzera zipata "Gosuslugi.Ru", koma machitidwe a mogwirizana pakompyuta ndi nduna nzika si choncho debugged - adakali ndi kuchitidwa "kutali-mzere" Ulendo dongosolo la. Kupereka zikalata, mukhoza kudikira mpaka deduction kugula nyumba zalembedwa pa nkhani yake banki. Nthawi imene Federal Tax Service ayenera kugwira yoyenera banki ndikupeleka - osati miyezi oposa 3 kuchokera tsiku chiphaso cha ntchito.

Tiyerekezenso zina

Pali njira ina, ndi njira zomwe zingagwiritsidwe ntchito kuti apereke msonkho katundu deduction kugula nyumba. Ife tanena kale kuti pali ufulu lolingana wa nzika pamaziko a malipiro a msonkho munthu malipiro ndi ndalama zina. Koma lamulo limalola zina kubwerera munthu msonkho ndalama deduction - osati msonkho uyu. Ndi, bwana chabe mukhala naye, kuona malipiro. Amapezerapo mwayi limagwirira izi, m'pofunika ntchito kwa Federal Tax Service, kufunafuna pali chikalata amasonyeza ufulu deduct, ndi kubweretsa dipatimenti mlandu. Komabe, inu mukhoza kutenga izo kamodzi pa chaka. Ndipo ngati munthu anasintha ntchito, ndiye kachiwiri kugwiritsa ntchito chithe. Komabe, ngati nzika ndi ntchito m'malo osiyanasiyana, ndiye inu simungakhoze kulipira msonkho munthu pa chilichonse. Kulephera kupereka msonkho malipiro zikhoza bola ngati kuchuluka deducted Kodi sangafikire 260 zikwi. Rubles, zochokera kuchuluka ntchito pa lathyathyathya kapena pamakomo (ngati ntchito ndi akadandaule pamaso 01.01.2014 chaka) kwa chidwi ngongole. Izi ndi zothandiza ngati kukhudzana udayesedwa deduction msonkho katundu pogula nyumba kubweza lapansi. Documents - mofanana mu sewero loyamba.

Onani kuti malipiro kuchokera Federal Tax Service pansi chiwembu uti unene sanali kupereka msonkho munthu yekha chipukuta misozi panopa ntchito. Ngati munthu ali ndi "zosachitika" amachotsera m'mbuyomu - Amachita zinthu mu sewero loyamba.

Lamulo zofooka kwa deduction ndi

Palibe yosaloledwa chimodzimodzi pamene ntchito kwa deduction msonkho. Zilibe kanthu yaitali bwanji zapitazo iwo anagula nyumba. Pa nthawi yomweyo, msonkho munthu analipira ndalama kudawerengedwa kwa zaka zitatu zokha m'mbuyomo kuti, pamene munthu likukhudza kwa deduction mu Federal Tax Service.

Deduction - yekha pa ndalama munthu

Ufulu deduction pamene pogula nzika nyumba kumachitika kokha ngati nyumba anagula ndalama zawo. Simungathe kubwerera dzenje mu chimango cha limagwirira izi, ngati nyumba anali kupatsidwa ndi winawake, kapena anagula subsidy ku boma kapena bwana. Documents kuti anagonjera Service Tax ayenera motsimikizira amatsimikizira kuti ndalama kugwirizana ndi kugula katundu, nzika adadziyesera yekha.

Mwina, ndithudi, gawo la ndalama kwa ogulidwa ndi nyumba kapena nyumba anthu panatenga, koma pa nthawi yomweyo anatenga ntchito thandizo la boma. Mu nkhani iyi, mawerengedwe a deduction anapanga pa maziko a ndalama kuti nzika anali atawononga panokha. Zochita ngati sewero n'zotheka ngati malipiro nyumba mu kufanana ena zinachitikadi likuvutika likulu kholo. Pankhaniyi, ndalama zimene munalandira ndi boma, ndi subtracted ku okwana, zimene zimasonyeza mtengo wa kugula nyumba. Chifukwa ndi patsinde pa mawerengedwe a deduction ndalama.

Nyumba ndi nyumba yomangidwa kumene

Kodi zina zabwino kumaphatikizapo ndi deduction msonkho kugula nyumba ndi nyumba yomangidwa kumene? Vuto lalikulu pano - ena a mitundu zimenezi chifukwa adagawa yomanga lakonzedwa kuti nzika kuti nthawi imene katundu si anaperekedwa, ndi pa udindo wa co-Investor, koma osati mwini nyumbayo.

Mchitidwe wa kulandiridwa ndi kulanda nyumba watha, mpaka nyumba si anamaliza, womanga izo ayenera kupereka. Kuti athe apereke msonkho deduction kugula nyumba, zikalata ayenera kusonyeza umwini. Popanda iwo, Federal Tax Service alibe ufulu kulimbikitsa kukhazikitsa dziko la chilolezo cha.

Deduction ndi kubweza kwa

Tchulani kufotokoza deduction msonkho kugula nyumba kubweza, osati kuphatikizapo zimene zatchulidwazi pamwamba? mokoma Ofunika mu nkhani ikukhudzana bwanji ndi mndandanda wa mapepala. Chinthu choyamba chimene ndidzapempha Federal Tax Service - pangano ngongole. Kenako - malipiro magwero chikhalidwe. Kutsimikiza kuchuluka kwa malipiro pa kubweza, amene anali akuyendera pa chaka, nzika za lankhulani banki kuti mawu, zimene ziyenera payokha anasonyeza malipiro a yaikulu ndi chidwi. Awa ndi zazikulu, zimene ndi zofunika kuti apereke ndi deduction msonkho kugula nyumba zikalata kubweza.

