Ndalama, Mabanki
Investment mabanki - ndi chiyani ichi? Mitundu ndi ntchito za mabanki ndalama
Nthawi zambiri, lero mungapeze chinthu monga "ndalama mabanki". Yotani? Cholinga chawo ndi tsogolo chiyani? Pakuti iwo ali? Kodi malamulo kumutsogolera? Izi, komanso mafunso angapo ena adzayankhidwa mu nkhani.
zambiri
Choncho, poyamba, tiyeni tipeze chimene ndi ndalama mabanki okha. Izi wapadera mabungwe ndalama zimene zimachititsa kulera likulu maboma ndi makampani akuluakulu m'misika dziko. Zimathandizanso ntchito kufunsira pa kugulitsa ndi kugula malonda. Investment malonda Bank kungathandizenso nsinga ndi katundu malonda, kuyambitsa mautumiki ziwongola dzanja zaogulitsa. Ndipo potsiriza - zimathandiza kuthana ndi zida chuma, uphungu, ndalama ndi kukonzekera malipoti mawunikidwe pa misika kumene mozama.
Ngati ife kulankhula za matanthauzo enieni, palibe vutoli, ndipo mayiko ambiri kutanthauzira kwawo phindu. Timatenga buku zotsatirazi: ndalama mabanki - ndi mabizinesi amene kuchita malonda mu masheya m'makampani ndipo ulamuliro mu malo oyamba, ndi chimene chimagwira ntchito ndi miyala ikuluikulu yolimba; monga iwo zikugwira zachuma m'makampani mu mawonekedwe a kulera likulu kwa m'matangadza chopangidwa ndi chuma kapena opereka yaitali ndalama ngongole.
Features Ofunika
Malonda ndalama mabanki ndi zizindikiro zawo osiyana. Koma n'zotheka kuonetsetsa chikhalidwe chawo chachikulu:
- Choncho, ndalama kubanki - ndi mosalekeza lalikulu malonda gulu kuti Chili ndi amapereka zambiri zochitika amaloledwa mu misika sheya ndi ena misika ndalama.
- Amaona ntchito yaikulu ntchito zotolera ndalama mothandizidwa ndi masheya a.
- Monga gulu lalikulu la ndalama kubanki umagwira ntchito nthawi mfundo choposa chimenechi.
- Patsogolo zapatsidwa kwa ndalama medium- ndi yaitali.
- Maziko a mbiri ndiwo sheya, ndi chidwi kwambiri ndi munthu amene si phindu gawo la msika.
ntchito chitsanzo
Tiyeni titenge ankaona BCS nkhani. Banki ndalama ndi chinkhoswe mu thumba kuukitsidwa. Koma pakuika chinachake si ntchito kokha. Iye imagwira bungwe zokwanira, kumene zinthu zina bizinesi imene tikugwira mabungwe kukongoza. Kodi ichi chiyenera BCS? Investment Bank, mu malo oyamba, amakhala ndi bwino olemera ndi bungwe ntchito mu madera osiyana. Izi amalenga maziko kuchita ndalama. Investment - ndiye otchuka ndi kopindulitsa kwambiri zida ntchito. Choncho, monga ulamuliro, kapena zochepa makampani akuluakulu ntchito ndi iwo.
ntchito
Tsono ife tikudziwa kuti mabanki ndalama ku Russia, monga, ndithudi, ndi States ena apadera mabungwe ngongole zimene profiled pa ndalama ku makampani osiyanasiyana ndi mabizinezi. Ndipo iwo ali ndi ntchito zotsatirazi:
- Zikugwira kukhazikitsa ntchito chabe. Awa ndi anthu amene kuthandiza mu mapangidwe chuma banki lomwe.
- Nawo kukhazikitsa ntchito yogwira. Amenewa amanena zinthu zina ndi zomwe mabungwe ngongole kuonetsetsa chuma. Zikuphatikizapo ndalama ku banki ngongole ndi sheya ena. Ntchito zonsezi amatchedwa katundu.
Investment mabanki anapanga kudzera zawozawo ndi ndalama anamuukitsa. Chidwi kwambiri linaperekedwa kwa nkhani ndi mayikidwe a sheya.
Kuti kunja?
M'mayiko ambiri, pali kalekale ndalama mabanki / ndalama kuti mungathe kulitchula iwo kuti amvetsetse bwino maonekedwe a asilikali alipo. Motero, anayamba mayiko capitalist otchuka kupereka mwachindunji ngongole yaitali mafakitale ndi makampani akuluakulu pa chitetezero cha mafakitale awo ndi zida. Izi kawirikawiri limodzi ndi chakuti mabanki ziwalo za nkhani ya ntchito zachuma. M'mawu ena, ndondomeko splicing likulu mafakitale ndi kubanki. Kodi zimenezi zidzachitika liti? Imodzi mwa njira - ndalama kubanki. Zikatero, kugula masheya. Ndiye iwo kukhala chuma cha banki.
Ambiri, mungachite mogwirizana ndi ambiri. Koma nawo yosavuta ya ngongole gulu m'mayiko osiyanasiyana mwina limatchula zawo. Pamene ena mayiko ndalama ku banki kugwira mayikidwe a sheya, zikuyamba kupanga pambuyo msika sekondale kwa iwo. Chifukwa cha zimenezi, iye atenge mbali ya wogula ndi wogulitsa. Komanso, pali milandu pamene mchitidwewo ngongole gulu monga guarantors kapena anayambitsa mabungwe atsopano kuti kuchititsa koyamba nsembe anthu. Iwo akhoza kulenga Consortium kuti anaphatikizapo ndalama ndi mabanki malonda, komanso Makampani ogulitsa kwa dzuwa kwambiri.
Ndipo mmene latsopano la Russia?
Ife wokongola bwino mmene yachilendo lonse banki ndalama. Tsopano tiyeni kulabadira zinthu latsopano la Russia. Choncho, iwo zikugwira dziko zotsatirazi:
- Kuchita ntchito ya ogulitsa, osinthitsa ndi depositories.
- Ndimapanga umuna m'chuma, komanso - payekha sheya zida kwa Investor makamaka.
- Malinga kuwerengetsera pamwamba bungwe wotuluka sheya.
- Zogwirira ntchito yolangiza pankhani ya ndalama.
- Tikufunafuna anthu amene akufuna kuti aganyali ndalama nkhani zosiyanasiyana, komanso malo mungawapange kubwerera apamwamba.
Mwachitsanzo, tiyeni tikambirane Choyamba Investment Bank. Ndi wokongola wamphamvu bungwe ndalama kuti imakhazikika mu osiyanasiyana ndalama. Choncho, kuwonjezera pa ndalama mwachizolowezi mu sheya, amatipatsa komanso mwayi kugula wokhometsa ndalama, zitsulo zamtengo wapatali, ntchito ndi chuma chosonyeza kudzera cryptosystems wabwino ndi anasaina yadigito. Koma Choyamba Investment Bank lolunjika makamaka mabungwe alamulo. Ndipo mwayi pa mautumiki a mabungwe amenewa kungakhale kovuta kuchita kwa anthu wamba.
Zonse ndi zoipa?
Ayi. obwereketsa ambiri konsekonse. Mwachitsanzo, taganizirani za "Investment Trade Bank" umatchedwanso kuti "Investtradebank". A bungwe ngongole chinkhoswe mu lolimbikitsa yaitali ngongole likulu ndi makonzedwe a borrowers kudzera issuance ndi mayikidwe a udindo yobwereka. "Investment Trade Bank" - dongosolo kuti kwenikweni umalimbana makampani ndi mabungwe a mitundu yosiyanasiyana. Koma ena kuposa kuti, pali misonkhano ndi munthu wamba mwa msewu. Komabe, mukhoza mofulumira pokhapokha muyezo ya ntchito monga ngongole ndi madipoziti. Ndalama zilipo Komabe, koma amafuna kusaina wina kuchuluka kwa zolembalemba zina. Choncho, kukwera mu mabungwe amenewa kuisintha, m'pofunika kuti ayanjane ndi nkhani ya chiwerengero mwachilungamo lalikulu zolembedwa.
Ambiri, chuma mabanki - dongosolo kuti akhoza zimachitika munthu wa mitundu iwiri:
- Iwo ntchito m'munda wa yogawa ndi malonda a sheya.
- Agwire ngongole nthawi yaitali.
Investment mabanki ndi yoyamba
Woyamba mabungwe amenewa anapangidwa monga zibwenzi zochepa mwamsanga kotala zoyambirira za m'ma chakhumi ndi chisanu ndi chinayi. Mu zaka mazana makumi awiri pakhala azimuth kutali kwa zochitika za osunga ndalama zapadera, mabungwe ang'onoang'ono ndi sing'anga-kakulidwe mu mtima gulu. Legalization ya kugawikana mu ndalama ndi malonda anali woyamba anachita mu US mu 1933 Glass-Steagall Act. Ndife chidwi nzika za ntchito zachuma lolunjika pa thumba-kuukitsidwa kwa makampani akuluakulu ndi mabizinezi. M'kupita kwa nthawi, iwo anayamba kutenga nawo mbali pa chilengedwe cha zisudzo latsopano chuma, komanso reorganizations, Kuphatikizana ndi kusintha ena mwa dongosolo gulu.