Pali zingapo zina zabwino. Koma pali vuto mmene i ayenera kukumana pangano ngongole, pa maziko a amene anapanga deduction msonkho katundu pogula nyumba kubweza lapansi. Kodi banki, amene adatenga nzika ngongole? Akatswiri amakhulupirira kuti pali. Komanso, ngongole mwina operekedwa sanali banki bungwe ndalama. Chofunika kwambiri, anali ndi cholinga. Kuti ndi mgwirizano ndi banki ayenera mwachindunji kuti munthu undertakes kugwiritsa ntchito ndalama anabwereka kugula ndikumane nawo nyumba, nyumba, kapena kumanga iwo (kapena kukonza).

Kodi n'zotheka njira imene anthu adzapanga kunja deduction msonkho chokhazikika chidwi pa kubweza chiyani? Ndiko Mwachitsanzo, pa nthawi imene si koma m'manja mwa kuchita kwa phwando ndi kufala nyumba ndi zikalata zina zofunika kuti atsimikizire mwalamulo la sobstvennno bwino? Akatswiri akukhulupirira kuti zimenezi n'zosatheka. Komanso pamene munthu likukhudza kwa deduction mu Utumiki Tax, dongosolo patsogolo ndalama adzakhala masamu pamaziko a akugula nyumba ndi kukonza ndalama. Mwamsanga pamene 13% ya 2 miliyoni kapena kuchuluka yoonetsa ndalama zogwirizana tidzakwatulidwa anasamutsa nzika, ndiye okha n'komwe kubweza chidwi.

umwini olowa ndi wamba

Nthawi zina, munthu akugula nyumba ufulu limodzi (kapena olowa) umwini. Pankhaniyi, nzika za adzakhala nawobe ufulu deduction. Koma "chilinganizo" chifukwa kuwerengetsa izo zidzadalira zinthu zomwe mtundu wa ubale kulibe - komabe amagawidwa kapena umwini olowa makamaka. Mbali yoyamba, chifukwa ndalama kwa mawerengedwe ndalama munthu msonkho kubwerera kwa limanena adzakhala njila kwa gawo la umwini. Ndiko kuti, ngati nyumba ndi ofunika miliyoni 3.5 rubles, ndi munthu mwini 20% ya izo, kuti FTS kuwerengera deduction 13% kufuma 700 zikwi. Opaka.

Ngati chuma pamodzi, eni adzakhala ndi kugwirizana pa kufalitsa mtengo wa m'munsi ndalama deduction ndi, komanso kupanga kukondera awo yokhala ndi kugonjera ntchito zogwirizana ndi Federal Tax Service. Mwina sangathe kugwirizana - mu nkhani iyi, chilungamo zikhoza kukhazikitsidwa ndi bwalo. Onani kuti umwini gawo ndi zolowana redistribute maziko ndalama deduction siingakhale.

The deduction msonkho kwa pensioners

Nthawi zina, pali funso mmene deduction msonkho amapangidwa pamene kugula nyumba pensioner. Malinga ndi zimene amalamulira mogwirizana ndi Federal Tax Service nkhani imeneyi? chakuti munthu wina wopuma pantchito sapereka msonkho munthu. Ndipo ngati ndiyekhayo ndalama za nzika, chifukwa deduction ndi mokulira, Kodi osadzuka. Koma pali mungachite kuti mukhoza kuwerenga pa ena chipukuta misozi kugula mtengo nyumba. Amene ali ndi zambiri?

• Njira yoyamba - ndi pensioner kufanana akuthamanga. Pankhaniyi, ali woyenera kukhazikitsa kwathunthu ufulu wokwanira deduct mu chimango cha njira imene takhala tafotokozazi.
• Yachiwiri - ndi pensioner anali anachita ndikupeleka umene boma liyenera kupereka msonkho munthu pa mtengo wa 13%. Izo zikhoza kukhala, monga njira ina, malo ena weniweni zogulitsa. Ndipo mu nkhani iyi lamanja la deduction pa kugula nyumba ndi kukhoma msonkho pa anagulitsa akhoza matanthauzo kuchepetsa unsembe.
• Njira yachitatu amaganiza kuti pensioner analipira ndalama msonkho uliwonse kwa zaka zitatu m'mbuyomo kuti, pamene iye analembetsa deduction ndi. Mu nkhani iyi, FTS mukhoza kuwerengera chipukuta misozi pa maziko a ndalama anasamutsidwa ku cuma monga mbali ya msonkho munthu kwa zaka zam'mbuyo. Ulamuliro N'chimodzimodzinso ngati pensioner wachita - akhoza kuchepetsa amachotsera chifukwa msonkho zawo pa zaka zitatu m'mbuyomu.

Deduction amene samapereka msonkho munthu

Pali pakati ndi gulu lina la anthu amene ali ndi ndalama, koma musati mupereke msonkho pa izo, choncho sangakhoze kupambana kwa deduction msonkho. Mwachitsanzo, iwo akhoza kukhala amalonda munthu, eni malonda, osankhidwa ndi udindo wina uliwonse, ophunzira polandira maphunziro. Komanso, deduction si woyenera kuti nzika amene alandira malipiro "mu envelopu." Komabe, mu ulemu wa iwo malamulo chomwecho chimene ife tatchulazi, - ngati ntchito kapena ndalama zina kwa zaka zitatu isanafike tsiku amaloledwa ndi IRS - correlative deduction a msonkho munthu analipira ndalama amatamanda. Malamulo, ndi njira, zogwirizana ndi nzika amene amaonedwa ulova.