China ndi chani chomwe amachita?
Poyamba, tisaiwale kuti mabungwe amenewa musatenge madipoziti. Iwo anaika pa nkhani ya sheya ndi ukutitsimikizira. The ndalama kwa iwo aumbike mwa ntchito anayamba kapena malipiro a ndalama anakonzeratu kuti Musati muzidalira pa mphamvu ya ntchito. Komanso, mabanki ndi ntchito monga wothandizira amene tikhale mbali ya magawo milandu pamene amaona kuti kampani kuti ntchito bwinobwino ndipo adzatha kupeza ndalama. Pamene Kusinthaku, ndiye akufotokoza mawu, nthawi, kukula ndi udindo. Kuti zosavuta ntchito amachitika syndicates banki.
Tsopano zambiri pali zilili kuti palibe kanthu mu njira iyi kampani akufotokozera ndi pang'onopang'ono, kotero ndalama mabungwe ndalama anachotsedwa ntchito alibe kukhala. Kumakhudzanso amenewa osakaniza, pamene atsogoleri a mabanki ndi mamembala onse gulu la ma nyumba makampani umene apereke magawo. Tikumbukenso kuti banki ndalama imatengedwa kuti ndi chikoka chachikulu apa limabweretsa theka nyumba khumi, ndi onse - ndi mabungwe monga mkhalapakati. Pa izi, mwinamwake, chirichonse.
Investment mabanki a mtundu wachiwiri
Iwo kawirikawiri analenga pamaziko a chilungamo. Nthawi zambiri zimachitika kuti bungwe pamodzi ndi boma. cholinga chawo chachikulu - ndi kuonetsetsa medium- ndi yaitali kukongoza ku magawo ena a chuma kapena mapulogalamu mwapadera cholinga. Komanso, iwo akhoza kuchita pa msika likulu, lolimbikitsa ndalama kuchokera bizinesi onse ndi zazing'ono. Iwo kugwira ntchito kukongoza ndi ndalama ku boma m'dera sheya. N'kosatheka kuti aone zawo zothandiza kutukula zosiyanasiyana ntchito ndalama. Chotero nyumba banki chikanachitika pa kusintha kwa bizinesi ndipo anapanga anachokera ku wobwereketsayo, amene anali ogwirizana mgwirizano. Poyamba, iwo anadzitengera pa okha kuphedwa kwa malonda, kuthetsa kulolerana ndi chilungamo mbali. Iwo ankagwira ntchito ndi sheya, koma monga ulamuliro boma. Pafupifupi zaka twente-woyamba unakhazikitsidwa za makumi asanu a nyumba banki wamphamvu. peculiarity lawo n'chakuti zambiri anapanga ku malonda banja ndipo kenako okha anali lidzasinthidwa kampani olowa katundu. Koma lero pali zimawonedwa patsogolo makamaka wa oimira mtundu.
Kodi iwo akuchita chiyani?
Ngati ife kulankhula za ntchito chabe, ndi likulu lawo, lomwe linakhazikitsidwa mwa umwini magawo banja, chilungamo ndi malo likulu, anapitiriza zasungidwa ndi ndalama zina yobwereka. Izi chuma mwini mabungwe ngongole.
Koma chidwi kwambiri kuphunzira ndi ntchito yogwira. Iwo anamanga mphamvu zawo oona a mabanki ndalama. Ntchito mu nkhani iyi ikukhudza ntchito ndi ndalama pa dzanja. Private ndi anthu sheya, malo ndi zida ndalama.
Features
Tikumbukenso kuti ndalama mabanki - ichi kawirikawiri wapadera wa maiko otukuka. Only ndi kagulu kochepa ka dziko losauka akhoza kudzitama anafikapo. Ndipotu, iwo zikugwira ndalama weniweni, ndalama mwachitsanzo likulu amodzi omwe kumathandiza kuwonjezeka inventories. Ndipo kwa dzuwa kwambiri chofunika mu zaumisiri chifukwa cha luso la zopangapanga ndi ntchito luso.
Pomaliza
Pakuti mabanki ndalama pamene iwo alingalira ndalama, n'kofunika:
- Aluntha angathe kupanga.
- Oyenerera.
- Zinachitikira ndi chidziwitso antchito.
- Maphunziro ndalama.
- China chirichonse kuti amalola kuti ntchito chuma kuthi monga efficiently ngati nkotheka.
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